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Bankway Technology UpdateWhat's New Now and What the Future Will Bring
5/24/2017Michael Adams, Senior Development Manager
Disruptive Forces Impacting Our Industry
2
• Big data
• Artificial intelligence
• Open service architectures
• Digital enablement
• Most banks are missing customer expectations
• Generational expectations
• Banks are slow and reactive
• Social network impact
• Direct banking model growth
• Speed to market challenges
• Foreign entrants in the market
• Fintech evolution (e.g. Peer to Peer Lenders,
mobile payment processing, etc.
• Non-banks providing banking services• Greater consolidation
• Pressure on interest earning asset growth
• Margin compression
• Operating cost challenges
• CFPB
• FFIEC
• Opinion vs. regulation
• Uncertain political landscape
Innovation
Changing Customer Expectation
Conventional
Competitive Forces
Unconventional
Competitive Forces
Tighter Economics
Evolving Regulatory
Environment
Bankway Commitment
3
Regulatory Operational
Efficiency
Data
Protection
Bankway
Revenue
Generation
Scorecard
Roadmap
Release Notes
Integration Overview
Executive Summaries
Committed to Communication and Engagement
4
CLIENT
PORTAL
• Identify the enhancements that
matter most to your bank
• Interactive tool to prioritize feature
implementation
• Frames the Bankway
solution
• By business need
• Indicates FIS or strategic
business partner
• Executive level view of
Bankway release
• Strategic project
planning for next 18
months
• High level project
summary
• Updated quarterly• Available two weeks prior
to release
• All information related to
release
2017 Bankway Regional User Group Meetings
5
Upper Midwest
Chicago, IL
Aug 8-9
Lower Midwest
Dallas, TX
Aug 24-25
Southeast
Birmingham, AL
Sept 13-14
Northeast
Philadelphia, PA
Oct 17-18
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6
FIS Bankway 2017 Enhancement Survey
2016 Enhancement Survey Results
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• Voting was held the week of InfoShare
• Results 53% participation
• Winners:
– STE keyword search for GL accounts (February 2017 IRB)
– STE customer name (February 2017 IRB)
– Loan Loss Transactions for tellers ( February 2017 IRB)
– Teller exception for checks cashed ( Targeted for 2017.1 Release)
– Post Maturity Advances ( Targeted for 2017.1 Release)
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Survey Selection
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• This list included some of the enhancement requests that you or
your peers submitted to FIS.
• A General Information Bulletin (GIB) was sent out in March and
April to all Bankway banks that listed the final candidates.
All GIBs are
posted on the
Portal!
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Who Can Vote?
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EVERY registered Bankway attendee should have received an e-mail with the link to the survey
Every registered Bankway attendee gets one ballot and can vote for five enhancements
…even banks not in attendance receive one ballot
Where Do You Vote?
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Smart phone or tablet
If you have access to your work e-mail with the survey link
Bankway kiosk
Located in the Solutions Expo
When Can I Vote?
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• VOTING IS OPEN
• Closes at: 12:00 PM ET on Thursday
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Recent Enhancements
2016 April Release New Capabilities
Bankway Technology Update
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• Bankway SmartSign
– Powered by industry leading technology from eOriginal
– Comprehensive electronic signature solution for today's digital customer
– Extend your reach to anywhere with an internet connection
– Available for signing on any computer, smart phone or tablet
– Customers can securely sign any document anywhere
– Customers can download copies of the signed
– Integrates to existing archiving solutions
– Makes it easy for you and your customers to collect signatures while saving time and printing costs
2016 April Release New Capabilities
Bankway Technology Update
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• EFT/ATM Replacement Card Capability
– Card Management System (Milwaukee EFT) clients
– Service account holders with replacement card
requests more effectively and seamlessly
– Request a new card with a new card number for
customers while retaining existing card data, such
as the card limits and PIN for lost, stolen, or
compromised cards
2016.1 Release New Capabilities
Bankway Technology Update
15
• Protecting your customer identification information
– Protecting Uniquely Identifying Information (UII) data - SSN, EIN, drivers license, passport number, military ID, other
Bankway ID types
– Information is masked on-line, available with the proper entitlements
View Tax ID Number (EN0825)
View Identification Number (EN0826)
– Bankway produced reports, statements, notices, CSi documents, and Product and Document updated to mask TIN
2016.1 Release New Capabilities
Bankway Technology Update
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• Service Desk Logging
– Improves monitoring and mitigating risk
– Entitlement used will be logged in addition to current log data
– Updated common system security reports
– Updated online functions
Maintenance History
What I Did Today? (BT0051)
View Consolidated User Activity (CS9200)
Loan Ledger Card Display (LN0015)
2016.1 Release New Capabilities
Bankway Technology Update
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• Business eBanking Positive Pay Advantage Integration
– Bankway Teller real-time check verification and exceptions
– Fee income opportunities
– Reduce check fraud loss
• CeB - Service Provider Enrollment
– Mass upload to Bankway for conversion to CeB
– Automatically create service provider enrollment records
• CeB - Date Last Login
– Date of last login to CeB provided from service provider information
2016.1 Release New Capabilities
Bankway Technology Update
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• FIS Decision Solutions Password Change
– Improved integration between Bankway and FIS IDV, OFAC and QualiFile® products
– Assist with annual password updates
– Real-time notification when passwords for these products will expire
– Generation new password directly from Bankway and update IDV, OFAC and QualiFile
• Supporting Software Update
– Windows® 10
– Microsoft Office 2016
2016 September Release New Capabilities
Bankway Technology Update
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• BizChex™
– Bankway integration with FIS Decision Solutions BizChex
– Real-time integrated tool at the point of deposit account origination
– Verifies identity and performs a risk assessment on commercial and small business applicants
– Increases profitability by reducing fraud
2017 February Release New Capabilities
Bankway Technology Update
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• Protection of Customer Identification Information for Bank Defined Reporting / OpenDCI
– A2i, Query, and EW reports and extracts
– OpenDCI
– Ability to prepare for 2017 April IRB encryption
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What’s Coming!
2017 April Release New Capabilities
Bankway Technology Update
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• Encryption of Uniquely Identifiable Information
– Bankway database and A2i snapshots
– Tokenized Tax ID numbers - retain the last 4-digits of the tax ID
– Same token value used consistently anywhere this tax ID resides
– ID numbers masked using the same masking standards introduced in the Protection of Customer Identification
Information enhancement delivered in 2016.1
– Prepared by 2016.1 and February 2017 releases
– Encryption exception reporting – during installation (CS report 99) and pre and post batch update nightly (CS report
54)
– Frequently Asked Questions and Checklist available from the Bookshelf
– Controlled rollout
2017 April Release New Capabilities
Bankway Technology Update
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• Epson OmniLink Printers
– Epson OmniLink -TM-70ll-DT and TM-T70-I receipt printers
– Intended for use with Bankway Teller Capture
– Two fonts, underline, bold, double Width and double height printing
– OmniLink series of printers are ideal for Citrix environments, network attached devices
• Bankway/OLB positive pay and ACH
– Real-time updating
Bankway Technology Update
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• Bankway ID Scan (mobile)
– HTML5 device with a camera
– Now you can use the same HTML5 for ID Scan and for
Bankway SmartSign™
– AssureID - document ID authentication
– Support new device ID-150
• EZ Lookup
– Card swipe/PIN entry solution to look up your
customers in Bankway
2017.1 Release New Capabilities
2017.1 Release New Capabilities
Bankway Technology Update
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• ACH Auto Loader
– Streamline operations, automate manual process
– Supported on IBM i and Solaris platforms
– Database/region level setting
– ACH files placed in designated directory are automatically processed
– New queuing eliminates waiting for others to load files
– User notices inform ACH staff of ongoing ACH activities
– Usable with existing manual ACH functionality
• Microsoft .NET framework
– Version 4.6.2 of .Net required prior to install of 2017.1 on all servers and workstations
2017.1 Release New Capabilities
Bankway Technology Update
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• FTP Elimination from the Bankway client
– Data transmission over MQ
– No more managing FTP users for the Bankway client
– One channel of communication to the core
• Digital Check SecureLink™ for network attaching scanning
– Simplify deployment of the Direct Teller (Bankway Teller Capture) in a thin client environment
– Network attached adapter
– Not tethered to a dedicated workstation
Coming Enhancements
Bankway Technology Update
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• A2i Performance Improvements
– Ability to separate SQL data files (mdf, ldf) to specified location
– Segment A2i SQL data from programs
• A2i Warehouse
– Historical retention of key Bankway data
– ETL will pull selected snapshot data to the A2i Warehouse database
– Trending
– Configurable retention periods
– A2i Warehouse Metadata
– Three data marts: executive information, lending risk information, deposit fee information
Coming Enhancements
Bankway Technology Update
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• Supporting Software Updates
– Microsoft SQL Server 2016
– IBM i OS V7R3
– IBM WebSphere MQ 9.0
– Solaris 11
– Windows Server 2016
Coming Enhancements
Bankway Technology Update
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• ATE Auto Loader
– Streamline operations, automate manual process
– ATE files placed in designated directory are automatically processed
• NCR Interactive Teller Machine integration
– Real-time interface between Bankway and NCR ITMs
– Eliminate manual keying between systems
– Reduce mistakes
– Users can focus less on the technology and more on your customers
Michael Adams
Michael.Adams@fisglobal.com
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