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10 HINTS YOU HAVE OUTDATED INSURANCE

10 Hints You Have Outdated Insurance

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Page 1: 10 Hints You Have Outdated Insurance

10 HINTS YOU HAVE OUTDATED INSURANCE

Page 2: 10 Hints You Have Outdated Insurance

LET’S FACE IT. INSURANCE IS PROBABLY THE LAST THING ON YOUR MIND. BUT JUST ONE

CHANGE CAN LEAVE YOU UNPROTECTED.

DOG

JOB SPOUSE

SPORTS GAME

INSURANCE?KIDS

Page 3: 10 Hints You Have Outdated Insurance

10 HINTS YOU HAVE OUTDATED INSURANCE

Page 4: 10 Hints You Have Outdated Insurance

YOUR CAR LOOKED LIKE THIS…

HINT 1

Page 5: 10 Hints You Have Outdated Insurance

NOW, IT LOOKS LIKE THIS.

HINT 1

Page 6: 10 Hints You Have Outdated Insurance

When you change your ride, contact your insurance agent.

If you sell your car, make sure it’s removed from your auto policy.

Then add your new vehicle to your policy as soon as possible.

HINT 1

Page 7: 10 Hints You Have Outdated Insurance

YOUR BASEMENT LOOKED LIKE THIS…

HINT 2

Page 8: 10 Hints You Have Outdated Insurance

NOW, IT LOOKS LIKE THIS.NOW, IT LOOKS LIKE THIS.

HINT 2

Page 9: 10 Hints You Have Outdated Insurance

HINT 2

A major home renovation can increase the replacement cost of

your home, which means you need more coverage. It can also create new coverage gaps, like needing

back-up sewer and drain coverage for a newly finished basement.

Page 10: 10 Hints You Have Outdated Insurance

YOUR SATURDAY AFTERNOON LOOKED LIKE THIS…

HINT 3

Page 11: 10 Hints You Have Outdated Insurance

NOW, IT LOOKS LIKE THIS.

HINT 3

Page 12: 10 Hints You Have Outdated Insurance

Getting married? Talk to your insurance agent. You may need to add your spouse onto your

homeowner, auto and life insurance policies as well as

add jewelry coverage for those beautiful (and not-so-cheap-to-

replace) wedding rings.

HINT 3

Page 13: 10 Hints You Have Outdated Insurance

YOUR HOBBY LOOKED LIKE THIS…

HINT 4

Page 14: 10 Hints You Have Outdated Insurance

NOW, IT LOOKS LIKE THIS.

HINT 4

Page 15: 10 Hints You Have Outdated Insurance

HINT 4

Take a look around your home. Do you have enough insurance

coverage to replace valuable items if they’re ever lost or

stolen? Get an appraisal and add a rider to your homeowner,

renter or condo policy.

Page 16: 10 Hints You Have Outdated Insurance

YOUR SPARE BEDROOM LOOKED LIKE THIS…

HINT 5

Page 17: 10 Hints You Have Outdated Insurance

NOW, IT LOOKS LIKE THIS.

HINT 5

Page 18: 10 Hints You Have Outdated Insurance

HINT 5

Congratulations! Bringing home a new bundle of joy is the perfect time

to review your life insurance policy. Life insurance gives families

the resources they need to stay on their feet financially if the

worst should happen.

Page 19: 10 Hints You Have Outdated Insurance

YOUR JOB LOOKED LIKE THIS…

HINT 6

Page 20: 10 Hints You Have Outdated Insurance

NOW, IT LOOKS LIKE THIS.

HINT 6

Page 21: 10 Hints You Have Outdated Insurance

HINT 6

High five! Owning a business can be very rewarding. But it also comes with

a host of risks and liabilities. Meet with your insurance agent and find a great commercial insurance policy to keep you and your dreams protected.

Page 22: 10 Hints You Have Outdated Insurance

YOUR CAR KEYS LOOKED LIKE THIS…

HINT 7

Page 23: 10 Hints You Have Outdated Insurance

NOW, THEY LOOK LIKE THIS.

HINT 7

Page 24: 10 Hints You Have Outdated Insurance

HINT 7

If you’re planning to hand over the car keys to your son or daughter,

it’s important to tell your insurance agent. Add your kiddo onto your auto policy and make sure you’re

covered if they’re ever in an accident while driving your car.

Page 25: 10 Hints You Have Outdated Insurance

YOUR HOME LOOKED LIKE THIS…

HINT 8

Page 26: 10 Hints You Have Outdated Insurance

NOW, IT LOOKS LIKE THIS.

HINT 8

Page 27: 10 Hints You Have Outdated Insurance

HINT 8

When you move, give your insurance agent your new address. And remember that a larger home typically comes with a larger mortgage. If your income ever disappears, do you have enough life

insurance to pay off the mortgage and keep your family in their home?

Page 28: 10 Hints You Have Outdated Insurance

YOUR BUSINESS LOOKED LIKE THIS…

HINT 9

Page 29: 10 Hints You Have Outdated Insurance

NOW, IT LOOKS LIKE THIS.

HINT 9

Page 30: 10 Hints You Have Outdated Insurance

HINT 9

When your one-stop-shop turns into a multi-location enterprise,

it’s time to talk to your insurance agent. Protect a thriving business by listing every location on your

commercial insurance policy.

Page 31: 10 Hints You Have Outdated Insurance

YOUR DRIVEWAY LOOKED LIKE THIS…

HINT 10

Page 32: 10 Hints You Have Outdated Insurance

NOW, IT LOOKS LIKE THIS.

HINT 10

Page 33: 10 Hints You Have Outdated Insurance

HINT 10

When you buy a new boat, motorcycle, ATV or RV, it’s time

to call your insurance agent and make sure all your big kid toys are

insured. The replacement cost without insurance could be huge, and insuring them really doesn’t

cost that much.

Page 34: 10 Hints You Have Outdated Insurance

Auto and homeowners policies are offered through Grange Mutual Casualty Company, Columbus, OH, and its affiliated companies. Life insurance policies are underwritten by Grange Life Insurance Company, Columbus, OH. Grange products are not available in all states.

FIND MORE INSURANCE TIPS ATGRANGEINSURANCE.COM/TIPS