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Lets talk aboutHousing.
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What is Supported Living ?
• Supported living is used to describe the arrangement whereby someone who already has ,or who wants their own tenancy or own home, also has support from a “Care and Support” provider to help them live as independently and safely as possible
A person’s vision
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• To be able to choose who they want to live with, where they live, whosupports them and how they are supported
• To have a range of housing options to support their individual choices and needs
What are the Key IssuesIn the UK?
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• Finding accommodation• How to apply for accommodation• Advice• Opportunities• Affordability
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Residential Care Home
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• Full package• Company of others• 24 hour staff• No control over who you live with and who supports you• Low personal income
Shared Supported Housing
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• Company of others• Shared responsibilities - cooking, cleaning and paying the bills• Have a tenancy - rights• Access to full welfare benefits• No full control over who you live with and who
Shared Lives
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• Provides a family environment• Living in a normal house in a normal street• Independence can be limited• Living according to family rules and way of life
Cluster Flats
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• Independence + access to support• Living close to others who have a similar disability• Access to full welfare benefits• Not ‘ordinary’ housing
Ordinary Options available in UK
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Renting from Council
• Secure way of renting own home• Affordable rents – especially if working• Choice limited• Long time to wait
Renting from Housing Association
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• Secure way of renting own home• Affordable rent – especially if working• Long time to wait• Choice limited
Private Renting
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• Through estate agents• Rent deposit schemes• Housing Association Leasing schemes• Charity leasing from landlord and providing tenancy• Family buying to let
Renting from Private Landlord
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ADVANTAGES
This can give you more choice about where you live and the type of property
The wait is not usually too long There is usually a wider choice of housing available
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DISADVANTAGES
Renting from Private Landlord
The rents can be higher (see ‘What is Local Housing Allowance’ in useful information on page 12), and there is a deposit to be paid in advance (sometimes 1-3 months’ rent)
Housing benefit may not award the full amount to cover the rent for theproperty even if you are in receipt of benefits
The tenancy may not be long-term so it can be less secure Some landlords do not rent to people on benefits It might not be easy to find a home that is already suitable for
your needs, and private landlords don’t have to give tenants as much help as the Council or social housing providers
Property and repair standards may vary in quality: some landlords do not lookafter their properties well
Shared Ownership People with a Disabilitycan get help to buy there own home
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• Wide choice - even choose exactly where you want to live• Long term security• Can get up to £200,000 mortgage interest via Income Support• May need to contribute towards cost• If mortgage is paid mainly with benefits• No paid work• http://www.mysafehome.info/aboutus_buyer.php
Outright Ownership
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• Wide choice• Long term security• Repairs and maintenance• Not as straightforward as renting if moving
Family Funded Options
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• Family funded shared ownership• Joint ownership• Buy to let• Leaving property in trust
Renting from a Specialist ProviderLike Reside Housing Association
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What is the Housing Register ?
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• The Housing Register is a list of people who want to be re-housed by a Council
• The housing register is also known as The Waiting List• People can also join the housing register if they want to be put
forward to ahousing association
• You can apply if you’re 18 or over (some councils let you apply if you’re 16 or over)
• https://www.gov.uk/council-housing
What is a Tenancy Agreement
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• A tenancy agreement is a contract between you and your landlord. It may be written or oral.( normally written) The tenancy agreement gives certain rights to both you and your landlord.
• For example, your right to occupy the accommodation and the yourlandlord's right to receive rent for letting the accommodation.
Does a Tenancy have to be signed ?
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• NO• It is possible to have an unsigned tenancy as long as:-
• This is a best interest decision agreed by all parties• The Landlord agrees• Housing benefit have agreed to pay• Its best if it can be, either by tenant or deputy
What is Housing Benefit ?
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• Housing benefit is a regular council payment to help pay your rent. You may be eligible for housing benefit if you are on a low income or claiming benefits
• What housing benefit pays for ?
• Housing benefit helps pay for rent and some types of service charges. Itdoesn't help with heating, hot water, care or support costs
• Housing benefit doesn't cover mortgage payments
What is Local Housing Allowance ?
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• Local housing allowance (LHA) is housing benefit for people who rent a home from a private landlord
• If you rent from a councillor housing association or have a part-rent part- buy shared ownership home, different rules are used to calculate your housing benefit
Local Housing Allowance (LHA) Rates example of what you could be awarded
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• https://lha-direct.voa.gov.uk/search.aspx
Were to find Information, Advice & Support in UK
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• Local Council – Housing Advice Services• Housing Associations• Citizens Advice Centre• Independent Housing Brokers• Transition housing workers• Care Managers with housing expertise and /or support expertise• NDTI Website• Learning Disability England• Local Offer• Information on internet
What is a Grant ?
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• A grant is a financial donation or contribution. Unlike loans they do not have to be repaid.
• Many UK charities or trusts provide grants for the disabled, each with their own criteria for providing funds.
Grants and ResourcesTo help with adaptions to your home.
if you’re disabled and need to make
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• Disabled Financial Grants D.F.G
• You could get a grant from your council changes to your home, for example to:
• Widen doors and install ramps improve access to rooms and facilities – eg: stair lifts or a downstairs bathroom
• Provide a heating system suitable for your needs• Adapt heating or lighting controls to make them easier to use• A Disabled Facilities Grant will not affect any benefits that you’re
getting
Who are Disability Grants .org
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• Disability Grants is funded through advertising and is run on the principle of "Not for Profit".
• http://www.disability-grants.org/ • Other places to look for grants• http://www.papworthtrust.org.uk/information/grants-and-
funding• https://www.gov.uk/disabled-facilities-grants • https://www.preparingforadulthood.org.uk/downloads/
independent-living/no-place-like-home-guide.htm
• http://www.youknow.org.uk/
Reside Housing Association
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• Reside Housing provides good quality housing with support, designed to meet the choices and needs of our tenants. Our mission is to enable tenants to have control over their lives and in their own homes.
• We are buy, build, refurb,lease from other partners.• Our income is generated by UK housing benefit• We are Not for Profit• Everything in goes back out to support people with housing.
Lets for Life- Specialise in private letting for people with Disability's
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• Registered Charity• Specialist Letting Agency• Match the Tenant to the right Property• Tenancy Support 1hr For more information about Lets
for Life go to www.letsforlife.org.uk
What other Organisations can support with Housing?
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• Golden Lane Housing• Dimensions• United Response
In the UK you have Rights to Housing
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• Right to apply & be treated fairly• Right to Information• Equality Act 2010• Care Act 2014• Support to help young people find• Coronavirus Act 2020
Don’t Give UP!!!
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• It is nice if people can say what they want rather than people telling themthis is what you getting……………..
Questions?????
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• Tammy Murray• Tammy.murray@residehousing.com • 07913 614 924
Thank you !!
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