BANK OF INDIA

By :-

B.SRUJAN KUMAR

B619

COMPANY OVERVIEW

• Bank of India is engaged in the provision of banking and financial services for individuals and businesses.The bank operates in India, the UK, the US, Paris, Japan, Indonesia, Hong-Kong, France and Singapore. It is headquartered in Mumbai, India and employs 39,676 people.

• The bank recorded revenues of INR84,336.5 million (approximately $1,874 million) in the financial year ended March 2010 (FY2010), a decrease of 2.1% over FY2009. Operating profit was INR17,843.8 million (approximately $396.5 million) in FY2010, a decrease of 42.1% over FY2009. Its net profit was INR17,871.6 million (approximately $397.1 million) in FY2010, a decrease of 42.1% over FY2009.

KEY FACTS

HEAD OFFICE BANK OF INDIA Star house c-5 block Bandra kurla complex Bandra (east)Mumbai 400051MaharashtraInd

PHONE 91-22-6668-4444

FAX 91-22-2024-701

WEB ADDRESS www.bankofindia.com

REVENUE TURNOVER (INR)

84,336.5

FINANCIAL YEAR END March

EMPLOYEES 39,676

HISTORY

• Bank of India was founded on 7th September, 1906 by a group of eminent businessmen from Mumbai. The Bank was under private ownership and control till July 1969 when it was nationalized along with

13 other bank’s

• Bank of India provides range of banking and financial services for individuals and businesses .The bank has business operations has branches located in the US, the UK, France, Kenya, Singapore, Indonesia, Hong Kong, Japan and the West Indies.

• The business of the bank is divided into three segments: wholesale banking, retail banking, and capital market (treasury).

CONT…..!• The Bank has 4038 branches in India spread

over all states/ union territories including specialized branches. These branches are controlled through 50 Zonal Offices. There are 29 branches/ offices and 3 Subsidiaries and 1 joint venture abroad.

• The bank launched ‘Star Abhilasha Biometric Smart Cards’ in Nagpur, Maharashtra in February,

• BOI announced its plans to expand its presence in West Bengal by establishing more branches. The bank plans to add 33 new branches in the State during 2010-11.

FOOTPRINTS OF BOIABROAD

• “To Become the bank of choice for corporates, medium Business and upmarket retail customers and developmental Banking for small Business, mass market and rural markets.”

“To provide superior, proactive banking service to niche markets, globally, while providing cost effective, responsive service to other in our role as a development bank , and in doing so meet the requirements of our stakeholder”

CHAIRMAN & DIRECTOROF

BANK OF INDIA

• Shri Alok Kumar misra has taken over as the chairman and managing director of BANK OF INDIA with effect from 5th august,2009

• Shri misra was the chairman & managing director of oriental bank of commerce prior to the present assignment

• Shri misra held the post of the Executive director of canara bank from 24th march 2006 to 3rd June 2007

Shri N.SeshadriExecutive Director

Shri M.S RaghavanExecutive Director

Shri P.R. Ravi MohanRBI Nominee Director

DIRECTOR’S OF

BANK OF INDIA

 MAJOR PRODUCTS

AND SERVICES

• Bank of India provides banking and financial services. The bank's key products and services include following:

• CREDIT SCHEMES:• Mortgage loans• Home loans• Personal loans Bullion banking• Educational loans Kisan credit card• Bill finance• Export finance• Small scale industries financing (SSI)

CONT…..!

• Deposit Schemes:• Term deposits• NRI deposit schemes• Floating rate deposit schemes• FAQ-NRI services• Diamond and gold savings accounts• Financial Services:• Star cash management services• Safe deposits• Credit cards/ATMs• Government relief bonds Bol medi mobile

scheme• Multi branch banking

SWOT ANALYSIS

Strengths• Strong branch network

sustaining market share• Strengthened capital

position could cushion from adverse market developments Increasing productivity contributing to margin expansion

Weaknesses• Gaps in financial

product/service coverage Declining contribution from international branches

SWOT ANALYSIS

Opportunities• Government support to

boost capital strength• Rising remittances and

deposits from NRIs Unique Identification Authority of India or Aadhar project could augment customer base

Threats• Intensifying competition

likely to check growth opportunities

• Regulatory changes could affect funds availability

REVENUE ANALYSIS• The bank recorded revenues of INR84,336.5

million (approximately $1,874 million) in the financial year ended March 2010 (FY2010), a decrease of 2.1% over FY2009. For FY2010, domestic market, the bank's largest geographic market, accounted for 91.1% of the total revenues.

• Bank of India generates revenues through three

business divisions: wholesale banking (43.4% of the total revenues in FY2010), retail banking (28.5%), and treasury (28%).

• In FY2010, the wholesale banking division recorded revenues of INR88,386.6 million (approximately $1,964 million), an increase of 9.6% over FY2009.

CONT..!• The retail banking division recorded revenues of

INR58,035 million (approximately $1,289.5 million) in FY2010, a decrease of 3.8% over FY2009.

• The treasury division recorded revenues of

INR57,017.7 million (approximately $1,266.9 million) in FY2010, an increase of 8.9% over FY2009.

• International accounted for 8.9% of the total revenues in FY2010. Revenues from international market reached INR18,255.8 million (approximately $405.6 million) in FY2010, a decrease of 14.8% over FY2009.

SHARE HOLDING PATTERN

STOCK DETAILS

• BSE :-271.65 » VOLUME :- 1,52,028» PREV CLOSE :- 298.30» OPEN PRICE :- 297.90» DAY LOW :- 284.50» DAY HIGH :- 297.90

STOCK DETAILS

• NSE:- 272.95» VOLUME :- 8,72,304» PREV. CLOSE :- 297.45» OPEN PRICE :- 295.70» DAY’S LOW :- 283.90» DAY’S HIGH :- 296.65

Awards • IBA banking Technology Award 2009 for the Best

Business Enablement Initiatives• Best Education Loan Provider: Outlook Money –NDTV

Profit Awards• National Award for Excellence in Lending to Micro &

Small Enterprises 2009 –Conferred by the Government of India, Ministry of Micro, Small & Medium Enterprises

• Business Leadership Awards 2009• Special Award for Green IT at CIO-100 event for Solar

Power

Way Ahead• Higher Profitability and asset quality• Leverage Technology to a large extent• Focus on Mid-Corporate segment for higher

returns• To have a branch network of over 3500 branches

and 1500ATMs byMarch2011 and enlarge our presence abroad

TOP COMPETITORS

THANK

YOU