WHAT SHOULD YOU

LOOK FOR IN A NEW

JERSEY BANKRUPTCY

ATTORNEY?

TRAVIS J. RICHARDS SOUTH NEW JERSEY BANKRUPTCY ATTORNEY

Are you tired of struggling to pay your debts? Have you talked to your last debt

collector? If you are ready for help with your debt problems, it is time to contact

a bankruptcy attorney. However, not all bankruptcy attorneys are equal. Should

you hire a bankruptcy lawyer that advertises on television or one that you saw

on a billboard on your way to work?

How can you tell for sure you are hiring an attorney who has sufficient

bankruptcy experience to protect your best interests inside and outside of the

courtroom?

Filing bankruptcy is a serious step that requires the advice and counsel of an

attorney who understands bankruptcy law and how to use those laws to help you

erase your debts while protecting your property. Before you begin “surfing the

internet” or looking through the yellow pages for a bankruptcy attorney, consider

the following factors for choosing a bankruptcy attorney.

How to Pick a Bankruptcy Attorney?

Before you make an appointment with a bankruptcy law firm, consider the

following:

1. Is bankruptcy law all that they do? Some law firms practice personal

injury, family law, criminal defense and other areas of law in addition to

bankruptcy. You want an attorney who focuses his practice solely on debt relief

and bankruptcy. You would not want your general practice doctor performing

your heart surgery.

Likewise, you do not want

an attorney who “dabbles”

in bankruptcy assisting you

with one of the most

important financial

decisions you will make

during your lifetime.

Travis Richards focuses his

entire practice on helping

clients who are suffering because of financial problems.

2. The attorney discusses bankruptcy alternatives. Some bankruptcy

lawyers are more concerned with filing as many bankruptcies as possible as

quickly as possible rather than what may be in their clients’ best interest. While

bankruptcy is certainly an option

for many people, some

individuals will benefit more

from a bankruptcy alternative.

You need an attorney who is

ethical enough to discuss all of

your options for resolving your

debt including, but not limited

to, filing bankruptcy. Travis

Richards believes in a compressive approach to debt relief. He discusses all of

your options with you including debt consolidation, bankruptcy, credit repair and

the best ways to handle foreclosures, tax liens and student loans. Only after

exploring all options, will he give you his opinion as to what option or options are

best for your specific financial situation.

3. Are you required to do the majority of the work on your

bankruptcy case? If you are dealing with financial problems, debt collectors

and angry creditors, you are already anxious, frustrated and nervous. Receiving

a HUGE packet of paperwork to complete is not going to do very much to ease

your anxiety and relieve your stress. There is a better way to do it. Having a

team of legal professionals to help you gather information eases your stress and

makes the entire bankruptcy process easier for you. Travis Richards and his

staff are here to assist you by helping you complete the forms and gather the

necessary information needed to file your bankruptcy case.

4. Will I have the same attorney throughout my process? If you go to

a “bankruptcy mill,” you will probably meet several bankruptcy attorneys

throughout the process if you meet with an attorney at all. In some law firms,

paralegals do most of the work and clients seldom meet with an attorney. When

an attorney is required, it is

whichever attorney happens

to be available.

Your bankruptcy attorney

should know you and

understand your situation so

that you receive consistent

support, advice and

guidance throughout the

bankruptcy process. When you meet with Travis Richards, he is your bankruptcy

attorney from that moment through the end of your bankruptcy case. While you

will work with an exceptional team of legal professionals chosen by Mr. Richards,

when you need your attorney, he is the one you will talk to because he fully

understands your case.

5. How long will it take to file my bankruptcy case? A few bankruptcy

cases may take a little longer to prepare and file due to the complex nature of

that person’s financial situation; however, most bankruptcy cases can be handled

quickly and efficiently. We understand that the process you go through when

deciding to file bankruptcy is typically a long one involving stress and frustration.

By the time you come into our

office for a free bankruptcy

consultation, you are simply

ready to get the process over

with so that you can move on

with your life.

At the Law Office of Travis J.

Richards, we do not make you

wait to get your life back. We

do everything within our power to file your bankruptcy case as quickly as

possible so that you can receive the fresh start that you need to recover from a

financial crisis. Our goal is to file your bankruptcy case in weeks not months as

some law firms do.

6. Will my attorney review the bankruptcy forms with me and go to

court with me? We do not

expect our clients to

understand complex

bankruptcy laws and forms

without assistance. It is our

job to explain the bankruptcy

forms to you in a way that you

can understand. We will never

mail the bankruptcy forms to

you, ask you to review them,

sign them and return them to

our office for filing.

The bankruptcy attorney you

have dealt with during the

entire process will review each

page of your bankruptcy

petition and schedules with

you to ensure that the

information contained on those forms are complete and accurate. The more

time our attorney spends with you reviewing your forms before they are filed

results in fewer unwanted surprises during your bankruptcy case.

7. Does the attorney have extensive bankruptcy experience? Travis

Richards has the experience you want when your financial future is on the line.

He has helped hundreds of people find an affordable solution to their financial

problems. An experienced bankruptcy attorney knows how to help clients get rid

of their debts while protecting their property. Do not trust your future to an

inexperienced attorney.

Contact an Experienced Mount Holly Bankruptcy Attorney

Personal Approach, Professional Service, Affordable Payment Plans

The Law Office of Travis J. Richards, LLC is a full-service Mount Holly bankruptcy

law firm focused on Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, debt

consolidation, credit repair, tax liens, student loans and foreclosure. We

represent clients in Burlington County and throughout South Jersey.

Contact our office at 609-267-5297 to schedule your free consultation to

discuss bankruptcy and non-bankruptcy alternatives. You may also use our

convenient online contact form and one of our friendly, professional staff

members will contact you to answer your bankruptcy questions and/or schedule

a free consultation with Travis J. Richards.

About the Author

Travis J. Richards

Travis Richards is not your typical attorney. He understands the random curve balls life throws at honest, hard-working people. Growing up on farm in Southampton, New Jersey, money didn’t always come easy for many of his family, friends and neighbors. He saw that bad things often happen to good people. This background shaped his approach to the practice of law. Mr. Richards considers it a privilege to help clients from all walks of life recover from financial hardship. In doing so, he aims to provide every client with the same service he would provide a member of his own family. His mission is to get to know each client individually and provide the best legal advice possible for them to regain control of their lives.

“Over the past decade I have impacted the lives of hundreds of individuals and families in an extremely positive way,” he says. “Through bankruptcy I am able to show my clients a freedom that they thought impossible to achieve…My goal is not only wipe out the debt they have accumulated, but also help make sure they will never be in a situation to need my services again.” Mr Richards has helped hundreds of individuals eliminate debt, keep their property and return to financial stability. “Bankruptcy gives deserving individuals a second chance.”

Mr.Richards graduated with honors from Rutgers University, in New Brunswick, NJ where he majored in History. In 1999 he graduated, again with honors, from Rutgers School of Law, Camden, NJ. He was admitted to the New Jersey and Pennsylvania Bar in 1999, where he is licensed to practice law before the United States District Courts. Mr. Richards practices bankruptcy, mortgage loan modification work, debtor rights and credit card negotiations. He maintains memberships in the National Associate of Consumer Bankruptcy Attorneys, the Burlington County Bar Association, the New Jersey State Bar, the Pennsylvania State Bar, and the American Bankruptcy Institute

The Law Office of Travis J. Richards

141 High Street Mount Holly NJ 08060 Phone: 609 267-5297 Fax: 609 267-5295 Website: njbankruptcyinformation.com