ONLINE

BANKING,

but not as

you know itSara Estévez Chico

Sarai Cabrera Farrais

Luis J. Bethencourt González

Adrián Couto Fernández

Miranda Cofiño Pérez

INDEX

• INTRODUCTION

• WHAT IS STARLING

• WHAT DOES IT OFFER

• WHAT WILL HAPPEN IN THE FUTURE

• CONCLUSIONS

• QUESTION

INTRODUCTION

• Starling Bank

• Anne Boden (Founder)

WHAT IS STARLING?

• Advantages:

- 100% mobile only bank

- Faster payments

- Control your spending habits

• Use your credit or debit cards all over the world

• Support 24/7

• Deposits protected up to 95.000 €

• Customers in digital Banks: ↑ 64%

WHAT DOES IT OFFER?

• Digital bank

• Meeting people’s needs

• Lending has been highly concentrated

• For now it’s only available for entrepreneurs, sole traders, and small business

owners.

• Next year business banking service

WHAT WILL HAPPEN IN THE FUTURE?

• In the next ten years: banks will be invisible

• The new platforms will change the financial sector

• Innovation in the development of the business models and the technology

= will be the most significant over the next few years.

CONCLUSIONS

• 24/7 support

• All about clarity and control

• No more delays

• Revolutionary

• Lots of advantages

• Just need a phone

QUESTION

Would you be willing to change

your current account to a bank like

this one?

BIBLIOGRAPHY

• http://www.telegraph.co.uk/business/fintech/interview-with-anne-bod en-starling-bank/

• http://www.telegraph.co.uk/business/2017/10/04/starling-takes-big-banks-business-lending-play/

• https://www.cnbc.com/2017/08/21/starling-bank-ceo-anne-boden-big-banks-will-copy-us.html

• http://www.pwc.es/es/publicaciones/financiero-seguros/assets/encuesta-mundial-banca-digital.pdf

• https://www.starlingbank.com