Top 10MONEY-SAVING

AUTO INSURANCETIPS

1. Consolidate Your Policies

Placing your homeowners orrenters insurance and yourauto insurance with the sameinsurance company can saveyou 5% to 15% on youinsurance premium. Plus,you’ll only have one companyto deal with.

SAVEINSURANCE

PREMIUM

2. Increase Your Deductible

The deductible is the amount of money youhave to pay toward a claim before yourinsurance company will pay. By increasingyour deductible you’ll lower your insurancepremium. Increasing it from $200 to just $500can save you up to 30% on your auto insurance.

SAVE30%

3. Get Safety Discounts

Most insurance companies will give you a discountfor having safety features like air bags, anti-lockbrakes, and automatic seat belts.

4. Get Security DiscountsYou can get a good-sized discount for having a caralarm, anti-theft device, or electronic disablerinstalled on your car.

5. Get Low MileageDiscounts

Most insurancecompanies will giveyou a low mileagediscount if you driveyour car less than theaverage driver.

6. Ask About OtherDiscounts

Insurance companies offer all kinds of discounts– senior discounts, safe driver discounts, drivereducation discounts, good student discounts,military discounts, and law enforcementdiscounts. Ask your insurer about all thediscounts that are available to you and havethem included in your policy.

7. Buy a Low-Profile Car

Cars that cost a lot torepair, like high-endsports cars, and cars thatare targeted by thieves,cost a lot more to insurethan less expensive latemodel sedans.

8. Maintain a Good Credit Rating

Believe it or not, your credit rating is now used bysome companies to rate your insurance premium.To lower your premium, take a look at your creditrating and see if you can improve it, or choose acredit company that doesn’t use credit ratings tojudge insurance risk.

9. Drop Collision andComprehensive Coverage

Because insurance rates can vary by hundreds ofdollars from one company to another, comparingquotes and choosing the cheapest one is the bestway to save money on your auto insurance. Ratherthan spending hours of your time callingcompanies on the phone or going to their websites,go to an insurance comparison website where youcan get quotes from a number of companies in amatter of minutes.

10. Compare Rate Quotes

Because insurance ratescan vary by hundreds ofdollars from one companyto another, comparingquotes and choosing thecheapest one is the best wayto save money on your autoinsurance.

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