A Bullion Secured

Peer to Peer Lending Model

3-5 JUNE 2018 PARKROYAL on Beach Road, Singapore

Peer to Peer Lending Model

Gregor J. Gregersen

Silver Bullion Pte Ltd

Bullion Secured P2P Lending - Overview

23-5 JUNE 2018

Interest Rates

Interest rates determined via BID/ASK system:

– Lending offer, e.g. 4.25% pa 12 month USD

– Borrowing Request, e.g. 3.5% pa 12 month USD

When loan terms match a contract is made: When loan terms match a contract is made:

– 2315 contracts since 2015, worth 65 Million SGD (50 Million USD)

– Average rates, 3.67%

33-5 JUNE 2018

• 12 month 4.16% pa

• 24 month 4.55% pa

• 1 Month: 2.46% pa

• 6 Month: 3.58% pa

Collateral Detail & Rules

43-5 JUNE 2018

Fintech Functionality

Fintech Enabler: Fintech Enabler:

Unlock LiquidityUnlock Liquidity

53-5 JUNE 2018

Unlock LiquidityUnlock LiquidityEfficiently and safelyEfficiently and safely