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$ Priceless $ HOW TO ADD CLASSIC TRADITIONS TO A MODERN WEDDING HELP YOUR FLOWER GIRL BE HER BEST ON YOUR BIG DAY ENGAGED ? HOW TO EXPERIENCE ALL THE EXCITEMENT Weddings SOUTH CAROLINA

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to a modern wedding Help your flower girl be Her best on your big day How to add ClassiC traditions How to experienCe all tHe exCitement $ Priceless $

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$ Priceless $

How to add ClassiC traditions to a modern wedding

Help your flower girl be Her best on your big day

engaged ? How to experienCe all tHe exCitement

WeddingsSouth Carolina

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ContentsFrom The Editior 5

How to add clasic traditions to a modern wedding 10

Help your flower girl be her best on your big day 14

Engaged? How to experance the most of this special time 20

Carolina Girls know about Breast Cancer 24

Beyond this basics how to creat a one of a kind wedding 26

Planning a bridal shower? Relax and enjoy. 31

Charleston’s Office of Cultural Affairs new website 36

Expert tips to ensure your beauty 39

Signature Golf 43

More Brides choose hairloom china 48

Need a brial shower gift make it personal 53

Healthy eating your round for head to toe beauty 58

Give gifts from the heart the Valentines Day 62

Not just a gift. It’s an adventure. 66

As a relationship changes 71

How to make picture perfect Valentine’s 76

Great gifts for Valentine’s Day 80

Why know the weather can save you cash 87

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Promoting local business is as simple as having other company’s business cards or brochures posted on a board in your store. We are doing our part, so please join us, and promote your local merchants, and everyone will benefit!

TOP TEN REASONS TO THINk LOCALBuy LOCAL - BE LOCAL – HELP LOCAL BuSINESSES

1. Buy LocaL: Support yourself and South Carolina. Many studies have revealed when you buy from an independent, locally owned business in the your own area, rather than a nationally owned businesses, considerably more of your money is used to make purchases from other local businesses. local businesses continue to strengthen the economic base of the local community. these include case studies showing that local local owned businesses generate a premium in enhanced economic impact to the community and our tax base.

2.Support LocaL area community GroupS: Non-profit organizations receive an average 250% more support from smaller area business owners than they do from large companies.

3. Keep your area unique: Where we shop, where we eat and have fun -- all of it makes our community home. our one-of-a-kind local businesses are an integral part of the distinctive character. local tourism businesses also benefit. “When people go on vacation they generally seek out destinations that offer them the sense of being someplace, not just anyplace.” ~ richard Moe, President, national historic Preservation trust.

4. reduce environmentaL impact: locally owned businesses in your area can make more local purchases requiring less transportation. this generally means contributing less to sprawl, congestion, habitat loss and pollution.

5. create additionaL JoBS: Small local businesses are the largest employer nationally and in the community, provide the most jobs to local residents.

6. receive Better Service: local businesses often hire people with a better understanding of the products and services they offer, and take more time to get to know customers.

7.inveSt in your community: local businesses are owned by people who live in this community, and they are less likely to leave, and are more invested in the community’s future.

From The EditorSupporting LocaL Wedding BuSineSSeS in South caroLina

www.Weddings.sc Online Magazine | 2009 5

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8. put your taxeS to Good uSe: local businesses require a relatively little infrastructure investment and make more efficient use of public services as compared to nationally owned stores entering your area.

9. Buy What you Want, not What BiG advertiSinG BudGetS Want you to Buy: a South Carolina marketplace comprised of tens of thousands of small businesses is the best way to ensure innovation and low prices over the long-term. a multitude of small businesses, each selecting products and services based not on a national sales plan but on their own interests and the needs of their local customers, promises a much broader range of product choices.

10. promote LocaL proSperity: an escalating body of economic research shows that in an increasingly homogenized world, entrepreneurs and skilled workers are more likely to invest and settle in communities that preserve their one-of-a-kind businesses and distinctive character.

larry localEditor in Chief

www.Weddings.sc Online Magazine | 2009 6

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CEO Dennis Stewart

EDITOR IN CHIEflarry local

ART DIRECTORamy Coats

WEB DEVELOPER Matthew Coats

ADMINISTRATION & MARkETINGShaun Stacy

WWW.WEDDINGS.SC ONLINE MAGAZINECopyright © 2009Carolina Media Services. all rights reserved. reproduction in whole or in part without written permission is prohibited. not responsible for unsolicited manuscripts or photographs.

3290 Ashley Phosphate Road Charleston, SC 29418Toll Free: (843)720-9604Fax: (843)[email protected] www.WEDDingS.sc

carolina media SERVICES

carolina media SERVICES

WeddingsSouth Carolina

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You are What i never kneW

I always wanted

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How to add Classic Traditions to a modern wedding

(ARA) - Every bride remembers the age-old saying, “Something old, something new, something borrowed, something blue,” and considers how to incorporate these elements into her wedding.

this English poem - believed to be from the Victorian era - was created to provide the bride with several good-luck tokens for her new life with her husband. here are a few ideas to help the modern bride incorporate some classic traditions into her wedding:

SOMETHING OLD

No, you don’t have to attempt to fit into or resurrect from the back of the closet your mother’s, or even your grandmother’s gown. You might discover one of them wore a unique headpiece that you can incorporate into your veil. or your husband-to-be’s aunt has a ring you could wear, or an embroidered satin handkerchief you can blend into your bouquet. Vintage purses, antique lace threaded into your veil or wound around your bouquet, or even a squirt from a bottle of your

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grandmother’s perfume also work well to classically merge the “something old” tradition into your ceremony.

SOMETHING NEW

the pearl necklace is a classic look that complements a wedding dress perfectly. Since ancient times, pearls - with their unblemished perfection - have been tied to weddings as a symbol of innocence.

“Because they are considered a symbol of purity, pearls work perfectly to complete a bride’s wedding-day look,” says Jeremy Shepherd of PearlParadise.com, the

world’s largest online pearl company. “Akoya pearls have the perfect round shape with soft, neutral colors, while freshwater pearls shine with more of an intense, natural metallic luster, perfect to complement an embroidered gown.”

Visit www.PearlParadise.com to see the differences between Akoya and freshwater pearls and to find the perfect pearl necklace for your wedding day.

SOMETHING BORROWED

this is an excellent way to get your best friend or a close relative more involved in your special day.

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But don’t think that something borrowed must be clothing or jewelry. You could borrow a back yard for the wedding reception, or a purse your sister used when she got married. another potential item is to borrow the family Bible for readings during the ceremony. other ideas include borrowing candles for the ceremony or reception, a cake knife set, music from your friends to play at the reception or even the toasting glasses you and your new husband will click together to celebrate your marriage.

SOMETHING BLuE

one popular idea is for brides to incorporate blue into their garter belts, but the idea can stretch much further. nail polish, makeup, shoes, embroidered flowers on the gown, small pieces of jewelry, a wrap or even blue flowers woven into the bouquets offer plenty of alternatives. if you want to create some-thing a little more surprising, consider wearing blue lingerie. and if you really are planning a modern wedding, you could always wear a blue dress, since blue is a symbol of love, purity and fidelity.

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Artistic akes by indaFrom Simple to simply elegant artistic Cakes by linda will design that perfect wedding cake for you. It will be an unforgettable addition to your wedding experience!

Linda Blackwell, the Artistic owner, a 1992 Pillsbury Bake-Off fi nalist, produces picturesque confections to your exact specifi cations.

With more than 25 years of experience, Linda is well known for her hand-painted white chocolate seashells. her seashell wedding cakes, sitting in a bed of edible “sand” are a perfect addition for a Charleston Beach Wedding. But she has a portfolio of many designs to fi t your wedding theme or she can design a one of a kind just for you!

artistic Cakes by linda is located in goose Creek, South Carolina but delivers her delectable weddings cakes all across the lowcountry and throughout the state. She occasionally delivers to georgia and north Carolina.

Having many original recipes, Linda has a reputation for scrumptious mouth watering cakes! She has proven that a wedding cake isn’t just beautiful to look at, you will want to have your cake and eat it too!

Call today for your complimentary designing appointment (843)797-0192.Visit her website at http://www.ibakecakes.come-mail [email protected]

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Help your flower girl be Her best on your big day

(ARA) - Children can add so much to a wedding day - from the ring bearer toddling down the aisle carrying a pillow with precious cargo, to the flower girl who sweetly perfumes your path to the altar by dropping tender petals in her wake. as special as you feel on your wedding day, you’ll want even your littlest helpers to share in the feeling and know that you appreciate them.

to ensure that your young attendants are happy campers on the big day, you’ll want to help them look their best and make them feel that they have an important role. here are some helpful hints that you can put in practice, whether the child is

your own or the child of a loved one. Follow these tips, and you’ll help ensure the youngest members of your wedding party have a positive experience that they - and you - will remember for a lifetime.

Make her feel specialChances are you’re not the only female in your wedding

party who’s doing something special, exciting - and intimidating - for the first time. Your flower girl or young bridesmaid is also experiencing a once-in-a-lifetime, princess-like moment, and may feel understandably nervous at the prospect of having all eyes on her as she precedes you down the aisle. Making her feel special, as if she is a little princess, will help boost her self-confidence.

Brides spend lots of time and energy picking out dresses for their flower girls and junior bridesmaids, taking into

account not only how the dress will fit in with the look of the wedding, but how it will complement the

wearer. accessories are just as important, and the youngest members of the wedding party should have some small items to highlight their attire, just as every bride should.

not only will jewelry enhance the look, it will be a keepsake of the day - look for pieces that are high quality (so that they will last a lifetime), but reflective of the wearer’s age. Disney Precious Collections offers fine

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children’s jewelry for girls that will be perfect for any wedding. the pieces are understated and elegant, but also feature the youthful spirit of beloved Disney characters - they make ideal flower girl gifts.

Keep her involvedChildren love being involved in life’s big moments and decisions as

much as possible. Keep your flower girl or young bridesmaid part of the decision-making process as much as possible leading up to your wedding day.

in addition to involving them in fun things like wedding showers, putting stamps on invitations and hair and make-up trials, give your young attendants some

options that they can choose from. Will she wear her hair up or down? With flowers, ribbons or feathers?

You can also give her options about what kind of flower girl jewelry she might wear. For a special surprise, you could show her examples of earrings, necklaces and bracelets from Disney Precious Collections well ahead of time, and then

surprise her on the day of the wedding with the one she liked best. to look through the jewelry options

that can become treasured wedding memories for your junior bridesmaids and flower girls, visit

www.PreciousJewelryCollections.com.

Make your day child-friendly

though you’ll feel like your wedding day is flying by, it can be a long day for the

littlest members of your wedding party. Even the best-mannered kids get tired and

out of sorts after hours of activity, so it’s good to take that into consideration. You’ll be in a

whirlwind of excitement, so make sure that you have a trusted attendant who can help

accommodate children’s needs.

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think about scheduling your photos so that pictures with children will be taken first

and quickly. they’ll be energetic and happy, and if you can have the photos taken soon after hair and make-up

are done, everyone will look picture-perfect.

Plan to have something special for youngsters

Both wedding party members and young guests - at the reception. Consider offering kid-friendly menu items, or have separate entertainment like balloon animals, a toy box or a coloring station with crayons and a paper easel to keep kids happy and occupied while adults enjoy the grown-up activities at the reception.

Keeping the youngest members of your wedding party happy on your wedding day will help ensure the day is special, memorable and enjoyable for everyone.

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Get Your Carolina

Girl Gear!

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Engaged ? How to experience all tHe excitement of tHis special time

(ARA) - Congratulations - you’re engaged! This is a special time, leading up to the big day that will change your lives forever. Don’t wait for the nuptials to arrive, however, before you bask in the bliss. Savor every minute of your engagement experience.

“Brides may find that making wedding plans can distract them from the simple joy of being engaged,” says raymond Miller, a wedding planning expert with the Web site My Wedding reception ideas.com. “But some advanced planning and creative ideas can help them

fully enjoy their engagement while still preparing for the wedding day of their dreams.”

Miller offers brides-to-be some simple advice for getting the most enjoyment out of being engaged:

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Announcing your big newsnews of your engagement is one of the most exciting pieces of information you’ll ever share with family and friends. get creative and fun with your engagement announcement, but don’t overlook practicality. You want to announce your engagement and wedding date in a way that will be quick and easy for you - and memorable to those receiving the message. Save the date magnets can be a great way to get the word out and put your wedding date front-of-mind for those who are in-vited.

traditional engagement announcements in local newspapers limit your creativity and the reach of your news. Save the date wedding magnets can relay information about your wedding plans across the country to distant loved ones. and because we all have a tendency to hold on to magnets (how many pizza delivery magnets do you have on your refrigerator?) in conspicuous places in our homes, your guests-to-be will see a constant reminder of your special day.

My Wedding reception ideas.com can help you create customized wedding save the date magnets that reflect your individuality, convey the theme of your wedding and keep your date on the minds of friends and family.

Sharing the celebrationSure, your maid of honor and other girlfriends will probably throw you a bridal shower. But you don’t have to wait to begin celebrating the good news. You and your can involve loved ones in the celebrating - and do it at a time you choose - by hosting your own engagement party.

Staging your own party allows you to share the ex-citement sooner. Plus, you can use the occasion as an opportunity to “test drive” wedding dayseating arrangements or check out a restaurant you’re considering for the rehearsal dinner. You can also experiment with linens and decor; using colors you’re considering for your wedding will give you an idea of what these decorator items will look like in an elegant setting. or, use the engagement party as way to preview your wedding theme - for example, host the party at a seaside location for a beach-themed wedding.

and don’t forget to celebrate as a couple, as well. if planning starts to feel too stressful, consider taking a pre-honeymoon trip that will help you decompress and reconnect as a couple.

time away together will help remind you what all your wedding planning is

really about - your love for each other. the

break could be as simple

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as a weekly date night or as elaborate as a weekend getaway.

Be resourcefulthe internet has made wedding planning easier than ever. use online resources, like sites that allow you to experiment with seating charts for receptions, compare color schemes and create sample menus. My Wedding reception ideas.com can help you pick and plan personalized wedding favors, accessories and gifts for your wedding party. the site also provides tips on different kinds of napkins and how

to choose them, and other useful planning hints. Visit www.myweddingreceptionideas.com to learn more.

“Planning a wedding should be part of the enjoyable ex-perience of being engaged,” Miller says. “With creativity and some expert help, it’s possible to make the months of your engagement as memorable and special as the wed-ding day itself.”

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CAROLINA GIRLSknow About Breast Cancer

the chances that you will get breast cancer has a lot to do with your genetic disposition (you’re more likely to get breast cancer if your grandmother or another relative was diagnosed with it), but it also has to do with your environment. The incidence of breast cancer varies greatly around the world, lessening in less developed countries and increasing in more developed countries. In South Carolina, your chances are 124.1 in 100,000 if you are Caucasian, and 109.7 if you are African American, according to a 2004 report by the American Cancer Society. Chances go up with age, with 77% of breast cancer incidences occurring in women over the age of 50.

leading risks for breast cancer include a family history, atypical hyperplasia, delaying pregnancy until after age 30 or never becoming pregnant, early menstruation (before age 12), late menopause (after age 55), current use or use in the last ten years of oral contraceptives, and daily consumption of alcohol.

early detection is important! Early detection of breast cancer, through your monthly self examination and your yearly mammogram after the age of 40 are your best chances for surviving breast cancer if you are diagnosed. About 96% of women who find and treat breast cancer early will be cancer free in five years. You are never too young to start checking for breast cancer. Although over 80% of breast lumps are not cancerous, regular self-examinations starting at the age of 20 will help you become familiar with your breasts and help you in detecting early-forming lumps.

prevention there are plenty of ways to help prevent your risks for breast cancer, and most of those are things you should already be doing, like exercising, eating healthy food and not drinking in excess. if you at risk for breast cancer because of family history or you are over the age of 50, here are a few suggestions to help keep you fit and cancer free:

1) Maintain a BMI (Body Mass Index) below 25 throughout your life. Overweight individuals are at a much higher risk for breast cancer than average or underweight individuals. 2) Minimize your consumption of alcohol. A recent Harvard Nurses Health Study reported that more than one alcoholic beverage a day increases your chances for breast cancer by 20 – 25%. 3) Eat your fruits and veggies! 4) Exercise regularly, at least 30 minutes five times a week. This could be a nice, brisk walk with the dog or a jaunt up to the corner store. if the president of the United States can find 30 minutes a day to exercise, so can you. 5) Minimize your exposure to pharmacological and xeno-estrogrens. Estrogen can be found in more than just your birth control pills: poultry, red meat and dairy products are all quite likely to have estrogen in them unless they’re labeled organic. Be sure to thoroughly wash all of your fruits and veggies before eating them, since common pesticides and industrial chemicals are likely to contain chemically-created estrogen.

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WhEn thEY aSKED ME What i loVED MoSt aBout liFE,

I smiled and said you.

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Beyond the basicsHow to create a one-of-a-kind wedding

(ARA) - Millions of couples get engaged every holiday season when love and affection are in the air. But what many couples don’t know is that you can keep that good feeling alive and avoid stress while planning your wedding.

Turn your dream into realityYour wedding day is one of the most important days of your life, and is most likely a day you’ve spent hours, days or even years dreaming about. When the time finally comes to start planning the big day, you

don’t want to cut corners or settle for a run-of-the-mill, impersonal event. With the help of the American Rental Association (ARA) and your local rental store, you can be sure your wedding day will be one that will be remembered by all.

rental opens the doors to options you may have never even considered due to time or budget constraints. a romantic outdoor wedding is possible any time of the year with huge tents and elegant canopies, equipped with heating or cooling options. Make a statement by skipping the traditional tiered cake and going with something more unique, like

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an impressive chocolate fountain with brownie or cheesecake bites or an ice cream cart complete with all the fixings. You can even create dramatic scenery on the walls and ceiling of your venue with a variety of accent lighting options.

Don’t break the bankWhile your wedding day may be the most important day of your life, there is no reason why it has to be the most expensive. You can save money on seating, centerpieces and more by renting. Why buy all your wedding supplies when you are only going to use them once? Why bother paying for their storage and upkeep after the big day is over? Simplify your wedding and your budget by letting the rental store take care of the cleanup, maintenance and storage of all your decorations and supplies.

and forget about running all over town, wasting time, energy and money - make one stop at your local rental store and get everything you need. ara members, which include more than 7,500 rental businesses and 1,100 manufacturers and suppliers, are located in every state, so you can get all the supplies you need in one stop. To make finding the rental store nearest you even easier, ara offers rentalhQ.com, the world’s largest and most comprehensive rental store locator. here, people planning their wedding and reception can find the rental store nearest them, read how-to tips and get ideas and inspiration for their event.

Enlist the expertsto make planning your big day even easier, some ARA member rental businesses offer Certified Event Rental Professionals (CERPs). And most offer on-site support, relieving much of the stress associated with

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planning a wedding. these professionals are ready and willing to share their knowledge and experience with you, from pre-wedding set-up all the way through the day of the event.

Deadlines, budgets, guest lists - these are all aspects of a wedding that need to be managed and sometimes are better left to the professionals. CErPs know what needs to be organized right away, and what can wait until later. they will think of that one detail that never would have crossed your mind and keep your budget in check.

Enlisting the help of a CErP will not only ease the stress and tension of planning an entire wedding, but it will also ensure that the wedding you always envisioned is the one you will remember for years to come. From the latest trends and themes, to innovative budget saving strategies, CErPs know the ins and outs of planning a wedding.

Don’t let planning your wedding be as stressful as the holidays. Make it an enjoyable experience with the help of ara and your local rental store.

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Want to grow your business?

Join the South Carolina Chamber of Commerce!

As the unified voice of business, the South Carolina Chamber is working to grow wealth for South Carolinians and businesses in order to improve economic development and quality of life.

We help your business and you by:

• GettingyourvoiceheardbyourstatelegislatorsthroughourGrassrootsNetwork• Workingtopassbusiness-friendlylegislation• Keepingyouinformedonissuesandprovidingsolutionsforgrowingyour business through our monthly magazine, South Carolina Business • Providingnetworkingopportunitieswithlegislatorsandotherbusinessowners• Trainingyouremployeesonhumanresources,qualityandmanagementissues• Publishingalegalreferenceseries

Join the South Carolina Chamber of Commerce! Contactustodayat800-799-4601.Learnmoreatwww.scchamber.net.

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Planning a bridal showerRelax and enjoy it with these food shortcuts

(ARA) - Your dear friend or sister announces she’s engaged. She wants you to be her maid of honor. it goes without saying, you’re thrilled for her. But - does this mean you’ll have to plan at least one bridal shower? not to mention, wear a dress not of your own choosing and find the perfect gift?

if the bridal shower causes you the most anxiety, help is on the way. Kendall McFarland, director of product and recipe development at Simply organic, suggests cutting down on stress with these time-saving tips to host a simple but sensational shower for the bride.

Accept help. When the bride’s mother or other guests ask if they can bring anything, say yes. ask them to bring something you don’t especially enjoy preparing or something you know is that person’s specialtywhich the bride really loves. or have each guestbring a dessert or appetizer, so you can focus solely on the rest of the party and fun. offers to help are gifts, so allow other bridesmaids or friends to assist if they offer. Working together can add to the shower fun, and give you stories to share as you continue down the weddingday road.

Go the healthy route. the bride, her bridesmaids and the mother of the bride all want to fit into their dresses when the big day finally arrives. The most thoughtful meal you can offer your guests is a delicious and healthful one. Provide great-tasting, nutritious snacks that go easy on salt, fat, sugar and other potentially unhealthy ingredients and your guests will fondly remember your hospitality.

Remake favorites. great dishes don’t require hours in the kitchen. Make your easy-to-prepare favorites and dress them up with special festive seasonings. try distinctive seasoning blends like curry or italian seasoning, or even seasoned sugar combinations like lemon sugar or cinnamon sugar for a gourmet touch. For example: add a liberal dose of a spice like oregano, basil or cayenne (or an herbal seasoning blend)

along with some garlic and Parmesan cheese to your usual mashed

potatoes and you’ll instantly serve

something out of the ordinary.

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Use clever shortcuts. For inviting flavor without fuss, keep a supply of natural dressing and dip mixes on hand for fresh, homemade appetizers and snacks. Add a dip or dressing mix, such as creamy dill, French onion, guacamole or ranch to equal parts of low-fat cottage cheese and non-fat plain yogurt and mix in a blender or food processor until smooth. Serve with fresh veggies you can buy already cleaned and cut up at the store.

Plan & shop Wisely. Don’t exhaust yourself shopping. outline your menu - including impromptu snacks - ahead of time. then pick up everything non-perishable at the same time, eliminating last-minute sprints to the grocery store. Don’t panic if your grocer is missing that key spice ingredient since it’s easier than ever to order online. For example, Simply organic carries culinary items like organic spices, seasoning blends, baking extracts and flavors, gluten-free baking mixes and other cooking ingredients and supplies - which they will ship to you within a few days of your order.

here are two great examples of healthy bridal shower dishes from the Simply organic recipe collection that are easy to prepare:

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Strawberry Spice Muffinsingredients1 package Simply Organic Carrot Cake Mix 1/3 cup water 2 large beaten eggs 1 cup very finely diced strawberries

directionsPreheat oven to 350 degrees. In a large mixing bowl, combine carrot cake baking mix, water and eggs. Blend until just moist. Fold straw-berries into blend. Pour into well-greased or lined muffin pan. Bake for 30 to 35 minutes.

Makes 12 regular-size muffins or six large muffins.

chef Suggestionstop with cream cheese frosting and sliced strawberries.

Spicy Clementine Dressingingredients1/2 cup juice from fresh Clementine oranges 1/4 cup olive oil 1/4 cup water 1 package Simply Organic Salsa Dip Mix

directionsWhisk all ingredients together. Chill until ready to serve, stirring right before drizzling on mixed greens.

chef SuggestionsCombine fresh mixed greens, Feta cheese and slices of Clementine oranges to make a fresh and spicy salad.

For more delicious, healthy and easy recipes, visit www.simplyorganicfoods.com and click on the recipe drop-down menu.

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i love younot because of wHo you are, but because ofwHo i am wHen i am witH you.

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Looking For Your Chance To Win!

Check Out Radio.sc’s Contest!

South Carolina’s Internet

Powered By

(843)720-9604 [email protected]

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Check www.Radio.sc for weekly House of Blues ticket giveaways.

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You could win tickets to a Stingrays’ Home Game!!!

Each week you have a chance to win an Applebee’s gift card worth up to $25.00!

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CHarleston’s offiCe of Cultural affairslaunCHes www.CHarlestonarts.sC as tHier new arts web siteFrom: Charleston Currents

The City of Charleston’s Office of Cultural Affairs has launched http://www.CharlestonArts.sc, a companion Web site to the OCA’s primary page at the city’s official site. CharlestonArts.sc will be updated daily with information and features, including an arts calendar that users can search by date, artist, presenting group or venue; social networking widgets; and a directory of local arts and cultural organizations and venues.

“We are hopeful that CharlestonArts.sc will be a major benefit to local artists and arts organizations by disseminating information about their events with the most up-to-date information to a broader public,” said Ellen Dressler Moryl, director of the Office of Cultural Affairs.

Other options for users at CharlestonArts.sc include the following:

• Arts organizations can download forms from the Office of Cultural Affairs, submit events, update contact information and compare performance dates with other area organizations.

• The Tools for Professional section of the Web site features job listings for arts professionals, including full time and part time work as well as internships and volunteer opportunities with arts and cultural organizations in the tri-county area.

• Updated grant opportunities for arts organizations, with detailed information, including deadlines, application and contact information.

• Call for Submissions and Call for Auditions pages with details about the location, deadlines, fees andadditional requirements.

The new Web site also hosts connecting pages for general information on the Office of Cultural Affairs and its projects: the Charleston Farmers Market, the City Gallery at Waterfront Park, Holiday Magic, Happy New Year Charleston!, the Holiday Parade of Boats, the Lowcountry Quarterly Arts Grant Program, Piccolo Spoleto and the MOJA Arts Festival.

The Web Site was developed and is being hosted by Carolina Media Services ( www.ONLY.sc) .

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(ARA) - What woman doesn't dream of looking as fresh at the end of the day as she did when

she looked in the mirror that morning, with perfect hair and makeup? invariably, however, by the end of the day, hair goes flat, mascara smudges and manicures chip.

as a result, women hunt for tips to maintain a beautiful look that will outlast a full day and still look great into the evening. Ying Chu, beauty and health director for "Marie Claire"

magazine, sees this dilemma first-hand.

"Women are busier than ever these days juggling multiple commitments," she says, "and as a result it has become a priority to seek out beauty buys from trusted brands that are not only long-lasting, but budget

friendly."

follow Her beauty tips to acHieve a fresH look tHat will outlast even tHe

busiest scHedule:

Before applying your makeup, use a mattifying primer first. Because it absorbs oil throughout the day, it prevents oil from breaking down your makeup, making it last longer.

to help face and eye makeup last throughout the day, apply a cream formula first, then layer on a powder over top to set it, like Covergirl truBlend MicroMinerals Finishing Veil.

Expert tips to enSure Your BeautY effortS outLaSt the BuSieSt daY

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Fresh breath and a sparkling smile are always a must to top off your look. new Scope outlast mouthwash and Crest Extra White Plus Scope outlast toothpaste feature outlast technology that delivers a cool, minty sensation for a fresh breath feeling that lasts up to five times longer than brushing alone with ordinary toothpaste.

long, full eyelashes can enhance any look. to ensure your lashes remain lengthy and curled, start by layering a waterproof sealant, like Clarins Double Fix mascara, or any waterproof mascara over your regular mascara. it will make your mascara last without being impossible to remove.

Keep your nails in tip-top shape and extend the life of a manicure or pedicure by adding a clear topcoat to your nails every other day like Essie Good To Go! Topcoat. This will help avoid chipping as you go about your busy schedule.

Fragrance is a way for a woman to express herself. to make sure your signature scent lasts, choose fragrances that have high concentrations, such as a parfum, over an eau de toilette. Fragrance will last longer on well-moisturized skin, so layer a complementary body cream or oil on your skin before spraying.

With these long-lasting insider beauty tips, you will be sure to outlast any whirlwind of events and still look fresh.

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When you love someone, all your saved-up wishes

start coming out.

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More brides choosing heirloom china

(ARA) - Ever since she was a little girl, Amanda Davis dreamed of one day having her grandmother’s cherished wedding china as her very own.

“as a child, i always loved listening to stories about past family gatherings as mamo took each piece of her china out of the hutch so carefully,” says Davis. “i can remember thinking about how this same china had been used for numerous family gatherings and feeling a sense of

connection to my grandfather, who died before i was born, through

the china that i knew he had used with my grandmother

on similar family occasions.”

Davis had no idea her grandmother,

Bettie Guillion, shared a similar dream. Guillion knew her grand-daughter loved her china, and planned to pass along

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her precious heirlooms when Davis grew up and set her own big date. But there was one problem -- missing pieces. Guillion received the set for her own wedding in the early 1940s and while she had managed to keep most of her beloved collection through the decades, somewhere along the way, the cups and saucers disappeared. Guillion’s daughter, Linda Bohannon, thought it would be impossible to replace them.

“my mother picked her china out of the Sears and roebuck catalog more than 60 years ago, so we knew there was just no way we’d ever find it,” says Bohannon. “the only thing she could remember about her china was that it was made by homer Laughlin. that didn’t seem like much to go on, so at that point i just hoped we could find some nice cream colored pieces amanda could use with the set.”

Bohannon heard about Replacements, Ltd., known as the world’s largest supplier of old and new china, crystal, silver and collectibles. When she visited the company’s Web site, Bohannon found a list of china made by Homer Laughlin and noticed photographs of most patterns. She started clicking away and was almost speechless when she came across an image that looked very familiar.

“i called my mother up and asked her, does your china have little pink and yellow roses on it, and could the pattern name be ‘countess’?” Bohannon remembers. “that was it; that was her china! i was completely flabbergasted. It never entered my mind that we would be able to find the exact pattern. my mother was absolutely thrilled!”

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Davis isn’t alone in creating wedding registries for family treasures. Many brides are choosing to complete china, crystal and flatware sets lovingly handed down from mother to daughter to granddaughter. unfortunately, if the patterns are especially old there is a good chance that the manufacturer no longer produces the pieces, making it nearly impossible to track down at most department stores.

“We’re one of the few places brides inheriting heirloom patterns can turn to for help because of our huge, diverse inventory of discontinued patterns, some more than 100 years old,” says Traci Hart,

Replacements’ director of customer service. “nearly 80 percent of our bridal registry sales are generated from discontinued and heirloom patterns. What’s more, we’ve put together a group of associates to specifically handle all registry requests. Because these folks are really familiar with our bridal customers, we can offer more personalized attention. it’s almost like having your own personal shopper.” Brides like Davis, who don’t know their pattern name, are in luck. The company also offers a free pattern identification service. Replacements’ research team receives nearly 3,000 requests weekly from people who don’t know the name or manufacturer of their patterns.

“i cannot tell you how much it meant to me to receive this piece of family history,” Davis says. “i can already picture myself as a mother and grandmother pulling this same china out of my own hutch as i tell stories of my grandmother. i hope that in

the future they will feel the same sense of family history and pride and that

i will one day be able to pass it on to my own granddaughter.

to know that it will be used in future generations of my

family in the same way it was used in past generations is an

amazing gift.” you can learn more about

Replacements’ bridal registry and free pattern identification service at Replacements.com.

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Love, like a river,

will cut a new pathwhenever it meets

an obstacle.

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Need a bridal shower gift ? make it personal

(ARA) - Looking for an affordable bridal shower gift with a personal touch? a spice gift basket can fit any budget and makes an ideal personal gift for every cook. With just a little thought and a few supplies, you can assemble a personalized basket. With internet and mail-order shopping, it’spossible to buy everything you need without leaving the house.

Begin with a basket or any other useful kitchen container, such as a mixing bowl, cake pan, serving dish or colander. Vintage items you pick up at a second-hand store or garage sale can be charming. line the container with a pretty cloth napkin, a colorful dishtowel or even a piece of fabric

cut with pinking shears, or use tissue paper if you prefer. add bottles or packets of spices, herbs, seasonings and other ingredients. For a special touch, include a favorite recipe, a cookbook, a wooden spoon, a potholder, or any related accessory.

With a little imagination, you can personalize a basket for any bride. Kendall McFarland, research and development manager at Frontier natural Products Co-op, has a few ideas to get you started.

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Mexican fiesta tuck a brightly colored potholder in with chili powder, cumin, dried peppers, taco seasoning or other Mexican spices. add a jar of salsa, some tortilla chips and marga-rita mix if you like. For your “basket,” use an inexpensive sombrero, available at card and party stores.

Mama mia line a colander or pasta serving dish with a red checkered tablecloth or cloth or paper napkins. add seasonings such as garlic, basil, oregano and italianblend and include a package of pasta. Supply a packet of spaghetti sauce or fettuccine alfredo seasoning mix or a favorite pasta recipe. a candle and bottle of Chianti add a special romantic touch.

Beginner basket Create a very basic basket for a new cook or a bride just starting out on her own with a handful of popular and common spices - such as salt, pepper, cinnamon, basil, oregano, thyme, rosemary and turmeric. include a cookbook, a recipe box or a file with copies of some favorite family recipes.

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Spice of life

Even the most experienced cooks need some variety. try assembling some unusual or new flavor combinations or savory spice blends. Frontier natural Products has just introduced a line of Pepper Fusion spice grindersthat combine organic peppercorns with garlic, chipotle, cayenne and lemon. add an unusual or interesting kitchen gadget to intrigue the seasoned cook, such as a set of garnishing spoons.

Grill master Place a variety of grilling spices and marinade mixes with a mitt and tongs or other grilling tools in a grilling basket. add an apron, a roll of heavy-duty aluminum foil or a grill cleaning brush for an extra touch.

Small containers of spices are especially handy for gift baskets, because you can provide a variety of spices at a lower cost. Simply organic brand offers attractively packaged organic mini-spices and other seasonings and mixes for those who want to add a natural touch to their baskets.

With the wide variety of seasonings and accessories available, the possibilities are endless. Just use your imagination and you can spice up your gift-giving with personal and original gifts for the bride. For more tips and suggestions for specific gift baskets made with spices, seasonings, mixes and cooking accessories go to www.frontiercoop.com/giftbaskets.

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There is only one happiness in life,to love and be loved.

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Healthy eating year round for head-to-toe beauty

(ARA) - From award shows to a simple coffee run, movie and television stars are known for looking photo-ready at any moment. While their appearances may seem difficult to maintain, experts behind the scenes say achieving head-to-toe beauty simply starts with the foods we eat.

Carrie latt Wiatt, nutrition consultant to hollywood’s elite and author of “Eating by Design: The Individualized Food Personality Type Nutrition Plan” and “Portion Savvy,” works daily with celebrities like Stacy “Fergie” Ferguson and other red carpet beauties to ensure their bodies are always ready for high-profile events.

“You can work toward desired health and beauty goals by following a balanced and portion-controlled eating regimen that can be maintained year round,” says Wiatt. “A healthy diet can help keep skin looking more youthful, hair more vibrant and waistlines trimmer. No matter the occasion, following this approach offers long-term success.”

With so many glamorous events, such as weddings, vacations and dates, dotting the calendar each year, a long-range view on beauty is especially important. one in three women begin to prepare for moments like these a month or more in advance, according to a new poll by the Florida Department of Citrus.

Wiatt fully understands how strongly women feel about looking their best at key moments and says the

tips she shares with her clients are the same she would share with others.

“The first thing I tell my clients is to keep a food journal to identify and eliminate diet de-railing habits, such as late-night snacking, sugar addictions or baked goods at the office,” says Wiatt.

With increased awareness of daily food consumption, Wiatt then works to integrate the following healthy lifestyle habits into daily regimens:

Fill up on fiber. Dietary fiber can help keep you feeling full for longer. An entire medium grapefruit has 4 grams of dietary fiber, some of which is soluble fiber (pectin), which helps support healthy cholesterol levels. Enjoy half a grapefruit for breakfast and another half after your evening workout.

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Prepare your portions. Be mindful of portions by downsizing dishes at home. Measure correct portions the first time, so you have a visual blueprint in your mind.

Shake up snack time. Eating well is all about flavor, texture and variety. For an energizing afternoon snack, try pairing a fruit or vegetable you love with a serving of walnuts to add protein, omega-3 fatty acids and a satisfying crunch.

Eat your way to great skin.

Your overall diet and health regimen may contribute to smooth, supple skin. the vitamin C found in Florida grapefruit and 100 percent grapefruit juice supports collagen production to help keep skin looking youthful, glowing and picture-perfect ready for whatever the day throws your way. Collagen breakdown in the skin may contributeto the appearance of wrinkles.

Eat smarter. to regulate caloric intake, practice mindful eating instead of automatic eating. First, consult your brain: are you feeling hunger or boredom? Second, wait five to 10 minutes after experiencing diet-derailing cravings to see if they pass. Finally, when its mealtime, take your time and monitor for satiety - then stop when you are satisfied.

“The results of a balanced diet can be rewarding - especially when you reach a point where you’re no longer afraid to reach into the closet, try on a favorite outfit and know you’ll be ready for those planned or spontaneous special moments,” Wiatt adds.

Visit www.goFloridagrapefruit.com for more healthy lifestyle tips and delicious recipes featuring nutrient-rich grapefruit.

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Give gifts from the heart tHis valentine’s day

(ARA) - Everyone knows the standard Valentine’s Day gifts: flowers and chocolates. But if you really want to express what’s in your heart, think a little harder about what you’re going to give.

While those tried-and-true gifts are certainly nice, think of them as an accompaniment to the main event - a gift that reflects the personality of the recipient, and which shows that you put thought and creativity into your gift.

Before you set out on a shopping trip, take a moment to think about your gift recipient’s favorite things, whether it’s a charitable cause, an author or a hobby. if you can, try to plan an afternoon with your loved one and, over lunch or an excursion, see if you can pick up some ideas. Make mental notes, write them down when you have a moment, and then hit the shops. But if you aren’t able to connect for some time together, consider using these ideas and adapting them to your fit your Valentine.

Put a spin on the standards the easiest thing in the world is to get a bundle of red roses with baby’s breath and a pre-made chocolate sampler - you can even pick those up at gas stations. Make the sentiment say more by putting a little extra thought into it. You could consult traditional Victorian flower meanings (for example, asters are symbols of love, freesia indicates trust) or choose a bouquet done in your Valentine’s favorite color. if your sweetheart is a chocoholic, check your area for artisanal chocolatiers. a small sampler of chocolates and candies made with the finest ingredients will be more flavorful and memorable than your standard assortment.

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Give the gift that gives back

Valentine’s Day is the time of year when the feelings of your heart are given the most attention - why not let that lead you to think of heart health? according to the American Heart Association (AHA), heart disease kills one person every minute, and it is the No. 1 killer of women of all ages. To raise awareness of the risks of heart disease and also to raise critical funds for the aha, Yankee Candle Company has continued its annual “Light a Candle for Your Heart” program which coincides with the aha’s heart health month and “Go Red” movement each year.

“By giving selected red Yankee candles to your loved one this Valentine’s Day, you not only are giving America’s best loved candle, you also will be giving a gift which directly benefits heart research,” says Yankee Candle’s rick ruffolo. “A dollar is donated to the AHA with every purchase.” You also can include a card to tell the recipient that they can raise more money for the AHA on Facebook. “Become a fan of the company and send virtual candle gifts to all of your friends - for each candle you send, we will donate to the American Heart Association,” ruffolo adds.

Make it an experiencegoing out to dinner is a Valentine’s Day tradition - that much is clear to anyone who tries to get a reservation at a nice restaurant on Feb.14. To avoid the crush of diners and the often inflated menu prices, opt for something a little different. if you’re spending time with your sweetheart, try something that requires you to work together - maybe try out a climbing wall at a local gym - or something that will make you want to cuddle up together, like ice skating or sledding. if your Valentine is more platonic, opt for going to see a movie - or plan a game night at home. no matter what you do, spending time together is a gift that always warms the heart.

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Not just a gift it’S an aDVEnturE

(ARA) - Throughout history, movies and literature, romance and adventure go hand in hand. the gift of adventure might just be the right fit for a hard-to-buy-for sweetheart this Valentine’s Day.

Fortunately, you don’t have to spend big bucks or send your loved ones to some exotic land to give them a memorable adventure gift. a little creativity and a modest investment of time and money can net an experience they’ll talk about for years to come.

here are a few ideas for adventure gifts that will thrill the recipient while keeping you within your budget:

A hot air balloon rideFew experiences blend adventure and excitement with the romance of a hot air balloon ride. the tranquility and silence found high above the treetops balances the thrill of being airborne and soaring. You can give an hour-long ascent through Soaring adventures. Each ascent rises to between 500 to 1,000 feet, covering 5 to 10 miles. A

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celebration of champagne or fruit juice upon landing concludes each adventure, led

by a commercially certified, FAA-trained pilot. Balloon gondolas can hold up to six passengers.

Rides are available at 200 locations nationwide. Visit www.800soaring.com or call (800) SOARING

(800-762-7464) to learn more.

Not-so-deep sea divingScuba diving is an adventure sure to please virtually any nature lover.

Diving schools in your area can be easily found with a quick internet search. Certification opens up a world of adventure opportunities to gift

recipients of all ages, who will be able to use their new-found skill in a variety of venues. For example, some local aquariums will allow certified divers to dive in

the tanks and hand-feed fish. Check with your local aquarium to find out if they have a program.

Fantasy in a league of its ownWhether it’s a professional tennis camp or a baseball camp sponsored by your community college, there are a host of ways to give a sports adventure to the fan on your list. a camp not only allows a gift recipient to improve his or her skills at a much-loved sport, professional camps offer the opportunity to meet and interact with admired sports legends. an online search will quickly reveal the sporting adventure of choice for the sports fan on your list.

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Go on a safariMost community zoos now offer behind-the-scenes adventures for zoo fans of all ages. Programs for children often include educational experiences and hands-on interaction with some of the zoo’s more kid-friendly residents. adult programs enhance a behind-the-scenes experience with such grown-up adventures as gourmet dinners, spa experiences and even wine tastings. Check with your local zoo to find out what they offer.

Dance lessons From your local arthur Murray studio to tV shows like “Dancing with the Stars,” americans’ love affair with dancing has taken on a new life. it’s possible to find reasonably priced lessons for virtually every style of dance from the classic waltz to salsa. Dancing is great exercise, so dance lessons can also help improve the recipient’s health. turn the experience into a real adventure by signing up together and entering a competition once you have a few lessons under your belt.

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We sat side by side in the morning

lightand looked out at the

future together.

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As the relationship changesso do tHe valentine s day gifts(ARA) - Do red roses mean more than you’re willing to admit? Does the jewelry you’re giving your loved one send the correct message? What is the appropriate gift to show your mother that you love her on Valentine’s Day?

as the holiday of love quickly approaches, many of us are trying to find the right gifts for our loved ones. For new couples, maybe a gift of red roses in full bloom, which means “I love you,” isn’t what the man is ready to give, orthe woman is ready to receive. For couples who have been together for a long time, a lasting gift like a living plant might convey your love better than cut flowers, which wilt quickly and then are thrown away.

here are some tips to determine what gifts might work well for your relationship.

A new relationshipSpending time together and discovering new talents is what makes a new relationship so exciting. Consider cooking a special meal for the two of you to enjoy together, or make a favorite food item for your sweetheart, like brownies or a cake.

Flowers work for any relationship. if you aren’t ready to go the red roses route, consider an arrangement of her favorite type of flower, or roses in her favorite color. Online flower companies have Valentine’s Day specials,

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and you can find flower coupons for discounts or free delivery at Couponheaven.com.

Still in the honeymoon stageafter you’ve known each other for a while, and enjoy spending every waking minute together, you start to pick up on your partner’s personal tastes. an extra level of thoughtfulness is conveyed through the giving of a creative and specialized gift.

Jewelry gifts provide a beautiful way to show how much you care. Diamonds are a traditional favorite for expressing a long-lasting message of love, but

other gemstones may be a better fit for the current phase of your relationship. For example, if you want to promote your faithfulness, weaving sapphires into your gift would be a brilliant idea. You can check out what’s available in your local stores or better yet, shop online and find discounts with jewelry cou-pons. Be sure to leave extra time for delivery if you choose a personalized gift.

Cologne and perfume also make excellent Valentine’s Day gifts. You can refresh your loved one’s supply easily by shopping online - just make sure to look for coupon codes for free shipping or an extra discount.

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Happily ever after Valentine’s Day is the perfect opportunity for established couples to reconnect, and giving your loved one a gift that inspires a memory from happy times in your relationship works well. For example, consider finding a bottle of the wine or champagne you drank on your first date, or at your wedding.

Being comfortable with each other is what works for happily-ever-after couples. Consider booking a couple’s massage, so you can both enjoy the gift of time spent together in blissful relaxation.

Best friends foreverFinding a non-romantic gift for your best friend doesn’t have to be difficult. Just pay attention to their special interests and cater to them. For example, browse the bookstore for acopy of their favorite book. or if they’re into sporting events, think about getting tickets to an upcoming home game or a jersey shirt as a gift.

Family members will appreciate gifts that bring back memories of time spent together. if you’re creative, a scrapbook of time spent with your mom would make a wonderful gift. or a digital photo frame preloaded with family photos will put a smile on your dad’s face.

of course, it’s easy to show how much you care this Valentine’s Day. a simple hug will go a long way.

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Love is like the sun

coming out of

the clouds and

warming your

soul.

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How to make picture-perfect valentine’s day gifts

(ARA) - We are taking more pictures than ever - from school and sporting events throughout the years, to summer holidays, family vacations, reunions and weddings. Without a doubt, the ubiquitous digital camera has made it easier than ever to capture hundreds, even thousands of pictures of these cherished moments. hard drives of digital photo folders make the perfect treasure trove for creating meaningful Valentine’s Day gifts.

Photos are often a popular choice, and with many beautiful frames to choose from - even digital photo frames - it’s easy and economical to create a gift that will truly be cherished.

Take memory-keeping to the next level

Each photo is just one part of the story. Photo books take the gift of memories to the next level by offering a way to take these pictures and tell a complete story that you remember and share forever.

it’s easy to create photo books online by adding your own digital images from your computer - similar to a photo album or scrapbook, but printed on archival quality papers and bound in a beautiful hardcover book.

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Plus you can greatly enhance your story when you add a few simple words, anecdotes and phrases to your book. With a small bit of text, a photo book transforms into a beautiful gift of memories that enriches and retells the stories collected throughout a lifetime.

Keep it simpleDon’t worry about adding words to every single picture in your book. You certainly have the option of telling the whole story in as much detail as you wish. it can be as simple as naming who is in a photo, what is going on, or when and where a photo was taken. a quote from a friend or brief anecdote also make terrific additions.

another quick and easy option is to add a brief label or one-word reminder to a set of photos. For example, in a travel book, you might add “Bon Voyage” to a page with photos of your family leaving for a trip. For a book of a child’s first year, you might add “Milestones in the Making” for a page that shows baby’s first steps, first birthday cake, first haircut, and so on.

Focus on the elements that will help you remember those moments behind the scenes and what made them so special. not every photograph needs a caption. Fill in just enough to make your story come to life. Just have fun and imagine the reaction when your gift is opened.

Jostens Photo Books at www.jostens.com/photobooks are a terrific way for you to share these memorable stories by creating your own hardcover photo books. With more than 150 designs and a myriad of custom covers, you’ll find what you need to create the perfect Valentine’s Day gift. if you’ve got pictures, a Jostens Photo Book will help you turn them into a keepsake that will be treasured forever.

Forget the cost of all those new ink jet cartridges and photo paper for your printer, not to mention costly scrapbook materials. Photo books start at just $34.99 for a 22-page book - saving you money and time. Plus, you’ll create the timeless gift of memories in a published coffee table book for your family and friends to enjoy and not be forgotten. Visit www.jostens.com/photobooks and enter code TERRIFIC9 at checkout to save $10 off your first book -- now through Jan. 31.

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Great gifts and deals for Valentine’s Day save on flowers, cHocolate and more

(ARA) - Finding the perfect Valentine’s Day gift doesn’t have to be hard, and if you know where to look, you can take advantage of some fabulous deals.

Chocolate, flowers and even books all make excellent gift choices for those who have everything. another great idea that you may not have thought of is a gift certificate for iTunes.

the best part is that these options are all available online, so you don’t have to leave your house to deal with traffic or endless lines.

retail Web sites will give you information about timelines for ground shipping, or the charges for next-day delivery. Make sure you look for discount codes for free shipping or quick delivery. Many companies offer shipping directly on the holiday, giving your gift a “10” for perfect timing.

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Shopping online allows you to use coupons or even get cash back when shopping on sites like Ebates.com. You can receive about 12 percent cash back plus coupons for flowers ordered from FtD through Ebates for that special woman. or if you decide to purchase a box of chocolates from godiva through Ebates, you can receive a check at the end of the quarter for 8 percent of your purchase. that’s in addition to coupons for discounts and free shipping.

need a less traditional gift? Check out Barnes and Noble coupons, Magazines.com or Borders online for excellent deals on your loved one’s favorite authors. You can have your gift shipped to you at work in plenty of time for Valentine’s Day so your loved one will never know how effortless it was for you to shop.

this Valentine’s Day, plan ahead if you can, but remember online shopping allows you to get just about anything you need overnight, and you’ll have plenty of options for great deals on gifts for that certain someone. and stay within your budget by being smart about your shopping. Make sure you get the best deals through coupons and discount codes or through cash-back options.

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Love is a symbol of eternity.

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time to refinanCe or buy !?

Right now, mortgage rates are at their lowest level since 1971. Think about that. Twenty-five years ago, homeowners were paying as much as 18% on a 30-year fixed. Today it’s just a little over 5%.Combine that rate with the tax advantages

of a mortgage, and you have an incredibly cheap way to build wealth, but you better act now.

Real estate guru Barbara Corcoran has already seen a tremendous surge in refinance applications – more than triple the average – and the number of people getting approved is astronomically higher as well, she says. But that doesn’t mean the low rates are a panacea for the ills of the housing market. It is only once home prices start to go up that we will finally see a light at the end of tunnel, Corcoran says. Until that happens, we are still going to have to crawl out of this mess. “[Low interest rates are] not a lifesaver,” Corcoran says. “This is just a helping hand.”

David Kittle, chairman of the Mortgage Bankers Association, has this advice to homeowners looking to refinance: Do it. Don’t get greedy searching for another quarter-point. Lock in rates now. He is seeing applications soar over 125% just since Thanksgiving due to the low rates.

Of course, you should only refinance if it saves you at least 3/8 on the rate and if you plan on staying in your home for at least four years, Kittle says. Along with good credit, proof of income and money by means of a down payment or equity in the home, there are certain things every homeowner needs regardless of interest rate levels.

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Why

know

ing th

e weat

her for

ecast

can sa

ve you

cash

(ARA) - Technology continues to hold a significant place in Ameri-cans’ hearts and wallets. the consumer electronics association recently reported that it expected consumer spending on personal electronics to increase slightly over last year. With less money to spend, consumers are looking at technology innovation that will not only offer them personal enjoyment but also help them save money at home.

one area of technology that has been overlooked but offers great value is backyard weather.

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For many, the weather tools of the past are long gone. Seldom will you see a weather glass, cylinder rain gauge or old-fashioned weathervane in an american household. instead you may discover wireless weather stations, soil moisture and leaf wetness probes, and even computer software that allow users to track, graph and analyze historical data.

today’s weather stations often include two elements - a solar-power integrated Sensor Suite and a portable, battery-operated console. important weather variables include daily highs and lows, temperature changes by the hour, barometric changes, wind speed and direction, humidity, and astronomical data, such as meteor showers.

the Vantage Vue wireless weather station, by Davis instruments, for example, uses frequency-hopping radio spectrum technology to wirelessly send data, up to 1,000 feet every 2.5 seconds, to a console. in addition to providing updates on outdoor weather, the easy-to-read console also collects data for indoor temperature, humidity and barometric pressure. the weather station has been tested in a commercial wind tunnel and can withstand wind speeds of up to 150 mph.

Savvy homeowners realize the importance of current and historical weather data whenever they are working in the garden, doing light home repairs or improvements and planning backyard activities. good weather is good for your investments.

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Studies at the university of California-Davis, show that even the slightest change in climate and/or activities like late-season watering when there is a threat of rain can mean the difference between healthy backyard ornamentals, fruit trees and vegetables and gardening heartbreak.

as many gardeners know, high winds can dry soil out quickly. a surprise wind storm can result in unforeseen damages. Knowing when an early frost is coming allows homeowners to take preventative measures like covering up plants or watering them before the cold temps hit. replacing damaged or dead plants can be costly. Knowing the weather can help avoid unnecessary loss.

handy men and women know that planning home improvement activities, like painting, pouring concrete, masonry work and roofing, around inclement weather can produce better results. Knowing when to protect exposed work areas from impending damaging weather can translate into disaster averted. homeowners can avoid cost overruns that happen when materials are ruined by bad weather.

outdoor events, like backyard weddings, barbeques and pool parties, can also have a greater chance of success, thanks to new weather technology. Some weather stations’ consoles can graph historical data for hours, days and months. With weather software, that information can be uploaded to a PC and even to the internet. having historical data about the weather in

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your backyard can improve the odds of hitting a traditionally beautiful day.

Weather station consoles that offer simultaneous alarms are also critical for saving money.

also, for the ultimate in weather monitoring, look for a station that offers software for the PC and internet. Stations, like those manufactured by Davis instruments, offer a free community weather network and iPhone application. (users must purchase WeatherLinkIP.)

look for products that are made in the united States and have a reputation for quality, durability and accuracy. new innovations in weather technology mean you can have fun and save money at the same time.

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We have the greateSt pre-nuptiaL agreement in the

WorLd. it’S caLLed love.

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“Your Local Call Center with a Global Reach”

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