WorthIT Lease and Loan Analyzer Product Presentation

The essential companion for accounting and finance professionals

www.worthitsolutions.comwww.mrscompany.com

* WorthIT Lease & Loan Analyzer

http://www.worthitfixedassets.com/



*Overview



WorthIT Lease & Loan Analyzer (WLLA) is specifically designed for accounting and finance professionals who need more than just amortization and payment schedules.

With WLLA, users can incorporate Depreciation Costs, Corporate Tax Rates, Multiple Fees, Payment Terms and Discount rates of Return to produce detailed cash flow and cost spreadsheet projections by calendar or fiscal accounting period for a comprehensive analysis of each loan and lease scenario.

And for what you would expect to pay for most Time Value of Money programs, WLLA also includes imaginative Amortization, FV & NPV programs with simulation capabilities making WLLA the indispensable must have program for accounting & finance professionals.


http://www.mrscompany.com/


WorthIT Lease & Loan Analyzer incorporates advanced features and calculations to perform thorough evaluations of Loan & Lease scenarios. With WLLA you can:

* Build exhaustive scenario profiles to also account for front & backend fees, security deposits, payment and buy-out terms, depreciation and tax rates for precise analysis and projections.

* Produce custom Payment Schedule reports with cover page summaries and user defined totals by Anniversary, Calendar or Fiscal periods. With a simple click, you can transfer information to Word, Excel or clipboard and take it from there.

* Choose Depreciation profiles and apply corporate tax rates to generate in-depth analysis and net cash flow spreadsheets by period. WLLA also supports Recoverable Taxes [ex: HST in Canada] for exact Net Cash Flow projections.

* Calculate the precise Effective Interest Rate after accounting for front and back end fees; security deposits and payment terms.

* Click at any time to display summary statistics on any scenario such as projected Total Interest Costs and Estimated Last Payment Date amongst other valuable data.

* Simulate impact of changing principle payment amounts, varying interest rates or making lump sum payments during as many user defined From – To periods and compare results against base values.

* Calculate the Present Value of cash flow streams using corporate mandated Discount Rates of return.

* Use the built-in imaginative Grid Calculators to create Amortization, Future Value and Present Value tables to analyze how incremental variations in key variables impact long term outcome.



*Feature Rich




*Everything you need is a CLICK away

Enter / change values & Click to Calculate

Loan / Lease Analysis Report

Payment Schedule

Net Advantage of Leasing Report

Help Guide

Click to display Loan / Lease summary statistics






*Comprehensive Scenario Details

General highlights:

Taxes [Leases] – 3 variable user defined tax fields.

Recoverable taxes (ex: HST in Canada) used to calculate precise Net Outflow projections.

Fees, Deposits and Payment terms used to calculate the precise Effective Interest Rate.

Depreciation options - Straight Line; Declining Balance; Compound & Sum of Digits.

Adjustable Depreciable Value – Allowance for down payments, salvage value and un-depreciable costs






*Flexible Simulation Features

Create as many From-To simulation records

Increase / Decrease Principal Payment or Interest Rates

Apply one-time lump payments at any period

Ex: Add $150 to Principal from January 1/2012 to March 31/2013

and one $2,500 lump sum Payment on June 2013



Click “Statistics” icon to view impact of simulation records.




*Customizable Payment Schedules

Template

Word Document

General Highlights:

• Click “Spreadsheet” to transfer data to Excel.

• Sub-Total & Totals by Fiscal, Calendar or Anniversary dates.

• Annual & cumulative statistics.

• Optional cover page with complete scenario details.






*Advanced Analysis & Cash Flow Projections

General highlights:

Depreciation – Handles down payments, Value at Maturity & un-depreciable costs.

Leases - Summary Operating expenses can be included in the Net Advantage of Leasing report.

Present Value calculations - Users can define Discount rate in the SETTINGS file.



http://www.worthitsolutions.com/



*Handy Amortization; FV & PV Grid Calculators



Define Base values here

Select Variables to Simulate &Incremental Values [e.g., Loan Length by 3 months & Loan Amount by $500]

Each cell displays the Monthly Payment Amount and Total Interest as the Loan Length and Loan Amounts are changed incrementally

Double Click on any cell to create new loan scenario for in-depth analysis.



www.worthitfixedassets.comwww.mrscompany.com





Select Variables to Simulate &Incremental Values [Time Horizon by 6 months & Interest Rate by .125%]

Each cell displays your projected FV [future savings] as your time horizon is extended in 6 month increments and the interest rate you earn increases in increment of .125%

You can choose to re-invest from zero to 100% of earned interest and see how compounding impacts projections



www.worthitfixedassets.comwww.mrscompany.com





Select Variables to Simulate &Incremental Values [Income Amount by $125 & Discount Rate by .125%]

Each cell displays your projected PV as Income Amount increases in $125 increments and the Discount rate increases in increment of .125%




*And Key Base FeaturesFor Precise Analysis



Up to 3 User Defined Tax Fields.Recoverable Taxes [e.g., HST in Canada] used to adjust Net Cash Outflow Projections.

Define Discount rate & Compounding Period [expected rate of return]; Corporate Tax Rate [for Tax Relief and Net Cash Flow projections].

Note: Used in “Analysis” &“Net Advantage of Leasing reports”




*User FriendlyMain Screen



Handy list and summary view of each scenarios

Click “scenario” to display details.



WorthIT Solutions

When Spreadsheets, Depreciation programs or complex ERP Modules simply won’t do!


Knowledge Management for Case Research & Preparation




For more information or to purchase WLLA please visit: www.worthitsolutions.com

Only

$119




Economy & Finance

WorthIT Lease and Loan Analyzer Product Presentation