FranchisorSuite - Franchise · PDF fileThe policy, over two years in the making, addresses the...

DIRECTORS’ & OFFICERS’ LIABILITY FRANCHISORS’ LIABILITY EMPLOYMENT PRACTICES LIABILITY FIDUCIARY LIABILITY VICARIOUS LIABILITY

FranchisorSuite®

FranchisePerilsA division of ExecutivePerils, Inc.

800 Wilshire Blvd., Suite 1525 • Los Angeles, CA 90017 • (310) 444-9333Submissions@FranchisePerils.com • www.FranchisePerils.com • CA Lic# 0E36308

See policy for exact terms, conditions & exclusions

FranchisorSuite® provides franchisors with the only insurance policy written specifically for franchisors. The policy, over two years in the making, addresses the significant exposures of

franchisors in a unique and exclusive policy. Written with one aggregate limit of liability, an A+ insurance company, and five compulsory coverages allows for the strongest and broadest

protection available in the insurance industry.

FranchisorSuite® is stellar coverage with an A+ rated carrier and superior claim(s) handling.

FRANCHISOR CLAIMS SCENARIO

Traditional Structure

Failure to Provide Services

Mismanagement

FTC Violations

Personal Liability

Fraud Allegations

Misrepresentations/Omissions

E&OCarrier A

D&OCarrier B

Vicarious Liability Exclusion Bodily Injury Exclusion

Breach of Contract Exclusion Franchisee Exclusion

FranchisorSuite®

Franchisors’ E&O

Employment Practices

Fiduciary Liability

Vicarious Liability

Directors’ & Officers’ Liability

FDDFranchisee(s)(Plaintiff)

Loss

Problems: 2 Claims Adjusters

2 "Other Insurance Clauses" Allocation Conflicts

Coverage Gaps

Failure to Provide Services

Mismanagement

FTC Violations

Personal Liability

Fraud Allegations

Misrepresentations/Omissions

FDDFranchisee(s)(Plaintiff)

Loss FranchisorSuite®

LIABILITY INSURANCE PROGRAM Available to Franchisors of any type; no industries are automatically excluded.

FSCS110716

Coverage Your Way™

Joint Employer Coverage