• Personal money management coach

• Registered Financial Planner®

• Bestselling author of "12 Steps to Build Wealth on Any Income"

• Established Pinoy Smart Savers Learning Center

MODULE 1

What is investing?

Why invest?

Factors to consider when investing.

Different types of investments

MODULE 2

How much to invest

How to compute cost and returns

When to investment

Setting-up an investment portfolio

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NOW In 20 Years

In 30 Years In 40 Years

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YEARS 3% 5% 7%

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5 10 15 20 25 30 35 40 YRS

Accumulated value

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YEARS 1,000/mo 3,000/mo 5,000/mo

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Investment

Risk

“All investments carry risk of losing money!”

“The higher the return,

the higher the risk!”

Risk

Tolerance

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“Being TOO AGGRESSIVE

or TOO CONSERVATIVE

has a price!”

“Invest your money where it

will grow at least at the same

rate as the inflation rate!”

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Low RETURN High

RIS

KL

ow

Hig

h

Cash

Time Deposit

Gov’t Securities / Bonds

Money-market Funds

Bond Funds

Equity Funds

Stocks

Business

Commercial

Properties

Home

Jewelry, Art,

Collectibles

Balanced Funds

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