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Medicare Secondary Payer, Clearing the Hurdles of Compliance
Kevin WillisDirector of Medicare Operations, Claim Services Inc
Medicare Secondary Payer (MSP) Questionnaire
• Must contain the correct answers!
• Must come from a valid resource
• Must be completed for all Medicare patients..
Reasons for Entitlement
• Entitlement due to age, disability, or End Stage Renal Disease (ESRD)
• At 65, age provision takes over
• Must allow for dual entitlement
Age Entitled
• Medicare entitlement, beginning of month patient turns 65.
• 20 or more employees
• Spouse only
• Retirement dates defaults
Disability
• 100 or more employees
• Family member of any kind
• Retirement date equals last date worked
• COBRA coverage…
End Stage Renal Disease
• 30 month coordination period
• Employment data is irrelevant
• Coverage can term, it just can’t be secondary
General Questionnaire Data
• Worker’s Compensation
• Black Lung
• Department of Veterans Affairs
• Government Grants/Research
Accidents (Non-Work Related)
• Automobile
• Slip and Fall
• Product Liability
• Dog Bites
• Good Will
• Malpractice
No-Fault Insurance
• Is what it says, “no fault”
• Medical money only!
• Policy limits are present
• Policy perimeters are applicable
Liability
• Do you hold anyone responsible?
• Liability is determined by the patient
• Pursuit of dollars is required
• Can be multiple responsible parties
Non-Cooperative Patients
• The patient must be able to provide the information or action that is required
• The patient must be informed that their actions will make them self-pay
• Examples
Medicare Audits
• Accidents
• Improper entitlement identification
• ESRD patients
• Understand the questions you ask
THANK YOU!
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