PEOPLE WHO AREN’T GOING ANYWHERE › files › 97005 › TAC_Agent_Powerpoint1.pdf ·...

1

*‘PEOPLE WHO AREN’T GOING ANYWHERE

NEED NO PLANS TO GET THERE!’ ALLEN LEVINE 09/28/2018

Tax Favored Strategies

Empowering your Quest

for Financial Security

Judge Learned Hand (1872-1961) U.S. Federal Courts of Appeals

In America there are two tax systems One for the Informed (lower taxes)

And one for the Under-Informed (higher taxes)

Qualified Plans (401k’s, IRA’s 403b’s) are for the Under-Informed

This might be your best opportunity to become informed

3

Personal

You Have Two Basic Choices

Corporate Pension

Plans x Qualified Non-Qualified

4

Primary Risks of Qualified Plans

1. Market Losses 2. High Management Fees 3. Future Tax Rate Increases 4. Longevity Risk

There Is A Better Plan

5

How Many More Market Crashes In Your Lifetime?

6

Which Way Do You Think Taxes Will Go?

Did you just say taxes will probably go up?

Your Current Tax Rate

Your Future Tax Rate but also on much larger account values

Tax Deferral Isn’t Good For You. But it’s GREAT for Uncle Sam

There Is a Much Better Way!

Tax Free Retirement Savings + A Tax Free Death Benefit

All Rolled Into One Plan

Your own private insured pension plan = Tax Free Income PIPP - For Now or Retirement

+ A Tax Free Death Benefit to Protect Your Family

Created by 3 Congressional Acts

TEFRA - DEFRA - TAMRA

Tax Free Under

Internal Revenue Codes

7702 & 72(e)

PIPP - Benefits of a Tax Free Plan

1. No Market Losses 2. 30% - 50% Lower Management Fees 3. Tax Free Income 4. Life Time Income

5. Flexible Contributions

The Safer Alternative

This portion pays for the insurance

Tax Free Savings and Tax Free Death Benefit

.

Tax Free Plan

Guaranteed 100% at risk of loss

Guaranteed you’ll pay

Guaranteed not locked in

Guaranteed taxable

Guaranteed 0% Risk of market loss

Guaranteed Tax Free

Guaranteed Locked-in

Guaranteed Tax Free

Risk

Taxes

Gains

$ to Heirs

Taxable 401k/Qualified Tax Free Plan

Compare the Guarantees

THERE ARE 3 KINDS OF PEOPLE

• Those who make things happen

• Those who watch things happen

• And those who don’t know what’s happening

• Which group do you want to be in?