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Introduction/Agenda•Julia Wilding – Background & Experience
•Insurance Industry - Use of Accident Investigations
•Industry Sectors
•Directors & Officers Liability & Entity Defence
•Conclusion
Loss Adjusters
• Did the incident occur?
• Was insurance cover in place?
• Acceptance or denial of liability
• Quantum
Insurance Companies
•Post Loss Surveys
•Pre-cover Surveys
•Pre/Post Renewal Surveys
Brokers
•Understanding the Risk
•Presenting the Risk to Insurers
•Advising on Risk Reduction
Directors & Officers Liability & Entity Defence
•The Corporate Manslaughter & Homicide Act
•Insurance Protection
•Recent Cases
R v Costwold Geotechnical Holdings 2011
R v Lion Steel 2013
Barristers Defence Costs Alone - £720,000
Conclusion
Questions?
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