Express pay business opportunity presentation

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The Leader in Payment Services Franchising

AGENDA

1. About ExpressPay2. The ExpressPay Franchise Opportunity 3. Earning Potential4. What We Offer

Who We Are

A subsidiary of Sagesoft Solutions Inc.

Who We Are

Board of Directors

Anson Uy

Allen Mascenon

David Mascenon

Charles Mascenon

Andre Uy

Who We Are

From 4 Payment Centers in 2011 to over 800 in 2015

From 3 revenue streams in 2011 to 8 in 2015

2015 Best Payment Center Franchise

2016 Best Bills Payment Service

2016 Best Payment Services Franchise

Cooperatives

Partners/Franchisees

Established Businesses

Partners/Franchisees

Stand Alone

Partners/Franchisees

The ExpressPay Franchise Opportunity

Multiple Revenue Streams

BillsBillsPaymentPayment

MoneyMoneyTransferTransfer

Prepaid Prepaid LoadingLoading

CourierCourierServiceService

Travel &Travel &Tours Tours

TicketingTicketingMOREMORE

How We Earn

How We Earn

COMMISSION YOUR OUTLET EXPRESSPAY

P5.00 P4.00 P1.00

Assuming you have 500 households paying 3 bills per month:

500 Households x 3 Bills = 1,500 Bills

1,500 Bills x P4.00 Income per bills

INCOME = P6,000/MonthINCOME = P6,000/Month

Bills Payment

Money Transfer

Example TransactionExample TransactionSending Outlet

P3,000Service Fee

P100 (33%)

Sending Outlet P33.33

Receiving Outlet P33.33

Expresspay Inc.P33.33

Prepaid Loading

7.4% - Smart; 7.4% - Smart; 9% - Sun; 9% - Sun;

5.5% - Globe5.5% - Globe

LOAD NETWORK COMMISSION YOUR OUTLET (90%)

EXPRESSPAY (10%)

P500.00 SMART P47.00 P42.30 P4.70

P500.00 SUN P45.00 P49.50 P5.50P500.00 GLOBE P27.50 P36.00 P4.00

Assuming you sell P 1, 500.00 load per day.

Smart P 42.30 x 24 days = P1, 015.20  Sun P 49.50 x 24 days = P1, 188.00 Globe P 36.00 x 24 days = P864.00

INCOME = P3,067.20/Month

Prepaid Loading

Assuming

10 tickets sold/month x P300.00 = P3,000.00/month 10 tickets sold/month x P1, 000.00 = P10, 000.00/month

INCOME = P 13,000/Month

Ticketing

DOMESTIC INTERNATIONAL

P 300 per person P 1,000 per person

Retailing – XP Marketplace

Offer SIM Cards and Broadbands

• Smart & Sun • Completes your Prepaid Loading store

Earn Commissions: Up to 30% discount

Personal Accident Insurance

ExpressCarePersonal Accident Insurance

P20 lang

Earn P10 for every cover

Personal Loans

Personal Loans

Retailing – XP Marketplace

Expresspay has partnered directly with Distributors of leading brands such as Lenovo, Kingcom, Hanabishi, etc..

Offer PLDT HOME Subscriptions

• Offer Phone Lines and Wireless Bundles, • DSL, FIBR, TelPad, myBro, Triple Play, and• Cignal Plan subscriptions

Earn Commissions:

From P150 – P2,000 / subscription

Retailing – XP Marketplace

Offer Kascash Scratch & Win Cards

• PCSO product• Instant Winnings, up to P200,000.00• P20.00 / card

Earn Commissions:

Earn 6% discount / card

Earn 2.0% of Prize amount(P10,000.00 and up)

Retailing – XP Marketplace

ExpressPay System

An Integrated Online e-Payment SystemAn Integrated Online e-Payment System

A Single Funding AccountA Single Funding Account

Reports (Detailed, Real-time)Reports (Detailed, Real-time)

User-friendly SystemUser-friendly System

A Growing Service PortfolioA Growing Service Portfolio

Requirements

Business Registration:

DTI Or SEC Mayor’s Permit BIR Certificate Barangay Clearance (Owner & Clerk) Bio Data or Resume (Owner & Clerk) Valid ID (Owner & Clerk)

Equipment:

Computer Printer Internet Connection (min. 2mbps-3mbps) Weighing Scale

Load Wallet

Minimum of 10,000

Franchise Packages

Tenure Fees Lifetime P280,000

5 Years P196,000

3 Years P140,000

Competitive Analysis

Name of CompanyYear

StartedServices Offered Franchise Fee

FRANCHISE TERM

No. Of Branches

EXPRESSPAY 2011 8-IN-1 P 280,000 LIFETIME 900+

CIS BAYAD CENTER 1987 1 SERVICE P 1, 200, 000 5 YEARS 233

WESTERN UNION 1990 3 SERVICES P 550, 000 3 YEARS 1000+

2GO EXPRESS 1967 1 SERVICE P 300, 000 3 YEARS 1200

Next Steps

Identify proposed location for approvalIdentify proposed location for approval

‘‘Lock’ location by paying Franchise fee or reservation feeLock’ location by paying Franchise fee or reservation fee

Submit an ExpressPay Franchise Application FormSubmit an ExpressPay Franchise Application Form

Comply and submit Business Registration documentsComply and submit Business Registration documents

Attend System TrainingAttend System Training

Commence franchise operationCommence franchise operation

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