MUXIInstitutional Presentation

MUXI provides unique and intelligent solutions for

businesses that manage electronic transactions, be it, data

capture, processing, authorization and settlement for

different business segments, by integrating Payment to

Retail, Health Care, Distribution, Insurance, Loyalty, Pre-

paid etc., addressing merchant and consumer needs.

Complex challenges, simple solutions

Payment Industry Trends

Rise in none cash payments

Due to increased usage

of Credit and Debit

cards in Developing

Markets and the rise

in e-payments and m-

payments has resulted

in a growth of 20% in

electronic payments

Source: World Payment Report 2014

Muxi addresses the pain points that haunt the consumers and merchants by

developing ‘Flexible Universal Transactional Platforms’ that go beyond payments to

attend the needs of the connected consumer by offering value added solutions

Fast Changing Payment Industry

Source: PwC Survey

Connected Consumer Demands

Source: PwC Survey

Technology-driven change; Mobile, Online and Social Technologies are

revolutionizing consumer access to information and sparking demand for new

services that can support Multichannel Commerce, Big Data analytics, Enhanced

Loyalty Programs and Targeted Advertising are attended by the Muxi Platform

Technology, Products and Services

The Transaction Platform

The largest Payment Platform success case in the world

with more than 3.0 million devices using our technology.

Patented Platform

Merchant Acquiring Issues What keeps you awake?

Card

Fraud

Remote

Network

Management

Host Card

Emulation

EMV

Security

Breaches

PCI

ComplianceMultiply

Hardware's

Mobile

Payments

Certification

Time & Costs

The POSWEB® ExperienceGood nights sleep!

MEETS ALL

SECURITY

REQUIREMENTS

SINGLE

APPLICATION

THAT FITS

ALL DEVICES

TMS THAT

ALLOWS YOU

TO REMOTELY

MANAGE THE

NETWORK

PLATFORM THAT

GIVES LIFE TO OMNI

CHANNELS

THE WAY TO TAKE

PAYMENTS BEYOND

EMV & PCI

CREATING SEEMLESS

CONSUMER EXPERIENCES

What is POSWEB® ?

POSWEB® is a middleware that communicates with the OS of

the different hardware's (POS, PC, iOS, Android, mPOS) allowing

it to behave in the same way, with the same look and feel,

sending transaction to the host without the need for a gateway

Financial Pre-Paid Loyalty TicketingRemote

Banking

Any New

App.

POSWEB® Layer

Hardware´s Native OS

POSWEB® Plataform

What makes the POSWEB® EXPERIENCE possible?

What is POSWEB® ?

POSWEB® is a middleware that communicates with the OS of

the different hardware's (POS, PC, iOS, Android, mPOS) allowing

it to behave in the same way, with the same look and feel,

sending transaction to the host without the need for a gateway

Financial Pre-Paid Loyalty TicketingRemote

Banking

Any New

App.

POSWEB® Layer

Hardware´s Native OS

POSWEB® Plataform

What are the Benefits to Acquires

• Reduce cost of Certification

• Retain Merchants Increase Merchant

Affiliation

• Fast Time to Market of New Products

& Services

• Remote Management of OS, EMV

Kernels and parameters

• Reduces the TCO of a EFT network

• Leverage third party Hardware's to

gain economies of scale

Point of Service & Profit

POSWEB® Plataform

Application

developed on

POSWEB® signed

by customer

POSWEB® signed

with customers

security certificate

using hardware

vendors signing tool

Hardware´s

Operating Systems

with specific

security certificate

Supports EMV & PCI PA DSS

3 layers of

Security

Supports SSL & TLS for IP

connections

Executable signed using vendor PCI signing tool

Non-PCI hardware signed

using APPI signing tool

Multi–Application mode uses

waterproofing

MasterKey 3DES, DUKPT using the

POS internal PinPadand other

cryptographic libraries.

POSWEB® Plataform

How is Security addressed

• Total Application Control

• Remote real-time management of

network

• Auto update in back ground &

resume of POSWEB® &

Applications

• Report generation with statistics

• Password protected access with

back office integration

• Online terminal authentication

POSWEB® Plataform

Universal Application & Network Management ®MarketPlace TMS

Wants to pay with mobile

payments at all channels

Wants a simple payment

experience

Wants to use any e-

wallet

Wants to

feel secure

Wants to interact

with social media

Platform that enhances the consumer experience

POSWEB® Plataform

Wants a single platform that units, payments, loyalty, coupons, gift cards etc.

Physical Store

Web Sites

online Catalogues

Smart Phones

KiosksPOSWEB®

NFC

e-WALLET

EMV

TOKENIZATION

PCI

Making Omni Channel Retailing a Reality

POSWEB® Plataform

Seamless transition,

enabling payments without

changing the infrastructure

or compromising security

Customers & Partners

Recognitions and Awards

Supported by

2003

Top Global

Innovative Venture

Prêmio IBEF de

Sustentabilidade 2012

Solução POSWEB &

Venda de Ingressos

Seleção MIT &

Harvard Business School

Recebimento de alunos

de MBA 2009 e 2011

Supported by

since 2010

Offices and Channels