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WHAT SHOULD YOU
LOOK FOR IN A NEW
JERSEY BANKRUPTCY
ATTORNEY?
TRAVIS J. RICHARDS SOUTH NEW JERSEY BANKRUPTCY ATTORNEY
Are you tired of struggling to pay your debts? Have you talked to your last debt
collector? If you are ready for help with your debt problems, it is time to contact
a bankruptcy attorney. However, not all bankruptcy attorneys are equal. Should
you hire a bankruptcy lawyer that advertises on television or one that you saw
on a billboard on your way to work?
How can you tell for sure you are hiring an attorney who has sufficient
bankruptcy experience to protect your best interests inside and outside of the
courtroom?
Filing bankruptcy is a serious step that requires the advice and counsel of an
attorney who understands bankruptcy law and how to use those laws to help you
erase your debts while protecting your property. Before you begin “surfing the
internet” or looking through the yellow pages for a bankruptcy attorney, consider
the following factors for choosing a bankruptcy attorney.
How to Pick a Bankruptcy Attorney?
Before you make an appointment with a bankruptcy law firm, consider the
following:
1. Is bankruptcy law all that they do? Some law firms practice personal
injury, family law, criminal defense and other areas of law in addition to
bankruptcy. You want an attorney who focuses his practice solely on debt relief
and bankruptcy. You would not want your general practice doctor performing
your heart surgery.
Likewise, you do not want
an attorney who “dabbles”
in bankruptcy assisting you
with one of the most
important financial
decisions you will make
during your lifetime.
Travis Richards focuses his
entire practice on helping
clients who are suffering because of financial problems.
2. The attorney discusses bankruptcy alternatives. Some bankruptcy
lawyers are more concerned with filing as many bankruptcies as possible as
quickly as possible rather than what may be in their clients’ best interest. While
bankruptcy is certainly an option
for many people, some
individuals will benefit more
from a bankruptcy alternative.
You need an attorney who is
ethical enough to discuss all of
your options for resolving your
debt including, but not limited
to, filing bankruptcy. Travis
Richards believes in a compressive approach to debt relief. He discusses all of
your options with you including debt consolidation, bankruptcy, credit repair and
the best ways to handle foreclosures, tax liens and student loans. Only after
exploring all options, will he give you his opinion as to what option or options are
best for your specific financial situation.
3. Are you required to do the majority of the work on your
bankruptcy case? If you are dealing with financial problems, debt collectors
and angry creditors, you are already anxious, frustrated and nervous. Receiving
a HUGE packet of paperwork to complete is not going to do very much to ease
your anxiety and relieve your stress. There is a better way to do it. Having a
team of legal professionals to help you gather information eases your stress and
makes the entire bankruptcy process easier for you. Travis Richards and his
staff are here to assist you by helping you complete the forms and gather the
necessary information needed to file your bankruptcy case.
4. Will I have the same attorney throughout my process? If you go to
a “bankruptcy mill,” you will probably meet several bankruptcy attorneys
throughout the process if you meet with an attorney at all. In some law firms,
paralegals do most of the work and clients seldom meet with an attorney. When
an attorney is required, it is
whichever attorney happens
to be available.
Your bankruptcy attorney
should know you and
understand your situation so
that you receive consistent
support, advice and
guidance throughout the
bankruptcy process. When you meet with Travis Richards, he is your bankruptcy
attorney from that moment through the end of your bankruptcy case. While you
will work with an exceptional team of legal professionals chosen by Mr. Richards,
when you need your attorney, he is the one you will talk to because he fully
understands your case.
5. How long will it take to file my bankruptcy case? A few bankruptcy
cases may take a little longer to prepare and file due to the complex nature of
that person’s financial situation; however, most bankruptcy cases can be handled
quickly and efficiently. We understand that the process you go through when
deciding to file bankruptcy is typically a long one involving stress and frustration.
By the time you come into our
office for a free bankruptcy
consultation, you are simply
ready to get the process over
with so that you can move on
with your life.
At the Law Office of Travis J.
Richards, we do not make you
wait to get your life back. We
do everything within our power to file your bankruptcy case as quickly as
possible so that you can receive the fresh start that you need to recover from a
financial crisis. Our goal is to file your bankruptcy case in weeks not months as
some law firms do.
6. Will my attorney review the bankruptcy forms with me and go to
court with me? We do not
expect our clients to
understand complex
bankruptcy laws and forms
without assistance. It is our
job to explain the bankruptcy
forms to you in a way that you
can understand. We will never
mail the bankruptcy forms to
you, ask you to review them,
sign them and return them to
our office for filing.
The bankruptcy attorney you
have dealt with during the
entire process will review each
page of your bankruptcy
petition and schedules with
you to ensure that the
information contained on those forms are complete and accurate. The more
time our attorney spends with you reviewing your forms before they are filed
results in fewer unwanted surprises during your bankruptcy case.
7. Does the attorney have extensive bankruptcy experience? Travis
Richards has the experience you want when your financial future is on the line.
He has helped hundreds of people find an affordable solution to their financial
problems. An experienced bankruptcy attorney knows how to help clients get rid
of their debts while protecting their property. Do not trust your future to an
inexperienced attorney.
Contact an Experienced Mount Holly Bankruptcy Attorney
Personal Approach, Professional Service, Affordable Payment Plans
The Law Office of Travis J. Richards, LLC is a full-service Mount Holly bankruptcy
law firm focused on Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, debt
consolidation, credit repair, tax liens, student loans and foreclosure. We
represent clients in Burlington County and throughout South Jersey.
Contact our office at 609-267-5297 to schedule your free consultation to
discuss bankruptcy and non-bankruptcy alternatives. You may also use our
convenient online contact form and one of our friendly, professional staff
members will contact you to answer your bankruptcy questions and/or schedule
a free consultation with Travis J. Richards.
About the Author
Travis J. Richards
Travis Richards is not your typical attorney. He understands the random curve balls life throws at honest, hard-working people. Growing up on farm in Southampton, New Jersey, money didn’t always come easy for many of his family, friends and neighbors. He saw that bad things often happen to good people. This background shaped his approach to the practice of law. Mr. Richards considers it a privilege to help clients from all walks of life recover from financial hardship. In doing so, he aims to provide every client with the same service he would provide a member of his own family. His mission is to get to know each client individually and provide the best legal advice possible for them to regain control of their lives.
“Over the past decade I have impacted the lives of hundreds of individuals and families in an extremely positive way,” he says. “Through bankruptcy I am able to show my clients a freedom that they thought impossible to achieve…My goal is not only wipe out the debt they have accumulated, but also help make sure they will never be in a situation to need my services again.” Mr Richards has helped hundreds of individuals eliminate debt, keep their property and return to financial stability. “Bankruptcy gives deserving individuals a second chance.”
Mr.Richards graduated with honors from Rutgers University, in New Brunswick, NJ where he majored in History. In 1999 he graduated, again with honors, from Rutgers School of Law, Camden, NJ. He was admitted to the New Jersey and Pennsylvania Bar in 1999, where he is licensed to practice law before the United States District Courts. Mr. Richards practices bankruptcy, mortgage loan modification work, debtor rights and credit card negotiations. He maintains memberships in the National Associate of Consumer Bankruptcy Attorneys, the Burlington County Bar Association, the New Jersey State Bar, the Pennsylvania State Bar, and the American Bankruptcy Institute
The Law Office of Travis J. Richards
141 High Street Mount Holly NJ 08060 Phone: 609 267-5297 Fax: 609 267-5295 Website: njbankruptcyinformation.com