- 1. Complete Care Plus Dental, Vision, Prescription, Accidental
Medical, Disability Income Protection, AD&D, Medical Air Travel
Asst, And Consumer Services Guaranteed Acceptance!
2. Member Benefits
- Accidental Medical up to$5000per occurrence per family
member
- DisabilityIncome Protection$500 per month 30 day elimination
period
- Accidental Death & Dismemberment$10,000
- Tiered Prescription $10 and $20 co-pay
- Medical Air Travel Assistanceup to $100,000
- 24 Hr Roadside assistance
3. Multi Tiered Dental Plan
- No pre existing limitations
- Immediate access to benefits
4. Multi Tiered Dental Plan
- By using the Preferred Providers (tier one dentist) clients
receiveFree Exams andFree X-rays(unlimited ).All other services are
availableimmediatelyat a set fee schedule from the provider. By
having a fixed pricing plan, consumers know exactly what there out
of pocket is for any procedure. The payment goes directly to the
dentist withNo claim forms, co-pays, or deductibles . Forexample ,
aRoot Canalaverage price range of$900-$1200will cost$268 . Thats
withNo waiting period or pre-existing condition limitations .In
comparison to a typical PPO style plan. Root Canal, same cost
$900-$1200. Waiting periodtypically 12-18 monthsand benefits
usually paid at50% after a $50-$100 deductible . So after waiting
at least a year to have the procedure done the client would pay
between $500-$700.Even Orthodontia is covered right away , cost of
child up to age 16yrs is$2951start to finish!
5. Multi Tiered Dental Plan
- There are approximately 16,000 providers in tier one. Theres an
additional 17,000 providers in tier 2, combined you have access to
over 30,000 providers nationwide. The only difference between tier
1 and tier 2 providers is they dont provide the free exam and
x-rays, the fee schedule remains the same. Providers can be
searched with the following link,
http://locator.memberproviders.com/locator.aspx?searchtype=1&subsearch=0
- In the event there are no tier one or two providers available a
third tier of providers is available. They again do not provide the
free services but the fee schedule is plus or minus approximately
5%. This network is part of theAetna Dental networkand
hasover90,000 providersnation wide. You can search for tier three
providers with the following link.
http://uhp.a1dentallookup.com/
- A sample fee schedule is provided for you in the next
slide.
- For questions or help with locating providers
- Consumers can call800-292-3797
6. Sample fee schedule Tier three 7. Tiered Vision Plan
- Vision Benefits are accessed through two providers ECI(eye care
international) and QVN (quality vision network) Both networks have
tier 1 and tier 2 providers. With ECI tier one providers allow
1Freeexam per year with purchase of glasses, if required(no charge
if not required).With QVN oneFreeexam per year with purchase of
glasses, if required(if not required there will be a $25
charge).You can search for providers with the following link, this
will also indicate which tier the providers participate in.
- http://
locator.memberproviders.com/locator.aspx?searchtype=2&subsearch=0
- Tier 2 providers from both ECI and QVN will give 10-50% off all
services, but no free exams. For questions or help with locating
providers Consumers can call800-292-3797
8. Tiered Vision Plan
- In addition clients will receivespecial pricingfor contacts,
lenses, frames, andsunglassesatwww.coastalcontacts.com They just
enter thecoupon code QVNand they will instantly receivean
additional 10-30% offsome of the lowest prices availableanywhere .
They have designer glasses starting at just$38 . This will give
clients substantial savings on eye wear, not available at any
retail outlet.Designer sunglasseslikeGucci, Kate Spade, Ray Ban,
Oakley ,from$74 to $99.
9. 3 Tiered Prescription Plan
- This Drug program is accepted at over50,000 participating
providers nationwide , includingALL the national chains!
- Simply present your card at the pharmacy and pay
aMAXIMUMof$10for tier one drugs and a$20for tier two. There are
over3100drugs in tier one and some are aslow as $4.More
than6000medications are covered in tier 1 and 2 combined. The third
tier has more than20,000medications available at special negotiated
rates for our clients. The average discount in the third tier is48%
off of the retail price . So no matter what medication you clients
are taking, they will see substantial savings.
10. Accidental Medical Insurance
- Covers unpaid medical expenses up to$5000foreachfamily
memberper occurrence , due to injuries and accidents! Perfect for
people with high deductible health plans or no health insurance at
all.Especially valuable for families!
- The plan will cover necessary treatment by a physician,
nurse,dentist,hospital both in and outpatient, emergency room,
ambulance, drugs, diagnostic test, x-rays, durable medical
equipment, and more. You can useANYDoctorANYHospital,Pays directly
to the client , only a $100 deductible applies.
- Useanydoctor, hospital, or emergency room. Pays directly to you
unless you assign to a provider
11. Accidental Medical Insurance
- Example of claim. Bike accident falls and breaks leg.
- Doctor and nurse charges $500
- Material charge (casting) $400
- Follow up doctor visit $150
- Client receives check for $3865.00
12. Disability Income Insurance
- Benefits are paid up to180 days
- Only!30 day eliminationperiod
- Helps maintain financial stability in times of need. This
benefit is for the Primary Applicant Only.
13. Accidental Death & Dismemberment
- If you are injured in a covered accident and the injury causes
death or dismemberment within 365 days, the insured or the
beneficiaries will receive$10,000 . This benefit covers theEntire
family !
14. Medical Air Travel Assistance
- As a member, you have access to a worldwide network of medical
and travel assistance personnel whenever you travel. Travel
Assistance and Emergency Medical Evacuation Services are available
when you are traveling over 100 miles away from home and you are
faced with a serious injury or illness or a travel related
emergency. This benefit is sold by travel agents for $50-$75 per
trip. To access benefits call 888-965-9500
15. Medical Air Travel Assistance
- Emergency Medical Evacuation
- Medically Necessary Repatriation
- Transportation of Mortal Remains
- Minor Child or Children Return/Escort
- 24 Hour Information Service
- Guarantee of Medical Expenses
- Emergency Delivery of Prescription Items
- Emergency Cash Transfers and Advances
16. Consumer Services
- ITC-50 Discount Hotel Program
- 24 hour Roadside Assistance
- Office Supplies Discounts
- UPS Express Delivery Services
- DHL Express Overnight Delivery Services
17. 24-Hour Nurse Hotline
- In an effort to assist our members to become more informed
about their healthcare, the Association is pleased to offer a
telephone service that allows members to ask questions and receive
information about their health, illnesses and medications.
- Members haveunlimited accesstoregistered nursesvia a toll-free
number 24 hours a day, 365 days a year. These nurses are specially
trained to offer prompt, confidential medical counseling to help
members make informed decisions about their health and the medical
care they receive. However, our nurses do not diagnose or provide
treatment.
- Toll-free, confidential availability to registered nurses 24
hours a day at 1-800-982-2401
18. 24-Hour Nurse Hotline
- Access to a library of audio tapes on over 700 health topics
found in the Nurse Helpline Booklet. Please call Member Services
at1-866-215-1376 to request a booklet
- Information about self care techniques for common
symptoms.
- Explanations on what to expect during a medical test
- Help from a registered nurse who can answer questions
regarding: - Diagnostic and surgical procedures
- A recently diagnosed medical condition
- Prescription and over the counter medication information
19. ITC-50 Hotel Program
- Whether you plan to stay at a hotel, a motel or a resort for a
night, a week or more, your association membership qualifies you
for International TravelCard (ITC-50) savings.
- ITC-50 saves you 50% off the regular non-discounted room rate
at participating hotels ITC-50 has made special arrangements with
over 4,400 hotels and motels throughout the United States and
abroad, ranging from first-class properties to family-style and
budget motels. Youll still enjoy the same quality service and
accommodations as those paying regular room rates.
- Heres How the Discount Hotel Program Works:
- Order your ITC-50 Discount Hotel Directory. Simply complete and
send theITC-50 Discount Hotel Directory Request Form .
- Select a participating hotel and call to make your
reservations. Call the number listed in the directory to make your
reservation (you must make your reservation directly with the
specific property, not through a travel agency). Tell the
reservationist that you are an ITC-50 member.
- Show your association member card with the ITC-50 logo on it
when you check into the hotel. Your membership and ITC-50 savings
will be verified when you check into the hotel or motel.
- Enjoy immediate savings. The rate you pay will be 50% of a
non-discounted room rate or the regular published rack rate,
subject to availability.
- Participating hotels include: Doubletree, Marriot Suites and
Hotels, Fairfield Inn, Ramada Inn, Hilton, Red Roof Inn, Sheraton,
Hyatt, Wyndham, and many more!
20. Savers Club Book
- Everyday savings are right at your fingertips! With your
membership, you can get a free copy of our popular Savers Club
Book, containing thousands of discount offers. Use it across the
country or close to home.
- By using your book, you can:
- Save at the countrys most popular theme parks and recreation
destinations.
- Save at the box office. Get reduced ticket prices at the
nations largest movie theatre chains.
- Save up to 50% off the rack room rates at more than 4,400
participating hotels, motels, and inns worldwide.
- Save on retail services like floral, automotive, health and
beauty, dining and shopping.
- Receiving Your Savers Club Book is Easy Simply fill in and mail
the order form . Once you receive the current years book, you can
order next years edition by using the re-order form located in the
book or by calling1-800-251-2311.
21. 24-Hour Roadside Assistance
- Association Members can gain peace of mind on the road by
registering for Emergency Roadside assistance. Once registered, you
will receive emergency roadside assistance membership materials
including membership cards that will enable you and your family to
get assistance from a participating service provider whenever car
troubles arise.
- You will be covered for the first $50 per occurrence for each
covered emergency expense, including towing, flat tire assistance,
battery service and lock-out service.
- You are responsible for paying providers directly for any
charges over $50 per occurrence and for any non-covered expenses.
Payment is required at the time services are rendered. To be
eligible for coverage, you must register in advance of using the
service and receive your roadside assistance membership cards. Only
one service call for the same cause will be covered during any
seven-day period.
- To register, simply call Member Services at1-866-215-1376 .
Road America will send you a membership kit detailing the services
of the program.
22. Gift Card Program
- Enjoy the convenience of buying a gift without any worries or
hassles. Perfect for a friend, relative, or the person who has
everything, gift cards make great presents and can be used most any
time. With this valuable savings benefit, you can purchase gift
cards worth $25 while enjoying a discount off the face value of
each card. Discounted Gift Cards are available for well-known
clothing boutiques, department stores, restaurants and more. Youll
enjoy savings on gift cards from participating merchants
nationwide!*
- *Gift card/gift certificate purchases limited to a total of 500
cards annually. Participating merchants may change at any time
without notice.