Indira awaas yojana (iay)

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Food, shelter and cloth are the basic human needs and to have these is the right of every individual. The Ministry of Rural Development in India looks after the rural development and takes care of the rural needs. Indira Awaas Yojana (IAY) is one of the many programmes of the Ministry of Rural Development. IAY deals with the housing issue and promises to provide shelter to shelterless. It fulfills the housing need of poor rural people who are living below the poverty line (BPL).

WHAT IS Indira Awaas Yojana?

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Brief history • Indira Awaas Yojana (IAY) was launched during 1985-

86 as a sub-scheme of Rural Landless Employment Guarantee Programme (RLEGP) and continued as a sub-scheme of Jawahar Rozgar Yojana (JRY) since its launching from April, 1989.

• It has been delinked from the JRY and has been made an independent scheme with effect from January 1, 1996.

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Objective / purpose

The objective of IAY is primarily to provide grant for construction of houses to members of Scheduled Castes/Scheduled Tribes,ex servicemen , widows, freed bonded labours, minorities in the below poverty line category and other below poverty line non- SC/ST rural households by providing them a lump sum financial assistance .

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Target Group/Priority in Selection of Beneficiaries:

The order of priority for selection of beneficiaries amongst target group below poverty line is as follows:

(i) Freed bonded labourers(ii) SC/ST households who are victims of atrocities(iii) SC/ST households, headed by widows and

unmarried women.(iv) SC/ST households affected by flood, fire,

earthquake, cyclone and similar natural calamities.

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Location of Indira Awaas Yojana• The houses should normally built on individual plots

in the main habitation of the village and can also be built in a cluster within a habitation, so as to facilitate the development of infrastructure, such as, internal roads, drainage, drinking water supply etc., and other common facilities.

• Houses are located close to the village and not far away so as to ensure safety and security, nearness to work place and social communication.

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FUNDING PATTERN• At present the unit assistance under IAY is Rs.45,

000/- per unit in the plain areas and Rs.48,500 in hilly/difficult areas.

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Type Design

1. The layout, size and type design of IAY houses should depend on the local conditions. Hence, no type design should be prescribed for IAY house except that the plinth area of the houses should be around 20 sq. mts..

2 .The houses should be designed in accordance with the desire of the beneficiaries keeping in view the climatic conditions and the need to provide proper space, kitchen, ventilation, sanitary facilities, smokeless chullah , etc. and the community perceptions, preferences and cultural attitude. No type design should be imposed on the beneficiary.

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Materials used in IAY houses

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Changes In Guidelines of IAY(i) Enhancement in financial assistance for IAY houses A decision has been taken with Cabinet‟s approval to

enhance the unit assistance from Rs.45,000/- to Rs.70,000/- in plain areas and from Rs.48,500/- to Rs.75,000/-in hilly/difficult/IAP areas which will be effective from 1st April 2013.

(ii) The unit cost of each house will nearly double to Rs 1.25 lakh from the current allocation of Rs 75,000 per household. In the new design, the kitchen will be bigger, increasing the overall area to 25 square metres from 22 sq m.

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• 60% of the funds should go for SC/ST Families.• Gram Panchayats may draw out the shelterless

families from the BPL List.• House will be registered in the name of Female

member. (Women empowerment)• Family can also get additional loan upto Rs.

20,000 at 4% interest rate, incase they want to do more furnishing of the house

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RESULT There has been a steep decline in the number of houses

constructed under the Indira Awaas Yojana in the past three years. In FY15, 9.80 lakh houses were constructed against a target of 25.19 lakh.

The expenditure incurred was Rs 10,764 crore against a budgetary estimate of Rs 16,000 crore. The government has set a target of building 3 crore houses under its rural housing scheme in the next seven years. Under the Indira Awaas Yojana, each unit gets assistance of Rs 70,000 for new constructions in the plains, Rs 75,000 in hilly and difficult terrain and Rs 15,000 for upgradation.

The ministry also said that the Indira Awaas Yojana is being revamped and implemented in mission mode to achieve a pucca house for all by 2022.

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Thank You