Rebuilding Commerce

Rebuilding Commerce

Jonathan LeBlanc (@jcleblanc) Head of Global Developer Advocacy at PayPal + Braintree

A Little Story

twitter: @jcleblanc | hashtag: #cpbr8

Driven by Basic Needs Driven by Efficiency Driven by Innovation

Entrepreneurial Growth

vs Economic Growth


The Missing Market


50% of adults on the planet do not have bank account


Underserved?


The Underbanked

The Unbanked


East Asia: 59% South Asia: 59% Latin America: 65% Central Asia / E Europe: 49% Arab States: 67% High Income: 8% Total Underserved: 53%

Global Underserved


Not Enough Money Geography Culture

Past Behavior Language Barriers

Trust

Why are People Unbanked?


Systems are Different Everywhere


The Whole System is Broken


Most Commerce Targets the Technology Privileged


The Main Barrier



Prepaid Cards

Manipulation of the Underserved


Move to a Cashless Society


The Opportunity


Cell Phones Everywhere


More People Have Mobile Phones than Toilets


Case Studies


Qiwi https://qiwi.com/


Installments


Person to Person


Hackathon Products and Ideas


Technology Leadership


How We’re Changing for the Market


Omni Commerce


Bluetooth Smart


Bitcoin


The Market is Shifting


Thank You!

Jonathan LeBlanc (@jcleblanc) Head of Global Developer Advocacy at PayPal + Braintree

Economy & Finance

Rebuilding Commerce