JTC Consultants

Presentation by:Jenny Smith

Tina JohnsonCheryl Coleman

Our mission is to eliminate substandard housing

and improve neighborhoods by working in

partnership with economically disadvantaged

families to achieve and maintain home

ownership.

Habitat for Humanity Mission

We are able to do this through volunteer

labor and tax-deductible donations of

money and materials, Habitat builds and

rehabilitates simple, decent houses with the

help of the homeowner (partner) families.

How it works

Local HabitatSuppliers

Lending Sources

Donors

Federal Regulatoris

Community

Contractors

Volunteers

State Regulatori

es

Home Receipient(s)

Habitat Int’l

Habitat for HumanityRelationship Map

IS MAPPotiental H4H families appiles for home, follow qualifing guide lines if applicable will pay $10.00 application charge

Reviews all appications before contacting the family

Presents inforamtion to the Selection community

Re reviews application

Re reviews application

Set up home visit with Director of Family Service

Family receives approval from DFS

Family receives notification of housing approval DFS

Send request for first family approval

Second approval application screening

Approval sent to the Board of Directors

Final approval from the Selections Committee

Board sends letter of approval to DFS and Selections Committee

Provides families with a 30 year no interest mortgage

Apprpoval received

Approval received notification sent to family

Family is notified of final housing approval

Continues to work with family to develop a plan on building their H4H home including hours and voulnteer services

Family Size 30% Median 60% Median

One $13,850 $27,720

Two $15,800 $31,680

Three $17,800 $35,640

Four $19,750 $39,540

Five $21,350 $42,720

Six $22,950 $45,900

Seven $24,500 $52,200

2010 Income Guidelines

http://www.habitatlansing.org/apply/index.php

Applicants must partner with Habitat for Humanity in their mission.

All homeowners are required to do “sweat equity” (that’s work on their own home and other Habitat homes and projects).

A single-adult family must do 300 hours of Sweat Equity

A two-adult family must do 500 hours.

Willingness to Partner

Donations are used as designated by the donor

Gifts received by Habitat for Humanity that are

designated to a specific building project are

forwarded to that project. Any undesignated

gifts are used where most needed.

Donations

Trained & supervised experience staff

Each home build requires at least 2,500 volunteer

hours (including hours from future homeowners in

sweat equity).

4 weekly crews of 10-15 members in addition to

groups from churches, corporations, and civic groups.

Habitat for Humanity Volunteers

Potential H4H families applies for home, follow qualifying guide lines if applicable will pay $10.00 application charge

Reviews all appications before contacting the family

Presents information to the Selection community

Re reviews application

Re reviews application

Family receives notification of housing approval DFS

Family receives approval from DFS

Set up home visit with Director of Family Service

Client

Director of Family Service

family must meet approval

Send request for first family approval

Second approval application screening

Final application screening

Family is Approve

YES

Approval sent to the Board of Directors

Final approval from the Selections Committee

SHOULD MAP

Board sends letter of approval to DFS and Selections Committee

Continues to work with family to develop a plan on building their H4H home including hours and voulnteer services

Provides families with a 30 year no interest mortgage

Apprpoval received

Approval received notification sent to family

Family is notified of final housing approval

Habitat Mortgage Lender

Board of Directors

Selections

Committee

Habitat is worldwide. There are more the 2100 active affiliates in 100 countries, including all 50 States of the United States.

Habitat for Humanity International& its Affiliates