DEBTBARBARIANS

Foreclosure

Medical debt

Splurging

Job loss

Divorce

Liens

Poor Plan

Utility debt

Student loans

Repossession

DEBT TITANS

Emergency fund

Checking account

Bonds

SEP

Insurance

CD

IRA

Term Deposit

Savings Account

Transactional Acc

The Opponents

Bankruptcy Savings

Debt Foul No 1: Wrong use of personal credit card

The penalty: Sudden hike in interest rates and risky terms & conditions will be applied.

Debt Foul No 2: Touching retirement without savings

The penalty: Spending without saving will ruin your golden days, financially!

Debt Foul No 3: Ignoring collection calls

The penalty : Ignoring collection calls may lead to wage garnishments and liens.

Debt Foul No 4: Bad financial moves

The penalty : Bad financial moves will ruin your life and career.

Debt Foul No 5: Bankruptcy fraud

The penalty : Bankruptcy fraud may land you in federal prison.