Illness of a  child

Loss of a job

Poor money management

mortgage or car payments

Possible causes of bankruptcy

Bankruptcy Benefits

Restructure secure debt Regain control of your life

Ignoring financial problems will only make them worse

Constant Harassment

from Creditors

Banks could

potentially sue you.

Defaulting on a home mortgage

Attorney fees

Foreclosure

Garnishment

Other charges from ignoring financial charges

A fresh start- Chapter 7 Bankruptcy

>> Discharges most unsecured debt

>>Candidates must pass the Means Test

A fresh start- Chapter 7 Bankruptcy

>>Debtors must have an annual median income less than the state median income for a family of the equivalent size

A fresh start- Chapter 7 Bankruptcy

>>Debtor’s income greater than median family income- Debtor must pay a portion of unsecured debt

A fresh start- Chapter 7 Bankruptcy

>>If debtor’s monthly expenses don’t require all available income, then debtor must pay

a $100/month for six years into a Chapter 13 plan.

A fresh start- Chapter 7 Bankruptcy

Debt consolidation plan that allows debtor to restructure debt and pay back in 3 to 5 years

Debtor must have enough income to cover all monthly expenses and pay into a Chapter 13 plan.

Filing for Bankruptcy in Houston is now easy with our professional law firm.

Our expert team of lawyers provide every kind of bankruptcy services.

We approach every client with a focus on integrity, advocacy, and understanding.

Do not hesitate to call us

(713) 974-1151