Financing EquipmentWith Bad Credit

Most lenders want borrowers tohave personal credit scores above650 in order to finance or lease

equipment

BUT

There are still options when yourcredit isn't perfect

Many private lenders exist that willhelp businesses finance equipment

(even with low credit scores)

Sometimes, lenders need tostrengthen the deal to offset risk

Some Ways to Get Very Tough DealsDone:

Some Ways to Get Very Tough DealsDone:

Get a Cosigner

Some Ways to Get Very Tough DealsDone:

Get a Cosigner

Make a Large Down Payment

Some Ways to Get Very Tough DealsDone:

Get a Cosigner

Make a Large Down Payment

Offer Collateral

"Hard Equipment" Like Trucks orHeavy Machinery is Easier toFinance With Bad Credit

We do work with specialty lendersthat will consider any credit scorefor heavy equipment, even with low

down payments

However, very risky deals will havemuch higher payments than low-

risk deals