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Target – NFC HCE.
Our solution - HCE
mWallet vs Plastic Card & Cash
How does it work – the Issuer experience
Mobile Phone Always and everywhere
How does it work – the Merchant experience
Makes Mobile Payments Simple
Makes Mobile Payments Simple forDevelopers and End-Users
mWallet platform architecture
mWallet platform architecture
Universal
• to quickly design and deploy any Android and iOS based applications
• supports online and proximity transactions
• any International Payment System (VisaInternational, Master Card, American Express, Dinners Club)
• any cards (loyalty cards, coupons, tickets, ID..)
• no plastic card required to issue a digital one
Secure
• aligned with Visa & MasterCard specifications for cloud-based payments and EMVCospecification for tokenization
• approved by Visa and MasterCard
• supports security levels requested by card issuer
Independence and Interoperability
• Mobile Network Operator, vendor and Trusted Service Manager are not involved in service providing
• enables banks to extend the reach of their digital card products beyond their own apps
• an option to have an open mWalletas a standalone app to other banks to drive continued use
Questions ?