Compensation, Benefits & Policy
Shell Expatriate Benefits
Annual Enrollment 2007
Compensation, Benefits & Policy
Agenda
• Annual Enrollment
• Health care benefits
• Other Benefits
• Resources
Compensation, Benefits & Policy
Annual Enrollment Process:
• No action required if you have no changes
• Paperless Process
• Changes are executed directly on your online
Benefits Profile at www.netbenefits.fidelity.com
(1.800.307.4355)
• Annual Enrollment between October 11 –
October 24, 2006
Compensation, Benefits & Policy
Gems – 2007 Changes
• Prescription Drug coverage - 100% limit increased to
$1,500 per individual per calendar year
• Diabetic supplies will now be covered as part of the
prescription drug coverage
• Premiums adjusted slightly for 2007
Compensation, Benefits & Policy
Gems – 2007 Monthly Premium Contributions
$165.65COBRA for dependents
$169.06Employee + Family (Spouse/Partner + Children)
$136.66Employee + Spouse/Partner
$119.36Employee + Children (up to age 22)
$ 62.36Employee Only
Compensation, Benefits & Policy
Dental
CIGNA Dental Care• Slight increase in 2007 premiums and service copays
CIGNA Dental PPO• No changes for 2007
Vision
• No changes in premiums or benefits for 2007
Compensation, Benefits & Policy
Other Benefit Changes
Group Life Insurance (GLI)• Maximum benefit increased from 5 to 7 X annual
pay• Spouse/domestic partner coverage available in $50K
increments up to $500K. Most participants will be uplifted.
• Special Evidence of Insurability applies
Compensation, Benefits & Policy
Health Management Center
Enhancements to the BeWellAtShell Health Management Center:
• Online health resource to WebMD • Access through NetBenefits• Includes health improvement tools and information
Compensation, Benefits & Policy
• www.netbenefits.fidelity.com (1.800.307.4355)
• GEMS Membership Guide (January 2007)
• BUPA Membersworld:
www.bupa-intl.com/membersworld or
• Hrhome: http://sww.shell.com/sps/employees/benefits_americas/
Click on Report Benefits Issues or Provide Feedback
Have a question?
Compensation, Benefits & Policy
BACK UP
Compensation, Benefits & Policy
Enrolling in Benefits• You and your family are covered from your date of hire, however
you will need to make your elections within 31 days of Fidelity having your employment data in their system.
• You must call the Shell Benefits Service Center at 1 800 30 Shell to enroll in benefits. You may not use Netbenefits for your initial enrollment.
• Domestic Partner (DP) would have the same effective date as Member once DP affidavit is accepted by Fidelity.
• To enter the Fidelity system you will need a Social Security Number (SSN). Since you do not have a U.S. SSN upon arrival, you were given a bogus SSN in the Expatriate Services briefing. Please use the bogus SSN when calling Fidelity until you receive your actual U.S. SSN. Note that this bogus SSN can be used only with Fidelity.
• Once you have advised your Expatriate Services Advisor of your new SSN, your Advisor will update the Shell system to provide your new SSN to Fidelity. Please note this process may take several days.
Compensation, Benefits & Policy
• Group Legal
• Group Auto & Home Insurance
• Voluntary Personal Accident Insurance
• Group Life Insurance
• Long Term Disability
• Income Protection Insurance
Protection
• CIGNA Dental Care Plan• CIGNA Dental Assistance Plan
Dental
• Vision Service Provider (VSP)Vision
• Global Expatriate Medical Scheme (GEMS)Medical
Care
You are eligible for the following:
Compensation, Benefits & Policy
Global Expatriate Medical Scheme (GEMS) through BUPA International
• Internet: www.bupa-intl.com/membersworld
• View membership guide and hospital directory
• Download claim form, track claims, membership cards
• Email: [email protected]
• Tel: 44 (0) 1273 71 8383
• BUPA group number 702847 (For claims outside the U.S.)
• BUPA group number 702846 (For claims inside the U.S.)
Once you make your election you will receive a medical card. You will present your medical card every time care is needed. This card is your proof of coverage.
Compensation, Benefits & Policy
GEMS Summary of Benefits
• Annual Maximum Benefit $1,800,000/person
• Hospital Treatment• Surgical Treatment 100%, paid in full• MRI, CT and PET Scans
• Physician Office Treatment• Lab, X-ray and Diagnostic Treatment 100%, up to $9,000/year*• Well Person/Preventive Treatment
• Prescription Drugs 100%, up to $1,500/year*
* subject to annual maximum out of pocket expense ($5,000 individual, $10,000 family)
Compensation, Benefits & Policy
Dental Options
CIGNA Dental Care Plan
• Provides local coverage
• No annual maximum benefit
• No orthodontic lifetime maximum benefit
• Covers adult orthodontia
• You must use the network of providers
CIGNA Dental Assistance Plan
• Covered internationally
• Annual maximum benefit
• Orthodontic lifetime maximum benefit
• Doesn’t cover adult orthodontia
• Any qualified provider
• Non-preventative services require a deductible
• Reimburses a percentage for covered services
Compensation, Benefits & Policy
Levels of Coverage
Dental Assistance Plan
Dental Care Plan
$73.72$18.34Employee + Family (Spouse/Partner + Children)
$43.82$ 9.06Employee + Spouse/Partner
$42.98$10.37Employee + Children$24.76$ 6.30Employee Only
Monthly
Compensation, Benefits & Policy
Vision Service Plan (VSP)
• Service through a network of more than 23,000 eye-care professionals nationwide
• Higher level of benefits-OR-• Service through any licensed eye-care professional • Lower level of benefits with a non-network
provider• Expenses out of pocket, then submit a claim to VSP
You will not receive a vision card. When you visit a VSP provider you must provide them with your social security number
Compensation, Benefits & Policy
Levels of Coverage
$27.40Employee + Family (Spouse/Partner + Children)
$16.95Employee + Spouse/Partner
$16.62Employee + Children
$10.48Employee Only
Your Coverage When visiting a VSP network doctor, you'll receive: Exam........................................................every 12 months Prescription Glasses
Lenses..................................................every 12 months Single vision, lined bifocal and lined trifocal lenses. Frames..................................................every 12 months Frame of your choice covered up to $ 130. Plus, 20% off any out-of-pocket costs.
~OR~ Contacts...................................................every 12 months When you choose contacts instead of glasses, your $125 allowance applies to the cost of your lenses and the fitting and evaluation exam. This exam is in addition to your vision exam to ensure proper fit of contacts.
Extra Discounts and Savings Laser Vision Correction Discounts
Prescription Glasses * Up to 20% savings on lens extras such as scratch resistant and anti-reflective coatings and progressives
* 20% off additional prescription glasses and sunglasses Contacts * Exclusive pricing on annual supplies of popular brands
Your Copays Exam.............................................................................. $10 Prescription Glasses..................................................... $25 Contacts..................................................No copay applies Dollar for dollar you get the best value from your VSP benefit when you visit a VSP network doctor. If you decide not to see a VSP doctor, copays still apply. You'll also receive a lesser benefit and typically pay more out -of-pocket. You are required to pay the provider in full at the time of your appointment and submit a claim to VSP for partial reimbursement. If you decide to see a provider not in the VSP network, call us first at 800-877-7195. Reimbursement Amounts: Exam...................................................................................... Up to $36 Lenses: Single Vision.......................................................................... Up to $28 Bifocal.................................................................................... Up to $45 Trifocal ................................................................................... Up to $56 Frame..................................................................................... Up to $45 Contact Lenses.................................................................... Up to $125
VSP guarantees service from VSP network doctors only.
In the event of a conflict between this information and your organization's contract with VSP, the
terms of the contract will prevail.
Monthly