Our Focus:- Fulfill Investor’s Financial Goals & Value Added Services

Our Strategies for Saving & Investment for investors Financial Needs based – Not Seller but Financial Solutions Provider Long term – Financial Needs – Education, Marriage, Asset , Retirement Asset Allocation – Proper Asset Allocation among Equity, Debt & Cash Diversified - Optimum Systematic – Not “ Timing-the-Market” but “ Time-in-the Market”

Investment Objectives :-What Investors wishes and not wishes

1. Return2. Risk3. Period4. Return Frequency

What is Mutual fund:- A product for all & all time. A Mutual fund is a pool of money, which is collected from many investors and is invested in various types of securities by asset management company in line with investment objectives of investors. Investor will earn Dividend and Earn Capital Gain or Incur Capital Loss.Mutual Fund is Indirect and Collective Investment.

preferable for those who do not have adequate TIME and proper KNOWLEDGE & wish to fulfilled all FINANCIAL NEEDS.

Benefits of Mutual Fund:- WHY ? Professional Management Diversification [All types of Assets, Sectors &

Industry] Convenient Administration [KYC+ Application +

Cheque] Return Potential [ Very good compare to all assets] Low Costs [ Max 2.5 % ] Liquidity [ From one day to Max 5 Days ] Transparency Flexibility [ SIP , STP , SWP , Trigger , Switch ] Choice of schemes Tax benefits [ Dividend Tax Free & LTCG ] Well regulated by SEBI FREE Life Insurance FREE Personal Accident Insurance

NAV = Net Assets of the Scheme / Number of Units

CUT OFF TIME for Nav :- Purchase Transaction Liquid Fund – Before 2 p.m. & Get Money – Previous Day – After 2 p.m. – Transaction Day All Debt & Equity – Before 3 p.m. & Get Money – Transaction Day ( = & > 2 Lac ) All Debt & Equity – Before 3 p.m.– Transaction Day ( Less than 2 Lac ) – After 3 p.m. – Next Business Day

Redemption between 2 to 5 Business Days

Tax Incentives :- Source of Income Equity Other Than Equity

Dividend Received NIL NIL

Dividend Distribution Tax NIL 25%

Short Term Capital Gain 15 % Tax Slab

Long Term Capital Gain NIL 20%

Various Investment options

TYPE OF ASSET BASE SCHEMES

EQUITY

TENURE OPEN ENDED CLOSED ENDED

STYLE GROWTH VALUE BLEND

MARKET CAP LARGE MID SMALL MULTI

FOCUS SECTOR THEMATIC INDEX ELSS

         

DEBT TENURE LIQUID SHORT MEDIUM LONG

           

HYBRID EQUITY ORIENTED Equity > 65 % BALANCED FUND

  DEBT ORIENTED Debt > 65 % MIP

History of Mutual Fund:- First Phase - 1964-1987 :

In 1963 -Unit Trust of India was the first mutual fund set up in India.The first scheme launched by UTI was Unit Scheme 1964

Second Phase - 1987-1993 (Entry of Public Sector Funds – SBI is the first nationalized bank

Third Phase - 1993-2003 (Entry of Private Sector Funds)

SEBI (Mutual Fund) Regulations 1996

Organization of a Mutual Fund:-

Offer Document:- AMC has to file with SEBI during NFO Information about Mutual Fund, Schemes & term of Offer Details of Scheme to be offer Fees & Other Expenses Standard & Scheme Specific risk factors Unit holder rights

KIM – Key Information Memorandum:- Short version of Offer Document with Application Form

NAV – Net Asset Value:- NAV = Net Assets of the Scheme / Number of Units

Total Expenses :- Assets Equity Debt

First 100 Crore 2.50% 2.25%

Next 300 Crore 2.25% 2.00%

Next 300 Crore 2.00% 1.75%

Remaining 1.75% 1.50%

Transactions with Mutual fund:- Fresh Purchase Additional Purchase - Thru Transaction Slip Switch , Redemption - Thru Transaction Slip

Investment Plans & Services:- Growth & Dividend - Payout & Dividend Re-Investment Option SIP – Systematic Investment Plan STP – Systematic Transfer Plan

Capital Capital Gain Dividend

SWP – Systematic Withdrawal Plan Triggers Switch Pledge & Nomination

(As on 31-01-2015) BSE Index - 29,183Value

Information % Return (CAGR) - Lumsum   % Return (CAGR) - SIP Star

Funds (Growth Option)Inception

Date Latest NAV

1 Year

3 Year

5 Year

7 Year

10 Year

  1

Year 3

Year 5

Year7

Year10

YearVR MS

PATEL Financial Solutions' Best - Ultra Short Term Debt Funds :-                        

Reliance Money Manager Fund 2007 1,885 9                     4 4

                               PATEL Financial Solutions' Best - Long Term Debt Funds :-                          

ICICI Prudential Long Term Fund - (LT) 2009 17 21 13 11                 5 5

                               PATEL Financial Solutions' Best - Hybrid - Debt Oriented Funds :-                        Reliance Monthly Income Plan 2004 33 28 14 11 13 12   29 17 13 13 12 4 5                               PATEL Financial Solutions' Best - Hybrid - Equity Oriented Funds :-                        HDFC Balanced Fund 2000 109 60 26 19 16 19   51 34 23 22 19 5 4                               ICICI Prudential Balanced Advantage Fund 2006 25 36 23 16 11     30 24 19 17   4 4                               PATEL Financial Solutions' Best - Children Plans - Hybrid - Equity Oriented Fund :-                  HDFC Children's Gift Fund - Investment Plan 2001 84 50 26 21 17 18   44 32 23 23 19 5 4                               PATEL Financial Solutions' Best - Equity Linked Tax Saving [ ELSS ] :-                                                     Reliance Tax Saver ( ELSS ) Fund 2005 49 110 37 23 17     88 49 32 27   5 5                               PATEL Financial Solutions' Best - Pure Large Cap Equity Funds :-                        HDFC Top 200 Fund 1996 360 63 24 16 13 22   48 31 20 20 19 4 5                               PATEL Financial Solutions' Best - Multi Cap Equity Funds :-                          ICICI Prudential Dynamic Plan 2002 194 49 25 17 13 23   40 31 21 20 19 4 5                               PATEL Financial Solutions' Best - Mid & Small Cap Equity Funds :-                        HDFC Mid-Cap Opportunities Fund 2007 37 90 36 25 18     74 63 46 31 29 5 4                               

(As on 31-01-2015) BSE Index - 29,183   44 19 13 7 16