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© 2009 Title Resource Group Title Resources Guaranty Company Financial Strength Title Resources Guaranty Company, acquired by TRG in 2006, is the nation’s 5th largest title underwriter and has been working successfully with independent title agents since 1984. TRGC has consistently achieved the highest financial ratings in the industry; our financial strength has surpassed our competition. At TRGC, we meet FNMA financial requirements which mandate all loans be insured by a title insurance company with one or more ratings from one of the five major rating agencies. Title Resources Guaranty Company has received the following ratings*: A+ A LACE Financial Corp Demotech, Inc. We Compete to Keep you in the Game Title Resources works with independent title insurance agents and has no direct operations. We provide our agents with the services and support necessary to issue our policies in a competitive and professional manner. In reality, service is our product. Our Focus is on Real Estate As a Realogy company, we are focused on supporting our real estate franchises and brokers by providing exceptional service in value. In short we are aiming to become the Real Estate Agent’s Underwriter. Title Resources Guaranty Company ( TRGC ) was created in 1983 and chartered in Texas in March of 1984. Through the years, TRGC has continued to grow and expand and in January of 2006 was acquired by Title Resource Group, LLC ("TRG"). TRGC has benefited significantly by joining with TRG, who has title operations currently licensed in 43 states. Title Resources itself is licensed in 19 of those states and is actively applying for licensing in additional states. Title Resource Group is part of Realogy. Realogy Corporation is a global provider of real estate and relocation services. Realogy’s world-renowned brands and business units include Better Homes and Gardens® Real Estate, CENTURY 21®, Coldwell Banker®, Coldwell Banker Commercial®, ERA®, Sotheby’s International Realty®, NRT LLC, and Cartus. Collectively, Realogy’s franchise systems have approximately 14,500 offices and 268,000 sales associates doing business in 93 countries around the world. Corporate Overview Our mission is to provide our customers with the best title insurance service for the least amount of cost by maintaining quality, integrity, and financial stability; to strengthen company and employee relations, and build lifetime loyalties resulting in long–term profitability. TRG has offered support to these organizations at a national and/or a local level: About Us: Who We Are: Leadership: In cooperation with Realogy Corporation, we have partnerships with the following organizations: National Association of Hispanic Real Estate Professionals National Association of RE Brokers (African American focused organization) National Gay Lesbian Chamber of Commerce Asian Real Estate Association of America Women’s Business Enterprise National Council National Minority Supplier Development Council American Cancer Society Salvation Army Washburn Center for Children South Jersey Food Bank Toys for Tots New Hampshire Animal Welfare New Horizons Soup Kitchen Juvenile Diabetes Research Foundation Providence House - Domestic Violence Victims Susan G. Komen Breast Cancer Foundation Hathaway-Sycamores Child and Family Services Habitat for Humanity Cardinals Care First Tee Our Mission: Community Relations: Commitment to Community: TRGC works with independent title insurance agents and has no direct operations. We provide our agents with the services and support necessary to issue our policies in a competitive and professional manner. In reality, service is our product. Title Resources Guaranty Company provides a personal guarantee to all of our agents. We want to assure them that their needs are top priority to each Title Resources team member, and those needs will be met professionally and in a timely manner. Scott McCall, CEO Scott joined TRG in 2009 and is the Chief Executive Officer of Title Resource Guaranty Company (TRGC). In this capacity, he is responsible for identifying and prioritizing expansion opportunities for TRGC across the United States. In addition to this role Scott works with our Senior Leadership Team across business channels to bring lender, builder and other third party business to TRG and its affiliates. * Rating determinations made by rating agencies are subject to change from time-to-time. While TRGC attempts to show accurate information, it cannot assure the reliability of ratings referred to herein and assumes no obligation to monitor the ratings of any agency, or to immediately incorporate any rating changes applicable to the company.

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Page 1: Title Resources Guaranty Company

© 2009 Title Resource Group

Title Resources Guaranty Company

Financial Strength

Title Resources Guaranty Company, acquired by TRG in 2006, is the nation’s 5th largest title underwriter and has been working successfully with independent title agents since 1984.

TRGC has consistently achieved the highest financial ratings in the industry; our financial strength has surpassed our competition. At TRGC, we meet FNMA financial requirements which mandate all loans be insured by a title insurance company with one ormore ratings from one of the five major rating agencies. Title Resources Guaranty Company has received the following ratings*:

A+ A LACE Financial Corp Demotech, Inc.

We Compete to Keep you in the Game

Title Resources works with independent title insurance agents andhas no direct operations. We provide our agents with the services and support necessary to issue our policies in a competitive and professional manner. In reality, service is our product.

Our Focus is on Real Estate

As a Realogy company, we are focused on supporting our real estate franchises and brokers by providing exceptional service in value. In short we are aiming to become the Real Estate Agent’s Underwriter.

Title Resources Guaranty Company ( TRGC ) was created in 1983 and chartered in Texas in March of 1984. Through the years, TRGC has continued to grow and expand and in January of 2006 was acquired by Title Resource Group, LLC ("TRG"). TRGC has benefited significantly by joining with TRG, who has title operations currently licensed in 43 states. Title Resources itself is licensed in 19 of those states and is actively applying for licensing in additional states.

Title Resource Group is part of Realogy. Realogy Corporation is a global provider of real estate and relocation services. Realogy’s world-renowned brands and business units include Better Homes and Gardens® Real Estate, CENTURY 21®, Coldwell Banker®, ColdwellBanker Commercial®, ERA®, Sotheby’s International Realty®, NRT LLC, and Cartus. Collectively, Realogy’s franchise systems have approximately 14,500 offices and 268,000 sales associates doing business in 93 countries around the world.

Corporate Overview

Our mission is to provide our customers with the best title insurance service for the least amount of cost by maintaining quality, integrity, and financial stability; to strengthen company and employee relations, and build lifetime loyalties resulting in long–term profitability.

TRG has offered support to these organizations at a national and/or a local level:

About Us:

Who We Are:

Leadership:

In cooperation with Realogy Corporation, we have partnerships with the following organizations:

• National Association of Hispanic Real Estate Professionals• National Association of RE Brokers (African American focused organization)

• National Gay Lesbian Chamber of Commerce• Asian Real Estate Association of America• Women’s Business Enterprise National Council• National Minority Supplier Development Council

• American Cancer Society • Salvation Army • Washburn Center for Children • South Jersey Food Bank • Toys for Tots • New Hampshire Animal Welfare • New Horizons Soup Kitchen• Juvenile Diabetes Research Foundation • Providence House - Domestic Violence Victims• Susan G. Komen Breast Cancer Foundation • Hathaway-Sycamores Child and Family Services • Habitat for Humanity• Cardinals Care• First Tee

Our Mission:

Community Relations:

Commitment to Community:

TRGC works with independent title insurance agents and has no direct operations. We provide our agents with the services and support necessary to issue our policies in a competitive and professional manner. In reality, service is our product. Title Resources Guaranty Company provides a personal guarantee to all of our agents. We want to assure them that their needs are top priority to each Title Resources team member, and those needswill be met professionally and in a timely manner.

Scott McCall, CEO Scott joined TRG in 2009 and is the Chief Executive Officer of Title Resource Guaranty Company (TRGC). In this capacity, he is responsible for identifying and prioritizing expansion opportunities for TRGC across the United States. In addition to this role Scott workswith our Senior Leadership Team across business channels to bring lender, builder and other third party business to TRG and its affiliates.

* Rating determinations made by rating agencies are subject to change from time-to-time. While TRGC attempts toshow accurate information, it cannot assure the reliability of ratings referred to herein and assumes no obligation to monitor the ratings of any agency, or to immediately incorporate any rating changes applicable to the company.