For Students 8 FINANCIAL NEW YEAR’S RESOLUTIONS

complete their New Year’s Resolutions ONLY 8% OF PEOPLE

is to establish goals you want to accomplish! THE TRICK TO KEEPING YOUR RESOLUTIONS

You should make in 2014! HERE ARE 8 FINANCIAL RESOLUTIONS

It’s a good idea to get into strong spending habits now before you graduate from school. No better time to start than the new year!

CREATE YOUR BUDGET

1.

Focus on getting rid of any credit card debt or payday loans you have after the start of the new year

PAY OFF SHORT TERM DEBT

2.

Looking for a new car or place to live in the near future? Identifying goals will motivate you to save for what you really want.

ESTABLISH YOUR SAVINGS GOALS

3.

Are you missing bill payments? Is there an error on your credit report? Make sure you are checking your credit so you don’t have any lingering issues.

REVIEW YOUR CREDIT REPORT

4.

Get your free credit report today!

Bill payment consumes your time and can be difficult to manage. Auto pay options can save time and ensure good credit.

AUTOMATE YOUR PAYMENTS

5.

Technology helps us organize a lot of our day to day finances. Use these services to your advantage!

FIND APPS TO ORGANIZE YOUR FINANCES

6.

management tools for the new year!

Money doesn’t grow on trees. Take some time to increase your financial awareness in the new year. We can help.

INCREASE YOUR FINANCIAL LITERACY

7.

The average youth financial literacy

score in the US is 58%. We can do much better.

(nes.org)

Set a part of your budget aside for future goals. Do some careful research and allow your money to work for you.

RESEARCH LONG-TERM INVESTMENT

OPPORTUNITIES

8.

Invest your money through stocks, bonds or mutual funds.

It’s one of the smartest things you can do with your money.