C A R I N S U R A N C E : a N O V E R V I E W

Why Do I Need a Car Insurance?

Mandated by Law

Security against Damages

Saves Money Saves Time Peace of Mind against unforeseen expenses

of repaired cars are unsafe to be on the road!42%

Types of Car Insurance

Third-Party Insurance

Comprehensive Insurance

Zero-Depreciation Cover

Typical Car Insurance Inclusions & Exclusions*

* This is for comprehensive insurance type. Coverage might vary from company to company.

Fire, Natural Disasters

Damage caused by animals

Burglary

Explosion Depreciation

Inclusions: Exclusions:

Damages caused due to natural wear and tear

Drunken Driving

Damages to tube and tire

How do I file a Claim?*

* This is a broad representation of the claims process. The process can vary considerably from one insurance company to

1 2Document Everything

Get All Necessary Information

3

4 5

Report to Your Insurance Company at the Earliest

Forward any Correspondence such as Summons, Claim Demand, etc.

Fill Out the Claims Form and Submit it with Relevant DocumentsPOLICE REPORT, AFFIDAVIT, PHOTOS OF THE INCIDENT, PHOTOCOPY OF YOUR DL, PHOTOCOPY OF RC BOOK, ETC.