National Outreach Tutor Training

Josh HoolePAVS C2.0 Project Manager

Introduction to Communities 2.0 Digital Inclusion Sessions

@Communities2_0 @jho3446

@jho3446@Communities2_0

What we’ll look at

• C2.0 Digital Inclusion Courses

• Barriers to ICT Learning

• Fist Click• Web for Work• Universal Jobs Match• Financial Inclusion

Financial Inclusion - What?• Everybody having access to an

appropriate range of financial products and services, which allows them to effectively manage their money, regardless of their level of income or social status.

• To achieve this people need to be supported to have, as a minimum, some basic financial skills, product knowledge and understanding.

Financial Inclusion - Who’s it for?• People who need help and support to

use digital tools to manage their money better

• People who are potentially both Financially and Digitally Excluded

• http://www.walescooperative.org/financial-inclusion

Delivering the Financial Inclusion course• Delivered as a single 3-hour session, or broken

down into 2 or 3 shorter sessions• PowerPoint presentation, lesson plan and scheme of

work will be provided• Students need access to computers • It is vitally important to pitch this course at the right

level for the audience –

Engage, Motivate & Inspire

Advice on advice• We are not trained debt advisors, and cannot

advise on personal circumstances. • Refer people on to:

– Citizens Advice Bureau (CAB)– National debt helpline – Money Advice Service (MAS)– StepChange debt charity

So what will they learn?• The importance of managing your money• How to use www.moneymadeclearwales.org for

money health checks and benefits checks• How to manage money better using a budget• The different types of bank accounts• The dangers of using illegal money lenders• Where to get advice • Where to apply for emergency financial help• The pros & cons of price comparison websites and

shopping online

£20.00 Icebreaker

Universal Credit• Is a single calendar monthly payment made up

of all your households benefit entitlement including housing costs

• Applications will be made online and your claim will be managed online

• Need to have some form of account for your money to be paid into

• The system will be updated automatically (real time)

• An account to have wages paid in• Childcare costs• Increased travel costs (petrol, bus)• Cost of lunches & social events at work• New clothes • Budgeting to make your money last to the next payday

(moving from weekly/fortnightly payments to monthly)• Prioritising bills (rent, council tax etc…)• Borrowing money becomes easier and can lead to debt

problem like using payday loans

Starting work – things to consider

DEBT - Avoid common pitfalls

• Start saving for the unexpected (eg car or washing machine breaking down)

• Keep a close eye on your bank account• Don’t borrow money from unlicensed lenders• Don’t be tempted to borrow money you don’t

need• Don’t ignore the signs – get help & advice

Any questions?

communities2point0.org.uk

0845 474 8282

@Communities2_0@jho3446