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“HOME IS WHERE THE HEART IS”
“TO OWN A HOUSE IS A BIRTH RIGHT.”
• This is for internal reference only
AFFORDABLE HOUSING
• Affordable housing is that which is deemed affordable to those with a median household income
• Reasonably adequate in standard and location for Economic Weaker Section/ Low Income Group / Middle Income Group.
• The purpose of it is to provide places for people to live at a reasonable cost for them to afford.
AFFORDABLE HOUSING(EWS / LIG / MIG)
AFFORDABLE HOUSING(EWS / LIG / MIG)
• ECONOMIC WEAKER SECTION (EWS):- Sections of the societies living below poverty line. Families
having household annual Income on an average up to 60K to 1Lac rupees per annum.
• LOW INCOME GROUP (LIG):-Sections of the society living above the poverty line. Families or household having annual income of more than 1Lac to 2 Lac rupees per annum
• MIDDLE INCOME GROUP(MIG):- Sections of the society living way above the poverty line. Families having household income of 2Lac rupees and above but cannot afford a house in ownership.
• LOW INCOME HOUSING :- Low Income Housing refers to residences for individuals or families with low annual household income.
• Low Income housing benefits amount to a subsidy that helps close the affordability gap. In practice subsidies limit the amount of money a family spends on rent and utilities to no more than 30 percent of their household income.
AFFORDABLE HOUSING(EWS / LIG / MIG)
LOW INCOME HOUSING (LIH)
• There are many such housing programs that are privately operated & funded by the State or Government
• Low income housing has historically been perceived as a subject under government domain. Government was expected to provide subsidies, come up with technology solutions and provide infrastructure enabling development of housing solutions.
• The scale of the problem especially when looked at in conjunction with infrastructure aspects such as water, power, transport, sewage, sanitation and relevant social infrastructure such as schools and health centres, poses a challenge that the government alone cannot be expected to manage.
AFFORDABLE HOUSING(EWS / LIG / MIG)
BENEFITS OF LOW INCOME HOUSING (CONSUMER)
• Economic growth will have meaning & value
• Better quality of life for people living in slum like conditions
• Lack of facilities properly planned
• High quality at low costs
• Accommodates individuals with different skills which benefits the communities (teachers, helper, shop assistants, home assistances etc)
• Increasing social & economic integration amongst people from different aspects of life.
• Easy accessibility for work, schools etc.
• Asset building, Less Govt. taxes, Stamp Duty, Etc.
• Fulfilling dreams
• Employment Opportunities.
AFFORDABLE HOUSING
AFFORDABLE HOUSINGBENEFITS OF LOW INCOME HOUSING (DEVELOPERS)
• Increase in FSI (Floor Space Index), well planned layouts
• Tax Benefits
• Project appraisals are quicker (basic need water,
power, security, roads, access points)
• Building trust based relations with communities
& partners
• Cost of construction is decreased by adopting
appropriate construction techniques
• Easier Land Sanctions (zone conversions & use)
• Allowance of area for HIG to cross subsidise
higher costs.
BUSINESS MODELS FOR DEVELOPERS
• TRADITIONAL DEVELOPERS
• Buy Land
• Incremental Construction
• Sell units
• Wait for land value appreciation
• Land as asset
• Larger life cycle
• Very high but uncertain returns
• Construction Incidental
• LOW INCOME HOUSING DEVELOPER
• Buy Land
• Sell All Units
• Construct completely
• Land as inventory
• Short Life Cycle
• High IRR
• Good Margins
• Complete occupation
AFFORDABLE HOUSING
Amenities
• Entertainment (Theaters, Malls, Parks, Sport activities)
• Hospitality (Hotels, Dormitories, Service Apartments)
• Playground (Play zone)
• Community Centers (Halls, clubs)
• Infrastructure
• Promotion of Medical Tourism
110 ACRE OF LAND
• Layout Design : 79,51,000 Sq ft
• Service Appt: 3,00,000 Sq ft
• 5 Star Hotel : 4,00,000 Sq ft
• Entertainment like play zone, mall recreational hall, club, multiplex, theatres : 3,50,,000 Sq ft
FUTURE EXPANSIONS
• Degree College : 1,50,000 Sq ft
• Medical College: 1,50,000 Sq ft
• College for Hotel Management: 50,000 Sq ft
• Hostel for boys and girls: 50,000 Sq ft
• Health care, hospitals, clinics, chemist for medical tourism : 3,50,000 Sq ft
Zoning plan
Zoning plan
PROPOSED MASTERPLAN
LIG AREA CALCULATION
AREA PER FLAT
NO.OF ROOMS
NO.OF UNITS
AREA NO OF FLOORS
NO.OF BUILDINGS
25O SQ.FT 1 BHK 2000 5,00,000 SQ.FT
8 67
325 SQ.FT 1 BHK 2500 8,12,500SQ.FT
10 67
460 SQ.FT 2 BHK 1200 5,52,000SQ.FT
10 33
TOTAL 18,64,500SQ.FT
LIG TYPE III(250sq.ft)
LIG TYPE I(460sq.ft)
LIG TYPE II(325sq.ft)LIG MASTERPLAN
SECTOR1
SECTOR 3
SECTOR 2
LIG Conceptual Elevation
LIG-SECTOR -1
SHOPS
OPEN GROUND
OPEN GROUND
OPEN GROUND
LIG TYPE I
460 SQ FT.
LIG TYPE I
LIG-SECTOR -2
SHOPS
OPEN GROUND
OPEN GROUND
LIG TYPE II
325 SQ FT.
LIG TYPE II
9’10”x14’1”
7’3”x6’7”
9’9”x9’10”
2’11”x3’11”3’11”x3’11”
LIG-SECTOR -3
OPEN GROUND
OPEN GROUND
LIG TYPE III
250 SQ FT.
LIG TYPE III
8’x16”
7’1”x7’3”
3’7”x3’11”
2’11”x3’11”
7’10”x9’4”
LIG Conceptual Elevation
MIG AREA CALCULATION
AREA PER FLAT
NO.OF ROOMS
NO.OF UNITS AREA NO OF FLOORS
NO.OF BUILDINGS
750 SQ.FT 2 BHK 3000 22,50,000 SQ.FT
19 40
1000 SQ.FT 2 & 1/2 BHK 2500 25,00,000SQ.FT
16 40
MIG MASTERPLAN
MIG TYPE I & II
750 SQ FT.
MIG TYPE I
4’1”x7’1” 4’1”x7’1”
14’9”x10’8”
11’8”x10’
7’7”x10’
11’x21”
1000 SQ FT.
MIG TYPE II
11’x21”
7’7”x10’
LIVING
KITCHEN
DINING
4’9”x7’5”
BEDROOM
BEDROOM
BEDROOM
14’9”x10’8”
10’ x10’
4’1”x7’1”
4’1”x7’1”
11’8”x12’8”
8’4”x4’1”
MIG CONCEPTUAL ELEVATION
HIG AREA CALCULATION
AREA PER FLAT
NO.OF ROOMS
NO.OF UNITS AREA NO OF FLOORS
NO.OF BUILDINGS
1350 SQ.FT 3 BHK 990 13,36,500SQ.FT
31 8
HIG MASTERPLAN
HIG TYPE I
1350 SQ FT.
HIG TYPE I
13’1”x23’2”
6’3”x6’11”
8’x10’8”
13’1”x14’1”
13’1”x13’
DINING
HIG Conceptual Elevation
HIG ENTRANCE Conceptual View
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