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Affordable Insurance 4 U - Boca Raton - 561-305-4846
CRITICAL ILLNESS AND LIFE INSURANCE - BOCA RATON
Affordable Insurance 4 U - Boca Raton - 561-305-4846
Affordable Insurance 4 U - Boca Raton - 561-305-4846
WHAT YOU SHOULD KNOW ABOUT CRITICAL ILLNESS AND LIFE INSURANCE POLICIESIn most cases, it’s just good sense to have life insurance in place in the event that the inevitable should happen. This can be particularly true
when it comes to someone who’s been diagnosed with a critical illness or a terminal disease. Here’s the least you should know about life
insurance in case you or someone you may know is faced with this life alternating event.
Affordable Insurance 4 U - Boca Raton - 561-305-4846
WHAT IS CRITICAL ILLNESS INSURANCE? CAN YOU GET CRITICAL ILLNESS INSURANCE IN BOCA RATON, FL?
Critical Illness Insurance is also known as Dread Disease policy, Trauma Insurance, Serious Illness Insurance and Living Assurance. These policies
can be obtained individually but can also be something offered through and employer.
Affordable Insurance 4 U - Boca Raton - 561-305-4846
In most states you must be either related to or must have an insurable interest on an individual to be eligible for taking out life insurance on an
individual. So your neighbor would not be included, unless your neighbor is your caretaker. This is where it gets sticky and there needs to be a will in
place along with a beneficiary appointed.
Pay attention to the policies and the illnesses that are covered. Most times back pain and things like musculoskeletal issues are not covered. There
are some cases where rare types of cancers may not be covered as well. However, on the opposite side of the spectrum, certain permanent
disabilities may be included.
Every insurance company is different. What’s covered under each state is different. But in most policies you can use this long-term policy to pay off
debt, pay your rent, or pay for renovations on your home if needed.
Affordable Insurance 4 U - Boca Raton - 561-305-4846
The older you get, the more expensive your insurance will become. Every ten years, premiums are reviewed and revised. These policies can be
adjusted based on your health.
It’s extremely important to have a clear understanding of these types of policies. You need to know what you’re paying for in the event that there’s a
need to take out payment. You can get this payment given to you in whole if your doctor has given you an evaluation that is related to trauma or a
terminal illness.
By having these types of living assurances in place and completely understanding the policies set in place you’re ahead of the game. Your loved ones
will need to be informed of what’s included in your benefits. It’s best to have an agent advise and explain the benefits in full since these policies can be
tricky.
Affordable Insurance 4 U - Boca Raton - 561-305-4846
IF YOU OR SOMEONE YOU KNOW HAS MORE QUESTIONS REGARDING LIFE INSURANCE IN BOCA RATON CONTACT OUR OFFICE PROFESSIONALS AT AFFORDABLE INSURANCE 4U IN BOCA AT 561-305-4846
Affordable Insurance 4 U - Boca Raton - 561-305-4846
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Affordable Insurance 4 U - Boca Raton - 561-305-4846
IF YOU OR SOMEONE YOU KNOW HAS QUESTIONS REGARDING Life INSURANCE RATES IN BOCA RATON CONTACT OUR OFFICE PROFESSIONALS AT AFFORDABLE INSURANCE 4U IN BOCA AT 561-305-4846
Affordable Insurance 4 U - Boca Raton - 561-305-4846