shashi kant

SHRIRAM GROUP COMPANIES

38 GLORIOUS YEARS OF

SERVICE TO THE NATION

SHRIRAM GROUP AT A GLANCESHRIRAM GROUP AT A GLANCE

FLAGSHIP COMPANIESFLAGSHIP COMPANIESFINANCIAL SERVICES:FINANCIAL SERVICES:

Shriram Transport Fin. Co. Ltd.

Shriram City Union Fin. Co. Ltd.

Shriram Life Insurance Co. Ltd.

Shriram General Insurance Ltd.

Shriram Housing Fin. Co. Ltd.

Shriram Insight Share Brokers Ltd.

Shriram Chits

Shriram Fortune Solutions Ltd.

Shriram Wealth Advisors Ltd.

Shriram Automall India Ltd.

Shriram Equipment Fin. Ltd.

Bharat-Re Insurance Brokers Ltd.

SHRIRAM GROUP AT A GLANCESHRIRAM GROUP AT A GLANCENON-FINANCIAL SERVICES:NON-FINANCIAL SERVICES:

Shriram Green Power Co. Ltd.

Hamon Shriram Cottrell Ltd.

Shriram SEPL Composite Ltd.

Lietner Shriram Manufacturing Ltd.

Blackstone Group Tech. Pvt. Ltd.

Chemprojects Consulting Pvt. Ltd.

Take Solutions (Information Tech.)

Rambal Ltd. (Auto parts Manuftur.)

Shriram Properties (Property Dev.)

Shriram Transport Finance Co. Ltd.Shriram Transport Finance Co. Ltd.

“NUMBER ONE”- NBFC In the Country.- Truck Finance Company In the Country.

• Asset Under Management : Over Rs. 36,183 Cr.

• IRR : 27.4%

• Loan Recovery Rate : 98.6%

• Branch Network : Over 488 Branches

(Certified by Price Water House)

AUMAUM Total IncomeTotal Income Net Interest IncomeNet Interest Income Net ProfitNet Profit

12,09312,093

19,55919,559

23,32123,321

29,15929,159

36,18336,183

1,4211,421

2,5072,507

3,7293,729

4,4954,495

5,4295,429

673673

1,2111,211

1,7271,727

2,2172,217

3,1023,102

190190

389389

612612

873873

1,2291,229

From 2007 to 2011 (Fig. in Cr.)

FINANCIAL HIGHLIGHTS OF STFCFINANCIAL HIGHLIGHTS OF STFC

SHRIRAM CITY UNION FINANCE LTD.SHRIRAM CITY UNION FINANCE LTD.

Shriram City has a comprehensive range of Shriram City has a comprehensive range of offerings such as: offerings such as:

•Financing of 2 Wheelers, 3 Wheelers & 4 Wheelers.

•Financing of Consumer Goods.

•Personal loans.

•Small business loans & Loan against Gold.

AUMAUM Total IncomeTotal Income Net ProfitNet Profit

2,5072,507

3.3693.369

4,6204,620

5,2165,216

7,9987,998

349349

623623

934934

1,1031,103

1,3211,321

5252

8888

117117

194194

241241

From 2007 to 2011 (Fig. in Cr.)

FINANCIAL HIGHLIGHTS OF SCUFFINANCIAL HIGHLIGHTS OF SCUF

SHRIRAM EPCSHRIRAM EPC

• Turnover : Rs. 1450 Cr.

• Headquartered in Chennai.

• Offices in Mumbai, New Delhi, Kolkata, Beijing and Rotterdam.

• Provides end-to-end solutions to Engineering, construction and project management services.

• Focused on providing turnkey solutions for ferrous & non-ferrous, cement, aluminum, copper and thermal power plants etc.

SHRIRAM CHITS (P) LTD.SHRIRAM CHITS (P) LTD.

• Turn over exceeding Rs. 2500 Crores.

• Over 465 Branches.

• Over 11000 employees.

• Shriram Chits grown into a trusted household name for making Chits a viable form of saving and borrowing to all sections of the society.

• Shriram Chits operates in four States. Tamil Nadu, Andhra Pradesh, Karnataka and Maharashtra

Shriram Insight Share Brokers Shriram Insight Share Brokers Ltd.Ltd.

• 3rd largest Retail Stock Broking Co. in the country.

• Highly Professional & Experienced Manpower.

• Network of over 320 Branches.

• More than 500 Franchisee.

• Multiple Trading Terminals.

• Mega Screens to Display Quotes.

SHRIRAM FORTUNE SOLUTIONS (P)LTD.SHRIRAM FORTUNE SOLUTIONS (P)LTD.

TOP PRODUCTS

• Joint venture with Sanlam - South Africa.

• Shriram Life is the only Life Insurance Company in the country which has consecutively posted profit in their first two years of operation.

• Over 140 branches across the country.

• Presently 19 Products are available.

SHRIRAM LIFE INSURANCE CO. LTD.SHRIRAM LIFE INSURANCE CO. LTD.

Take SolutionsTake Solutions

A Certified Microsoft Solution Provider.

Successfully completed Software Projectsin International Markets.

Network of Offices in Singapore, USA, Hampshire & The African Continent to Procure Software Projects.

Shriram Properties (P) Ltd.Shriram Properties (P) Ltd.

• A Real Estate Developers, providing quality and affordable housing & commercial properties.

• For over a decade it has completed 48 lacs sq. ft. of Residential space and 10.30 lacs sq. ft. of commercial space.

• In addition to that currently 6 crores sq. ft. of built-up areas are under various stages of development across the country.

Shri PET Industries Ltd.Shri PET Industries Ltd.

The No. One Brand in South India.

Leading Clients :

- TATA Tea Limited. - Godfrey Phillips.

- A. V. Thomas Group - Corn Products Company (I) Limited- Flemingo Pharmaceuticals- Cynamide Agro Limited &

National Distilleries.

Rambal Ltd. (Auto parts Rambal Ltd. (Auto parts Manufacturing)Manufacturing)

Exporting to markets like USA, UK, Singapore& Germany.

Suppliers To :

- TELCO- Ashok Leyland- Mahindra & Mahindra- Escorts, TVS Suzuki etc.

Tie-up with Lucas to market shock absorbers.

• An Indo European Joint Venture between Shriram EPC Ltd. and Leitner Technologies to manufacture world-class Wind Electric Generators.

• Turnover of Rs. 300 Crores and one of the largest manufacturers of Wind Turbine in India.

• The core strength of its team of over 200 people emanates from its vast experience of wind electric generator manufacturing from ground zero level.

LEITNER LEITNER SHRIRAMSHRIRAM MANUFACTURING MANUFACTURING

A Journey

of

Shriram General Insurance

COMMENCED OPERATION ON 23RD JULY 2008

• Equity Partner : Equity Partner : 74% owned by Shriram Group & 26% with Sanlam Group (South Africa). SANLAMSANLAM is a leading Financial Services Group of South Africa with a market capitalization of Rs. 30000 crores and more than Rs. 320000 crores Asset under Management.

• Head Office : Head Office : Jaipur.Jaipur.

• MD & CEO : MD & CEO : Mr. J. S. Gujral.Mr. J. S. Gujral.

OVERVIEW OF SGI OVERVIEW OF SGI

MR. R. THYAGARAJAN MR. R. THYAGARAJAN FOUNDER & CHAIRMANFOUNDER & CHAIRMAN

• Masters Degree in Mathematics.

• Masters Degree in Mathematical Statistics from the Indian Statistical Institute.

• Associate of Chartered Insurance Institute (ACII), London.

By inculcating the philosophy of “PUTTING PEOPLE FIRST”, he has transformed the Shriram Group into India’s Premier Networked Financial Services Supermarket Chain.

Mr. P.S. GopalakrishnanChairman - SGI

Mr. Gopalakrishnan had also been associated with various organizations in different capacities:

Unit Trust of India - Ex - Executive Trustee ChairmanOriental Bank of Commerce - Ex - Chairman & Managing

DirectorIndian Overseas Bank - Ex - Chairman & Managing

DirectorIndian Banks Association - Ex - Chairman & Managing

DirectorIndustrial Finance Corporation of India - Ex - ChairmanTourism Finance Corporation of India - Ex - ChairmanManagement Development Institute - Ex - ChairmanLabour Development Institute - Ex - Chairman

BOARD OF BOARD OF DIRECTORSDIRECTORS

Mr. J. S. GujralMD & CEO

• B.Com (Hons.) from Aligarh Muslim University.

• University topper in P.G.D. from FCI, AMU.

• Participated in various Advanced Management Programmes:

- IIM, Ahmedabad.- Advanced Management Programme, ISB, Hyderabad.- Global Advance Management Programme from Kellog School of Business Management, Chicago, USA.


Mr. G. S. Sundararajan

• Ex-Citibanker and more recently CEO & Managing Director of Fullerton India (Wholly owned subsidiary of Temasek, Singapore) has joined Shriram Capital as Managing Director.

• In his 20 years of experience, he created and successfully ran business in Asset based Finance, SME, Retail and Rural Sectors.


Mr. Mathew Varghese• Mechanical Engineer, started his career with Indian

Aluminum Company Ltd.

• Subsequently joined The New India Assurance Co. Ltd. as Regional Engineer in 1967.

• From the year 1981 to 1985 Mr. Mathew was heading “New India’s” operation in Thailand.

• He was posted as Managing Director and Principal Officer of Kenindia Assurance Company, Nairobi, Kenya.

• After his Retirement from "New India" in 2003, he was selected by Govt. of India and posted as Member - IRDA.


Mr. G. Anantharaman

• Joined the Board of Shriram General Insurance Company Limited in the year 2008.

• He is also the Chairman of Audit Committee of the Board.

• He belongs to Indian Revenue Services (Income Tax) and before retiring as a Chief Commissioner Income Tax. He was also an Ex SEBI whole time Member.


Mr. D.V. Ravi

• Commerce Graduate from St. Joseph's college, Bangalore University.

• Post Graduate Diploma in Management from Institute of Rural Management, Anand, Gujarat.

• He has more than twenty years of experience in the field of planning, business process re-engineering and organizational change management.


Mr. C.M. DixitFCA

• He joined the oldest and the most reputed Pune based Chartered Accountancy Firm M/s. G.D. Apte & Co., Chartered Accountants as a partner on 2nd February, 1976.

• He is very actively associated in the audits of big Public Sector Undertakings, Public and Private Limited Companies, Nationalized and Scheduled Banks, Life Insurance Corporation, Co-operative Banks, etc.


Mr. Merrick Oeschger

• Representative of Sanlam Ltd. – South Africa.

• More than 20 years experience in the General Insurance Industry.

• Started his career with Mutual & Federal Insurance Company, where he served on the Executive from 2002.

• Joined the Sanlam Group in February 2009 as Chief Operating Officer, New & External Markets.


Mr. Hendri M. Nigrini

• Representative of Sanlam Ltd. – South Africa.

• More than 35 years experience in the Non-life Insurance Industry.

• Working with Santan Ltd., a Non-life Insurance Company of Sanlam Ltd., as Executive Head – Risk Services.

• Also served on the Board of several Companies.


SIZE OF GENERAL INSURANCE INDUSTRYSIZE OF GENERAL INSURANCE INDUSTRY

Year Gross Written Premium (In Cr.) %age Growth Over Last Year

2000 - 01 10087 2001 - 02 12732 26.222002 - 03 15237 19.672003 - 04 17357 13.912004 - 05 17481 0.712005 - 06 20359 16.462006 - 07 24905 22.332007 - 08 27824 11.722008 - 09 30352 9.092009 - 10 34984 15.262010 - 11 42569 21.682011 - 12 53031 24.58

Except ECGC, AIC & Health Ins. Cos.

Projected

INSURANCE IN INDIAINSURANCE IN INDIA

Fig. in Crore (Except ECGC, AIC & Health Ins. Cos.)

Sl. No. Insurer 1st Yr. Premium (In Crores)

1 Royal Sundaram 0.24

2 Reliance 0.58

3 Iffco - Tokio 5.83

4 Tata - AIG 78.46

5 ICICI Lombard 28.13

6 Bajaj Allianz 141.96

7 Cholamandalam 14.79

8 HDFC Ergo 9.46

9 Universal Sompo 0.48

10 Future Generali 9.81

11 Bharti AXA 28.50

12 Shriram General Insurance 113.75

13 Star Health 22.50

14 Apollo DKV 2.97

11STST YEAR PREMIUM OF GEN. INS. CO. YEAR PREMIUM OF GEN. INS. CO.

Sl. No. Insurer 2nd Yr. Premium (In Cr.)

1 Reliance 185.68

2 ICICI Lombard 212.54

3 Bajaj Allianz 296.48

4 Iffco Tokio 213.38

5 Royal Sundaram 184.43

6 Tata AIG 233.92

7 Cholamandalam 97.03

8 HDFC Ergo 112.93

9 Shriram General Insurance 416.92

22NDND YEAR PREMIUM OF GEN. INS. CO. YEAR PREMIUM OF GEN. INS. CO.

2008 - 092008 - 09 2010 - 112010 - 11

Rs. 113.75 Cr. Rs. 113.75 Cr.

Rs. 780.89 Cr.Rs. 780.89 Cr.

OVERALL PREMIUM & NO. OF POLICIES OVERALL PREMIUM & NO. OF POLICIES (APRIL TO MARCH) (APRIL TO MARCH)

Getting Big, Bigger & ………

Rs. 416.92 Cr.Rs. 416.92 Cr.

2009 - 102009 - 10

190961 Pol.190961 Pol. 666970 Pol.666970 Pol. 1218848 Pol.1218848 Pol.

2011 - 122011 - 12

Rs. 1266.45 Cr.Rs. 1266.45 Cr.

1727178 Pol. 1727178 Pol.

InsurersMarch 2011-12

(Fig. in Cr.)April to March

2011-12 (Fig. in Cr.)

United India 1153.96 8167.05

New India 894.03 8535.68

National 869.42 7784.91

Oriental 696.32 6043.97

ICICI-Lombard 415.75 5150.14

Bajaj Allianz 359.00 3333.47

Iffco - Tokio 202.68 2008.46

HDFC Ergo 210.43 1873.14

GROSS UNDERWRITTEN PREMIUMGROSS UNDERWRITTEN PREMIUM

GROSS UNDERWRITTEN PREMIUMGROSS UNDERWRITTEN PREMIUM

InsurersMarch 2011-12

(Fig. in Cr.)April to March 2011-12

(Fig. in Cr.)Year of

Operations

Royal Sundaram 161.00 1491.00 11.5 YearsShriram General 153.34 1266.44 3.5 Years

Tata-AIG 149.23 1697.45 10.5 YearsReliance General 135.12 1712.55 11.5 Years

Cholamandalam MS 115.30 1344.02 8 YearsBharti AXA 93.57 866.93 3.5 Years

Future Generali 90.93 937.76 4.5 YearsUniversal Sompo 48.72 404.57 4 Years

SBI General 39.39 250.29 2 YearsL & T General 19.05 143.51 1.5 YearsRaheja QBE 1.64 20.76 3 Years

India Insurance Review Journal, in association with Celent (www.celent.com) organized "The Indian Insurance Awards "The Indian Insurance Awards 2011"2011" on June 7, 2011 at Mumbai. The Jury consisted of Mr. S. B. Mathur, Secretary General – Life Insurance Council, Mr. S.L. Mohan, Secretary General – General Insurance Council and Mr. Vepa Kamesan, MD – Institute of Insurance & Risk Management). Shriram General Insurance obtained Excellence in Growth Award Excellence in Growth Award 2011 for the General Insurance Segment.2011 for the General Insurance Segment.

THE INDIAN INSURANCE AWARD – 2011THE INDIAN INSURANCE AWARD – 2011

India Insurance Review Journal, in association with Celent (www.celent.com) organized "The "The Indian Insurance Awards 2012"Indian Insurance Awards 2012" on June 7, 2012 at Mumbai. The Jury consisted of Mr. S.B. Mathur, Secretary General, Life Insurance Council, Mr. R. Chandrasekaran, Secretary General, General Insurance Council, and Mr. Vepa Kamesan, Managing Director, Institute of Insurance and Risk Management and Mr. Shirish Pathak, CEO, Fintelekt. Shriram General Insurance obtained Excellence in Growth Award Excellence in Growth Award 2012 for the General Insurance Segment for 2012 for the General Insurance Segment for second consecutive year.second consecutive year.

THE INDIAN INSURANCE AWARD – 2012THE INDIAN INSURANCE AWARD – 2012

Investor Relations

shashi kant