Summer Internship Presentation

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Presentation on Six Weeks Industrial Training at Standard Chartered Bank PRESENTED BY:- Ankit Sood 94972238142

Journey of Indian banking System

PHASE III

Indian Banking: Strength & WeaknessesMajor Strength AreasRegulatory SystemsEconomic Growth RateTechnological AdvancementRisk Assessment SystemsCredit Quality

Area to be geared up for future Growth. Diversification of markets beyondbig cities Size of banks HR Systems Banking InfrastructureLabour InflexibilitiesHigh Transaction Costs

Company IntroductionFounded --1853Headquarters -- LondonKey people -- JohnPeace(Chairman) Industry -- BankingProducts -- Financial ServicesOperating Profit -- $15184 m (2009)Profit before taxation -- $5151 m (2009)Employees -- 77326 (2009)Branches - 1700 (world) - 90 (India) - 3 (Punjab)Head quarters in India - MumbaiCEO in India - Neeraj Swaroop

STANDARD CHARTERED BANK: BACKGROUND

Global Presence

The new millennium has brought with it two of the largest acquisitions in the history of the bank with the purchase of Grind lays Bank from the ANZ Group and the acquisition of the Chase Consumer Banking operations in Hong Kong in 2000.

Standard Chartered Completes Acquisition Of American Express Bank For $823 Million

PRODUCT AND SERVICES OF STANDARD CHARTERED BANK IN RETAIL BANKING

PERSONEL BANKING

ORGANISATIONAL CHART OF BRANCH

FINANCIAL RATIOSReturn on Equity = Net Income Shareholders equityRatioMarch, 2010March,2009March, 2008March,2007Return on equity (%)18.3318.5520.3523.51

Return on Assets =Net Operating Income Total AssetsRatioMarch, 2010March,2009March, 2008March,2007Return on Assets (%)4.83.84.13.96

Shareholders equity to assets = Shareholders equity Total AssetsRatioMarch, 2010March,2009March, 2008March,2007Shareholders equity to assets (%)12.910.511.399.85

Borrowings to total liability & equity = Borrowings Total liability +equity

RatioMarch, 2010March,2009March, 2008March,2007Borrowings to totalliability&equity(%)9.7310.789.466.79

Loans to Assets = Loans Total assets

RatioMarch, 2010March,2009March, 2008March,2007Loans to Assets (%)46.3938.4845.4151.11

Trend AnalysisEPS (Earning Per Share) = Profit after interest and tax No. of equity shares

Trend of Net Profit:

Trend in Interest Earned

Trend in Interest Expended

PROJECT

OBJECTIVES

RESEARCH METHODOLOGY

DATA ANALYSIS AND INTERPRETATION

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Rank the various investment options investors consider important while investingFactors123456789MEANPPF711162518119034.23FD101926181363413.61Mutual Funds49101023364134.86Real Estate232215161364103.13Gold92319161552653.88LIP31979101811233.84Equity Share1534137524115.89Financial Derivatives101335865147.63Bonds142226617607.87 8.N=100

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Factors affecting the choice of avenuesFactors12345MeanReturn8853221.25Tax Rebate16301814222.96Capital app1458141042.32Security of funds234626502.13Acc of funds18223611132.79 9.N=100

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