MES SALDO INICIAL INTERESES CUOTA MENSUAL ABONO CAPITAL SALDO FINAL

1 $ 10.000.000,00

$ 300.000,00 ($ 1.004.620,85)

$ (704.620,85)

$ 9.295.379,15

2 $ 9.295.379,15

$ 278.861,37 ($ 1.004.620,85)

$ (725.759,48)

$ 8.569.619,66

3 $ 8.569.619,66

$ 257.088,59 ($ 1.004.620,85)

$ (747.532,26)

$ 7.822.087,40

4 $ 7.822.087,40

$ 234.662,62 ($ 1.004.620,85)

$ (769.958,23)

$ 7.052.129,17

5 $ 7.052.129,17

$ 211.563,88 ($ 1.004.620,85)

$ (793.056,98)

$ 6.259.072,19

6 $ 6.259.072,19

$ 187.772,17 ($ 1.004.620,85)

$ (816.848,69)

$ 5.442.223,50

7 $ 5.442.223,50

$ 163.266,70 ($ 1.004.620,85)

$ (841.354,15)

$ 4.600.869,35

8 $ 4.600.869,35

$ 138.026,08 ($ 1.004.620,85)

$ (866.594,77)

$ 3.734.274,57

9 $ 3.734.274,57

$ 112.028,24 ($ 1.004.620,85)

$ (892.592,62)

$ 2.841.681,96

10 $ 2.841.681,96

$ 85.250,46 ($ 1.004.620,85)

$ (919.370,40)

$ 1.922.311,56

11 $ 1.922.311,56

$ 57.669,35 ($ 1.004.620,85)

$ (946.951,51)

$ 975.360,05

12 $ 975.360,05

$ 29.260,80 ($ 1.004.620,85)

$ (975.360,05)

$ (0,00)

CUOTAS 12

PRESTAMO $ 10.000.000,00

TASA DE INTERES 3%

Fuente: http://webcache.googleusercontent.com/search?q=cache:dt-n9bMx9EwJ:www.ferbello.galeon.com/anualidades.xls+&cd=1&hl=es-419&ct=clnk&gl=co

Periodo Ahorro Intereses Depósito Saldo

1 $ 177.969,91 -$ $ 177.969,91 177.969,91$ 2 182.241,19$ 4.271,28$ $ 177.969,91 360.211,09$ 3 186.614,97$ 8.645,07$ $ 177.969,91 546.826,07$ 4 191.093,73$ 13.123,83$ $ 177.969,91 737.919,80$ 5 195.679,98$ 17.710,08$ $ 177.969,91 933.599,79$ 6 200.376,30$ 22.406,39$ $ 177.969,91 1.133.976,09$ 7 205.185,33$ 27.215,43$ $ 177.969,91 1.339.161,43$ 8 210.109,78$ 32.139,87$ $ 177.969,91 1.549.271,21$ 9 215.152,42$ 37.182,51$ $ 177.969,91 1.764.423,63$ 10 220.316,08$ 42.346,17$ $ 177.969,91 1.984.739,70$ 11 225.603,66$ 47.633,75$ $ 177.969,91 2.210.343,36$ 12 231.018,15$ 53.048,24$ $ 177.969,91 2.441.361,51$ 13 236.562,58$ 58.592,68$ $ 177.969,91 2.677.924,10$ 14 242.240,09$ 64.270,18$ $ 177.969,91 2.920.164,18$ 15 248.053,85$ 70.083,94$ $ 177.969,91 3.168.218,03$ 16 254.007,14$ 76.037,23$ $ 177.969,91 3.422.225,17$ 17 260.103,31$ 82.133,40$ $ 177.969,91 3.682.328,49$ 18 266.345,79$ 88.375,88$ $ 177.969,91 3.948.674,28$ 19 272.738,09$ 94.768,18$ $ 177.969,91 4.221.412,37$ 20 279.283,81$ 101.313,90$ $ 177.969,91 4.500.696,17$ 21 285.986,62$ 108.016,71$ $ 177.969,91 4.786.682,79$ 22 292.850,30$ 114.880,39$ $ 177.969,91 5.079.533,09$ 23 299.878,70$ 121.908,79$ $ 177.969,91 5.379.411,79$ 24 307.075,79$ 129.105,88$ $ 177.969,91 5.686.487,58$ 25 314.445,61$ 136.475,70$ $ 177.969,91 6.000.933,19$ 26 321.992,31$ 144.022,40$ $ 177.969,91 6.322.925,50$ 27 329.720,12$ 151.750,21$ $ 177.969,91 6.652.645,62$ 28 337.633,40$ 159.663,49$ $ 177.969,91 6.990.279,02$ 29 345.736,60$ 167.766,70$ $ 177.969,91 7.336.015,62$ 30 354.034,28$ 176.064,37$ $ 177.969,91 7.690.049,91$ 31 362.531,11$ 184.561,20$ $ 177.969,91 8.052.581,01$ 32 371.231,85$ 193.261,94$ $ 177.969,91 8.423.812,87$ 33 380.141,42$ 202.171,51$ $ 177.969,91 8.803.954,28$ 34 389.264,81$ 211.294,90$ $ 177.969,91 9.193.219,09$ 35 398.607,17$ 220.637,26$ $ 177.969,91 9.591.826,26$ 36 408.173,74$ 230.203,83$ $ 177.969,91 10.000.000,00$

Se desea tener en una cuenta que reconoce el 2.4% E.M. al cabo de 36 meses la suma de $10.000.000Determine el valor del deposito mensual y elabore la tabla de capitalización.

Final -10.000.000,00$

Tasa 2,40%

Plazo 36