Questions For Your Philadelphia Chapter 7 Bankruptcy Attorney

“Even though there is nothing simple about Chapter 7 bankruptcy, here is something to keep in mind: tens of

thousands of people successfully complete this process every year.”

QUESTIONS FOR YOUR

PHILADELPHIA CHAPTER 7

BANKRUPTCY ATTORNEY

DAVID M. OFFEN PHILADELPHIA BANKRUPTCY ATTORNEY

http://www.getfreeofbills.com/

Questions for Your Philadelphia Chapter 7 Bankruptcy Attorney www.getfreeofbills.com 3

Even though there is nothing simple about Chapter 7 bankruptcy, here is

something to keep in mind: tens of thousands of people successfully

complete this process every year.

You have the right to file for bankruptcy without the assistance of an

attorney, however, this will make the entire process much more difficult

from the beginning to the end. Furthermore, there are some mistakes that

can lead to your case being thrown out, or that can cause you to lose your

property by filling in the forms without the proper legal knowledge.

Just because you decide to hire a Chapter 7 bankruptcy attorney does not

mean you should make a rash decision. There are many legal professionals


out there who are willing to help, but not everyone is going to be right for

your situation. You are already in a bad spot, so it would be in your best

interest to hire an attorney who has the experience and knowledge

necessary to help you file bankruptcy without having any problems along

the way.

Ask the Right Questions

The best to do when hiring an attorney is asking the right questions. The

more questions you ask of an attorney the more you will learn.

With all this in mind, you need to create a list of questions. Here are some

of the most important:


Can you explain the differences between Chapter 7 bankruptcy and

Chapter 13 bankruptcy?

What is a Chapter 7 bankruptcy discharge and how will it better my

situation?

Am I going to lose any of my property if I move forward?

What is the means test and how will it impact my situation?

How long does it take for the entire process to come to an end?

Do I qualify for Chapter 7 bankruptcy or will I have to consider

another option, such as Chapter 13?

Is Chapter 13 better for me in my situation?

Is now the best time for me to file?

What is the cost of filing for Chapter 7 bankruptcy in my state?

Can you explain the ins and outs of non-exempt and exempt

property?

These are just a few of

the many questions you

will ask a Chapter 7

bankruptcy attorney.

Remember this: as your


questions are answered, it is likely that many others will come to light.

Don’t be shy about adding those to your list as well.

An attorney who wants to help is one who will answer each and every

question you have, no

matter what it may be.

There is no such thing as

a bad question. You are

new to this process, and it

is important to have all

your questions answered

once and for all.

Have you been in contact

with an attorney who is

not willing to answer your

questions? Does the

person make you feel

very comfortable? You

don’t have to work with a

Chapter 7 bankruptcy

attorney who is not giving

you the service you

deserve.


Thousands upon thousands of people file for Chapter 7 bankruptcy every

year. Some feel good about everything that happened, including the

attorney they worked with, while others look back and wonder why they

made so many mistakes and had so many problems

You never know what the future holds, but finding an attorney you can

trust will make your life much easier. This person will stand by your side,

guiding you through the Chapter 7 bankruptcy maze from start to finish.


About the Author

David M. Offen

A native to the Philadelphia area, Mr. Offen attended Temple University College and Law

School. Mr. Offen is licensed to practice in the States of Pennsylvania and New Jersey. He is a

member of the Eastern District of Pennsylvania Bankruptcy Conference and the National

Association of Consumer Bankruptcy Attorneys.

David M. Offen has over 20 years of experience and has helped over 8,500 individuals and

families go through the Bankruptcy process. These filings have included stopping foreclosure on

a home, stopping repossession of a car or vehicle, stopping IRS tax levies and frozen bank

accounts and putting a stop to; lawsuits, credit card bills, personal loans, bills, utility shutoffs

and many other types of debt.

With Mr. Offen’s help, these families have saved countless millions of dollars of debt.

David enjoys getting to know his clients and will be happy to answer any and all questions you

may have. You are treated as a person and not a number.

Remember – there is no such thing as a silly question. Don’t be afraid to ask any questions you

may have. David M. Offen has found that people looking to file Bankruptcy are not trying to

avoid their responsibilities but rather to make a difficult situation easier. David enjoys getting

people to stop worrying and making their financial lives much better and helping people stop

feeling overwhelmed.

In some cases, Bankruptcy is not the best move and he can review your situation with you and

tell you the right move for you to make. Get a completely free evaluation of your situation. For

the past 20 years, the Law Offices of David M. Offen has been among the top filers of

bankruptcy in the Eastern District of Pennsylvania.

The Law Offices of David M. Offen


215-625-9600

www.getfreeofbills.com

The Curtis Center

601 Walnut Street, Suite 160 West – 1st Floor

Philadelphia, PA 19106

http://www.getfreeofbills.com/