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1

Budget your spendingKnow your monthly spending needs and habitsKeep track of what comes in and outDivide your spending into fixed cost.

Budgeting

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2

Setting Goals

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3

Handle your spendingDetermine which costs you can cut and

which costs you cannot.

Keep a goal in mind to help you realize why you are living on a budget.

Put some of your money in savings each month.

Saving Tips

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4

Use your money wiselySave $ on lunch and pack your own food.Stay away from ATM machines that charges

fees.Get credit card with no annual fee and low

interest rates.Pay bill on time.Use cash instead of credit card.

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Summary Slide

Budgeting Setting Goals Saving tips