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IBPS CLERICAL Banking Awareness Paper - 1 On the 6th anniversary of Tsunami, a Genetic Garden In which of the following states is the Pagladia Dam

7 1 and a Sea Water Farming Project was launched in which Project Located ?

of the following states ? 1) Arunachal Pradesh 2) Sikkim

1) Kerala 2) Tamil Nadu 3) Assam 4) West Bengal

3) Andhra Pradesh 4) Karnataka 5) None of these

5) None of these Consider the following statements about SABLA 8

National Housing Bank (NHB) the apex institution of housing scheme. 2

finance in India, provides loan to A) It replaces Kishori Shakti Yojana(KSY) in all districts.

(A) Housing finance companies B) It is being implemented in 200 districts at present.

(B) Co-operative sector banks C) it is a scheme for empowerment of adolescent girls.

Choose the correct option. Which of the above statemenets is/are correct ?

1) Only A 2) Only A and B 1) Only A 2) Only B 3) Only A and B

3) All A,B and C 4) Only A and C 4) Only B and C 5) None of these

5) None of these Prior to Census 2011, in which of the following 9

Consider the following statements about the progress of censuses was the highest sex ratio recorded in India ? 3

MGNREGA for the year ending 2010-11. 1) Census 1971 2) Census 1961

A) In around 3/4 of the panchayats, social audit has 3) Census 1951 4) Census 1941

been done. 5) None of these

B) Approximately half of the workers are women. Which of the following is NOT an Alternative 10

C) The average wage per day is nearly Rs.100. Investment Fund ?

Which of the above statements is/are correct ? 1) Private Investment in Public Equity Funds

1) Only A and B 2) Only B and C 2) Infrasturcture Equity Fund

3) All A,B and C 4) Only C and A 3) Venture Capital Fund

5) None of these 4) Mutual Fund Kandaghat, a heritage railway station made entirely of 5) None of these wood and built by the British in 1903, was destroyed in 11 At present, marginal standing facility (MSF) stands at

4 a fire recently, In which of the following states was it 1) 1% above Repo Rate

located ? 2) 2% below Reverse Repo Rate

1) Gujarat 2) Maharashtra 3) 2% above Reverse Repo Rate

3) Himachal Pradesh 4) Jammu and Kashmir 4) 1% below Reverse Repo Rate

5) None of these 5) None of these Recently, PRINT ( particle Replication in Non-wetting The objective of the perform, Achieve and Trade

12 5 Templates ) technology was in news. What is PRINT scheme is to achieve

Technology ? 1) Export Efficiency 2) Investment Efficiency It's a technology related to genetic engineering and 3) Energy Efficiency 4) Trade Efficiency

1) refers to duplication of DNA codes. 5) None of these It's a technology related to climate change and 13 All countires from the Cotton-4 group belong to

2) refers to a new technique of combating air 1) Asia 2) America

pollution. 3) Europe 4) Africa It's a new technology related to synthesis of 5) None of these

3) artificial blood. Who among the following famous authors was an

14 Investment Banker prior to turning become columnist, 4)

It's a new technology for printing currency notes. author and speaker ?

5) None of these 1) Aravind Adiga 2) Chetan Bhagat Consider the following statements regarding Rashtriya 3) jhumpa Lahiri 4) Kiran Desai

6 Swathya Bima Yojana. 5) None of these

A) The scheme started rolling from 1st April 2008. Which of the following are the features of Exchange 15

Earners ' Foreign Currency Accounts ? The beneficiaries under RSBY are entitled to

A) They are opened with RBI. B) hospitalisation coverage up to Rs. 50,000 for most

B) They earn interests on deposits. of the diseases that require hospitalisation. They need a minimum balance to be maintained

C) The maximum age limit to be enrolled into RSBY is by the account holder.

C) 65 years, Choose the correct option.

Which of the above statements is /are correct ? 1) Only A 2) Only A and B

1) Only A 2) Only A and B 3) Only B and C 4) Only B

3) Only A and C 4) All A, B and C 5) None of these

5) None of these

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Collateralised Borrowing and Lending Obligation Which of the following schemes was redisigned and 16 23

(CBLO) is a restructured into National Livelihood Mission (NLM)?

1) Money Market Instrument 1) National Rural Employment Gurantee Scheme

2) Monetary Policy Instrument 2) National Food for Work Programme

3) Investment Fund 3) Swarnjayanti Gram Swarozgar Yojana(SGSY)

4) Capital Market Instrument 4) Jawahar Rozgar Yojana

5) None of these 5) None of these The Mahatma Gandhi National Rural Employment

In India, the RBI has mandated the banks to hold 24 24 Guarantee Act mandtes at least what fraction of the

17 percent of their net demand and time liabilities (NDTL) beneficiaries to be women ? in a liquid portfolio under the statutory liquidity ratio 1) 25% 2) 30% 3) 40% 4) 50%

(SLR) regime. What are the benfits of this system ? The purchase of shares and bonds of Indian companies 25

A) It provides strength to the financial system. by Foreign Institutional Investors is called

B) It increases flow of credit to productive sectors. 1) FDI

C) It provides growth to Indian economy. 2) Portflio Investment

Which of the above statements is /are correct.? 3) NRI Investment

1) Only A and B 2) Only B and C 4) Foreign Indirect Investment

3) Only A 4) All A, B and C 5) None of these

5) None of these Name the state where at the Geological Survey of If the Reserve Bank of India wants to block/hinder 26 India (GSI) has rcently found huge deposits of rare capital outflows and contain currency depreciation, platinum group of elements (PGE).

18 which of the following would be the most possible 1) Rajasthan 2) Orissa

action? 3) West Bengal 4) Karnataka

1) Increase Interest Rates 5) None of these

2) Decrease Intrest Rates Who among the following is to be sworn in as the

3) Purchaese Government Bonds 27 second woman judge of the Supreme Court in the

4) Decreae Statutory Liquidity Ratio present collegium of 31 judges ?

5) None of these 1) Justice Gyan sudha Misra The power of the commercial banks to expand deposits 2) Justice Ranjana Desai

19 through expanding their loans and advances is known 3) Justice Sujata Manohar

as which of the following ? 4) Justice Fatima Bibi

1) Capital Expansion 2) Credit Expansion 5) None of these

3) Credit Control 4) Credit Creation From which of the following countries has one of the

5) None of these 28 most wanted gangsters, Santosh Shetty has recently

Consider the following: been deported to India ?

A) Short Term Funds 1) Portugal 2) Thailand

B) Medium Term Funds 3) Malaysia 4) Saudi Arabia 20

C) Long Term Funds 5) UAE Which of the above is/are dealt in the Indian capital Which country has recently put into orbit Pakistan's

29 market? first communications satellite PAKSAT -1R ?

1) Both A and B 2) Both B and C 1) US 2) Italy

3) Both A and C 4) All A, B and C 3) china 4) Britain

5) None of these 5) Japan The export promotion scheme "Focus: LAC" was Who among the following is the new chairman and

30 21 launched to leverage the potential market in which of managing director of Air India ?

the following regions ? 1) Arvind Jadhav 2) Rohit Nandan

1) South America 2) South Africa 3) Ali Ghandour 4) Cyrus Guzder

3) Australia and Pacific 4) Europe and CIS 5) None of these

5) None of these Billionaire entrepreneur Ajay Piramal has purchased

The implementation of which of the following 31 5.5% stake in which of the following mobile service

22 programmes is/was based on the concept of Self Help providers for $640 million recently ?

Groups (SHGs) ? 1) Idea Cellular 2) Vodafone Essar

1) National Rural Employment Gurantee Act 3) Bharti Airtel 4) MTNL

2) Sampoorna Grameen Rozgar Yojna 5) None of these

3) Swarna Jayanti Gram Swarozgar Yojna 4)

National Food for Work Programme 5)

None of these

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Name the director whose film Not a Love Story, based Which of the following recommendations made by

on the gruesome murder of television executive Neeraj 40 the RBI panel on efficent management of public 32

Grover, has been given green signal by the Bombay expenditure, headed by C Rangarajan, is not true ?

high Court for release ? 1) The planning Commission should stop deciding

1) Kevin Smith 2) Prakash jha the allocations to central ministries.

3) Anurag Kashyap 4) Ram Gopal Verma 2) The current system of classifying government

5) None of these expenditure into plan and non-lan should be

What has been the growth rate of agriculture in the first abolished. 33

four years of the 11 th Five-Year Plan ? 3) Rural and urban local bodies should be included

1) 5.60% 2) 4% as part of state plans.

3) 4.50% 4) 3.2% 4) Plan allocation should be the primary domain of

5) None of these the finance ministry. Name the promoter of the 1200-MW Tori power plant 5) None of these in Latehar district of Jharkand which has entered into a For which of the following UN treaties has the

34 power purchase agreement with the Bihar Government 41 Calcutta High Court sought affidavit from the Centre

to supply 300 MW of contracted capacity to Bihar. about what it is doing to sign it, in the absence of

1) Damodar Valley Corporation which India is unable to extradite many wanted

2) National Thermal Power Corporation 1) The Convention on the Rights of the Child

3) Essar Energy 2) International Humanitarian Law

4) Reliance Power 3) UN Convetion on International Refugees

5) None of these 4) UN Convention against Torture

Justice VS Sirpurkar has retired from the post of 5) None of these

35 Supreme Court judge. Which of the following landmark After being vanquished by the North Atlantic Treaty

Organisation(NATO) air strikes under the leadership judgements was not delivered by him?

1) Confirmation of death sentence to the pakistani 42 of the National Transitional Council (NTC) of Libya.

national Mohd Arif in the 2000 Delhi Red fort The reign of Col Muamar Gaddaffi collapsed and he

attac case took political asylum in

2) Inclusion of PF scheme subscriber as a consumer 1) Saudi Arabia 2) Burkina Faso

under the Consumer Protection Act, 1986 3) Egypt 4) Britain

3) Confirmation of life sentence to Manu Sharma in 5) France

the jessica Lal murder case The justice peace Foundation, which is spearheading

4) Politician-official-liquor mafia nexus in Kerala an agitation for the last several years against the 43

5) None of these highhanded approach of the Indian Army in some

states under special Acts, is headed by According to the national Manufacturing Policy 1) Anna Hazare 2) Irom sharmila

36 unveiled recently, what is the perentage share of target 3) Manindarjeet Singh Bitta 4) GR Khairnar

set for the manufacturing sector in India's GDP by 2020? 5) Baba Amte

1) 15% 2) 20% Which of the following countries along with India

3) 25% 4) 30% 44 have decided to build customs network by2012 on the

5) None of these lines of US, japan, South Korea and China ? What is the average growth rate target of the Gross 1) China and japan 2) US and China

37 Domestic Product (GDP) that has been set by the 3) China and Brazil 4) Belgium and South Africa

Planning Commission for the 12th Five-Year plan? 5) Germany and Russia

1) 8% 2) 8.5% 3) 9% 4) 9.5% Farmers in the irce belt of which of the following

38 MK Pandhe, who passed away recently, was a/an 45 states have declared a "crop holiday" this season after

1) Trade union leader 2) Diplomat they suffered losses despite a bumper crop last year ?

3) Industrialist 4) Philanthropist 1) Uttar Pradesh 2) Maharashtra

5) None of these 3) madhya Pradesh 4) Andhra Pradesh In which of the following countries has the government 5) Bihar decided to repeal all emergency laws which have been Who has written the book An Appeal from Death Row ?

39 in force in one form or the other in the country for the 46 1) Davinder Singh Bhullar 2) Dhananjoy Chatterjee

last three decades ? 3) Afzal Gure 4) Meesekar Madaiah

1) Libya 2) Myanmar 5) AG Perarivalam

3) Sri Lanka 4) Pakistan

5) None of these

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Which of the following public sector banks has won the Steve jobs, under whose stewardship a digital

"Best Risk Master Award" for its outstanding record in company started in a garage became the world's most 49

47 loan appraisal standards, loan portfolio valuable company overtaking Exxon Mobile, has

management,NPAs and restructured loan book resigned as the CEO of

management ? 1) Apple 2) IBM

1) Indian Bank 2) UCO Bank 3) Samsung 4) Sony

3) Syndicate Bank 4) Bank of Baroda 5) None of these

5) Oriental Bank of Commerce Which of the folloiwng countries of the Arab world is Name the Indian company which has bought coal the third country after Russia and Egypt to overthrow 50 mines in Galilee Basin in australia for $ 2.2 billion

48 the ruling autocratic establishment in the wave of the recently, Arab Spring democratic wave sweeping this part of the 1) Adani Group 2) Vedanta India

world ? 3) Steel Authority of India Limited

1) Syria 2) Yemen 4) GVK Power & Infrastructure

3) Libya 4) Algeria 5) None of these

5) None of these

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Banking Awareness Paper - 2 A major Public Sector Bank raised interest rates on loans Where are you likely to find an embedded operating

8 by 25 basis points - was news in some major financial system ? 1 newspapers recently. This means the bank has raised 1) on a desktop operating system

interest by 25 basis pints of 2) on a networked PC

1) Savings Bank Interest Rate 3) on a network server

2) Base Lending Rate 4) on a PDA

3) Repo Rates 5) on a mainframe

4) Present Rates on Deposits An online discussion group that allows direct "live 9

5) Discount Rates of Interest communication is known as The Finance Minister of India in one of his press 1) Webcrawler 2) chat group conferences said that inflationary pressure is likely to 3) hyperlind 4) e-mail continue following recent increase in rates of some 5) regional service provider

2 commodities in international markets. Which of the Which of the following is program that uses a variety of 10

following commodities was he referring to as it gets different approaches to identify and eliminate spam? frequent increase at international levels and disturbs our 1) Directory search 2)Anti-spam program

Home Economy substantially ? 3) Web server 4) Virus

1) Gold and Silver 2) Petroleum Products 5) Web storefront creation package

3) Tea and Coffee 4) Sugar Connection or link to other documents or Web Pages 11

5) Jute and jute products that contain related information is called Immediately prior to change in the measure of Food 1) Dail-up 2) Electronic commerce

3 Inflation, which of the following indexes was being used 3) hyperlink 4) e-cash

for measuring it ? 5) domain name

1) Wholesale Price Index Which of the following is a programming language for 12

2) Consumer Price Index creating special programs like applets ?

3) Interest Rates offered by banks on deposits 1) java 2) cable 3) domain name

4) Sensex and Nifty 4) Net 5) COBOL

5) None of these 13 The system unit What is the full form of 'FINO' a term we see frequently 1) coordinates input and output devices

4 in financial newspapers ? 2) is the container that houses electronic components

1) Financial Investment network and Operations 3) is a combination of hardware and software

2) Farmers' Investment in national Organisation 4) controls and manipulates data

3) Farmers Inclusion News and Operations 5) does the arithmetic operations

4) Financial Inclusion Network and Operations 14 System software

5) None of these allows the user to diagnose and troubleshoot the 1)

Which of the following is/are commodity/ies on which device 5

subsidy is given to farmers/poor in India ? 2) is a programming language

(A) Fertilizer (B) Kerosene 3) LPG 3) is part of a productivity suite

1) Only (A) 2) Only (B) 4) is an optional form of software

3) Only © 4) Only (A) and © 5) helps the computer manage internal resources

5) All (A),(B) and © Computer and communication technology, such as

Bhagyam Oilfields', which were recently in news, are 15 communication links to the Internet, that provide help 6

located in which of the following states in India ? and understanding to the end user is known as

1) Rajastan 2) Gujarat 3) Assam 1) presentation file 2) information technology

4) Maharashtra 5)Karnataka 3) program 4) worksheet file The Finance Minister of India recently decided to 5) FTP review the postion of 'Bad Debts' in priority sector. Which of the following is contained on chips connected

7 Which of the following is/are the reasons(s) owing to to the system board and is a holding area for data

16 which FM took this decision ? instructions and information? (processed data waiting to

(A) Bad Debt in agriculture is still rising substantially be output to secondary storage )

every year despite special treatment to it. 1) program 2) Mouse

(B) Bad Debt in other areas of priority sector is almost 3) Internet 4) memory

nil now. 5) Modem

( C ) govt is planning to disburse another instalment of 17 The main circuit -board of the system unit is the : Rs. 1,60,000 crore, which will bring 'Bad Debts' 1) computer program 2) control unit almost at 'Nil level' and no special treatment will 3) mother board 4) RAM

be needed in next fiscal year. 5) None of these

1) A 2) B 3) C 4) A and B 5) All A,B and C

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Which amongest the following countries is NOT a 27 Microsoft's Messenger allows uses to:

18 member of the TAPI pipeline project, which was in 1) bypass a browser to surf the Web

news recently? 2) create a blog

1) India 2) Afghanistan 3) Portugal 3) communicate via direct live communication

4) Pakistan 5)Turkmenistan 4) identify and eliminate spam An agreement on Arms Reduction popularly known as 5) make graphic presentations 'START' is one of the major issues in the way of smooth Portable computer, also known as laptop computer,

19 28 relations between which of the following two countries weighing between 4 and 10 punds is called

? 1) Internet 2) Scanner

1) India-Pakistan 2) India - China 3) Printer 4) notebook computer

3) China - Japan 4) USA - Russia 5) general-purpose application

5) Russia - Iran 29 which of the following is billionth of a second? The international WWW Conference -2011 was 1) Gigabyte 2) Terabyte

20 organized in which of the following places in March 3) Nanosecond 4) Microsecond

2011? 5) Terasecond

1) London 2) Paris 3) Vienna Online Marketing is the function of which of the 30

4) Manila 5) Hyderbad following ? Which of the following international 1) Purchase Section agencies/organizations had initiated an 'International 2) Production Department

21 convention for the Protection of All person from 3) IT Department Enforced Disapperance', which came into effect recently 4) Designs Section

? 5) A collective function af all staff

1) World Health Organisation (WHO) 31 Customisation is useful for

2) International Court of Justice 1) Designing customer specific products

3) International Maritime Organisation 2) Call centres

4) International Atomic Energy Agency (IAEA) 3) Publicity

5) United Nations Organisation (UNO) 4) Motivating the staff

BRIC' which was the organisation of 4 nations, namely Brazil, 5) Cold calls

22 Russia, India and China, has now become 'BRICS' which is the 32 The key challenge to market-driven strategy is

fifth nation included in it? 1) Selling maximum products

1) South Korea 2) Sri Lanka 3) Singapore 2) Employing maximum DSAs

4) Spain 5) South Africa 3) Delivering superior value to customers The process of acquisition of agricultural land and its 4) Being rigid to changes compensation to farmers recently came up as a major 5) Adopting short-term vision

23 issue in which of the following states ?(It also created 33 Effective selling skills depends on

law and order problem in the State.) 1) Size of the sales team

1) Haryana 2) Gujarat 3) Uttar Pradesh 2) Age of the slaes team

4) Rajastan 5) Punjab 3) Peer strength What does the letter 'L' denote in the term 'LAF' as 4) Knowledge level of the sales team

24 referred every now and then in relation to monetary 5) Educational level of the sales team

policy of the RBI ? 34 Generation of sales leads can be improved by

1) Liquidity 2) Liability 3) Leveraged 1) Being very talktive

4) Longitudinal 5) Linear 2) Increasing personal and professional contacts

25 BP Plc, which was in news recently, is a major 3) Being passive

international company in the field of 4) Engaging Recovery Agents

1) Heavy Machinery 5) Product designs

2) Oil exploration and processing 35 A Market Plan is :

3) Atomic Energy 1) Performance Appraisal of marketing staff

4) Information Technology 2) Company Prospectus

5) None of these 3) Documented marketing strategies Who amongst the following has been appointed the 4) Business targets

26 new coach of the Indian Cricket team for a period of 5) Call centres

two years? 36 Marketing channels mean

1) Stuart Law 2) Allan Border 1) Delivery objects 2) Sales targets

3) Gary Kirsten 4) Duncan Fletcher 3) Delivery outlets 4) Delivery boys

5) Allan Donald 5) Sales teams

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43 Personal Loans can be canvassed among

37 Why was Kanishtha Dhankhar's name in news recently? 1) Salaried persons 2) Pensioners

1) She was crowned Femina Miss India 2011. 3) Foreign Nationals 4) NRI customers

2) She was adjudged Best Actress 2010 by Film fare 5) Non- customers

3) She is the new captain of India's woman cricket 44 Innovation in marketing is same as :

team 1) Motivation 2) Perspiration

4) She has become the new Dy Minister of Textile in 3) Aspiration 4) Creativity

place of Dayanidhi Maran 5) Team work

5) None of these 45 Service Marketing is the same as K Balachander, who was awarded prestigious Dada 1) Internet Marketing 2) Telemarketing

38 Saheb Phalke Award 2010, is basically a/an 3) Internal Marketing 4) Relationship Marketing

1) Actor 2) Director 5) Transaction Marketing

3) Photographer 4) Music Director 46 Social Markeing means :

5) Choreo grapher 1) Share market prices Banks and other financial institutions in India are 2) Marketing by the entire society required to maintain a certain amount of liquid assets 3) Internet Marketing

39 like cash, precious metals and other short-term securiteis 4) Marketing for a social cause as a reserve all the time. In Banking World this is known 5) Society bye-laws

as 47 Market-driven stragegies include

1) CRR 2) Fixed Asset 3) SLR 1) Identifying problems

4) PLR 5) None of these 2) Planning marketing tactics of peers Which of the following space agencies recently launched 3) Positioning the Organisation and its brands in the

40 three satellites and placed them into polar sun marketplace

Synchronous Orbit successfully? 4) Internal Marketing

1) NASA 2) ROSCOSMOS 3) CNSA 5) Selling old products

4) ISRO 5) JAXA As per the decision taken by the Govt of India recently, As per estimates of the Planning Commission of India,

48 41 "Bomboo is a liberated item now", What does it really the target growth rate of 12th five year Plan is set at

mean? 1) 7 to 8% 2) 8.0 to 8.5% 3) 9%to9.5%

(A) "Bamboo, henceforth, will be treated as a minor 4) 11% 5) 10% to 10.5%

forest produce only. Goodluck Jonathan was recently re-elected the 49

(B) Now villagers are free to sell bamboo in their President of

community forest areas. 1) Nigeria 2) South Africa 3) Kosovo

© Gram Sabha has been given right to issue transport 4) Haiti 5) None of these

passes to legally transport the produce. Which of the following schemes has NOT ben launched by 50

1) Only (A) 2) Only (B) the Ministry of Rural Development, Govt of India ?

3) Only ( C ) 4) All (A),(B) and ( C ) 1) National Old Age Pension Scheme

5) None of these 2) National Maternity Benefit Scheme

3) National Family Benefit Scheme

Union Cabinet recently Passed a Rs. 7000-crore project to 4) Mid-Day meal Scheme 42

clean up which of the following rivers in Indai ? 5) All are launched by Ministry of Rural Development

1) Narmada 2) Ravi 3) Ganga

4) Chambal 5) Krishna

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Banking Awareness Paper - 3

Consider the following : Ad Valorem Tax is levied on the basis of which of the 1 (A) Foreign exchange

following ? (B) Gold

1) Volume 2) Value 10 ( C ) Special Drawing Rights (SDRs)

3) Production 4) Export (D) International Monetary Fund(IMF) reserve

5) None of these postion the RBI counts which among the above in A systematic record of all economic transactions "Foreign exchange reserves" of India ?

2 between residents of a country and the rest of the 1) Only A 2) Both A and B

world in a year is known as 3) Both A,B and C 4) All A, C and D

1) Net Capital Flow 2) Balance of Payments 5) None of these

3) Balance of Trade 4) Absolute Flow Where is the headquarters of the United nations 11

5) None of these conference on Trade and Development (UNCTAD)?

Consider the following : 1) Geneva 2) Paris

(A) Balance of trade 3) Frankfurt 4) London

(B) Net factor income 5) None of these 3

© Net transer payments Which of the following states in north-eastern India is

Which among the above is/are a part of the "Capital running its 'Power Sector Enhancement Investment

Account "? programme' in which investment worth $ 764 million 12

1) Only A 2) Both A and B would be made by 2014 and for which Asian

3) Both B and C 4) All A, B and C Development Bank (ADB) has approved $200 Million

5) None of these recently ? Which of the following is a suitable term for the state of 1) Assam 2) Meghalaya

4 economy in which economic activity slows down, even 3) Arunachal Pradesh 4) Manipur

as wages and prices continue to rise ? 5) Nagaland

1) Inflation 2) Delfation 13 CASA ratio is used in which of the following industries?

3) Skewflation 4) Stagflation 1) Merchandise Trade

5) None of these 2) Banking and Finance

Consider the following taxes. 3) Software Industry

(A) VAT paid during the purchase of a tyre tube for a 4) Travel and Tourism

vehicle 5) None of them 5

(B) Service Tax paid while making payments of dinner who among the following is the chairman of public 14

in a restaurent Private Partnership Appraisal Committee in India ?

© Duty paid while importing a machinery from abroad 1) Ashok Chawla 2) SK Jain

1) Only A 2) Both A and B 3) Pranab Mukherjee 4) Usha Thorat

3) Both B and C 4) All A, B and C 5) None of them

5) None of these Husk Power Systems(HPS), a rural electrification

Birth rate is the number of births per ____ of the company which makes electricity out of paddy husk, 6 15

population during one year. is providing electricicty to 50 villages in which of the

1) 100 2) 1000 3) 10000 following states of India ?

4) 100000 5) None of these 1) Chattisgadh 2) Andhra Pradesh Capitalism is based upon"Laissez-faire system". What is 3) Bihar 4) None of these

7 "Laissez-faire system"? 16 Which of the following is a function of SCARDB?

1) No governmental intervention 1) Financial assistance to warehousing

2) Maxinum governmental intervention 2) Refinancing agricultural credit

3) Role of market forces is minimum 3) Inter-state sale of agricultural products

4) Limited government intervention 4) Land development

5) None of these 5) None of them Goods which have positive relationship between price The minimum support prices (MSP) for major

8 and quantity demanded are called as agricultural products are fixed by the government

17 1) Valuable goods 2) Essential Goods each year after taking into account the

3) Giffen Goods 4) Capital Goods recommendations of which of the following

5) None of these 1) Planning Commission of India Which of the following is an activity opposite of 2) Finance Commission of India

9 hedging in share/currency/future markets? 3) Farmers's Commission of India

1) Arbitrage 2) Speculation 3) Spread 4) Commission for Agricultural Costs and Prices

4) Short 5) Tall 5) None of these

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At present, the number of recognised Central trade 26 Who has won the US open men's singles 2011 title ? unions is 12. Which of the following trade unions 1) Rafael Nadal 2) Roger Federer

18 continues to be the largest among all the 12 trade 3) Novak Djokovic 4) Andy Murray

unions ? 5) None of these

1) Hind Mazdoor Sabha (HMS) Celebrity Gautam Rajyadhyakshsa has passed away 27

2) Bharatiya Mazdoor Sangh (BMS) recently. He was a famous

3) CITU 1) Choreographer 2) Lyricist

4) INTUC 3) Photographer 4) Film-maker

5) None of these 5) Singer

In Union Budget 2011-12, which of the following deficits has 28 Who has been recently crowned as Miss Universe ? 19

been estimated above four percent of GDP? 1) Ximena Navarrete 2) Olesia Stefanko

1) Fiscal Deficit 2) Primary Deficit 3) Leila Lopes 4) Vivica Fox

3) Revenue Deficit 4) Budgetary Deficit 5) None of these

5) None of these Which of the following universities of India has decided to

Which of the following ratio correctly denotes Insurance 29 honour the Prime Minister of Bangladesh with an honorary 20

Penetration ? D Litt ?

1) Premium underwritten: Population 1) Tripura University

2) Premium Underwrittern: GDP 2) West Khasi Hills University

3) Insured Population: Total Population 3) Kolkata University

4) Premium underwritten: Ploicy Holders 4) Jawaharlal Nehru University

5) None of these 5) Gauhati university

Which of the following correctly categorises Collateralised With which of the following countries is India going 21

Borrowing and Lending Obligation? to sign a Memorandum of Understanding (MoU) on 30

1) A market operation manpower to ensure welfare of Indian workers in

2) A Money market instrument that country ?

3) A clearing system 1) Oman 2) Saudi Arabia 3) UAE

4) A scheme of Reserve Bank of India 4) Iran 5) Kuwait

5) A policy initiative of Government of India Who has been given this year's Appan Menon Award 31

In context of the insurance industry, which of the following is for young journalists covering international affairs? 22

a correct term for per capita premium? 1) Rohit Viswanath 2) P Sainath

1) Insurance Penetration 2) Insurance Density 3) Anita Joshua 4) Srinivasan Ramani

3) Insurance Intensity 4) Insurance Reach 5) None of these

5) Insurance Depth Which of the following chief ministers of India has

Which of the following markets is independently regulated by been praised by the US Congressional Research 23 32

Forward Market Commission? Service report for his administrative prowess and

1) Mutual funds projected to be the future Prime Minister of India ?

2) Commodity Exchanges 1) Nitish Kumar 2) Narendra Modi

3) Stock Markets 3) Sheila Dikshit 4) Mayawati

4) Foreign Exchange markets 5) Mamta Banerjee

5) None of these Which of the following is the first state to offer air 33

taxi sevices in India ?

24 Which of the following measures comes under quantitative 1) Bihar 2) Himachal Pradesh

credit controls adopted by the Reserve Bank of India ? 3) Madhya Pradesh 4) Maharashtra

1) Bank Rate 2) Open Market Operations 5) Tamil Nadu

3) Cash Reserve Ratio 4) Repo Rate 34 Ganapati Sthapati, who died recently, was a famous

5) All of these 1) Architect 2) Sculptor 3)Numismatist

4) Astrologer 5) Historian Which of the following amendments of the Sri Lankan Which of the following North-Eastern state government, brought about after Indo-Sri Lanka Accord 35 governments has ordered an inquiry into the alleged

25 in 1987, devolves powers to the Tamil-dominated mass graves in some areas in West Garo Hills districts northern provinces ? The Amendment has become 1) Meghalaya Government

relevant after the end of civil war in Sri Lanka. 2) Arunachal Pradesh Government

1) 10th Amendment 2) 12th amendment 3) Nagaland Government

3) 13th Amendment 4) 15th amendment 4) Manipur Government

5) 20th Amendment 5) None of these

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36 Who is the leader of the rebel forces in Libya ? The supreme court has recently issued a notice to the

1) Mohammed al-Fortiya 2) Muammar Gaddafi government on a plea challenging the appointment

3) Hosni Mubarak 4) Abdel-Hafiz Ghoga 44 of atul Kumar Rai as the chief executive officer and 5) None of these managing director of which of the following bodies

Russian and US scientists have launched an expedition despite his alleged involvement in corrupt practices ? 37 to study emission of ____ gas in the eastern Arctic. 1) Industrial Finance corporation of India(IFCI)

1) Methane 2) Carbon dioxide 2) FICCI

3) Sulfur dioxide 4) Ozone 3) Chamber of Commerce

5) Ammonia 4) Competition Commission of India Haryana Vidhan Sabha speaker, Kuldeep Sharma, on 27 5) Comptroller & Auditor august 2011, announced the constitution of a seven UNCTAD's Trade and Development Report 2011,

member committee to look into the irregularities in launched in New Delhi in the first week of September 38 45

giving away land to various trusts and societies during 2011, projected an econmic growth of what per cent

the regime of which of the following former Haryana for India in 2011 ?

chief ministers ? 1) 8% 2) 8.1% 3) 9.2%

1) Om prakash Chautala 2) Bansi Lal 4) 8.60% 5) None of these

3) Bhajan Lal 4) Hukam Singh Which of the following countries has topped the list

5) Bhupinder Singh hooda 46 of medals in the World Athletics Championships in Which of the following former Andhra Pradesh chief Daegu, South Korea ?

39 ministers was appointed as the new Governor of Tamil 1) USA 2) Kenya 3) Jamaica

Nadu in August ? 4) South Africa 5) South Korea

1) Kotla Vijaya Bhaskara Reddy The government has recently allowed corporates to raise 2) Nara Chandrababu Naidu 47 external commercial borrowings (ECBs) equivalent to $1 3) Nandamuri Taraka Rama Rao billion in which of the following currencies ?

4) K Rosaiah 1) Yen 2) German Deutsche 3) Yuan

5) None of these 4) Euro 5) Pound The chhattisgarh State Government has filed a petition Which of the following countries are Indian oil and

40 in the Supreme Court over Polavaram Dam, which is 48 gas exploration companies cooperating with in South

being constructed by the China sea, which China has strongly objected to ?

1) Andhra Pradesh Govrnment 1) South Korea 2) Indonesia

2) Orissa Government 3) Philippines 4) Laos

3) Maharashtra Government 5) Vietnam

4) Chhatiisgarh Government Which of the following countries has approached the

5) Madhya pradesh government 49 United Nations recently to seek full membership for The Madhya Pradesh government has announced a itself ?

41 reward of ______ for those who inform the state 1) South Sudan 2) Switzerland

administration about female foeticide. 3) Vatican 4) Palestine

1) Rs.10000 2) Rs.15000 3) Rs.12000 5) Kosovo

4) Rs.20000 5) Rs.20000 Which of the following countries has proposed the Which of the following companies has signed a 'Buffet Rule' which refers to Warren Buffet's idea to

50 memorandum of understanding (MoU) with Japan force the wealthiest to pay the same share of income

42 based Nippon Life Insurance for collaboration in taxes is being paid by middle-class families ? opportunities, including strategic partnership, across all 1) Greece 2) Italy 3) US 4) France

financial services businesses ? 5) Germany

1) Reliance Capital

2) Life Insurance Corporation

3) Max New york Life Insurance

4) bharti AXA Life Insurance

5) None of these

Which of the following companies launched

itself 43 branded mobile phone in the Indian market, known as

the Facebook phone, in September 2011? 1) HTC 2) Vodafone India 3) Nokia

4) Bharti Airtel 5) IDEA

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Banking Awareness Paper - 4 In Union Budget 2011-12, the 20% income tax sab has Mileap' is a laptop of the lowest price. It has been

1 12 been placed for the income between launched by

1) Rs.3lakh to Rs. 5 lakh 2) Rs. 4 Lakh to Rs. 6 lakh 1) Satyam Computers 2) Infosys

3) Rs. 5lakh to Rs. 7 lakh 4) Rs. 5 lakh to Rs. 8 lakh 3) Microsoft Corporation 4) HCL

5) None of these 5) None of these

2 What was the aim of the antyodaya Programme ? 13 corporate Tax is imposed by

1) Elimination of urban poverty 1) State Government 2) Local Governemt

2) Improving the standards of Scheduled Castes 3) Central Government

3) Upliftment of minorities 4) Both Centre and State Government

4) Helping the poorest of the poor 5) None of these

5) None of these 14 Which of the following is considered as "White goods'? First Export Promotion Zone (EPZ) in private sector was 1) Gems and jewellary 2) construction materials

3 established at 3) Domestic electronic goods

1) Kandla 2) Vishakhapatanam 4) Dairy products 5) None of these

3) Noida 4) Surat 15 Scheduled Bank is a bank which is

5) None of these 1) Nationalised 2) Not nationalised The government has formed a high-level infra-finance 3) Based in a foreign country

4 committee under the chairmanship of 4) Included in the Second Schedule of RBI

1) YV Reddy 2) Rakesh Mohan 5) None of these

3) C Ramgarajan 4) YK Alagh Which of the following banks is limited to the needs of 16

5) Kushik Basu agriculture and rural finance ? Durgapur Steel Plant was constructed in collaboration 1) RBI 2) SBI 3)IFC 4) NABARD

5 with 5) Axis Bank

1) Britain 2) France 17 What is true about sevice Tax in Union Budget 2011-12?

3) USA 4) Germany 1) Retained at 10% 2) Retained at 12%

5) Russia 3) Reduced to 10% 4) Increased to 12%

6 Which agency/organisation is not related to UNO ? 5) None of these

1) Universal Postal Union(UPU) 18 The 'Food for Work' programme was renamed as

2) International Finance Corporation (IFC) 1) RLEGP 2) IRDP 3)NREP 4) MNP

3) Workd Meteorological Organisation(WMO) 5) NREGA

4) International Confederation of Free Trade AS ON September 16, which of the following key rates of 19

Union(ICFTU) RBI is the highest among all ?

5) None of these 1) Repo Rate 2) Reverse Repo Rate In Union Budget 2011-12, the surcharge on domestic 3) bank Rate 4) Cash Reserve Ratio

7 companies has been reduced/raised from 7.5% to 5) Statutory Liquidity Rati

1) 10% 2) 11% 3) 6% 4) 5% 20 Which of the following is a credit rating agency in India ?

8 Income Tax was introduced in India by 1) CRISIL 2) CARE 3) ICRA 4) All of these

1) Sir Charles Wood 2) Lord Macaulay 5) None of these

3) james Wilson 4) William Jones Which of the following committees is related ot 21

5) None of these infrastructure financing ? National Renewal Fund was constituted with the 1) Deepak parekh 2) T Shankar Lingam

9 objective of 3) TS Vijayan 4) OP Garg

1) Renwal of mines 5) None of these

2) Modernisation of industries 22 Tax information Network is associated with

3) Establishment of small units 1) Sales Tax 2) Excise Tax

4) Rehabilitation of displaced labourers due to 3) Income Tax 4) Corporation Tax

modernisation of industires 5) Goods and Services Tax

5) None of these 23 Plan expenditure in India is met by

10 Which of the following is not a member of SAARC? 1) Internal debt and other resources

1) Nepal 2) Pakistan 2) Debt from RBI against government securities

3) Bangladesh 4) Myanmar 3) Assistance from IMF

5) Maldives 4) Annual assistance package of the World Bank Indian rupee has got its new symbol, This symbol has 5) Assistance from OECD countries'

11 been designed by 24 TK Govinda Rao was a maestro of

1) D Udai Kumar 2) D Kumar Raju 1) Hindustani music 2) Carnatic music

3) Udai D Raj 4) D Udai Reddy 3) Qawwali 4) Tribal music

5) None of these 5) folk music

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Focus Product' and 'Focus Market' are the two schemes From january 2011, payment of wages under NREGA has 25 34

related to been modified. What is the change ?

1) Industrial diversification 1) The amount has been increased to Rs. 150 per month.

2) control of inflation 2) There will be payment for more than 100 days p y

3) Export Promotion 3) Payment is linked to Consumer Price Index.

4) Technological upgradation 4) Now, more than one member per family can get

5) None of these work every month. Which of the following countries will the Kapilvastu 5) None of these relics of Lord Buddha be carried to in january with all What was the total additional power generation target

26 35 protocal extended to a head of state granted to the set for the 11th Five-Year Plan ?

relics ? 1) 50,000MW 2) 55,000MW

1) China 2) japan 3) Thailand 3) 65,000MW 4) 70,000MW

4) Sri Lanka 5) Vietnam 5) 78,700MW

Bollywood mega star Amitabh Bachchan is making his belated which of the following terrorist organisations operating

27 international debut in Hollywood with which of the 36 against India is the latest to be designated as a Foreign

following films directed by Baz Wolfsheim ? Terrorist Organisation (FTO) by the US?

1) Mission Impossible TV 2) The Amazing Spiderman 1) Lashkar-e-Taiba 2) jaish-e-Mohammad

3) Planet of the Apes 4) The Great Gatsby 3) harkat-ul-jihad Islami(HuJI)

5) Life of Pie 4) Indian Mujahideen 5) None of these

The export of which of the following commodities has been Name the bank of China which is the largest lender in the

28 banned by the Union Government recently in apprehension 37 world in terms of market capitalisation and which has set

of price escalation in domestic market ? up its operations in India recently.

1) Apple 2) Wheat 3) Sugar 4) Onion 1) People's Bank of China

5) Tea 2) Industrial and Commercial Bank of China Which state of india has registered the highest ever 3) Hua Xia Bank

29 export of iron ore during the financial year 2010-11 ? 4) China Development Bank

1) Karnataka 2) jharkhand 5) Shanghai Commercial Bank

3) Orissa 4) Chattisgarh In view of recurrent rail accidents, the Railway Ministry

5) Goa has constituted a safety peanel to give views and 38 In which of the following countries has the National suggestions to improve railway safety. The panel is

Transitional Council (NTC) taken over the powers of an headed by 30

interim government after sucessful international action 1) E Sreedharan 2) Sanjay Dhandhe

against decades-old dictatorship? 3) Anil Kakodkar 4) Dinesh Trivedi

1) Egypt 2) Tunisia 5) N Vedachalam

3) Yeman 4) Libya Who among the following has been elected as the first 39

5) Syria woman Prime Minister of Denmark ? There was reported an explosion at Marcoule nuclear 1) Jytte Andersen 2) Helle Thorning Schmidt

31 reprocessing plant recently. In which of the following 3) Anne Kristine Axelsson 4) Dinesh Trivedi

countries is this nuclear plant located ? 5) None of these

1) Japan 2) france Name the film in which a hypthetical planet "Tatooine"

3) Germany 4) Russia was shown having two sunsets and two sunrises in a day. 40

5) Sweden This has been found true by astronomers using NASA's Which of the following countries has a 120-personnel kepler planet-hunting spacecraft. Central Reserve Police Force (CRPF) contingent been 1) Total Recall 2) Sunshine

32 sent to join the Indian forces involved in UN Peace 3) Star Wars 4) District 9

Keeping Mission in the country ? 5) Children of Men

1) Rwanda 2) Sierra Leone What is La Tomatina, originally celebrated in Spai, which was 3) Libria 4) Sudan 41 contemplated to be organised in Bangalore but the Karntaka 5) Congo government moved to stop the reverly ? Which of the following Indian cricketers has won the 1) A festival of bull fighting 'Spirit of Cricket Award' at the annual International 2) A tomato-hurling festival

33 Cricket Council (ICC) awards function in London 3) A festival of fighting with swords

recently ? 4) A mud-throwing festival

1) MS Dhoni 2) Suresh Raina 5) None of these

3) Sachin Tendulkar 4) Ravi Shastri

5) None of these

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In which of the following countries of Europe have the In which of the following cities the Formula One (FI)

42 Muslim community's Friday prayers on streets been Grand Prix, considered to be the second biggest sporting 47

banned recently ? event in India after Delhi's commonwealth Games, is to

1) Italy 2) france be held in October ?

3) Germany 4) Belgium 1) hyderabad 2) Bangalore

5) Britain 3) Delhi 4) Chandigarh

5) Noida Name the country where GVK power and Infrastructure Who has been conferred the 44th Jnanpith Award

48 43 has acquired a strategic part of Hancock Coal for $1.26 recently ?

billiont. This is one of the largest overseas infrastructure 1) Javed Akhtar 2) Akhlaq Shahryar

acquisitions by an Indian infrastructure entity. 3) Shabana Azmi 4) Anu Malik

1) Germany 2) Indonesia 5) Ram Gopal Verma

3) Chile 4) Australia 49 TK Govinda Rao was a maestro of

5) Russia 1) Hindustani Music 2) Carnatic Music

44 BNP Paribas is 3) Qawwali 4) Tribal Music

1) an insurance player of India 5) Folk Music

2) the biggest mutual fund company in Britain

3) the biggest bank of France In which of the following states of India has

4) a financial institution of Indonesia 50 Archeological survey of India (ASI) unearthed a

5) an infrastructure company of India hemispherical Buddhist stupa belonging to the Vajrayana The world-famous credit rating agency, Standard & period dating back to 6th and 7th century AD recently ? poor's,is part of which of the following educational 1) West Bengal 2) Orissa

45 companies which is all set to separate its markets 3) Jharkhand 4) Sikkim

business and education services ? 5) Andhra Pradesh

1) Learning Tree International Ltd

2) Berkshire Hathaway

3) Career Education corporation

4) The princeton Review

5) McGraw-Hill Which of the following state assembly has passed a

resolution calling upon the Centre to commute the life 46

sentence of the main convict in the Parliament attack case,

Afzal Guru ? 1) Tamil Nadu 2) Nagaland

3) Jammu & Kashmir 4) Punjab

5) None of these

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BANKING AWARENESS PAPER - 5

We read in the newpapers about the deregulation of the The Securities and Exchange Board of India has decided to 1 pricing of petroleum products by the Government of India. 10 allow ___ to visit SEBI Bhavan to help them learn about the

Consider the following outcomes of the above step: capital market regulator.

a) This will make petroleum products prices cheaper and the 1. Tourists 2. Foreign investors 3. Students 4. Press

pricing system will become more transparent.

b) This will imprve the financial health of the country's Oil Which of the following is the percentage up to which FDI in 11

Marketing Companies (OMCs) and contribute to fiscal defence secor is allowed ?

conslidation. 1) 41% 2)31% 3) 26% 4) 49% 5) None

c) This will end the subsidy on petroleum products.

1. Only A 2. Only B 3. B & C 4. A & C 5. None The Maximum amount of the toal revenue earned by the 12

Government of India comes form

2 recommendations on "Financial Inclusion " ? 1. Vaghul Committee 3. Kelkar Committee

Which of the following committees has given its 1. Custom Duty 4. Corporate Tax 2. Raghuram Rajan Committee 4. Rakesh Mohan Committee

2. I. T 3. Excise Duty 4. VAT Which public sector bank celebrated its Platinum Jubilee in

13 late 2010 ?

In economics, it is generally believed that the main objective 1. Dena Bank 2. Canara Bank 3

of a public sector financial company, like bank, it to 3. Bank of Baroda 4. Bank of Maharashtra

1. Employe more and more people

2. Maximise total profits Which of the following is not among the six infrastructure 14

3. Maximise total production industries that comprise the "core Sector" ?

4.Provide financial services to the people across the country 1. Coal 2.Crude oil 3. Chemicals and fertilizers

5. Sell goods at subsidised cost 4. Petroleum refinery products 5. All of the above

The agricultual census is done at which of the following Who among the following was the chaiperson of the 4 15

intervals ? committee set up by the RBI on "customer Services in Banks"

1. There is no fixed term 2) Every Year 1) Deepak Parekh 2)D Subbarao 3)YV Reddy

3. Once in 3 years 4. Once in 10 years 4) M Damodaran 5) None of these

5. Once in 5 years

Which of the following is the full form of 'BRA' as used in 16

Development of watershed and dryland farming is the part banking industry ?

5 of which of the following points of the Twenty- point 1) Brazilian and Rusian association

Programme of the Government of India ? 2) Banking Restructuring Act

1. Kisan Mitra 2) Khadya Suraksha 3) Borrowing Risk assessment

3. Garibi Hatao 4) Jan Shakti 4) Banking Regulation Act 5) None of these

6 The high rate of growth of economy certainly reduces The Central Government has revised wages of agricultural

1. Gender inequalities 2)Poverty labourers under the Mahatma Gandhi National Rural 17

3. population of a country 4) Flow of FDI Employment Guarantee Scheme. The base wage is revised

once in Very often we read about Special Economic Zones (SEZs) in 1) 2 Yrs 2) 3 Yrs 3) 4 Yrs 4) 5 Yrs 5) None

7 newspapers What is the purpose of promoting SEZs in

India? Telecom Commission, the apex decision-making body of the a) They are established to promote exports. 18 Department of Telecom has permitted imposition of a

b) They are established to attract investments from foreign uniform licence fee of _____on all telecom operators.

countries. 1) 6% 2) 6.6% 3) 8.5% 4) 10% 5) None

They are established to help the poorest of the poor in india

as the activaities of these Zones are reserved only ofr the NASA scientists have recently announced that they have

poor and those living below the poverty line. 19 found the first evidence of flowing water on which of the

1. Only A 2. Only B 3. C 4. A & B 5. None following planets.

1)Mercury 2) Mars 3) Jupiter 4) Venus 5) None

Which state government has announced to undertake a 8

detailed census of cancer patients in the state ? Italy approved a draft law banning women from wearing

1. Punjab 2)Orissa 3) Haryana 4. Delhi 5. None 20 veils in public. Besides italy, which of the following nations

have banned women from wearing veil in public ?

9 PC Alexander, who died recently, was a veteran 1) India and Pakistan 2) China and Afghanistan

1) Bureaucrat 2) Nuclear Scientist 3) Belgium and France 4) Bangladesh and Bhutan

3) Educationist 4) Environmentalist 5) None 5) None of these

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Consider the following negative impacts on the Indian For the revival of which of the following fertilizer units of the

economy in the context of the ongoing US debt crisis: fertilizer Corporation of India has the SAIL been the given the 31

21 A) Adverse inpact on Indian Exports go-ahead by the Cabinet Committee on Economic Affairs

B) RBI Will be forced to cut down interest rates. (CCEA) Recently ?

C) FDI flow will slow down. Bhilai 2) Sindri 3)Burnpur 4)Rourkela 5) None

1. Only A 2. A & B 3. A & C 4. A,B & C 5. None

Name the Indian executive in the global credit rating agency 32 Which of the following services provided by a bank in India is

Standard and Poor's under whose leadership the decision of not liable for taxation for Service Tax as per existing laws : 22

the historic credit downgrade of the united States was taken 1) Safe Deposit Lockers 2) Merchant Banking Services

and later he was forced to step down. 3) Credit cards 4) None of these

1) Rajat Gupta 2) Devesh Sharma 5) Discount earned on certain discounted bills

3) Sanjay Saini 4) Karan Bhagat 5) None

33 Which of the following correctly describes sub-prime lending?

23 What is Repo Rate ? A) Lending to people with less than ideal credit status

1) It is the rate at which RBI sells Govt. securities to banks B) Lending to people who are valued customers of the

2) It is the rate at which banks borrow Rs. from RBI. banks 3)It is the rate at which RBI allows small loans in the C) Lending to those who are not regular customers of a

market banks 4) It is the rate which is offered by banks to their most 1) Only A 2) Only B 3) Only C 4) A,B & C 5) None valued customers or prime customers.

5) None of these SEBI has Proposed to create regulations for alternative

investment funds under the title'SEBI(Alternative Investment 34

In a company, the use of price-sensitive corporate Fund) Regulations'. With regard to this proposal, which of

24 information by the company people to make gains or cover the following is /are not true ?

losses is known as A. SEBI made it optional for all types of private pools of

1) Stock trading 2) Foreign trading capital or investment funds to seek registration with SEBI

3) Insider trading 4) Future trading 5) None B. For PE funds, investments would be mainly in unlisted

companies or companies proposed to be listed. The process of the total valuation of the financial assets of a C) For infrastructure equity funds, minimum half of the

25 company is technically known as investment would have to be in equity of infrastructure

1)Market capitalisation 2) Gross Domestic Resoureces projects/companies.

3) GDP 4) None 5) Net wealth of the country 1) Only A 2) Only B 3) Only C 4) A,B & C 5) None

As per the instructions of the RBI, banks are required to give Name the sports channel that has acquired the exclusive

26 what percentage of their priority sector lending to weaker broadcast rights for Euro 2012 in the Indian subcontinent 35

sections of the society ? (India,pakistan, Sri Lanka, Bangladesh, Nepal, Bhutan and 1) 15% 2) 25% 3) 35% 4) 40% 5) 30% maldives ) for Rs 100 Crore.

1) ESPN 2)DD Sports 3)Neo Sports 4)Ten Sports 5) None

Many a time, we read about rural indebtedness in various

newspapers and magazines. What are the main causes of the Goldman Sachs, citing imporvement in macroeconomic rural indebtedness ? 36 situation, has recently upgraded India's rating from

27 A) Poverty B) Inability to repay loans 'underweight' to

C) Zamindari System, which prevented farmers from owning 1) Over weight 2) Market weight 3) In-Line

the land 4) Underperform 5) Market outpeformer

1) Only A 2) A & B 3) Only B 4) A,B & C 5) Only C In which of the follwong states did the sadar Hills

Whenever the RBI does some Open Market Operation Districthood Demand Committee (SHDDC) recently impose 37

28 transaction, it actually wishes to regulate which of the an economic blacked in pursuance of their demand for a

following ? separate district ?

1) Inflation only 2) Liquidity in economy 1) Tripura 2) Arunachal Pradesh 3) Manipur

3) Borrowing powers of the banks 4) Meghalaya 5) Assam

4) Flow of foreign direct investment 5) None In which of the follwong public sector companies has the

According to the latest figures released by the Commerce 38 government recently offloaded its stake to mop up revenue

29 Minister, what is the percentage growth of India's exports to the tune of Rs 1,144 crores ?

during 2010-11 ? 1)Indian Oil Corporation 2)Rashtriya Ispat Nigam Limited

1) 46.45% 2) 45.7% 3) 52% 4) 56.9% 5) None 3)Power Finance Corporati 4)Hindustan Copper 5) None

Which of the following cannot be called a Debt Instrument What is the revenue target from disinvestment in Central 30 39

as referred in financial transactions ? public sector enterprises set in the Union Budget 2011-12?

1) Loans 2) Certificate of Deposits 3) Bonds 1) Rs.40,000 crs 2) Rs.50,000 crs

4) Stocks 4) Commercial Papers 3) Rs.70,000 crs 4) Rs.90,000 crs 5) None

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The Prime Minister's Economic Advisory Council headed by Who is the chariman of the national Commission for 45

C Rangarajan has submitted its report on economy-- "The Scheduled Castes ? 40

Economic Outlook and the Review". Who among the 1) PL Punia 2) Justice KG Balakrishnan

following is not a member of it ? 3) Justice MN Rao 4) Wajahat Habibullah 5) None

1) Suman K Bery 2) BB Bhattacharya

3) M Govinda Rao 4) Dr Sumitra Chaudhary Justice Soumitra Sen, against whom impeachment

5) Dr KP Krishnan 46 proceedings have been initiated in the Parliament, is the

judge of In which of the following western countries did largescale 1)Sikkim High Court 2) Karnataka High Court

41 rioting take place in predominantly African and Caribbean 3)Calcutta High Court 4) Guwahati High Court

neighbourhoods recently ?

1)Germany 2)France 3) Italy 4)England 5) None Name the chief of the three-member interlocution team on

47 Kashmir which is to submit its report to the government

Which of the following departments of the Government of shortly.

42 India has initiated the Public Bicycle Scheme for 10 cities 1) NM Ansari 2) Radha Kumar

under the Mission for Sustainable Habitat? 3) Karan Singh 4) Dileep Padgaonkar 5) None

1) Rural Development Ministry

2) Urban Development Ministry who is the author of the book " THROUGH THE 48

3) Environment Minisry CORRIDORS OF POWER:Insider's Story ?

4) Surface Tansport Ministry 5) None of these 1)Kuldip Nayar 2) Brajesh Mishra

3)CP bhambhri 4) PC Alexander After allegations of bio-piracy complaints against US based 5)HN Haksar multinational Monsanto with regard to Bt brinjal, for the

43 hybrid research of which of the following vegetable Which of the following states provides the Vishwakarma

products is the National Biodiversity Authority of India 49 Contributory Pension Scheme to the labourers of 20 trades of

(NBA) processing Monsanto's application ? the unorganised sector ?

1)Cauliflower 2) Bittergourd 3) Onion 1) Punjab 2) Uttar Pradesh 3) Bihar

4)Cabbage 5)Potato 4) Madhya Pradesh 5) Rajasthan

Who has written the book "The Financial Inclusion: 50 Who is the author of the book "Last Man In Tower" ? 44

Imperative and Sustainable Approaches" ? 1) Aravind Adiga 2) Jhumpa Lahiri

1) C Rangarajan 2) Deepali Pant Joshi 3) Samit Basu 4) Amit Chaudhary 5) None

3) M Damodaran 4) Amarya Sen 5) None

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BANKING AWARENESS PAPER - 6

Which of the following states became the first state in India which of the following is Not a social sector programme 1 10 to reserve government jobs for HIV+ candidates? being run by the government of India ?

1. Delhi 2) Kerala 3) Karnataka 1) Jawaharlal Nehru National urban Renewal Mission

4. Maharashtra 5) None of these 2) National Rural Health Mission

3) National agricultural Insurance Scheme

The Reserve Bank of India has recently issued guidelines to 4) Sarva Shiksha Abhiyan 2 banks on pillar 2 of Base II framework. pillar 2 deals with 5) Mid Day Meal Scheme

which of the following ?

A) Better human resources management Which of the following is /are different categories of 11

B) Adequate capital to support risks inflation?

C) Better profitability with min number of employees A)Open and suppressed B)Cost-push C)Demands - pull

1. Only A 2)Only B 3)Only C 4. A,B & C 5. None 1) A 2) A & B 3) B & C 4) A,B & C 5) None

The formal or institutional credit delivery system in rural A state Mission on Urban Poverty has been formed by which 3 12

India comprises which of the following ? of the following states in India?

A)Coorperative Credit Institutions B) Commercial Banks 1)Gujarat 2)Kerala 3)Maharashtra 4)Rajasthan

C) Regional Rural Banks D) Self-Help Groups 5) Tamil Nadu

1)A & B 2) C & D 3) A,B & C 4)A,B,C & D 5) None

Many times we see in newspapers that some projects are

The Reserve Bank of India has decided to help banks, as a 13 launched by the government authorities on 'PPP' basis. What

4 temporary measure, by providing additional liquidity is the full form of 'PPP' ?

support under LAF.what is the full form of LAF? 1) Preferential Payment Plan

1) Loan adjustment Fund 2) Public Private Partnership

2) Liquidity Adjustment facility 3) Long Awaited Fund 3) Partial Payment Project

4) Loan against Funds 5) None of these 4) Popular Private Project 5) Public Private Plan

The Government of India recently decided to allow which of the following is NOT a social Assistance programme 14

Currency Futures in India. In additon to the Ministry of launched by the Government of India? 5

finance,which is/are the other organization(s) whose 1) National Old Age Pension Scheme

permission/approval is needed for such operations in India ? 2)Annapurna Scheme 3)National Family Benefit Scheme

A) IMF B) RBI C) SEBI 4)Indira Awaas Yojana 5)All are included

1) A 2) B 3) C 4) A & B 5) B & C

Which of the following is NOT a special programme Which of the following steel companies of India has 6 undertaken as crop Production Programme ? announced to have signed a memorandum of understanding 1) Intensive Cotton Development Programme 15 (MoU) with the British-Australian multinational mining gaint 2) Integrated Cereal Development Progrmme Rio Tinto for the joint commercialisation of Hismelt 3) Special Jute Development Programme technology,the world's first commercial direct smelting

4) Intergrated Rural Development Programme process for making iron straight from the ore ?

5) All are included 1)Tata Steel 2) Essar Group 3) Jindal Steel

4) Rashtriya Ispat Nigam Ltd 5) KVS Ispat

Which of the following services has been introduced 7 recently by the Reserve Bank of India and SEBI in India for To which of the following planets has NASA recently launced

16 the first time ? the unmanned solar-powered satellite observatory named

A) Trading of currency futures 1)Mars 2) Saturn 3) Venus 4)Jupiter 5) None

B) Opening of NRI accounts in Indian currencies C) Foreign Direct Investment through participatory In which of the following states is the National Thermal

Notes (PNs) by the foreign Instituional Investors. 17 power Corporation(NTPC) planning to invest Rs.1 lakh crore

1) A 2) B 3) C 4) A,B & C 5) None to set up India's largest hydro power porject ?

1) Himachal Pradesh 2) Sikkim 3) Arunachal Pradesh

As we know, some new initiatives were introduced in the 4) Meghalaya 5) None

area of Fiscal Management by the Government of India. 8 Which of the following acts was passed a few years back to Against which of the Indian directors of Goldman Sachs,

keep a check on the fiscal indiscipline on macro-economic global investment banking securities firm, the US securities

parameters ? 18 and Exchange Commission (SEC) has aggred to drop an 1) FERA 2) FRBMA 3) FEMA 4) Public Debt Act administrative action for passing inside information to the

Galleon Group? What was the growth rate of the Gross Domestic product 1) Sonjoy Chatterjee 2) Karan Bhagat

9 (GDP) of india during the fiscal year 2010-11. 4) Anshu Jain 4) Rajat Gupta 5) None

1) 7.5% 2) 8% 3) 8.5% 4) 9% 5) 9.5%

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Which of the following institutions has been given this year's A Bank/Financial Organisation these days relies heavily on e 19 Rajiv Gandhi National Sadbhavan Award for promotion of commerce for its transaction. As a part of systems awareness

29 communal Harmony,peace and goodwill: manual. This step of the organisation can be classified under 1) Vidya Bhavan 2)Sahmat 3) Ramakrishna Mission which of the following categories of measures for a business ? 4)SPIC-MACAY 5) None of these 1) Preventive 2) compliance 3) Corrective

4) Detective 5) None of these

Who among the following has written the times of my life 20

as his/her autobiographical reflections? Which of the following products of a bank is specifically 1) Karan Thapar 2) Jug Suraiya 30 designed to provide financial help to children in their higher

3) Shobhaa de 4) Madhu limaye 5) None studies in India or in a foreign nation?

1) Personal Loan 2) Corporate Loan

For which of the following countries has the international 3) Educational Loan 4) Mortgage Loan 5) None

21 credit agency standard & poor's downgraded its credit rating

from AAA to AA+ for the first time in history? A customer wishes to purchase some US dollars in India. 31

1)Greece 2) China 3) US 4)Japan 5) Italy He/she should go to

1) Public Debt Division of the RBI only

The world's largest economy, the United States of America, 2) American Express Bank only

22 is undergoing a deep debt crisis. What is the rank of India 3) RBI or any branch of a bank which is authorized for such

among the debtor countries to the USA? business

1) First 2)Second 3) Third 4)Fourth 5) None 4) Ministry of foreign affairs 5) None of these

In which of the following international film festivals is there Which of the following policies of the financial sectors is 23 an Open Doors section, which started this year with a basically designed to transfer local financial assets into foreign

32 special focus on India? financial assets freely and at market. determined exchange 1)Cannes Film Festival 2) Locarno Film Festival rates ? 3)Berlin Film Festival 4) Jerusalem Film Festival 1) Policy of Capital Account Convertibility

5) None of these 2) Policy of Financial Deficit Management

3) Policy of Minimum Support Price

Who among the following has taken over as the Prime 4) Policy of Restrictive Trade Practices 5) None 24

Minister of Tibet's government-in-exile ?

1)Samdhong Rinpoche 2) Lobsang Nyima Which of the following products launched by most of the 3)Thupten Lungrig 4) Lobsang Nyandak 33 banks help farmers in getting instant credit for various 5)Lobsang Sangay agricultural puposes ?

1) Kisan Credit Card 2) Personal Loan 3) Business Loan 4) ATM Card 5) None

In which of the following states is the Central Government

25 all set to open an exclusive Sainik (military) school for girls

in a bid to have more women officers in defence forces ? Which of the following financial products are NOT much 34

popular in India as they have been launched only recently ? 1) Uttaranchal 2) Madhya Pradesh

3) Maharashtra 4) Kerala 5) None 1) Development Bonds 2) Insurance Policies

3) Mutual Funds 4) Sovereign Wealth Funds

5) All are very popular An Industry which fight hard to increase its market share in

26 existing market (with new popular products is known as

Which of the following policies of a country brings a crucial

1) Market Vendor 2)Market operator 35 impact on the economic growth of the nation ?

3) Market leader 4) Market follower A)Fiscal Policy B)Foreign Policy C)Social Policies

5) Market challenger 1) A 2) B 3) A & B 4) B & C 5) A,B & C

which of the following is/are the objectives of developing In India,minimum Support Prices are announced by the 27

Special Economic Zones (SEZs)? 36 Government of India every year. Which of the following A) Generate additional economic activites commodities is not covered under this policy ?

B) General additional employment opportunities 1)Sugar 2) Wheat 3)Cotton 4) White goods 5)All

C) Promotion of export of goods and services

1) A 2) B 3) C 4) A & B 5) A,B, & C The actual return of an investor is reduced sometimes as the 37 prices of thecommodities go up all of a sudden. In financial

Janani Suraksha Yojana scheme, a Centrally sponsored sector,this type of phenomenon is known as scheme aimed at reducing maternal and infant mortality 1) Probability risk 2)Market risk

28

rates and increasing institutional deliveries in below poverty line(BPL) families, comes under the umbrella of 1) National Rural Health Mission 2) National Rural Employment Guarantee Scheme 3) Bharat Nirman 4) National urban Health Mission

3) Inflation risk 38 Nations ? 1) A Gopinathan 3) Hardeep Puri

4) Credit risk 5) None Who is India's permanent representative to the United 2) Ujal Sing Bhatia 4) Ravi Bangar 5) None

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Which of the following countries has proposed the United Which of the following countries has decided to shut down

Nations to host a global grain reserve to avoid price the Mox nuclear facility at Sellafield because of the damage 39 46

fluctuation by contributing 10-20 million tonnes of grain to caused by the Fukushima Disaster to Japan's nuclear Industry

such a reserve ? ? 1)Ukraine 2) Russia 3) Indonesia 4) India 1)Australia 3) New Zealand 3)Germany 4)Britain

British singer and song writer Amy Winehouse, whose self In which of the following places did thousands of people

destructive habits overshadowed a distinctive musical talent, 40 47 march in the streets for the right to hold a referendum for

was found dead in her London house recently. For which of independence from the parent country?

her albums did she win five Grammy awards ? 1) Back to Black 2) Stronger Than Me 3) Rehab 1) Palau 2) Kosovo 3) South Sudan

4) Love Is a Losing Game 5) None 4) Papua New Guinea 5) None of these

Which of the following became the first Baltic nation to sign 41 In which of the following countries did the government have

a double taxation avoidance agreement with india ? to unveil a new industrial policy featuring measures like tax

1)Lithuania 2)Spain 3) Estonia 4) Poland 5) None breaks, preferences for local firms in government

48 procurement and quadrupling of the number of inspectors to

Which of the following nations became the first European monitor imports, in order to help manufacturers cope with

nation since 1995 to allow its citizens to visit Kashmir after it 42 the strength of Chinese imports ?

revise an advisory that had cautioned against trips to

Kashmir ? 1)Mongolia 2)Brazil 3)Vietnam 4)Mexico 5) None

1) Germany 2) UK 3) France 4) Spain 5) Italy

The Cabinet Committee on Economic Affairs(CCEA) has

approved the proposal for enhancement of parental income In a landmark move, which of these state governments has 49

ceiling for eligibility of Post-matric scholarship for students of 43 set up a Savarna Aayog, a commission to identify the

other Backward Classes (OBCs) from Rs.44,500 to deprived and underprivileged families among upper castes ?

1)Rs.70,000 2)Rs.80000 3)Rs.90000 Rs. 1 Lakh 5) None

1) Uttar Pradesh 2)Madhya Pradesh 3) Bihar

4) Rajastan 5) None of these The 800-MV Koldam hydro power project in Himachal

pradesh which will be operational in 2011-12 and the 620 50

In which of the following countries did the military MW Amochhu hydro power project, are being constructed

leadership resign an mass recently, in protest against the by 44

government's decision to block promotions of officers 1) National Hydro Power Corporation

accused of plotting a coup ? 2) National Thermal Powe Corporation

1)Thailand 2)Pakistan 3)Turkey 4)Spain 5)None 3) Reliance Energy 4) Tata Power 5) None

In which of the following contries has the ruling party taken an initiative to introduce legislation that would allow it to 45

charge three former Socialist prime ministers

with mismanaging public finances ? 1)Hungary 2)Poland 3) Czech Republic 4)Venezuela

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Banking Awareness Paper - 7

1 Expand the term FRBM. 12 Bridge loans refer to

1) Financial Responsibility and Business management 1) Loans granted to construction companies for

2) Fiscal Responsibility and Business Management construction of bridges

3) Financial Responsibility and budget Management 2) Loan granted of PWD for construction of bridges

4) Fiscal Responsibility and Budget Management over rivers

5) Formal Responsibility and Business Management 3) Intrim finance allowed by banks to their customers,

2 Structure of Basel II is based on how many pillars ? pending disbursement of term loans by financial

1) Two 2) Ten 3) Four institutions

4) Five 5) Three 4) Loan granted to Railway for construction of bridges

3 When the loan is granted for purchase of white goods, it 5) None of these

is called 13 On which one of the following issues has IMF

1) Consumption loan 2) white goods loan supported monetary policy of India ?

3) consumer durable loan 4) business loan 1) Introduction of GST

5) Proprietary loan 2) Stimulus for agriculture sector

4 Which of the following sector(s) make (s) maximum 3) concessions for foreign investment

contribution to the national income of india ? 4) Tightening of monetary policy

1) Services 2) Industry 3) Agriculture 5) None of these

4) Both Agriculture and Industry 14 In the term STRIPS, the first letter 's' Denotes

5) None of these 1) Single 2) Small 3) Special

5 Which of the following is not a part of the scheduled 4) Savings 5) Seprate

banking structure in india ? 15 Which of the following is known as plastic Money ?

1) State Co-operative Banks (A)Demand Draft (B) Credit Card

2) Private Sector Banks 3) Public Sector Banks © Debit Card

4) Regional Rural Banks 5) Moneylenders 1) Only A 2) Only B 3) Only C

6 Which of the following terms is used in the field of 4) Both B and C 5) All A,B and C

Finance and Banking ? 16 The world Economic Outlook report of IMF indicates

1) Gauge pressure 2) Quantum number achievement of highest per cent GDP gorwth rate in

3) Adjustment credit 4) Absolute Zero 2011. which one of the following is that country

5) Single bond 1) Brazil 2) Russia 3) India

7 Goods and Sevices Tax(GST) would replace which of 4) China 5) South Africa

the following taxes levied at present ? 17 Which of the following schemes is launched specifically

1) Income tax 2) Corporate tax for helping senior citizens to avail loan by mortgage of

3) Capital gains tax 4) Value added tax(VAT) their residential property ?

5) All of these 1) English Mortgage Scheme

8 Yuan is the currency of 2) Senior Capital Loan Scheme

1) japan 2) China 3) Indonesia 3) Reverse Mortgage Loan scheme

4) Myanmar 5) None of these 4) Senior Citizen Personal Loan scheme

9 Normally,banks accept fixed deposits for a maximum 5) None of these

period of 18 SEBI is an

1) 5 years 2) 3 years 3) 7 years 1) Advisory body 2) Statutory body

4) 20 years 5) 10 years 3) Constituional body 4) non-statutory body

10 IFRS stands for 5) Registered as a society

1) International financial Reporting Standards 19 mixed Economy means

2) Indian Finance Rating Standards 1) Co-existence of small and large industries

3) International Financial Rating Standards 2) Promoting both agriculture and industries in the

4) Indian Functional Reporting Standards economy

5) None of these 3) Co-existence of public and private sectors

11 KYC guidelines followed by the banks have been framed 4) co-existence of the rich and the poor

on the recommendations of the 5) Existence of wholesale and retail markets

1) Ministry of Home Affairs 20 Which of the following books has been written by

2) Ministry of Rural Development Vikram seth ?

3) Indian Banks Association 1) A Suitable Boy 2) A Bend in the River

4) Financial Intelligence unit 3) Five Point Someone 4) Lolita

5) Reserve Bank of India 5) None of these

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21 The expansion for BIFR, in the context of the Indian 30 GNP stands for

industry,is 1) Gross national Product

1) Board for Investment and Financial Redevelopment 2) Group Net Product

2) Bureau for Industrial and Financial Revolution 3) Grand nuclear Process

3) Board for Investment and Formal Reconstruction 4) Group networking process

4) Board for Industrial and Financial Reconstruction 5) None of these

5) Bureau for Investment and Financial Reconstruction 31 The European Union has adopted which of the following

22 What is the SLR at present ? as a common currency ?

1) 6% 2) 12% 3) 18% 1) Dollar 2)Dinar 3)yen

4) 25% 5) None of these 4) Peso 5) Euro

23 Who amongst the following is NOT afamous economist ? 32 As per Union Budget 2011-12, the fiscal deficit as % of

1) Amartya Sen 2) Octvia Paz GDP has been projected at ____ for 2011-12.

3) muhammad Yunus 4) Peter A Daimond 1) 5% 2) 5.5% 3) 4.6%

5) Dale I Mortensen 4) 4% 5) 4.2%

24 Which of the following organisations/agencies has 33 Which of the following would result in a fall in asset

established a fund known as investor protection Fund? prices ?

1) RBI 2) SIDBI 1) Low liquidity in the economy

3) Bombay Stock Exchange 2) High liquidity in the economy

4) Ministry of Finance 3) RBI increasing the Reverse Repo Rates

5) Ministry of Commerce and Industry 4) RBI allowing more banks to play

25 As per the recent press reports, use of credit cards in 5) None of these

India has gone down, What is/are the main reason/s for 34 Which of the following is the biggest borrower in India ?

the same ? 1) Indian Government 2) Reserve Bank of India

(A) High interest rate charged by the card companies 3) Indian Railways 4) State Government

(B) Rise in fraudulent activites related to use of credit 5) Public Sector undertakings

cards 35 Consider the following.

© Govt policies which do not allow the launch of new (A)Deposite rates

credit cards by the banks (B) Base Rate

1) Only(A) 2) Only(B) 3) Only © © Prime Lending Rate

4) All(A), (B) and © Which of the above are decided by the RBI

5) None of these 1) Only(A) 2) Only(B) 3) Only ©

26 Which of the following terms is used in the field of 4) Both (B) and © 5) None of these

Banking ? 36 Rabi season is considered between

1) MRI 2) Refraction 1) December to may 2) october to march

3) Depository Receipt 4) Neutralisation 3) may to October 4)April to September

5) Atomic number 5) January to june

27 Reverse Repo is a tool used by RBI to 37 Which of the following is not a measure adopted by the

1) Inject Liquidity Government or RBI to control inflation?

2) Absorb liquidity 1) monetary Policy 2) price Control

3) Increase the liquidity with banking system 3) Fiscal Policy 4) Public Distribution System

4) To keep the liquidity at one level 5) financial Inclusion

5) None of these 38 Which of the following is not a negotiable instrument?

28 The Union Cabinet recently cleared 'Prohibition of unfair 1) Cheque 2) Pay order

Practices in Technical medical Educational Institutes and 3) Bill of Exchange 4) Warehouse receipt

Universities Bill 2010'. As per the bill, which of the 5) All are negotiable instruments

following will now be treated as a cognizable offence ? 39 The main funciton of the IMF is

1) Accepting capitation fee from the students 1) to help sove balance -of - payments problems of

2) Running a private college member countries

3) Not allowing students to change their course in 2) to arrange international deposits from banks

between 3) to act as private sector lending arm of the World Bank

4) Running a college without proper facilities 4) to finance investment loans to developing countries

5) None of these 5) None of these

29 Many times we read a term CBS used in banking 40 During the recent global slowdown, almost all major

operations,what is the full form of the letter C in the countries were in recession, But, some countries like

term 'CBS' ? ___and____ were not going through recession. Which

1) Complete 2) Credit 3) Continuous of the following fits in the blanks?

4) Core 5) None of these 1) England and America 2) India and China

3) Japan and China 4) Germany and France

5) Ireland and Greece

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41 The census in India is done after a gap of every 46 Which of the following schemes is related exclusively to

1) 5 years 2)10 years 3) 12 years Financial Inclusion ?

4) 15 years 5) None of these 1) Swawalamban 2) Swadeshi

42 Which of the following is NOT a public Sector Unit? 3) Swabhiman 4) SGSY

1) HPCL 2) HAL 3) Yes Bank 5) None of these

4) SAIL 5) IDBI Bank 47 Which of the following is the top dividend-paying

43 As per recent notification issued by RBI, circulation of company of indaa as per a study done by economic

which of the following coins shall be ceased wef 29 th Times ?

june, 2011? 1) ONGC 2)TCS 3)ITC

1) Rs.1 2) 50 paise 3) 25 paise 4) IOC 5) Tech Mahindra

4) Both 2) and 3) above 48 Anant Pai, better known as 'Uncle Pai',who died recently

5) None of these was the creator of which of the following comic series ?

44 Which of the following bodies promoted Securites 1) Chacha Chaudhary 2) Indrajaal

Trading Corporation of India Limited (STCI) jointly with 3) Chandamama 4) Amar Chitra Katha

the Public Sector Banks? 5) None of these

1) Securities Exchange Board of India 49 Additional deduction from income is proposed to be

2) ICICI Ltd 3) IDBI Ltd continued for investment in ____as per the provisions of

4) Reserve Bank of India 5) IRDA Union Budget 2011-12.

45 Which of the following is the most active segment of the 1) Bank deposits of three years

money market in India ? 2) Long-term infrastructure bonds

1) Call Money/natoce Money Market 3) Tax-free bonds

2) Repo/Reverse Repo 4) New public issues

3) commercial Paper (CP) 5) There is no such provision.

4) Certificate of Deposit (CD) 50 Who amongst the following was never the finance

5) None of these Minister of India ?

1) Dr Manmohan Singh 2) P Chidambaram

3) Yashwant Sinha 4) Kamal Nath

5) Pranab Mukherjee

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Banking Awareness Paper - 8

1) Govt of India has provided a sum of RS.6,000 crores to 12 Which of the following is not the name of a bank

recapitalise some banks.Which of the following types functioning in india ?

of banks will get this fund ? 1) Central Bank of India 2) UCO Bank

1) Co-operative Banks 3) Aegon Religare 4) Dena Bank

2) Small Banks 5) ICICI Bank

3) Public Sector Banks 13 When banks accept a fixed sum of money from an

4) Regional Rural Banks 5) None of these individual for a definite term and pay on maturity with

2 As per newspaper reports, ANZ was given licence to interest, the deposit is known as

open a branch in Mumbai, ANZ is a bank based in 1) Term deposit 2) Demand deposit

1) Australia 2) Argentina 3) Afghanistan 3) Bond 4) Mortgage

4) Angola 5) Austria 5) Advance

3 Where is the headquarters of the international Monetary 14 Which of the following terms in NOT used in Banking/

Fund (IMF) ? finance-related matters ?

1) Geneva 2) Paris 3) London 1) Discount Rate 2) Letter of Credit

4) Manila 5) Washington DC 3) Cheque Clearing 4) General Ledger

4 What is the full form of LAF, as used in banking world 5) Law of Motion

very frequently ? 15 Growth for 2011-12 has been 8.8% was the news in

1) Liquid Advances Finance major newpapers. This means which of the following

2) Liquidity Adjustment Facility grew at this rate during that period ?

3) Legal Adjournment Formality 1) GDP 2) Money supply

4) Local Advance Finance 3) Foreign Exchange Reserves

5) Late Arrival of Finance 4) Inflation 5) Price Index

5 What is the full form of 'CRR' as used in banking sector ? 16 Global Market' means market of

1) Crucial Reserve Rate 1) USA 2) China 3) OPEC members

2) Cash Reserve Ratio 3)Compulsory Retrun Rate 4) European Union Countries

4) Credit and Reserve Ratio 5) All major countries and their alliances

5) None of these 17 Which of the following is a leading electronic-payment

6 Which of the following organisations/agencies works technology firm ?(The logo of the firm can be seen

solely to monitor and arrange few of agriculture credit printed on credit cards/ATM Centres etc.)

in India ? 1) Visa 2) Max 3) BSE

1) NABARD 2) SIDBI 3) RBI 4) Sensex 5) SWAP

4) SEBI 5) None of these 18 Which of the following is NOT a part of the Ministry

7 The RBI has decided to stop circulation of the coin of of Finance ?

which of the following denominations from une 2011 ? 1) Department of Financial Sevices

1) 50 p 2) Rs.1 3) Rs.3 2) department of Expenditure

4) 25 p 5) Rs. 5 3) Department of Revenue

8 Insurance companies in India are regulated by 4) Department of Disinvestment

1) AMFI 2) IRDA 3) SEBI 5) Department of Resource Planning

4) RBI 5)NABARD 19 Who amongst the following is the Chief of SEBI ?

9 Department of Economic Affairs is part of which of the 1) Milind Barve 2) UK Sinha

following ministries ? 3) Shashikant Sharma 4) Shyamala Gopinath

1) Ministry of Home Affairs 5) None of these

2) Ministry of Rural Development 20 Whenever somebody needs foreign currency against

3) Ministry of Planning indian Rupee, banks give equivalent amount of

4) Ministry of Heavy Industries & public Enterprises desired currency based on prevlaent

5) None of these 1) bank rate 2) currency rate 3) policy rate

10 the currency notes of which of the following 4) exchange rate 5) base rate

denominations are not printed in India ? 21 ONGC has found the reserves of Shale Gas for the first

1) Rs.5 2) Rs. 10 3) Rs.50 time in India in

4) Rs.2,500 5) Rs.1,000 1) Maharashtra 2) West Bengal

11 Union Budget, which is presented every year in the 3) Rajasthan 4) Orrisa 5) None of these

parliament, is also known as 22 Who amongst the following cannot work as a Business

1) General Budget Correspondent as given in the scheme launced by the

2) Common Budget banks?

3) Annual Budget 1) Kirana Store 2) Post Office

4) Finance Report of the Year 3) Self help Group 4) A Bank Officer

5) Statement of Allocation of Funds 5) Co-operative Society

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23 Some banks are financing big projects like construction 34 POSCO is a company which manufactures

of roads/bridges etc. Financing such projects means 1) Cement 2) pharma products

banks are helping exactly in 3) Sugar 4)Textiles

1) Infrastructural development 5) Steel

2) Project management 35 The financial results of banks and other organisations

3) Developing core sector industry normally are expressed in quarters.What does Q-1mean

4) Financial inclusion 1) Results of january-March

5) All of these 2) performance during April-June

24 India's Industry Minister, Anand Sinha, and Kim jonghoon 3) Profits during july-september

signed an agreement recently. This means, India has 4) The period when the profits are highest

signed an agreement with 5) None of these

1) China 2) South Korea 3)North Korea 36 Who amongst the following padma Bhushan awardees

4) japan 5) Hong Kong is a famous banker?

25 As we know, a lot of new concepts are being used in the 1) Azim H Premji 2) Kapila Vatsyayan

field of banking these days. Which of the 3) Chanda Kochar 4) Waheeda Rehman

following is NOT one such concept/product directly 5) Brajesh Mishra

associated with banks ? 37 Wages to workers of which of the following is now

1) F-payment 2)SMS Alert revised and are based on the Consumer price Index ?

3) ATM/Debit Card 4) Demat Account 1) MGNREGA

5) Number Portability 2) Anganwadi workers

26 Which of the following organisations has offered a credit 3) Teachers involved in operation'Black Board'

of 225 million USD to India to mitigate impact of cyclones ? 4) Hearth workers in rural areas

1) IMF 2) World Bank 5) None of these

3) WTO 4) Asian Development Bank 38 The 'Fifth Vibrant Gujarat Summit' was organised in

5) UNESCO jannary 2011. This, in fact,was a

27 Which of the following certainly is an effort in the 1) cultural meet

direction of Financial Inclusion ? 2) meeting ov volunteers of political parties

1) Internet Banking 2) Anywhere Banking 3) summit to attract investors to Gujarat

3) No-Frills Accounts 4) Foreign Currency Accounts 4) global conference to create awareness for climate

5) All of these change

28 Foreign currencies are represented in various 5) None of these

abbreviations. What is meant by USD ? 39 Which of the following Acts has specially been launched

1) US Dollar 2) UAE Dinar to facilitate banks in recovery of bad loans ?

3) Unit of Currency of Denmark 1) RBI Act. 2) Banking Regulation Act

4) Ukrainian Soviet Dollar 3) Companies Act 4) Income Tax Act

5) None of these 5) SARFAESI Act

29 Many Regional Rural Banks are given licence to open 40 The financial assistance or loans of Rs.10,000 by a bank

branches in small cities and towns. These licences are to a very small borrower will be called

given by 1) Business finance 2) Govt finance

1) Cabinet Committee on economic affairs 3) micro finance 4) Small finance

2) Reserve Bank of India 5) KYC finance

3) NABARD 4)Indian Bank's Association 41 What does the letter P denote in the term 'PAN', which

5) None of these is issued by the Income Tax Department?

30 Which of the following organisations/agencies is not 1) Provisional 2) Private

associated with the world of Banking and Finance ? 3) Personal 4) postal 5) Permanent

1) SEBI 2)AMFI 3) RBI 42 Who amongst the following is the chairperson of the

4) ECGC 5) SPCA planning Commission of india at present ?

31 Banks recover term loan from the parties in EMIs. What 1) Shri P Chidambarm

does the letter 'E' represent in the term ? 2) Shri Brajesh Mishra

1) Easy 2) Effective 3) Equated 3) Dr M S Ahluwalia

4) Essential 5) Economical 4) Dr Manmohan Singh

32 What is the Bank Rate at present ? 5) None of these

1) 3% 2) 4% 3)6% 43 How many banks were nationalised in july 1969 when

4) 8% 5) None of these the first nationalisation took place ?

33 Which of the following is not a scheduled Commercial 1) 5 2) 8 3) 10

Bank ? 4) 14 5) None of these

1) IDBI Bank 2) Axis Bank

3) HDFC Bank 4) NABARD

5) kotak Mahindra Bank

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44 The head office of the Unique Identification Authority 48 World Economic Forum Meet was organised in january

of India is located in 2011 in

1) Bangalore 2) Mumbai 3) New Delhi 1) Milan 2)Davos 3)London

4) Chennai 5) Hyderabad 4) New Delhi 5) Tokyo

45 As decided by the Govt of India, home states will now 49 As predicted by the World Bank, Indian economy will

get more shares in power generation. This will be up to grow faster than which of the following countries in 2012?

1) 25% 2) 30% 3) 40% 1) China 2)USA 3) japan

4) 50% 5) 65% 4) France 5) Germany

46 Which of the following is called the Bankers'Bank in 50 Who amongst the following cannot open an account in

1) State Bank of india 2) Central Bank of India any bank in India ?

3) NABARD 4)Reserve Bank of India 1) One who is not earning regularly

5) None of these 2) A Housewife

47 Which of the following is NOT a Nationalised Bank ? 3) A student of 10th standard

1) Union Bank of India 4) A farmer who owns a small piece of land

2) Central Bank of India 3) Yes Bank 5) An indicidual who is well-to-do but his source of

4) Syndicate Bank 5) Indian Bank income is not known

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KEY ANSWERS SHEET

Banking Awareness Paper - 1 Banking Awareness Paper - 2

Question 1 2 3 4 5 6 7 8 9 10 Question 1 2 3 4 5 6 7 8 9 10

Answer 2 3 3 3 3 1 3 4 2 4 Answer 2 2 1 1 5 1 1 4 2 2

Question 11 12 13 14 15 16 17 18 19 20 Question 11 12 13 14 15 16 17 18 19 20

Answer 5 3 4 2 5 1 3 1 4 2 Answer 3 1 3 5 1 4 3 3 4 5

Question 21 22 23 24 25 26 27 28 29 30 Question 21 22 23 24 25 26 27 28 29 30

Answer 1 3 3 2 4 2 2 2 3 2 Answer 5 5 3 1 2 4 3 4 3 5

Question 31 32 33 34 35 36 37 38 39 40 Question 31 32 33 34 35 36 37 38 39 40

Answer 2 4 4 3 3 3 3 1 3 5 Answer 1 3 3 2 3 3 1 2 3 4

Question 41 42 43 44 45 46 47 48 49 50 Question 41 42 43 44 45 46 47 48 49 50

Answer 4 2 2 4 4 5 1 3 1 3 Answer 4 3 1 4 4 4 1 3 1 4

Banking Awareness Paper - 3 Banking Awareness Paper - 4

Question 1 2 3 4 5 6 7 8 9 10 Question 1 2 3 4 5 6 7 8 9 10

Answer 2 2 4 4 5 2 1 3 2 4 Answer 4 4 4 2 1 4 4 3 4 4

Question 11 12 13 14 15 16 17 18 19 20 Question 11 12 13 14 15 16 17 18 19 20

Answer 1 1 2 1 3 4 4 2 1 2 Answer 1 4 3 3 4 4 1 3 5 4

Question 21 22 23 24 25 26 27 28 29 30 Question 21 22 23 24 25 26 27 28 29 30

Answer 2 2 2 5 3 3 3 3 1 3 Answer 1 3 1 2 3 4 4 4 5 4

Question 31 32 33 34 35 36 37 38 39 40 Question 31 32 33 34 35 36 37 38 39 40

Answer 4 2 3 2 1 1 1 1 4 1 Answer 2 3 1 3 5 4 2 3 2 3

Question 41 42 43 44 45 46 47 48 49 50 Question 41 42 43 44 45 46 47 48 49 50

Answer 1 1 2 1 2 1 3 5 4 3 Answer 2 2 4 3 5 3 5 2 2 5

Banking Awareness Paper - 5 Banking Awareness Paper - 6

Question 1 2 3 4 5 6 7 8 9 10 Question 1 2 3 4 5 6 7 8 9 10

Answer 2 2 4 5 1 2 4 1 1 3 Answer 2 5 3 2 5 4 1 2 3 3

Question 11 12 13 14 15 16 17 18 19 20 Question 11 12 13 14 15 16 17 18 19 20

Answer 3 3 4 3 4 4 4 3 2 3 Answer 3 4 2 5 3 4 3 4 4 2

Question 21 22 23 24 25 26 27 28 29 30 Question 21 22 23 24 25 26 27 28 29 30

Answer 3 2 2 3 1 1 4 2 4 4 Answer 3 4 2 5 2 5 5 1 1 3

Question 31 32 33 34 35 36 37 38 39 40 Question 31 32 33 34 35 36 37 38 39 40

Answer 2 3 1 3 3 2 1 3 1 2 Answer 3 1 1 3 5 4 1 3 1 1

Question 41 42 43 44 45 46 47 48 49 50 Question 41 42 43 44 45 46 47 48 49 50

Answer 4 2 3 2 1 3 4 4 5 1 Answer 1 1 3 3 1 4 4 2 4 2

Banking Awareness Paper - 7 Banking Awareness Paper - 8

Question 1 2 3 4 5 6 7 8 9 10 Question 1 2 3 4 5 6 7 8 9 10

Answer 4 3 3 1 5 3 4 2 5 1 Answer 3 1 5 2 2 1 4 2 5 4

Question 11 12 13 14 15 16 17 18 19 20 Question 11 12 13 14 15 16 17 18 19 20

Answer 5 3 4 5 4 4 3 2 3 1 Answer 1 3 1 5 1 5 1 5 2 4

Question 21 22 23 24 25 26 27 28 29 30 Question 21 22 23 24 25 26 27 28 29 30

Answer 4 5 2 1 2 3 2 1 4 1 Answer 2 4 1 2 5 2 1 2 5 3

Question 31 32 33 34 35 36 37 38 39 40 Question 31 32 33 34 35 36 37 38 39 40

Answer 5 3 1 1 1 1 5 5 1 2 Answer 3 3 4 5 2 3 1 3 5 3

Question 41 42 43 44 45 46 47 48 49 50 Question 41 42 43 44 45 46 47 48 49 50

Answer 2 3 3 4 1 4 1 4 2 4 Answer 5 4 4 3 4 4 3 2 1 3