Networks of Trust

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NETWORKS OF TRUST

Juan Cartagena

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A SHORT HISTORY OF TRUST

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ONE WAY TO SOLVE IT: ITERATIVE GAMES

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Job Opportunities

Friendships

Access to Credit

puni

shm

ent

Multi-Games

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TEXTO DEL TÍTULO

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• Body Level One

• Body Level Two

Body Level On

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IN OUR TIME: NEED PROXIES

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IN OUR TIME: NEED PROXIES

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IN OUR TIME: NEED PROXIES

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High valueTransactions

High Risk

TRACK RECORD

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High valueTransactions

High Risk

TRACK RECORD

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High valueTransactions

High Risk

TRACK RECORD

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High valueTransactions

High Risk

TRACK RECORD

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Previous Transactions

High valueTransactions

High Risk

TRACK RECORD

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Previous Transactions

Relationships

High valueTransactions

High Risk

TRACK RECORD

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Previous Transactions

Relationships

High valueTransactions

High Risk

TRACK RECORD

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Hotel AirBnB

MULTIPLE GAMES: INCENTIVE FOR GOOD BEHAVIOR

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Body Level On

Ann

Beth

$11

$8

“I have 2 empty seats from NY to Washington”

“I have 2 empty seats from NY to Washington”

(42)

(3)

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Body Level On

Ann

Beth

$11

$8

“I have 2 empty seats from NY to Washington”

Carol $16

“I have 2 empty seats from NY to Washington”

“I have 2 empty seats from NY to Washington”

(42)

(3)

(42)

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Reputation = Risk Premium

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NETWORKS OF TRUST IN INSURANCE?

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NETWORKS OF TRUST IN INSURANCE?

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- Socio-economic Level - Expected behavior - Explicit endorsement

NETWORKS OF TRUST IN INSURANCE?

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blockchain

Sharing houses

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P2P car renting

Pet Caring

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MOHAMMED YUNUS NETWORK OF TRUST TO GIVE MICRO CREDITS TO PEOPLE WITH NO COLLATERAL

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Job Opportunities

Friendships

Access to Credit

puni

shm

ent

Multi-Games

Moral Elevation

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Job Opportunities

Friendships

Access to Credit

puni

shm

ent

Multi-Games

Network of Trust

Moral Elevation

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Job Opportunities

Friendships

Access to Credit

puni

shm

ent

Multi-Games

Network of Trust

Moral Elevation

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Job Opportunities

Friendships

Access to Credit

puni

shm

ent

Multi-Games

Network of Trust

Moral Elevation

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Job Opportunities

Friendships

Access to Credit

puni

shm

ent

Your friends´ access to Credit

Multi-Games

Network of Trust

Moral Elevation

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Job Opportunities

Friendships

Access to Credit

puni

shm

ent

Your friends´ access to Credit

Multi-Games

Network of Trust

Moral Elevation

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Job Opportunities

Friendships

Access to Credit

puni

shm

ent

Your friends´ access to Credit

Your friends´ Job Opportunities

Multi-Games

Network of Trust

Moral Elevation

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Traity measures people’s reputation based on their social media footprint

Social Network analysis(sociometrics, enthropy, fakeness, consistency)

Sharing Economy Stars (semantic analysis, NLP, context)

Passport, Mobile, ID (image recognition, verification)

Network of Trust(the “network of trust”: patent pending)

Mac

hine

Lear

ning

A social credit score, so that people can trust each other online

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blockchain

Sharing houses

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P2P car renting

Pet Caring

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Asymmetric Transactions

Individual Reputation

P2P Online

Networks of Trust

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Asymmetric Transactions

Individual Reputation

P2P Online

Insurance

Networks of Trust

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Asymmetric Transactions

Individual Reputation

P2P Online

Insurance

Credit Scoreof the future

Networks of Trust

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APPLICATIONS

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APPLICATIONS- INTERNATIONAL TRADE

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APPLICATIONS- INTERNATIONAL TRADE - HOME DEPOSITS AND GUARANTORS

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APPLICATIONS- INTERNATIONAL TRADE - HOME DEPOSITS AND GUARANTORS- TENANT APPLICATIONS

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APPLICATIONS- INTERNATIONAL TRADE - HOME DEPOSITS AND GUARANTORS- TENANT APPLICATIONS- IMMIGRANTS AND YOUNG PEOPLE CREDIT SCORES

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APPLICATIONS- INTERNATIONAL TRADE - HOME DEPOSITS AND GUARANTORS- TENANT APPLICATIONS- IMMIGRANTS AND YOUNG PEOPLE CREDIT SCORES- MORTGAGES

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APPLICATIONS- INTERNATIONAL TRADE - HOME DEPOSITS AND GUARANTORS- TENANT APPLICATIONS- IMMIGRANTS AND YOUNG PEOPLE CREDIT SCORES- MORTGAGES- UNEMPLOYMENT (INCENTIVE TO FIND EACH OTHER A JOB)

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APPLICATIONS- INTERNATIONAL TRADE - HOME DEPOSITS AND GUARANTORS- TENANT APPLICATIONS- IMMIGRANTS AND YOUNG PEOPLE CREDIT SCORES- MORTGAGES- UNEMPLOYMENT (INCENTIVE TO FIND EACH OTHER A JOB)- ONLINE TRANSACTIONS

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APPLICATIONS- INTERNATIONAL TRADE - HOME DEPOSITS AND GUARANTORS- TENANT APPLICATIONS- IMMIGRANTS AND YOUNG PEOPLE CREDIT SCORES- MORTGAGES- UNEMPLOYMENT (INCENTIVE TO FIND EACH OTHER A JOB)- ONLINE TRANSACTIONS- JOB AND COLLEGE RECOMMENDATIONS

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THANKS!QUESTIONS?

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