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Guide to How to decide the best family health insurance plan
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What you can claim from family health policy (sample of a reputed company) Family Health Optima is the product name
Customer education series
It varies from product to product and company to company
Room, boarding expenses: 2% of SI subject to a maximum of…
For class A cities 2% of insured amount or subjected to a maximum `1500/- per day
For class B cities 2% of insured amount or subjected to a maximum ` 750/- per day
For class C cities 2% of insured amount or subjected to a maximum ` 500/- per day
What is given to you…
09448366424 <[email protected]>
Nursing expenses
What is given to you…
09448366424 <[email protected]>
Surgeon, Anesthetic, Medical practitioner, Consultants, Specialist Fees: Actual
Anesthesia, Blood, Oxygen, Theatre charges, Surgical Appliances, Medicines and Drugs, Diagnostic Materials and X-ray, diagnostic imaging modalities Dialysis, Chemotherapy, cost of Pacemaker and similar expenses
Emergency ambulance charges up-to a sum of ` 750/- per hospitalization and overall limit of `1500/- per policy period
Pre-hospitalization medical expenses incurred for a period not exceeding 30 days prior to hospitalization following an admissible claim under the policy
What is given to you…
09448366424 <[email protected]>
A sum equivalent to 7% of the hospitalization expenses incurred comprising of Nursing charges, Surgeon charges/Consultation fee Diagnostic charges Medicines and Drugs only subjected to a maximum of `5000/- per occurrence towards Post Hospitalization medical expenses wherever recommended by the attending Medical Practitioner
Expenses on Hospitalization for a minimum period of 24 hrs are required.
What is given to you…
09448366424 <[email protected]>
However this limit will not apply for Dialysis, Chemotherapy, Radiotherapy, Cataract surgery , Lithotripsy (Kidney stone removal) Tonsillectomy, cutting and Draining of Abscess, Liver Aspiration, Pleural Effusion Aspiration, Colonoscopy, Sclerotherapy taken in the Hospital and the insured is discharged on the same day.
Expenses for Cataract is limited to `12000/- in the entire policy period
