AAA PIONEER VALLEY

SEPTEMBER 2016Vol. 34, Issue 7

this month

On the cover: Gorgeous foliage sur-rounds the Omni Mount Washington

Resort in Bretton Woods, N.H.

Road rage

Fall foliage

Aggressive driving on the rise across the U.S.

By Jill Fergus It’s that time of the year again – fall foliage season! Of course,

one of the best ways to see the beautiful hues of autumn is to take a leaf-peeping road trip. But this year, why not customize it to include your specifi c interests? Whether you’re a foodie or a thrill-seeker, a museum lover or looking for a family-friendly getaway, there’s a fabulous trip out there with your name on it. Here are some fall foliage road trip suggestions throughout the Northeast.

CULINARYHudson Valley, New York

The Culinary Institute of America, in Hyde Park, N.Y., is one of the country’s top culinary schools. After a tour of the cam-pus – be sure to visit its terrace offering sweeping Hudson River views – dine in one of its renowned restaurants such as the farm-to-table American Bounty and the modern French Bocuse Restaurant . And throughout the Hudson Valley, you can visit farmers markets to buy local produce as well as family-owned orchards, where you can pick your own apples (and don’t forget the cider doughnuts!).

Dine and stay: Aside from fi ne dining restaurants, the CIA also has a few casual lunch spots including the Apple Pie Bakery

f11photo / iStockphoto / Thinkstock

Trips for every traveler, from foodies to explorers

Capital ideas for road trip adventures

The Connecticut Statehouse, in Hartford, is a gilded beauty constructed from 1872 to 1879.

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Nearly 80 percent of drivers expressed signifi cant anger, aggression or road rage behind the wheel at least once in the past year, according to a new study released by the AAA Foundation for Traffi c Safety.

The foundation also found that 7 percent of U.S. drivers engaged in extreme examples of road rage – including purposefully ramming other vehicles or getting out of their cars to confront other drivers – within the past year.

Drivers living in the Northeast were signifi cantly more likely to yell, honk or gesture angrily than people living in other parts of the country. Drivers in the Northeast were also 30 percent more likely to have made an angry gesture than drivers in other parts of the country.

“Inconsiderate driving, heavy traffi c and the daily stresses of life can transform minor frustrations into dangerous road rage,” said Sandra Marsian, vice presi-dent of membership, travel and marketing at AAA Pio-neer Valley. “Far too many drivers are losing themselves in the heat of the moment and lashing out in ways that could turn deadly.”

A signifi cant percentage of U.S. drivers reported en-gaging in angry and aggressive behaviors over the past year, according to study estimates.

• 51 percent: purposefully tailgating. • 47 percent: yelling at another driver. • 45 percent: honking to show annoyance or anger. • 33 percent: making angry gestures. • 24 percent: trying to block another vehicle from

changing lanes.

Continued on page 14 Continued on page 6

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10 TripTiks

By George MorseState capitals are easy options for adding a couple of hours of

sightseeing to just about any road trip. Capitals and surrounding attractions provide awesome

glimpses into history, and statehouses, most of which offer guided or self-guided tours, make excellent backdrops for vaca-tion selfi es.

Here are 10 state capitals within a day’s drive that are worth checking out.

1. Albany, N.Y.: The New York State Capitol is a striking facility nestled within the Gov. Nelson A. Rockefeller Empire State Plaza . The 10-building complex houses the New York State Museum, Library and Archives, a performance center, a public art collection and an observation deck on the 42nd fl oor of Corning Tower. The USS Slater, a World War II-era destroy-er escort converted into a museum, is a short drive away.

2. Annapolis, Md.: Take a tour of the U.S. Naval Academy before visiting the capitol , the nation’s oldest in continu-ous use. Be sure to budget time to take in the city’s fabulous architecture, which spans more than a dozen styles. Other popular historic attractions include the Hammond-Harwood House, a 19th century colonial estate, and the William Paca

Continued on page 5

Tell us your savings story Have you saved money with your AAA Membership? Tell us your AAA savings story and we’ll tell other AAA Times readers. A story will be selected ran-domly and published in each issue of AAA Times. If your story is published, you’ll win a one-year membership renewal! For more information, visit AAA.com/Promo.

Learn about the Canadian RockiesLearn about touring the Canadian Rockies from Rocky Mountaineer, at 6:30 p.m. Sept. 14 at the AAA West Springfi eld location. Reserve your spot at AAA.com/TravelEvents or by calling 413-785-1381.

AAA offers fall driving classes Sign up now for fall driver’s educa-tion classes in Hadley, Springfi eld and West Springfi eld. Visit AAA.com/DrivingSchool or call 413-785-1381 to register.

Take a motorcoach tour with AAALet AAA do the driving! Upcom-ing day tours include Granite State Oktoberfest; Salem, Mass.; Radio City Christmas Spectacular; and Hershey Christmas. For details, visit AAA.com/Motorcoach.

RMV services available at AAAThe AAA West Springfi eld and Hadley offi ces offer Massachusetts Registry of Motor Vehicle services including li-cense, registration and state ID renew-als and duplicates and replacement license plate stickers. The offi ces are open Monday through Friday, 9 a.m. to 5:30 p.m.; Thursdays until 7 p.m.; and Saturdays from 9 a.m. to 1 p.m.

AAA offi ces closed for Labor DayAAA offi ces will be closed on Monday, Sept. 5, in observance of Labor Day. As always, 24-hour roadside assistance will be available.

Giving teens the Keys2DriveAAA Keys2Drive website is a one-stop shop for teen drivers, even before they get behind the wheel. Visit TeenDriving.AAA.com.

2 AAA PIONEER VALLEY | SEPTEMBER 2016

This year, we’ve watched with increasing concern as the National Highway Traffi c Safety Administration reported that traffi c fatalities are on the rise throughout the country.

In July, NHTSA estimated that the fi nal number of fatali-ties in 2015 will total around 35,200 people, an increase of 7.7 percent over the 32,675 fatalities in 2014. And while that is well below the more than 40,000 fatalities a decade ago, 2015’s numbers will still represent the highest count since 2008.

We take particular notice of the statistics for those not be-hind the wheel – especially pedestrians and bicyclists. Pedes-trian fatalities in 2015 rose 10 percent over the previous year, while bicyclist fatalities rose 13 percent. A larger number of roadway users is certainly a factor. But recent AAA Foundation for Traffi c Safety research on distracted and aggressive driving strongly suggests that improving driver behavior will provide the best chance to turn those statistics around.

This discussion is never more important than in Septem-ber, when children return to school and are riding, walking and running in places they hadn’t been during the summer months. We’ve said this before but it bears repeating – children are not small adults. They perceive and act differently in traffi c situations. They think that if they see you then you can see them. They think vehicles stop on a dime. They see and hear differently.

AAA’s annual School’s Open – Drive Carefully campaign is an opportunity to remind motorists that extra care is necessary when driving at the start of the school year. It’s also an opportunity for parents and schools to review safe walking practices and talk to students about how to safely get on and off a school bus, through a crosswalk, or between a car and a school building.

I referred earlier to the increasing number of bicyclist fatali-ties. Children on bikes are often inexperienced, unsteady and unpredictable. Slow down and allow at least 3 feet of passing distance between your vehicle and a bicycle. And make sure your child wears a properly fi tted bike helmet on every ride.

Perhaps our biggest reminder is about distractions. Taking your eyes off the road for just two seconds doubles your chances of crashing. Driving requires your full attention at all times, but especially now, when children are out in large numbers in school zones and neighborhoods.

Remember AAA’s annual safety mes-sage: School’s Open – Drive Carefully.

from the president’s deskChris E. Mensing

Back-to-school season calls for extra caution

SFI-00993

AAA PIONEERVALLEY OFFICERS

Chairman of the BoardMichael Godek

Vice ChairJames Russell

President & CEOChris E. MensingCFO & TreasurerRobert M. Dwyer

AAA OFFICESADMINISTRATION150 Capital Drive

W. Springfield, MA 01089413-785-1381

CHICOPEE863 Montgomery StreetHOURS: Monday - Friday

9 a.m. - 5:00 p.m.413-536-2655

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HOURS: Monday - Friday9 a.m. - 5:30 p.m.

HADLEY458 Russell Street*

HOURS: Mon, Tue, Wed,Fri - 9 am - 5:30 pm;

Thursday - 9 a.m. - 7 p.m.Saturday - 9 a.m. - 1 p.m.Registry Services Available

SPRINGFIELD270 Cooley Street*

HOURS: Mon, Tue, Wed,Fri - 9 a.m. - 5:30 p.m.

Thursday - 9 a.m. - 7 p.m.Saturday - 9 a.m. - 1 p.m.

WEST SPRINGFIELD150 Capital Drive*

HOURS: Mon, Tue, Wed,Fri - 9 a.m. - 5:30 p.m.

Thursday - 9 a.m. - 7 p.m.Saturday - 9 a.m. - 1 p.m.Registry Services Available*Insurance Services unavailable Saturday

TimesOfficial Publication ofAAA Pioneer Valley EDITORIAL OFFICE150 Capital Drive

W. Springfield, MA 01089413-785-1381

editor@aaapv.com

PUBLISHER & EDITORMindy J. Ginley

TRAVEL EDITORSandra J. Marsian

AAA Times is published ten times a year by AAA Pioneer Valley, 150 Capital Drive, W. Springfield, MA

01089 (USPS 002-740). Subscrip-tion rate: 50 cents per annum with

Periodicals Postage Paid at W. Springfield, MA and at additional mailing offices. POSTMASTER: Send

address correction changes toAAA Pioneer Valley, 150 Capital Dr.,

West Springfield, MA 01089.

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DISCOUNTED TICKETS AT SPRINGFIELD SYMPHONY

This season, the Springfi eld Symphony Orchestra cele-brates its 73rd year of classical and pops performances, plus education and outreach pro-grams that benefi t local com-munities. Opening night kicks off Saturday, Sept. 24, with a Tchaikovsky Gala. AAA Mem-bers can save 10 percent on single tickets in the side loge sections. For more information, visit AAA.com/Discounts.

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Discounts Bulletin

AAA Members can purchase discounted tickets to the Springfi eld Symphony Orchestra, led by in-ternationally acclaimed American conductor Kevin Rhodes. The orchestra kicks off its 73rd concert season on Saturday, Sept. 24, with a Tchaikovsky Gala, featuring guest pianist Fabio Bidini. This will be followed on Saturday, Nov. 19, by Brahms Double Concerto with Mark Kaplan on violin and Clancy Newman on cello.

The season continues into 2017 with Beethoven’s Emperor Concerto on Jan. 21; Spencer Myer will be guest pianist. There will be a special Black History Month performance on Feb. 18 called A Life in Opera – Celebrating Leontyne

Price. Othalie Graham will be guest soprano.Next spring, the orchestra presents

Scotland – A Celebration, with violinist Yevgeny Kutik, on March 11. Nights in the Gardens of Spain on Saturday, April 8, will feature guest pianist Washington Garcia.

On April 29, the orchestra will be joined by the Springfi eld Symphony Chorus and four spectacular vocal soloists for Beethoven’s 9th Symphony – An Ode to Joy.

To purchase discounted tickets, visit or call the orchestra’s box offi ce, at 1350 Main St., Spring-fi eld, 413-733-2291, in advance of concert night, and provide your AAA Member number.

Come celebrate the arts in downtown Springfi eld – and save!

4 AAA PIONEER VALLEY | SEPTEMBER 2016

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Each fall, the Springfi eld Museums pay tribute to the city’s role in transportation history with its annual History on the Move car show. The an-nual event takes place Saturday, Sept. 17, from 9 a.m. to 3 p.m. on the city’s Quadrangle green.

A wide assortment of muscle cars and vintage early automobiles will be displayed, including many pre-1950 cars and an assortment of vin-tage automobiles manufactured in Springfi eld. The event is sponsored by AAA Pioneer Valley.

Attendees can also enjoy the transportation exhibits at the Lyman & Merrie Wood Museum of Springfi eld History. The exhibits include two Rolls-Royces, an 1899 three-wheeled Knox and a 1903 Stevens-Duryea, the oldest surviv-ing model of its kind, all made in Springfi eld. An experimental Indian roadster will also be on view at the Wood Museum’s collection of Springfi eld-built Indian motorcycles.

The day will also include driving demonstra-tions of a replica of a Springfi eld-built 1893 Duryea, the fi rst successful gasoline-powered car, and awards for best in show and people’s choice. Lunches and snacks will be available in the Blake House Cafe, while a DJ will spin tunes.

AAA Members save $2 off the price of general admission (regularly $18; $9.50 for ages 3-17) to all four museums and can attend the car show at no additional charge. For more infor-mation, visit www.springfi eldmuseums.org.

Enter for a chance to win a family four-pack of tickets to the Springfi eld Museums at AAA.com/Promo.

Historic cars on display Sept. 17

The History on the Move car show takes place from 9 a.m. to 3 p.m. Saturday, Sept. 17, on the Springfi eld, Mass., Quadrangle green.

Imagine leaving work to fi nd your car in the parking lot with a fl at tire. You pull out your AAA Membership card only to realize your member-ship has expired.

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* Franklin County FairThis fair – now in its 168th year – is full of animals, rides, a talent show, circus performances and Frisbee-catching dogs (is there anything better?). It takes place at the Franklin County Fairgrounds in Greenfi eld: Sept. 8-11. $10; $9 ages 9-17; free age 8 and under. Visit www.fcas.com.

* Amherst Poetry FestivalHead to Emily Dickinson’s hometown for three days of celebrating the written word and Dickinson’s legacy. The festival will take place at the Emily Dickinson museum and other downtown Amherst locations: Sept. 15-17. Museum admission $12; other venues may vary. Visit www.emilydickinsonmuseum.org.

* North Quabbin Garlic & Arts FestivalBring your appetite – and a healthy supply of breath mints – to this festival at Forster’s Farm in Orange. Garlic sack races, a tug of garlic and a raw garlic eating contest round out the fun: Sept. 24-25, 10 a.m.-5p.m. $5 admission. Visit www.garlicandarts.org.

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SEPTEMBER 2016 | AAA PIONEER VALLEY 5

10 TripTiks®

Get a dose of history in state capitals

House and Garden , named for its former resident, a signer of the Declaration of Independence.

3. Augusta, Maine: Augusta is a great comple-ment to any Acadia National Park trip. Any statehouse visit should include time for the 20-acre Capitol Park, which houses the Maine State Library, Maine State Archives and Maine State Museum . The latter includes exhibits on the state’s natural, social and economic history. The museum is open Saturdays, as is Old Fort Western. The 1754 National Historic Landmark is said to be the nation’s oldest surviving wooden fort, and it’s a short ride away.

4. Boston: Of all the cities on this list, Boston is most deserving of an entire weekend. The statehouse is a beautiful, gold-domed structure and certainly merits a tour, but you’ll likely want to experience Beantown’s fantastic restaurants and attractions. A few sugges-tions? L’Espalier and Menton are two of Massachusetts’ three AAA Five Diamond restaurants, while the Isabella Stewart Gardner Museum and the Museum of Fine Arts, Boston

are fantastic cultural institutions. Boston Duck Tours are a unique way to see the city.

5. Concord, N.H.: Concord sits at the crossroads of several of New Hampshire’s byways. You can make a morning of it by checking out Pierce Manse, open through Oct. 8, the former home of Presi-dent Franklin Pierce, or the McAuliffe-Shepard Discovery Center, which highlights exploration on Earth and in space. It’s named for two as-tronauts with New Hampshire ties – Alan Bartlett Shepard, the fi rst American in space, and Sharon Christa McAuliffe, a teacher who died in the 1986 Challenger explosion.

6. Harrisburg, Pa.: If you’re visiting Gettysburg, Hershey or Pennsylvania Dutch Country, consider a stop in Pennsylvania’s capital, which is just an hour away. The Pennsylvania State Capitol

spans 2 acres and is topped by a 272-foot-tall dome. The State Museum of Pennsylvania

is within walking distance and the National Civil War Museum is a 10-minute drive away. Consider a tour of the Susquehanna River, too.

7. Hartford, Conn.: Hartford houses several diverse attractions and the Wadsworth Atheneum Museum of Art , with 50,000 works of art, is one of the best. It’s pegged as the oldest continuously operating public art museum in the country. Other noteworthy

historic library known as the Providence Athenaeum and Waterplace Park, a popular gathering point for the renowned WaterFire installa-tion. The Roger Williams National Memorial, a U.S. National Park Service site with a small visitor center and park, tells the story of the state’s founder.

10. Richmond, Va.: Richmond’s history is as rich as any city on this list; Thomas Jefferson himself designed the Capitol. You can learn about the city’s Civil War-era history by visiting the White House of the Confederacy or the Museum of the Confederacy

, the former residence of Jefferson Davis and a large collection of Confederate artifacts, respectively. May-mont includes a 19th century mansion amid 100 acres of beautifully landscaped gardens, and Hollywood Cemetery includes the graves of two U.S. presidents.

institutions include the former homesteads of Mark Twain and Harriet Beecher Stowe, a science center with dozens of hands-on exhibits and a performing arts center. The 37-acre Bushnell Park graces the statehouse.

8. Montpelier, Vt.: Mont-pelier is the smallest state capital. That said, it’s not a

bad stop off Route 89 on trips to Burlington or Montreal. Combine a statehouse tour with time in the 180-acre Hub-bard Park. The nearby Vermont History Museum details state history, and admission includes access to the Vermont Heritage Galleries, in Barre. For a truly local experience, check out Morse Farm Maple Sugar-

works. Learn about the farm’s history inside a shed made from sugar wood and enjoy a tasting on a sugar house tour.

9. Providence, R.I.: Adorned by one of the world’s largest self-supporting marble domes and a statue known as the Independent Man, the statehouse is walking distance from the RISD Museum , a

The Virginia State Capitol, left, and the Empire State Plaza in Albany, N.Y., right.

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6 AAA PIONEER VALLEY | SEPTEMBER 2016

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Cafe. The menu features items like salads, salmon tartines and quiches (and save room for dessert). A convenient place to stay is the Poughkeepsie Grand Hotel, a quick drive from the school.

ADVENTURE White Mountains, New Hampshire

Bikers and hikers will love this nature-rich region loaded with scenic trails that take you beside cascading waterfalls and covered bridges. With its many rivers, streams and lakes, the White Mountains also offer plenty of nautical adventures including whitewater rafting, kayaking and tubing. And if that isn’t enough, you can sign up for a Bretton Woods Canopy Tour, a three-hour excursion that takes you across a series of treetop zip lines – a beautiful trip in spring and summer but even more so when the leaves have turned.

Dine and stay: The Omni Mount Washington Resort

, built in 1902 by mining magnate Joseph Stick-ney, is one of New England’s classic resorts. Located in Bretton Woods and overlook-ing 6,288-foot Mount Wash-

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AAA Price Savings Adult: $12 $3 Child (6-12) $8 $2 Midway Voucher: $23 $5

September 16 - October 2

Tickets available for sale at AAA West Springfield office until Sept. 13; AAA Springfield and Hadley offices until Sept. 12; AAA Greenfield until Sept. 8, while supplies last.

Indulge your senses with foliage trips tailored to your tastesContinued from page 1

ington, the hotel features several restaurants, a spa, an activities center and a spectacular 900-foot veranda.

CULTUREBrandywine Valley,

Pennsylvania/Delaware The Brandywine River

Museum of Art , housed in a former mill in Chadds Ford, is known for its collection of paintings from artist Andrew Wyeth. At 1,000-acre Longwood Gardens, created by industrialist Pierre DuPont in 1910, wander amid rose gardens and decorative fountains and in nearby northern Delaware, take a tour of Winterthur, the former 175-room estate of the DuPonts, which has its own glorious garden. This time of year brings a riot of fall colors from its multitude of beech, ash, maple, black gum and dogwood trees.

Dine and stay: Lunch at Hank’s Place, a mom-and-pop diner with hot sandwiches, burgers and Greek dishes, while Brandywine Prime, serving steaks and seafood, is a great dinner option. Overnight

at the Brandywine River Hotel , a short drive from the

Brandywine River Museum of Art.

FAMILY-FRIENDLY Adirondacks, New York

In the village of Tupper Lake is the Wild Center , a nature-focused nonprofi t museum. One of its biggest draws – and one the kids will love – is the recently opened Wild Walk, 1,250-feet of elevated trails across the treetops, which in fall is quite magical. In Lake Placid, there are hundreds of hiking trails, including family-friendly

Cobble Hill, which offers fabulous views of the High Peaks region. In Lake George, you can take a replica steam-boat cruise, enjoy a round of mini-golf and play some video games in the many arcades.

Dine and stay: In both Lake Placid and Lake George there are family-friendly restaurants – not to mention ice cream shops. Lodging-wise, Lake Placid’s Mirror Lake Inn is a AAA Four Diamond prop-erty, while the newly opened Courtyard Lake George is a welcome addition to the vil-lage’s main thoroughfare.

If you’re wondering how much gas money to budget for your fall road trip, AAA’s new gas price website is well worth a few clicks.

The interactive, redesigned website – at AAA.com/GasPrices, includes an enhanced gas-cost calculator with expanded destination options and a miles per gallon fi lter for specialty vehicles.

The website also features the daily national gas average and compares current prices with the val-ues from one week, one month and one year ago.

Check out state-by-state pricing information to see how gas prices are changing in your state and across the country, and how both trends stack up with the national average, at AAA.com/GasPrices.

ANTIQUING: The Berkshires, Massachusetts

This bucolic region is not only a prime leaf-peeping destination, but it’s also known for its many antique shops, es-pecially in the southern Berkshires. In Sheffi eld, Painted Porch Country Antiques and Cup-boards & Roses Swedish Antiques are two popular shops, while in Great Barrington, the Great Barrington An-tiques Center has more

than 50 dealers under one roof, selling everything from American quilts and antique clocks to estate jewelry and 19th century furniture. As you head north on Route 7, you’ll fi nd even more shops.

Dine and stay: In Great Barrington, it’s worth the wait for a table at Baba Louie’s to sample the wood-fi red pizza, while Allium is a fi ne dining restaurant with a farm-to-table menu. Stay in the Briarcliff Motel, a revamped 1960s mo-tor lodge overlooking Monu-ment Mountain, which offers great hiking opportunities.

New AAA website delivers lastest gas prices

The Apple Pie Bakery Cafe, left, and zip lining in New Hampshire, right.

SEPTEMBER 2016 | AAA PIONEER VALLEY 7

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Total Package Price: $3,299*

per person, per day for a family of four

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Call or visit your nearest AAA Travel agent today!1-413-785-1381AAA.com/Travel

8 AAA PIONEER VALLEY | SEPTEMBER 2016

By Molly ClarkThe absolute No. 1 item

on my travel bucket list is to stay in a treehouse hotel. The appeal lies somewhere between how being high up in the trees stirs dormant states of childlike wonder and how it induces a sensa-tion of calmness and feeling

Fall foliage

Move over, kids! These treehouses are for grown-upsof being one with nature. Either way, I can’t wait to do it.

If you’re brave enough to climb up into a treehouse for a local getaway, there’s no better time than fall in the Northeast, when stunning foliage dots mountainsides and hilltops.

Imagine viewing the splendor from within the trees, getting up-close and personal with the unique calligraphy of every distinct-ly painted leaf.

Sold? Check out some bucket list-worthy treehouse getaways to climb into this fall.

TREEHOUSE AT WINVIAN FARM155 Alain White Road

Morris, Conn.Winvian Farm, a luxury re-

sort set in the Litchfi eld Hills, is home to several creatively themed, luxurious cabins. Perhaps the most enticing of the bunch is the Treehouse. But this isn’t the crooked treehouse you nailed together in your backyard as a kid; this two-fl oor suite, nestled into the trees 35 feet above the ground, has a king-size bed, fi replace, Jacuzzi tub and walk-out deck. Guests also have access to the resort’s renowned dining

and spa facilities and the hotel’s outdoor ac-tivities including lawn games, fi shing, canoeing and horse-back riding.

THE AVIARY AT WHEATLEIGH

Hawthorne RoadLenox, Mass.

A stay in this remodeled former aviary in the Berk-shires will leave you feeling freed from the cage of the 9-to-5 daily grind. Guests enter the downstairs of the multi-level suite to fi nd an el-egantly decorated living room with a private terrace, then climb a glass-enclosed wooden staircase to the second level, which features a luxury bed-room suspended among the trees with attached en-suite, complete with soaking tub and walk-in shower. THE TREEHOUSE AT MOOSE

MEADOW LODGE607 Crossett HillWaterbury, Vt.

The rustic Treehouse at Moose Meadow Lodge fea-tures exposed timber, a stone sink, incinerating toilet and backwoods decor. Built for the rugged adventurer, the expansive treehouse features two levels, the fi rst with a wraparound porch and the second with a queen-size loft bedroom and a walk-out deck that allows guests to step out into the changing leaves while overlooking the lake just yards away.

THE TREE SPA AT HIDDEN POND

354 Goose Rocks RoadKennebunkport, Maine

At Hidden Pond, you can’t actually sleep in a tree – al-though you could fall into a blissful slumber while lying on the massage table. The resort is comprised of tiny cottages and bungalows set in the wooded wilderness, and those who choose to venture up into the trees for a spa treatment will fi nd the ultimate relaxation ex-perience. The spa menu includes massages, facials and body treatments, serviced in three separate treehouse spa rooms, all connected by treetop bridges. Imagine cozying up in a warm robe after a massage and gazing out at the reds, oranges and yel-lows of the foliage. It’s autumn immersion at its best.

HARMONY HILL LODGING AND RETREAT CENTER

694 McKee Hill RoadEast Meredith, N.Y.

Try your hand at glamp-ing – glamorous camping – by booking a yurt treehouse at this retreat in upstate New York. The yurt is set just off the ground, close enough for those scared of heights, yet far enough into the trees to immerse glampers in fall’s fantastic colors. The tents are waterproof and feature fully functional kitchens and bathrooms. Guests of the resort can rejuvenate with reiki treat-ments, guided meditation and spiritual mentoring.

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The two-level treehouse at Winvian in Morris, Conn., left; Moose Meadow Lodge’s treehouse suite in Waterbury, Vt., center; the Aviary at Wheatleigh, right, in Lenox, Mass.

The Tree Spa at Hidden Pond.

SEPTEMBER 2016 | AAA PIONEER VALLEY 9

SAVE $150to Hawaii, Mexico and the Caribbean!

EXCLUSIVE:

Must be booked 9/1 – 10/31/16

Explore the world’s best beachesand reso�s with Tropical Days from AAA Travel and Pleasant Holidays!

16

Tropical Days Offer: Valid on new bookings made 9/1 – 10/31/16 for select travel 9/1/16 – 6/30/17. Blackout dates apply 12/21/16 – 1/3/17. Requires roundtrip airfare from the U.S. and accommodation of 5 nights or longer at a participating hotel or resort. Discount is per booking and taken at the time of book-ing. AAA Member Benefit: Does not apply to air/car only bookings. AAA members must make advance reservations through AAA Travel to obtain Member Benefits. Not responsible for errors or omissions. [Pleasant Holidays acts only as an agent for the various travel providers shown above.] CST# 1007939-10. UBI# 601 915 263. TAR# 5308. Copyright © 2016 Pleasant Holidays, LLC. All Rights Reserved.

Ask about AAA MEMBER BENEFITSto these exciting destinations!

CALL or VISIT YOUR NEAREST AAA TRAVEL AGENT TODAY

1-413-785-1381 • AAA.com/Travel

Oasis of the Seas®, Allure of the Seas® and Harmony of the Seas®,

offering 7-night Eastern & Western Caribbean sailings from

Ft. Lauderdale & Port Canaveral, Florida

* Contact your travel agency for more information. All itineraries are subject to change without notice. Prices are subject to availability and change without notice. ©2016 Royal Caribbean Cruises Ltd. Ships’ registry: The Bahamas. 16051579 • 06/30/2016

YOUR ADVENTURE BEGINS HERE

Call or visit your nearest AAA Travel agent today!

413-785-1381

www.AAA.com/Cruise

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By Mindy J. GinleyMy boyfriend and I recently

enjoyed a relaxing getaway at the Margaritaville Hollywood Beach Resort on the legend-ary Hollywood Beach Broadwalk in Hollywood, Fla. The resort’s southern Florida location is the perfect setting to escape the daily grind and just chill.

Nestled between Fort Lauder-dale and Miami, Hollywood is a classic beach town that’s charmed visitors since the 1920s. Its brick-paved promenade stretches nearly 2 ½ miles along the Atlan-tic Ocean. A haven for joggers, bicyclists and inline skaters, the Broadwalk is fi lled with countless restaurants and cafes.

Inspired by the lyrics and lifestyle of singer, songwriter and author Jimmy Buffett, the resort’s “no worries” tropical vibe was felt the minute we arrived. The resort, which opened last November, is infl uenced by the colors of the sea, sand and sky. The 349-room guestrooms are modern, with sleek, teak-fi nished furnishings, subtle maritime accents, crisp white bedding, and colorful acces-sories create a relaxing setting for another day in paradise.

All guestrooms and suites have a balcony overlooking the ocean or the Intracoastal Waterway. The resort also offers meeting and outdoor event space, and would make a stunning venue for a destination wedding.

The resort has eight diverse bars and restaurants, ranging from casual to upscale. After a refreshing dip in the pool, we headed over to the Landshark Bar & Grill for a casual lunch and cocktails. From our seats overlooking the beachfront FlowRider Double surf simulator, we were en-tertained watching would-be surfers attempting to master the waves.

We enjoyed a fabulous dining experi-ence at JWB Prime Steak and Seafood. In addition to aged steaks and fresh

seafood, JWB’s menu also offers spear-caught fi sh; the species, location and diver change daily. Our day’s catch was cobia speared in Jupiter. Always up for trying new things, I savored every bite of the light, sweet fi sh.

The next morning, we treated our-selves to a relaxing couples massage at the resort’s St. Somewhere Spa. The expansive spa, which encompasses 11,000 square feet, offers hot stone massages, aromatherapy, facials, wax-ing and hair styling services.

After all this dining and relaxing, we were ready for some fun. Margari-taville offers plenty of recreational

activities, including paddleboard and bike rentals. The resort also features a state-of-the art fi tness center, two oceanfront pools with 22 cabanas, and an adults-only rooftop pool and License to Chill bar.

That evening, we headed across the street for some live entertainment at 5 o’Clock Somewhere Bar & Grill. This rustic dockside bar on the Intra-coastal Waterway hosts daily sunset rituals from its waterfront beach. It also features a water taxi stop where you can check out the boutiques and cafes on Fort Lauderdale’s hip Las Olas Boulevard.

Always 5 o’clock at Margaritaville Traveling? Turn to a AAA agent

The Margaritaville Hollywood Beach Resort hews to Jimmy Buffett’s “no worries” vibe.

The internet is a wonderful resource for travelers.

Pictures of destinations far and wide are available in just a few clicks while travel blogs and review websites can help you discover attractions around the world.

But the internet’s seemingly bottomless pool of collective travel knowledge is not a traveler’s most valuable resource.

For that, you need a travel agent. Travel agents offer guidance and

support tailored to individual trips and travelers. You don’t need to worry about whether the infor-mation you’re getting is reliable, and you can rest assured that your travel professional is there for you – from the time you book until the time you get home.

Here are a few reasons why you should use a travel agent.

Price: Don’t spend more than you have to. Travel agents can connect you with the best prices on departures almost anywhere around the globe.

Options: Travel agents can offer an array of choices and prices, many of which you may not fi nd elsewhere.

Time: Time is a commodity. Instead of spending your leisure time scheduling itineraries, especially for more complex or international travel, let a travel agent complete the legwork and present you with a plan.

Current info: As fast as the internet moves, travel agents often move faster. These professionals are constantly in contact with travel partners to stay up-to-date on special and limited-time offers.

Advocacy: Travel agents can act for travelers during their trips to resolve problems or issues.

Docs: Leaving the country? You’ll need some documentation. Travel agents can help organize everything you need.

Hollywood, Fla.

10 AAA PIONEER VALLEY | SEPTEMBER 2016

Travel Events

Travel events are held at 6:30 PM at the AAA West Springfield office.RSVP today! 413-785-1381 or AAA.com/Travelevents

Learn about all the extra benefits and exclusive savings you receive when you travel with AAA.

Discover the Canadian Rockies by railWednesday, September 14Learn about AAA’s special group departure with Rocky Mountaineer departing June 19, 2017.

Cruise the Southern Caribbeanwith Royal CaribbeanWednesday, October 12Learn about our 12-night AAA Member Appreciation Cruise aboard Anthem of the Seas departing Janurary 26, 2017 from New Jersey.

Choose from any 2017 Uniworld itinerary,

like this all-inclusive Gems of Northern

Italy cruise and experience the beauty

of Venice and Milan for ten days with

everything included in the fare. Book your

cruise in August or September,* pay with

your AAA credit card and save!**

Talk to your AAA Travel Agent today

and use promo code 1AAACC02 when

booking! Learn more about the AAA

Member Rewards Visa® credit card at

AAA.com/creditcard. Ask about AAA Vacations® amenities on select departures.

Per Person Per Couple

Gems of Northern Italy $3,749 $7,498

Double AAA Member Savings $250 $500

Early-Booking Savings (Pay-In-Full) * $400 $800

EXTRA SAVINGS — When you use your AAA credit card ** $250 $500

TOTAL SAVINGS $900 $1,800

Discover Hidden Treasures...and save up to $1,800 per couple on a river cruise!

Terms and Conditions: Offers valid for any 2017 sailings. Rate and savings listed in U.S. dollars. Rate is cruise/tour only, per person based on double occupancy for the Gems of Northern Italy March 31, 2017 departure, Category 5, River Countess. Includes port charges, but does not include airfare, savings, taxes or fees. Rate may vary by itinerary, stateroom category and departure date. Double AAA Member Savings of $250 per person for bookings made between August 1–September 30, 2016. *Early-Booking Savings available on bookings made through October 31, 2016 where the balance is paid in full at time of booking. Savings may vary by itinerary and category of accommodations. **Extra savings of $250 per person (or $500 per couple) when you use your AAA credit card to pay at least your deposit for bookings made through September 30, 2016. Promo code 1AAACC02 must be used at time of booking to receive savings. For

Rewards credit card, visit any AAA branch or www.aaa.com/creditcard and refer to the disclosures accompanying the online credit application. AAA credit card programs are issued and administered by Bank of America, N.A. Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc. ©2016 Bank of America Corporation ©2016 American Automobile Association. ARP8Q9MN

2016 MotorcoachTours

Book Early - Space is Limited! For tour details, visit

AAA.com/Travel or call 1-800-622-9211

ONE-DAY TOURS*

October 16 - Granite State Oktoberfest...........................$96Visit Grafton Village Cheese, enjoy entertainment by a German Oompah Band and Oktoberfest luncheon at The Inn at East Hill Farm

October 23 - Salem...........................................................$107Lunch at Victoria Station Restaurant; admission to Salem Witch Museum

November 20 - Radio City................................................$151Reserved orchestra seats; free time in NYC for shopping

MULTI-DAY ESCORTED TOURS*

Sept. 19-21 - 3-Day ‘Samson’ Theatre Show.................$4792 nights hotel; 2 breakfasts, dinner and show at the hotel, dinner at Shady Maple Smorgasbord, wine and cheese reception; ‘Samson’ reserved orchestra tickets; Longwood Gardens; Kitchen Kettle Village; Sands Casino

*One-day tour prices are per person; multi-day tour prices based on double occupancy; prices and dates subject to change. All motorcoach tours leave from the AAA office located at 270 Cooley St., Five Town Plaza, Springfield.

Deciding you need a vacation is easy. Deciding where to go, how to get there and what to do once you’ve arrived

can be a bit more challenging. Travelers can simplify researching their next getaway with AAA’s online

vacation planning service at AAA.com/Vacations. The site features thousands of guided and independent tour products from

dozens of AAA travel partners. With trips to destinations around the world, you’d need to track down more than 50 brochures to get as much information in one place.

Whether it’s a destination or an activity (scuba diving, anyone?) the planner will connect you with possibilities to pique your interest, and users can save packages to review later or share with friends and family via email or social media.

Content is reviewed and updated regularly to make sure members get the latest information. Everything from frequently entered search terms to industry-wide travel trends and member feedback are considered, and in some cases, entire tour packages are assembled based on members’ travel interests.

And just because the planner is digital doesn’t mean you forfeit any of AAA Travel’s world-class service using it.

Everyone who requests a quote will hear from a AAA travel agent, usually on the same day. And travel agents will contact members who book select trips through the site to help answer additional questions or provide more information.

Start planning your next vacation now by visiting AAA.com/Vacations.

Plan your next getaway online with AAA website

Travel from Hartford, Conn., to Ireland, Europe and Great Britain with direct fl ights, great fares and excellent service.

Aer Lingus offers daily direct service from Bradley International Airport to Dub-lin, Ireland. Flights depart Bradley daily at 6:10 p.m. and arrive in Dublin at 5:20 a.m. Return fl ights depart Dublin at 2:40 p.m. and arrive at 4:40 p.m. in Hartford.

Best of all, Ireland is the only European country with U.S. pre-clearance for passengers traveling to the U.S. Travelers clear U.S. Immigration and Customs in Dublin and arrival at Bradley as domestic passengers – free to just pick up their bags and go home. Not only does Aer Lingus offer hassle-free fl ying, but pricing is comparable to fl ights leaving from Boston or New York.

The Bradley to Europe fl ight, via the Dublin gateway, has been well planned. Aer Lingus has formed a bank of tight connection times and connections to 28 destinations within Europe and the U.K. Dublin is becoming recognized as a key European gateway, and Aer Lingus is seizing this opportunity, making Bradley International Airport one of three new U.S routes this year.

Travelers have four ways to check in for fl ights, and receive 50 pounds of free check-in baggage allowance. Aer Lingus travelers also receive complimentary onboard meals and soft drinks and USB power outlets at each seat.

For more information, visit www.aerlingus.com or www.bradleyairport.com.

Fly to Ireland with Aer Lingus

Safety fi rst for local Boy Scouts

Thirty-one local Boy Scouts learned about car safety features at AAA’s West Springfi eld offi ce while earning their traffi c safety merit badges in June.

SEPTEMBER 2016 | AAA PIONEER VALLEY 11

8-day Canadian Rockies Luxury Rail Tour ROCKY MOUNTAINEER6/19/17 - 6/26/17Includes: 2-days onboard Rocky Mountaineer train; 7-night hotel accommodations, 4 meals, rail station transfers & luggage handling; airport transfers in Canada; sightseeing and much more.Highlights: Travel through Canada’s stunning Rocky Mountains and enjoy SilverLeaf Service onboard the train; Overnights in Vancouver, Kamloops, Jasper, Banff and Calgary; Icefield Explorer tour, Banff and Yoho National Park Tour with Lake Louise visit, Banff to Calgary Tour, includ-ing Banff Gondola, Calgary Tower, Calgary Heri-tage Park, National Parks Pass and much more.ag Rate includes $25 savings per person Receive a $75 credit to use toward the optional

tour of your choice. Purchase 2 or more optional tours and receive a $100 credit.

from $3,028* double

from $3,888* single

9-day Treasures of Northern CaliforniaAAA MEMBER CHOICE VACATIONS4/30/17 - 5/8/17 Includes: 8-night hotel accommodations, 12 meals, sightseeing, expert travel director, roundtrip airport transfers, and much more.Highlights: San Francisco, Yosemite National Park, Sacramento, Lake Tahoe, Sonoma Wine Country, Winery Tour, Napa Valley Wine TrainW Rate includes $25 savings per person Receive a $75 credit to use toward the optional

tour of your choice. Purchase 2 or more optional tours and receive a $100 credit.

from $3,299* double

from $4,199* single

CRUISES/CARIBBEAN

Rates valid on new bookings only. Rates are per person based on double occupancy, unless otherwise noted. Rate and member benefits shown are current at time of print, capacity controlled and subject to change and availability. Offers and itinerary are subject to change, availability, terms and conditions, and may be withdrawn or changed at any time without notice. AAA does not assume responsibility for any errors or omissions in the content of the offers displayed. Ask your AAA Pioneer Valley Travel Agent for best rate and full terms and conditions at time of booking. Not combinable with AAA ClubDeal offers. Other certain restrictions may apply. † AAA Exclusive Vacations is a subsidiary of Member Select Vacations LLC. AAA does not assume responsibility for any errors or omissions in the content of the offers displayed. AAA Exclusive Vacations reserves the exclusive right to change or cancel itineraries, hotels, and other tour components whe ever it is deemed necesary. If this occurs, every effort will be made to offer alternate dates, hotels or other tour components. Please note: These are hosted packages. Travelers will not be escorted to all activities and functions. Your City Ambassador will be available to answer questions through the duration of the tour. Ask your AAA Pioneer Valley Travel Agent for best rate and full terms and conditions at time of booking. Restrictions may apply. CST# 2125005-50 †Rates are land only, per person, based on double occupancy and subject to availability and terms and conditions, (7-day Discover London and 9-day Discover Italy valid 11/2 – 12/14/16, 9-day Discover Prague valid 11/8 – 12/13/16). Packages shown are current at time of print, capacity controlled and subject to change and availability. *AAA Vacations® Best Price Guarantee and 24/7 Member Care are applicable to AAA members only. If you book a qualifying AAA Vacations® cruise or tour package and find a valid better rate for the exact itinerary within 24 hours of your booking, AAA will match the lower rate and send you a $50 AAA Vacations® future travel credit certificate. Certain restrictions apply. Visit AAA.com/AAAVacations for full details. ^Pleasant Holidays.

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HOLLAND AMEERICAA MS NNNoordaamm8/11/16 - 8/21/166Hihlights: 3 Nighttss in Denalii Natioonaal Parkk, 7 Night Inside Passagge ccruise tooo VanccouuverNig

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AA Vacations® hosstts during thhe trip,, ppre-nigght stay at Hilton Anchorage wwwith wwelcommee cockktaail parrty, “Music of Denali” show, meeal pplan onn land ppoortion, onboardcocktailparty and morefrom $3,110*

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12-night Southern CaribbeanAAA Member Appreciation CruiseROYAL CARIBBEAN • Anthem of the Seas 1/26/17 - 2/7/17Includes: Hosted by a AAA Travel expert, roundtrip motorcoach to NJ Highlights: Cape Liberty, NJ, San Juan, Puerto Rico, Philipsburg, St. Maarten, St. Johns, Antigua, Castries, St. Lucia, Bridgetown, Barbados, Basseterre, St. Kitts Nevis, Cape Liberty, NJ

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10-day Peru:Ancient Land of Mysterieswith optional 3-night Peruvian AmazonPost Tour ExtensionAAA MEMBER CHOICE VACATIONS10/21/17 - 10/30/17Includes: 9-night hotel accommodations, 15 meals, expert travel director, sightseeing, all on-tour transportation and related fees, roundtrip motorcoach transportation to airport, roundtrip air from Logan, hotel transfers, taxes and fees Highlights: Lima, Culinary Tasting Experienc-es, Sacred Valley of the Incas, Local Andean Cultures, Ollantaytambo Ruins, Machu Picchu, Cuzco, Lake Titicaca, Uros Floating Islands, Home-Hosted Lunch, Larco Museumo Rate includes $50 savings per person

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9-night Portugal & The Douro River ValleyUNIWORLD • Queen Isabel • 5/5/17 - 5/14/17 Includes: 2-night pre-cruise stay in Lisbon, Pousada lunch and tour at Viana do CasteloHighlights: Lisbon, Porto, Entre-os-Rios, Regua, Pinhao, Vega de Terron, Barca d’Alva, Porto

from $4,349* (port charges of $175 pp are additional)

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from $949†

12 AAA PIONEER VALLEY | SEPTEMBER 2016

AAA Approved Auto Repair and Approved Auto Body facilities

meet AAA’s high standard of customer satisfaction, employ ASE certified technicians, provide a 12 month/12,000 mile warranty and agree to

accept AAA’s decision in the event of a member dispute. Check below for a location nearest you.

We Do!

Approved Auto Repair FacilitiesAgawamV&F Auto Service, 443 Springfield St. 789-2181 ChicopeeBrad’s Service Center, 760 Front St. 592-5187GreenfieldArt’s Tire, 10 Silver St. 774-4349HadleyRoute 9 Auto, 457 Russell St. 253-0088 HolyokeD. E. Bourque & Sons, 1280 Dwight St. 539-2552NorthamptonFirestone Tire & Service, 327 King St. 586-1584PalmerJackson’s Auto Sales & Svc., 1307 Park St. 289-1016South Hadley Veryl’s Automotive, 644 Newton St. 536-0794SpringfieldBing’s Auto Service, 512 St. James Ave. 739-8641Firestone Tire & Service, 1666 Boston Rd. 543-1312Leonard’s Auto Repair, 288 Allen St. 785-1434Lyndale Garage, Inc., 87 Warehouse St. 732-3750W. SpringfieldSpartan Auto Care Center, 865 Memorial Ave. 739-2175Westfield Brill’s Auto Sales, 388 Southampton Rd. 568-9487WilbrahamSpartan Auto Care Center, 2714 Boston Rd. 596-2479WilliamsburgCichy’s Garage, 5 Main St. 268-7901

Approved Auto Body FacilitiesNorthamptonAcme Automotive, 220 King St. 584-3710SpringfieldRick’s Auto Body, 375 Pasco Rd. 543-3368

Visit AAA.com/Auto for complete details on AAA’s Approved Auto Repair

and Approved Auto Body Programs

AAA Mobile Battery Service

Whether you’re on the road or online, our goal is to get you on the go.

To request a quote online, visit AAA.com/battery or download the

free mobile app today!

AAABattery Service

online or mobile Instant-QuoteGet one now!

AAA Battery Service* delivers big benefits: • Accurate Testing - free battery test

using advanced technology. • Quick battery installation, at your

home, office or roadside. • A high-quality AAA battery with $25

off nonmember price. • 3-year warranty - free nationwide

* Service is available from 7 a.m. to 7 p.m. in most areas. Battery costs vary by make and model of vehicle. Stock is limited to conventional lead-acid batteries, with coverage available for most vehicles. Certain vehicles due to the location of the battery may require additional time. Member savings are off nonmember price. For more information, please visit AAA.com/Battery.

*fi

Affordable Auto Glass of West Springfi eld, Mass., a AAA Dis-counts & Rewards partner, recently passed an on-site random safety audit by the Auto Glass Safety Council.

“There is a lot that goes into doing the job right the fi rst time and many replacement shops skip valuable steps, which will cause rust and damage to your automobile and can render the installation unsafe,” said Joe Esile, president of Affordable Auto Glass. “Very few shops have made the promise to ensure that the proper steps are made for each and every job. Remember, you have the right to go anywhere you want to have your glass replaced, and it doesn’t cost you any more.”

The AGSC is a not-for-profi t organization dedicated to the safe replacement of auto glass. It is an authority on safe auto glass installation practices and is responsible for North America’s only auto glass replacement standard. Visit AAA.com/Discounts for more information.

Affordable Auto Glass passes audit

The Automotive Training Institute has recognized V&F Auto Service of Agawam, Mass., a AAA Approved Auto Repair facility, as one of the top 12 shops in the nation.

“We are honored to have dedicated employees who understand the meaning of customer service,” said V&F Auto Service owner Frank Palange. “With them, we were able to achieve this goal of one of the nation’s top shops.”

V&F Auto Service continu-ously strives to improve to better serve customers and employees. By doing so, V&F ensures that all customers experience the company’s mission of value and friendly service.

AAA’s network of nearly 8,000 Approved Auto Repair facilities across North America employs more than 35,000 ASE certifi ed techni-cians. Every facility has been thoroughly inspected and is regularly monitored to ensure it meets or exceeds

stringent AAA service require-ments. For more information

V&F Auto makes list of top shops

or to fi nd a facility near you, visit AAA.com/Repair.

The Automotive Training Institute recently picked V&F Auto as one of the top 12 shops in the nation. At left, is Nicole Palange, vice president of V&F Auto Service, and owner Frank Palange.

Only the best auto shops meet AAA’s standards

Finding trustworthy, repu-table auto repair facilities has never been easy for consum-ers. In fact, auto-related issues have consistently ranked in the top 10 of the Federal Trade Commission’s consum-er complaints list.

Since 1975, AAA has created and maintained a network of auto repair, auto body and auto glass shops across the U.S. and Canada vetted and backed by AAA.

To be AAA approved, shops must pass stringent investiga-tions to ensure they meet AAA’s exacting standards and agree in writing to offer AAA Members the following benefi ts:

• A repair warranty of 24,000 miles or 24 months.

• A member discount of 10 percent off labor ($50 cap).

• The return of all replaced parts, upon the member’s request.

• Authorization of any repair work that exceeds the original estimate by 10 per-cent or more.

• In the event of a dispute between a member and the facility, the shop must abide by all decisions arbitrated by AAA.

While traveling, you can feel peace of mind knowing there are 8,000 AAA Approved Auto Repair facilities in the U.S. and Canada. In the AAA Pioneer Valley territory, the network includes more than 20 AAA Approved Auto Repair facilities.

To fi nd a AAA-approved shop near you, visit AAA.com/Repair.

SEPTEMBER 2016 | AAA PIONEER VALLEY 13

WHAT DO YOU GET WHEN YOU PUT A

CAR AND A HOUSE TOGETHER?

SAVINGS UP TO 20% ON YOUR INSURANCE PREMIUM.

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callin-branchonline

Combine your car and home insurance policies with AAA and you could save up to 20% off your premiums. To see how much you

413-785-1381AAA.com/quotenow

By Roberto X. Cruz Actions have consequences,

and bad decisions behind the wheel can cost you when it’s time to renew your car insur-ance policy.

Just ask someone arrested for impaired driving. The ones who did not injure themselves or others will probably tell you about hefty fi nes and major insurance rate hikes. The same goes for frequent speeders and drivers ticketed for passing a stopped school bus.

What’s more, a driver’s actions behind the wheel are just part of the car insur-ance equation. Drivers must decide which types of cover-age to carry and how much. Making good, informed choices is crucial. Here are fi ve examples of bad decisions that could cost you.

Lending a car to a friend: Nobody would fault you for lending your pickup truck to a friend who’s mov-ing, but know that you are also lending that person your car insurance. If he or she causes a crash, you would have to fi le a claim, pay a deductible and your rates might go up. If your friend is uninsured and causes a very serious crash, you could even be sued.

Filing too many claims: A car crash is one thing, but fi l-ing a bunch of claims for tiny dings and dents will put you on your insurance company’s radar for the wrong reasons. Serial claimants could see a rate increase. When you con-sider that, on top of the price of your deductible, it might make more sense to pay for an $800 bumper repair out of pocket.

Cellphone use: Recent studies show that a cellphone was involved in over 60

percent of car accidents in the U.S. One out of 4 car ac-cidents are caused by texting while driving. Texting is six times more likely to cause an accident than drunk driving. Your car insurance rates are strongly impacted by your driving record.

“Insurance carriers today take distracted driving very seriously, and, in some cases, cellphone infractions on a driving record could make the account ineligible for re-newal,” said Denice Turcotte, manager of AAA Pioneer Val-ley Insurance.

Not having enough insur-ance: Buying the mini-mum amount of insurance required might seem like a good idea at the time, but it could come back to bite you. If you cause a serious car crash with damages that exceed the limits in your policy, you could wind up paying for the remainder out of pocket. If you don’t have the money, your assets would then be at risk.

Not mentioning a new driver: If your teenage son or daughter is now driving the family car, tell your insur-ance agent. If you don’t, and your child causes an acci-dent, you could have benefi ts denied and your policy could be canceled. When it comes to insurance, honesty is the best policy, and good things happen when you make good decisions.

GET A FREE QUOTE

AAA Insurance account managers can help you fi nd the best car insurance poli-cies. For a free quote, call 413-785-1381 or visit AAA.com/QuoteNow.

Auto coverage

The smallest actions affect insurance rates

Filing a bunch of claims for tiny dings and dents could cause your insurance rates to increase.

Bust that rust – or keep it from forming – with these easy tipsBy Roberto X. Cruz

When rust spreads, it’s more than just an eyesore. Corroded metal parts can eventually compromise the way a vehicle drives as well as its structural integrity, which is everything when it comes to crash performance. Fortunately, there are actions drivers can take to mini-mize the impact of rust on a vehicle, said Richard Reina, product training director for CARiD.com.

PREVENTION • Wash the car at least

once or twice per month. Be sure to rinse the under-carriage and clean each of the four wheel wells, where contaminants such as road salt can build up and acceler-ate the rusting process.

• Wax the car at least once or twice per year and apply touch up paint to spots that have chipped away. These products will act as mois-ture barriers, and moisture trapped against metal is what causes rust.

• Check for tears in the rubber seals along the win-dows and the trunk, and feel for water in those areas. If the seals feel too hard or too soft, or if there is water leaking through, it could be time to replace them.

• If your car has drain holes at the bottoms of its doors and rocker panels, keep them clear. Take a thin

screwdriver, stick it in the holes and wiggle it around to dislodge anything that is clogging them up.

REPAIR • Rust is like a disease.

When it takes hold, the only way to get rid of it is to cut it out. But there are ways to minimize its impact. Start by thoroughly cleaning the area. Use a garden hose to rinse away the grime.

• Now, you need to dry that area. You can use some old towels, let the car sit out in the sun or you could even use a heat gun. But you want to dry the metal as best as you

can to get rid of any residual moisture.

• Take a wire brush and scrape away the rust. Be careful not to damage the surrounding areas. Apply a paint treatment, such as a rust encapsulator or a paint-over-rust product. It won’t look pretty, but it will slow the rust down.

• If the rust has created a hole, or if it is eating away at the base frame, or chassis, of the vehicle, have it inspected at a qualifi ed repair facility. Rust of this nature can be dif-fi cult to repair and can have a major impact on your safety.

Got rust? There are some steps motorists can take to prevent rust from forming on their vehicles.

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14 AAA PIONEER VALLEY | SEPTEMBER 2016

95%* of applicants said AAA Financial Services had the easiest loan application process they’d ever seen! Plus, we offer great rates and expert advice for your best loan choices. Need a loan? Get the one with no guesswork involved.

*All loans offered through AAA Pioneer Valley. Rates and terms subject to change without notice. Some fees and restrictions may apply. All loans subject to credit approval, appraisal and satisfactory title examination where applicable. Consult your tax advisor regarding the deductibility of interest. Rates are for AAA members only. Other rates and terms available. Actual rate determined by individual credit worthiness. Rates may not be available in all areas. No down payment required for qualifi ed applicants. FIN.49137.16_PV

For the latest rates or other low rates and terms, call 1-888-222-9415 or visit AAA.com/AutoLoans.

New & used 2010–2017 models for 60 monthsBorrowing at 2.69% APR for 60 months results in payments of

$17.83 per $1,000 borrowed*

Rates as low as APR

New & used 2010–2017 models up to 48 monthsBorrowing at 2.44% APR for 48 months results in payments of

$21.88 per $1,000 borrowed*

Rates as low as APR

2.44%

2.69%

Guess what?

*Survey conducted among auto loan applicants in spring 2015.

1 Annual Percentage Yield (APY) is accurate as of 7/12/16 for a 24-month CD term and subject to change daily without notice. Applies to personal accounts only. A penalty may be charged for early CD withdrawal. Fees could reduce earnings on the account. There is no minimum opening deposit required to open.

2 National CD Average APY based on rates of top 50 U.S. banks (ranked by total deposits) provided by Informa Research Services, Inc., as of 7/12/16. Rate is accurate as of 7/12/16 and may change at any time without prior notice. Fees could reduce the earnings on the account.

Deposit accounts offered by Discover Bank, Member FDIC ©2016 Discover Bank

Prepare for the brightest future! Open a CD account today!

Call 1.800.347.7056 or visit AAA.com/Deposits Use invitation code: AAACDD716

Save for the Future.

Benefits include:

1.35% APY1 for a AAA 24-month CD compared to 0.49% APY national average for a 24-month CD2

No minimum opening deposit required

Whether it’s for a grandchild’s future or a trip around the world, you can watch your savings grow with a AAA CD from Discover Bank. AAA members get preferred rates on 12-, 24-, or 60-month CD terms.

• 12 percent: cutting off an-other vehicle on purpose.

• 4 percent: getting out of the vehicle to confront another driver.

• 3 percent: bumping or ramming another vehicle on purpose.

Nearly 2 in 3 drivers believe that aggressive driving is a bigger problem today than three years ago, while 9 out of 10 believe aggressive drivers are a serious threat to their own personal safety.

Aggressive driving and road rage varied considerably among different driving demographics.

Male and younger drivers age 19 through 39 were signifi -cantly more likely to engage in aggressive behaviors. For ex-ample, male drivers were more than three times as likely as female drivers to participate in extreme behaviors, like getting out of a vehicle to confront another driver or ramming another vehicle on purpose.

Drivers who reported other unsafe behaviors behind the wheel, such as speeding and running red lights, also were more likely to show aggres-sion. For example, drivers who reported speeding on a freeway in the past month were four

More drivers seeing red behind the wheelContinued from page 1

Homeowners insurance

Steve Brochu, vice president of insurance ser-vices for AAA Pioneer Valley, answers your ques-tions about homeowners property insurance.

My dog missed me so much while I was at work that she tore up a carpet and gnawed on a doorframe in the house. Does homeowners insurance cover this?

Unfortunately, homeowners insurance cover-age for damage caused by a pet is limited. There is generally no coverage for your personal property, such as furniture or clothing. Most policies also exclude damage to the structure as well. Damage caused by bats, insects, rodents or birds is usually not covered.

I want to work from home. Are there any restrictions? No matter what sort of homeowners policy you have, there are

restrictions for business activity that originates from your home. Homeowners policies usually consider a trade, profession or occupation to be a business. There is no requirement for profi t. Typically, if an insurance company has evidence of a home-based business, damage to the home is covered. However, if the damage occurs to a separate structure, such as a detached garage, it will most likely be excluded.

There are ways to amend the homeowners policy to include coverage for certain business activities, but it is limited.

Will my policy cover solar panels? An increasing number of homeowners are placing solar panels

on their roofs, but forget to think if their homeowners policy will cover damage to the panels. If the homeowner owns the panels, he or she should increase the limit on coverage A (dwelling) to cover the cost of replacing the panels. If the solar panel company owns the panels, it would most likely have insurance on the panels.

Brochu

times more likely to cut off another vehicle on purpose.

“It’s completely normal for drivers to experience anger behind the wheel, but we must not let our emotions lead to destructive choices,” Marsian said. “Don’t risk escalating a frustrating situa-tion because you never know what the other driver might do. Maintain a cool head, and focus on reaching your desti-nation safely.”

AAA offers these tips to help prevent road rage.

Don’t offend: Never cause another driver to change his or her speed or direction. That means not forcing another driv-er to use their brakes or turn the steering wheel in response to something you have done.

Be tolerant and forgiving: The other driver may just be having a really bad day. As-sume that it’s not personal.

Do not respond: Avoid eye contact, don’t make gestures, maintain space around your vehicle and contact 911 if necessary.

The report is available on the AAA Foundation’s web-site and is part of the annual Traffi c Safety Culture Index, which identifi es attitudes and behaviors related to driver safety. The data was collected from a national survey of 2,705 licensed drivers age 16 and older who reported driving in the past 30 days. The AAA Foundation issued its fi rst Traffi c Safety Culture Index in 2008.

Policy questions & answers

SEPTEMBER 2016 | AAA PIONEER VALLEY 15

Transform your fall getaway with Hertz and AAA.

*Advance reservations required and must include your AAA CDP #, along with the PC# 110493 for this offer. Promotion Code must be included at time of reservation or offer is void. Offer is redeemable on weekend and weekly rentals (1-day minimum for weekend and 5-day minimum for weekly) of any car class (excluding Dream Cars) at participating Hertz locations in the U.S., Canada, Puerto Rico, and Mexico. Saturday night keep is required. Modifying your reservation may result in a change in your rate and/or invalidate this offer. Offer has no cash value and may not be used with Pre-pay Rates, Tour Rates, Insurance Replacement Rates or Hourly Rentals. Qualifying rate restrictions for the renting location apply. Taxes, tax reimbursement, age differential charges, fees and optional service charges, such as refueling, are not included. Vehicle discounts apply to time and mileage charges only and may not be combined with any other promotion. Blackout periods may apply. Offer value in local currency on redemption. At the time of rental, present your AAA membership card or Hertz/AAA Discount Card for identification.Offer valid for vehicle pickup through 11/15/16. ® Reg. U.S. Pat. Off. © 2016 Hertz System, Inc.

For reservations and additional information on

Call: 1-800-654-3080 Click: AAA.com/hertzVisit:

AAA Members save an additional $5/day up to $35 on weekend and weekly rentals when Promotion Code #110493 is included in your reservation.*

hertz.com

Hertz & AAA. Where value rules the road.

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