SEYLAN SEYLAN GOLD HEARTGOLD HEART

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WHY INVEST IN WHY INVEST IN GOLD?GOLD?

Gold has the ability to hold its value Gold has the ability to hold its value and remain stable during volatile and remain stable during volatile market cycles and retain its market cycles and retain its purchasing powerpurchasing power

Gold can be used to make jewellery Gold can be used to make jewellery of your choice when requiredof your choice when required

Ability to diversify part of your Ability to diversify part of your investment portfolio into gold investment portfolio into gold

INTRODUCTIONINTRODUCTION

Seylan Bank introduced this innovative Seylan Bank introduced this innovative and novel product for all Sri Lankans and novel product for all Sri Lankans above the age of 18 years, to invest above the age of 18 years, to invest and trade in 24 karat pure gold.and trade in 24 karat pure gold.

This is an Investment Account where This is an Investment Account where your gold balance is reflected in grams your gold balance is reflected in grams

FEATURES OF THE FEATURES OF THE PRODUCTPRODUCT

Initial investment is 5 gramsInitial investment is 5 grams You can top up the account in multiples of 1 You can top up the account in multiples of 1

gramgram No need for safety lockers or insurance, since No need for safety lockers or insurance, since

gold is reflected in your gold account in grams.gold is reflected in your gold account in grams. Ability to accumulate wealth over a period of Ability to accumulate wealth over a period of

timetime Simple exit mechanismSimple exit mechanism Gold rates are quoted based on real time Gold rates are quoted based on real time

International market rates.International market rates.

You can invest and trade online via our You can invest and trade online via our website,website,

https://goldheart.seylan.lkhttps://goldheart.seylan.lk

A SIMPLE EXAMPLEA SIMPLE EXAMPLE

Profit made (348 x 1000) – (298 x 1000) = 50,000/-

Gold Heart rate as of 15.01.09 Gold Heart rate as of 15.01.09 (for 0.1gram = 1 unit) (for 0.1gram = 1 unit)

Bank Buying – Bank Buying – Rs. 294/-Rs. 294/-Bank Selling – Bank Selling – Rs. 298/-Rs. 298/-

You

Investing

Rs.298,000

BuyGold

Bank Buying - 348/- Bank Selling - 352/-

1000 units = 100 grams

GOLD HEART RATE AS OF 23.03.09 YOU SELL

BENEFITSBENEFITS

Trade in Gold and enjoy capital gainsTrade in Gold and enjoy capital gains Invest for future use to make Invest for future use to make

jewellery,jewellery, Ability to withdraw physical gold at a Ability to withdraw physical gold at a

nominal feenominal fee No commissions, custodial fees No commissions, custodial fees No capital gain or withholding tax No capital gain or withholding tax Over-the-counter loans up to 85% of Over-the-counter loans up to 85% of

the gold balance the gold balance

FUNCTIONS OF THE FUNCTIONS OF THE WEB PORTALWEB PORTAL

https://goldheart.seylan.lk

Place buy/sell orders real timePlace buy/sell orders real time Place buy/sell orders for a future datePlace buy/sell orders for a future date View transaction history in your View transaction history in your

accountsaccounts Information on gold and historical Information on gold and historical

gold price chartgold price chart New customer registrationNew customer registration Information on gold for first time Information on gold for first time

visitorsvisitors

MOVEMENT OF GOLD MOVEMENT OF GOLD PRICESPRICES

1 OUNCE = 31.16 GRAMS1 OUNCE = 31.16 GRAMS

1 SOVEREIGN = 7.8 1 SOVEREIGN = 7.8 GRAMSGRAMS

16,796

539 95.66

40,832

1,310 96.52

44,036

1,413 101.18

51,400

1,650100.49

65,702

2,109103.96

91,350

2,932

108.75

99,553

3,195

113

108,632

3,492 114.35

-

20,000

40,000

60,000

80,000

100,000

120,000

2002 2003 2004 2005 2006 2007 2008 2009

GOLD-PRICE PER OUNCE,GRAM AND USD/LKR (Year end /Month) rate

Per ounce LKR Per gram LKR USD LKR RATE

MONTHLY GOLD PRICE IN 2008 & EURO/USD RATE,OIL PRICE

0

200

400

600

800

1,000

1,200

USD Avg. Gold Price

HIGHLOWEURO/USD RATECRUDE OILUSD/LKR RATE

GOLD-PRICE PER GRAM-IN LKRWEEKLY GOLD HEART RATE

2,901.34

2,680.66

2,643.78 2,944.673,201.30

3,120.14

2,846.283,010.50

3,149.89

3,079.923,287.60

3,393.75

3,336.65

3,442.213,646.51

3,460.77

3,446.08

3,413.02

3,493.21

0.00

500.00

1,000.00

1,500.00

2,000.00

2,500.00

3,000.00

3,500.00

4,000.00

Per gram LKR

Gold Bars presently availableGold Bars presently available

Invest in Seylan Gold Heart Invest in Seylan Gold Heart Investment Account and Investment Account and reap the benefits.reap the benefits.

For further clarifications do not For further clarifications do not hesitate to contact any of the hesitate to contact any of the following staff members:following staff members:

Azhar - 077 3856200Azhar - 077 3856200 Kaushi - 077 3856237 Kaushi - 077 3856237

GO FOR GOLD WITH GO FOR GOLD WITH SEYLAN SEYLAN

GOLD HEART GOLD HEART INVESTMENT INVESTMENT

ACCOUNTACCOUNT

THANK YOU!THANK YOU!