Banker In A Box

Service OverviewSales & Marketing Guidelines

Banker In A Box is…

…a turnkey mortgage lending service, enabling mortgage and financial service

professionals and companies to serve as a multi-state, direct lenders without all the

associated costs, licensing, disclosure hassles and net worth requirements.

Home loansto your clients

Banker in a Box

• Sales Management

• AMC/HVCC MDIA• Disclosure

Process• Processing• Underwriting• Funding• Marketing• Communications

© 2010 PMAC Lending Services, Inc. All rights reserved.

Banker In A Box delivers…

…an all-inclusive mortgage lending enterprise through a simple software and communication

platform which enables the user to pick, disclose, status and deliver a home loan based on their

clients individual needs. Using CRM,LOS and Data base Management Solutions melded into a

Single Touch Point system called LenderLink – PMAC proprietary software platform.

Home loansto your clients Banker in a Box

• Sales Management

• AMC/HVCC MDIA• Disclosure

Process• Processing• Underwriting• Funding• Marketing• Communications


Banker In A Box benefits the user…

• Autonomy - by providing complete control of the loan selling, origination, management and

pricing of the loan, thus ensuring higher quality, reduced costs and increased profitability for

the user

• 100% commission payout minus Corporate Cost and Taxes (15%)

• CRM, LOS, HR, Administration and all “Back Room” operations taken care of

• Group Insurance and 401K

• Consistent Industry Relevant Marketing Collateral Delivered Directly To You

• On-Going Training – Live at PMAC University or Via Webinar

• Access to all PMAC brick and mortar locations

• Access to PMAC University for training events, webinars and FTHB seminars

• PMAC U is a Fully Functional Training /Business Facility with 15x15 Built in Move Screen

and Retractable Projector and sound system for Presentations and Webinars.


The All-Inclusive Mortgage Lending Enterprise

• (Item A) Sales, Qualification ,Loan Disclosure ,Application & Electronic Submittal

• (Item B) Everything Accessible through the Internet

• (Item C) PMAC Mortgage Lending Enterprise

• (Item 1) – Loan Origination & Task Assignments

• (Item 2) – Management, Loan Origination & Processing

• (Item 3) - Loan Underwriting, Funding & Post Closing Data Management

• (Item W) Warehouse Lending w/ Correspondent Relationships

• (Item D) Multiple Borrower Types

• Fannie Mae Seller Servicer, HUD Full Eagle


Why PMAC :: How it Benefits You

• More Profit & Revenue

• Through Increased Production and Decreased Costs

• Greater Resources & Support

• Operations

• Latest Technology

• Refines Workflow & Process

• Marketing & Advertising – Creating Demand

• More Competitive

• Great Choice, Convenience and Satisfaction from your clients

• Loan Product Access

• Greater Control

• Meeting and Managing Customer Expectations

• Reduced Liabilities

• Standardization

• All Loans Consistently Packaged

• Eliminate Long Broker Lists

• One Conduit for All Loans


What Makes PMAC Different :: Our Distinct Advantages• Process & Workflow Powered by Technology

• Turnkey End to End Mortgage Lending Enterprise

• LenderLink

• Quick & Easy Best Practices

• Sales Process – Disclosure, MDIA, AMC, HVCC

• Loan Selection & Pricing

• Needs List Provided & Task Management

• Total Compliance with All Governmental Agencies

• In House Underwriting & Funding

• Event Trigged E-mailing, Tasking, and Updating To Appropriate Parties

• 24/7 Communication to All Parties from any Windows/ Internet PC in the world

• Transaction History to audit the entire file

• Unique Database Marketing

• Targeted to your Clients Needs based on Key Trends

• Loan Selection

• Assistance

• Start Up Costs and Monthly Subscription

• Marketing Collateral & Promotion

• Training, Training and Training


PMAC Support• Corporate

• Developing Your Business Plan & Time Management• Providing, Implementing and Training You with All PMAC Resources• Full Technology Access• Licensed/Operating in 9 Western States • Start Up Expense Assistance• Virtual Office-Everything you need is online• Loan Processing, Funding all done transparently and Centralized• Corporate Benefit Plan • Compliance & QC

• Sales• Select the Loan & Control the Loan Pricing

• Marketing• Personalized Marketing Materials for Templates

• Loan Program Collateral• Loan Scenario Collateral• Corporate Collateral• Open-House Collateral


What We Require• Tenure

• 3 – 5 Years in the Mortgage Lending Business • Established Production History

• Verify via W-2 Pay Check Stubs/ Financial Statements• Production• Background

• Employment Application• References

• ADP Background Report• No Felony Convictions

• Fees• Start-up and Set-up Costs determined by election of products



Option #1 Option #2 Option# 3

Subscription Costs

• Account Executives

• $189.00/ Month

• Month to Month Contract

• $995 Set Up

Subscription/ Technology Costs

• $289 per Month

Subscription/ Technology Costs

• $2495 Per Year

Banker in a Box :: Pricing Options*

* All pricing options are fully explained in Banker In A Box

Cost Agreement


Banker in a Box

For more information regarding our Banker in a Box program contact:

Phillip V. RodriguezV.P. So. Cal Production(909) 539-6568 Direct:(714) 925-3991 Cell:Email: [email protected]

For more information about PMAC, visit us online at www.pmac.com .

Take an online tour of our Corporate Headquarters: http://www.pmac.com/corporate-tour.html

mailto:[email protected]

http://www.pmac.com/

http://www.pmac.com/corporate-tour.html

Real Estate

Banker In A Box