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Robyn Thompson’s
Junkers to Millions Boot Camp
2
Financial leverage
Straight forward terms
Customer Service
Fully Capitalized
Benefits of Working with Lima One Capital
3
Traditional Hard Money vs. Lima One
5
1. Receive application
2. Borrower underwriting
3. Receive PSA and Rehab Budget
4. Request appraisal
5. Request initial inspection
6. Order closing
How It Works
Who is Lima One Capital?
Who is Lima One Capital?
Before
Client Down Payment:$23,780
Loan Amount:$98,924.80
1Who is Lima One Capital?
Sales Price:$191,000
Client Profit:$53,508.44
After
9
1918 Main StreetAtlanta, GA 30337
Sales Price: $180,000
Purchase Price: $77,000.00
Rehab Budget: $45,000.00
Down Payment: $24,600.00
Monthly Payment: $1,108.64
Lender Fee: $3936.00
Loan to ARV: 57%
Before
After
Example
10
Purchase Price: $77,000Rehab Budget: $45,000
+ Closing Costs: $1,000
Total Costs: $123,000
Total Costs: $123,000 x Down Required: 20%
Down Payment: $24,600
Calculating Down Payment
11
Total Costs: $123,000- Down Payment: $24,600
Gross Loan Amount: $98,400
Gross Loan Amnt: $98,400x Origination Fee: 4%
Lender Fee: $3,936
Gross Loan Amount: $98,400+ Lender Fee: $3,936
Total Loan : $102,336
Calculating Lender Fee and Total Loan Amount
12
Loan Amount: $102,336.00x Interest Rate: 13%
Total Annual Interest: $13,303.68
Total Annual Interest: $13,303.68 12
Months
Monthly Payment: $1,108.64
Calculating Monthly Payment
13
Loan Amount: $102,336 ARV: $180,000
Loan to ARV: 57%
Calculating Loan to ARV
1918 Main Street
Contract Sales Price - $180,000.00
Minus Down Payment – $24,600.00Realtor Fee - $10,800Loan Amount - $102,366Interest Payments (5 Months) - $5,543.20
Profit - $36,690.80
1918 Main Street
What Lima One made:
Origination: $3,936.00
Monthly Interest: $5,543.20
Total: 9,479.20
What our client made:
Profit - $36,690.80
Return on Investment: 121%
Rental30 Benefits
Long Term Rentals = Long Term Financial Security
Build your portfolio Future wealth and security
Cash flow & Passive income
Program Highlights
30 year fixed/6.5-8%
Low Minimum Loan Amount of $45,000
No down payment up to 75% LTV
Close Quickly
Credit score as low as 630
19
Income
Depreciation
Equity
Appreciation
Leverage
Advantages of the Rental30
http://robynswebinar.com/lima
How do I get Started
Questions?