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My Home Insurance Plan - Add-on Covers

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Page 1: My Home Insurance Plan - Add-on Covers

Add-on Covers for

Complete Protection

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Page 2: My Home Insurance Plan - Add-on Covers

Loss of Rent

What It CoversAs the owner of a residential property, there are a number of perils that can destroy your rental property and the contents within.

With the Loss of Rent cover, you are indemnified for the loss of monthly rent for the time that the house remains unfit for living in, subject to the period chosen while purchasing the policy.

Page 3: My Home Insurance Plan - Add-on Covers

Temporary Resettlement Cover

What It CoversWhat do you do if your house is destroyed in a fire? While your home insurance may cover the rebuilding costs, you would have to bear the costs of moving to alternative accommodation.

Get insured against the transportation and packing costs that you may incur in relocating to an alternative accommodation.

*This cover is available if you have opted for Alternate Accommodation Cover

Page 4: My Home Insurance Plan - Add-on Covers

Keys and Locks Replacement Cover

What It Covers•Lost or stolen residence keys and vehicle keys.•Locks and keys replacement if your residence is broken into.•If you are locked out of your residence or vehicle due to loss or theft of your keys, then you can get the locksmith’s cost reimbursed.•You can get reimbursed for a reasonable cost of rental car when your vehicle keys are lost or stolen.

Page 5: My Home Insurance Plan - Add-on Covers

ATM Withdrawal Recovery Cover

What it Covers•ATM robberies are commonplace nowadays. With an ATM withdrawal robbery cover, get reimbursed for the stolen money that you withdrew from any ATM in India using your ATM card.

•You can get reimbursed for the actual medical expenses caused by injuries during the robbery.

*If the robbery event occurs within 15 minutes of the withdrawal of the money

Page 6: My Home Insurance Plan - Add-on Covers

Lost Wallet Cover

What It Covers•Replacement costs for a lost or stolen wallet as well as the personal papers and payment cards that were in the wallet.

•Application fees for applying for new personal papers and/or payment cards.

Page 7: My Home Insurance Plan - Add-on Covers

Dog Insurance Cover

What It CoversPet dogs are insured against death due to accident and/or diseases contracted during the period of insurance.

Page 8: My Home Insurance Plan - Add-on Covers

Public Liability Cover

What It CoversIf you own/use/occupy a place for residential purposes, and someone gets injured or their property gets damaged due to an error, mistake or negligence on your part, this will cover you for damages against civil claims arising from such incidents.

Page 9: My Home Insurance Plan - Add-on Covers

Employees Compensation Cover

What It CoversIn case an employee sustains personal injury by accident or disease arising out of, and in the course of his employment, the compensation costs for the same are covered.

This is as per Employee’s Compensation Act 1923 or Common Law, as applicable.

Page 10: My Home Insurance Plan - Add-on Covers

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*For detailed information on coverages and exclusions, email us at [email protected] or call us at 1800-209-0144.