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Dive Depth
Typically, recreational divers have amaximum depth up to 50 feet, while mastercertified can go down to a depth of 75 feet toqualify for the preferred plus rate class.
You must be certified diver from an organization such as SSI,
PADI or NAUI.
If you have proof of a higherdegree of certification, you aremuch more likely to receive apreferred and preferred plus
health class.
Certification Type
Type of Diving
Life insurance underwriters classifyvarious types of diving as more
dangerous:
wreck diving, cave diving, rescue diving,commercial diving, and ice diving
If you participate in any of these riskieractivities, you most likely will qualify for
standard rate class.
Diving Experience
More experienced divers can obtainbetter rates when applying for life
insurance.
Underwriters require you to providehow many dives you have completedwithin the last year and your lifetime
to determine your rate class.
Affordable Life USA
Getting decent prices on Life insurancefor a scuba diver requires research onour part, but the extra effort is well spent
for our open water enthusiasts.
CLICK HERE FOR LIFE INSURANCERATES FOR SCUBA DIVIERS