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Thinking you can’t afford it.Today, buying the home of your dreams is easier thanever before. Many people who thought that buyingthe home they wanted was simply out of their reachare now enjoying a new lifestyle in their very ownnew home.
Buying a home is the smartest financial decision youwill ever make. In fact, most American and Canadianhome owners would be financially broke at retire-ment if it wasn’t for one saving grace—the equity intheir home. Furthermore, mortgage rates are moreflexible today than ever and tax allowances favorhome ownership.
Real estate values have always risen steadily. Ofcourse there are peaks and valleys, but the long termtrend is a consistent increase. This means that everymonth when you make a mortgage payment theamount that you owe on the home goes down and thevalue typically increases. This owe less - worth moresituation is called equity build-up and is the reasonyou can’t afford not to buy.
Even if you have little money for a down payment orcredit problems, chances are that you can still buythat new home. It just comes down to knowing theright strategies, and working with the right people.
Not hiring a buyer’s agentto represent you.Buying property is a complex and stressful task.In fact, it is often the biggest single investmentyou will make in your lifetime. At the same time, real estate transactions have becomeincreasingly complicated. New technology, laws,procedures and competition from other buyersrequire Real Estate agents to perform at an everincreasing level of professionalism. For manyhomebuyers, the process turns into a terrible,stressful ordeal. In addition, making the wrongdecisions can end up costing you thousands ofdollars. It does not have to be this way!
Work with a Real Estate agent who has a keenunderstanding of the real estate business andwho is on your side. Real Estate agents have afiduciary duty to you. That means they are loyalto only you and are obligated to look out for yourbest interests. Real Estate agents can help youfind the best home, the best lender and the bestinspector. Best of all, in most cases, the RealEstate agent is paid out of the seller’s commis-sion, even though he/she works for you.
Trying to buy a home without an agent at all is,well... unthinkable.
Getting a cheap inspection.Buying a home is probably the most expensive purchase you will ever make. This is no time to shopfor a cheap inspection. The cost of a home inspectionis very small relative to the home being inspected. Theadditional cost of hiring a certified inspector is almostinsignificant. As a homebuyer, you have recently beencrunching the numbers, negotiating offers, adding upclosing costs, shopping for mortgages and trying toget the best deals. Do not stop now. Do not let yourReal Estate agent, a patty-cake inspector or anyoneelse talk you into skimping here.
NACHI front-ends its membership requirements.NACHI turns down more than 1/2 the inspectors whowant to join because they can’t fulfill the membershiprequirements.
NACHI certified inspectors perform the best inspec-tions by far. NACHI certified inspectors earn their feesmany times over. They do more, they deserve more,and yes they generally charge a little more. Do your-self a favor...and pay a little more for the qualityinspection you deserve.
For the best inspector in your neighborhood visit:
www.InspectorSEEK.com
DeadlyMistake
#1Deadly
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3More past-client referrals.
You found them a good home. Now don’t find them acheap inspector. Keep your buyers happy after theclosing. Use NACHI certified home inspectors.
Blame the agent! That’s what happens whenyour inspector finds defects that really don’t exist, orworse… misses defects that really do exist. Keepyour clients happy after the closing by encouragingthem to use a NACHI certified home inspector. AllNACHI inspectors have to pass NACHI’s InspectorExam every year, complete an Ethics Obstacle Course,take a Standards of Practice Course & Quiz, take aroofing course, fulfill Continuing Education require-ments (24 hours/year), have access to advisoryboards, and have access to a time-tested agreementwhich includes a real estate agent hold-harmlessclause, keeping them and you out of court.
Don’t hurt your own clients and your own referral business with an uncertified inspector. Do yourselfand your client a favor… use only NACHI certifiedhome inspectors. NACHI, the best home inspectors inthe world.
National Association of Certified Home Inspectors
www.InspectorSEEK.com
“Inspected once, Inspected right”
National Association of Certified Home Inspectors
www.NACHI.orgwww.NACHI.org
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