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CLEVELAND EAST MICHIGAN WEST MICHIGAN CENTRAL OHIO SOUTHERN OHIO / KENTUCKY AKRON / CANTON MAHONING VALLEY NORTHWEST OHIO PITTSBURGH INDIANA WEST VIRGINIA Do the Right Thing. 2012 CORPORATE SOCIAL RESPONSIBILITY REPORT

West MiChigan Central OhiO sOuthern OhiO - Huntington · PDF fileWest MiChigan Central OhiO sOuthern OhiO / KentuCKy ... sOuthern OhiO/KentuCKy regiOn CinCinnati, Oh ... nearly $250,000

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Clevelandeast MiChiganWest MiChigan

Central OhiOsOuthern OhiO /

KentuCKyaKrOn / CantOn

MahOning valleynOrthWest OhiO

Pittsburghindiana

West virginia

do the right thing.2012 COrPOrate sOCial resPOnsibility rePOrt

1

dear Friends,

Letter to our stakehoLders 1

our 2012 rePort 2

reGIoNaL CoNtaCt INForMatIoN 4

the BaNk oF the MIdwest 5

Greater CLeveLaNd 6

east MIChIGaN 8

west MIChIGaN 10

CeNtraL ohIo 12

doING rIGht sPotLIGht

PelOtOnia 14

southerN ohIo / keNtuCky 16

Greater akroN / CaNtoN 18

doING rIGht sPotLIGht

baCKPaCK giveaWays 19

MahoNING vaLLey 20

Northwest ohIo 21

doING rIGht sPotLIGht

COnneCting With COMMunity 22

PIttsBurGh 23

doING rIGht sPotLIGht

FinanCial eduCatiOn FOr Kids 24

CeNtraL INdIaNa 25

west vIrGINIa 26

CoLLeaGues IN our CoMMuNItIes 27

a CuLture oF INCLusIoN 28

CreatING a Great workPLaCe 29

awards aNd reCoGNItIoN 30

CharItaBLe doNatIoNs 32

as you’ll see on the pages that follow, at huntington, we work hard to do the right thing. we make banking affordable, support small businesses, and help our customers meet their financing needs. as a result, in 2012, for the second year in a row, Money® Magazine named huntington the “Best Midsized Regional Bank in America.”

we make banking affordable with our asterisk-Free Checking® accounts. our platinum debit cards have no monthly usage fees, and our 24-hour Grace® overdraft fee relief gives customers more time. our customer service representatives, available 24/7, live right here in the Midwest.

We support small businesses in many ways:

—In 2010, we made a three-year, $4 billion commitment to small business lending, which we fulfilled in 2012.

—we instituted second-look lending: every loan application that doesn’t meet initial eligibility is reviewed to identify anything that could help qualify the borrower.

—we created a basic, easy-to-manage business checking account.

we’ve begun a long-term partnership with the ohio state university®. we are now the university’s official consumer bank, and we are making significant donations to the school for scholarships, academic programming, and the osu endowment. we also partner with leading not-for-profit organizations in our communities to meet critical needs and increase available affordable housing.

we’re proud to be the Bank of the Midwest, and we’re committed to work hard every day to provide our customers with excellent service. thank you for banking with huntington.

sincerely,

Steve SteinourChairman, President, and Chief executive officer

Our COrPOrate sOCial resPOnsibility

we strive to make our cities and towns strong, where small businesses thrive and grow, where everyone has access to affordable housing, and where neighbors are always willing to lend a hand to others in need.

ProduCts aNd servICeswe provide all of our customers with sound financial information, products, and services.

Fair-play banking

equal access to products and services

sound advice

CoMMuNIty INvestMeNtwe provide resources to help strengthen our communities.

Community development lending and investment

Community partnerships

supplier inclusion

Financial education

Philanthropic gifts

CoLLeaGue eNGaGeMeNtwe provide support, encouragement, and inspiration to everyone who works at huntington.

Career development opportunities

health and wellness

Compensation and benefits

Inclusive workforce

Colleagues’ volunteerism

ethICaL PraCtICeswe provide structure and oversight for ethical business practices.

Governance

Code of ethics

risk management and compliance

2

this report reflects huntington’s commitment to our customers, shareholders,

colleagues, and our communities. here you’ll read about our focus on social

responsibility. It is already producing results, improving the economic vitality

and the quality of life in all of the communities where we live and work.

at the heart of our efforts are our corporate values, described below.

we work to do the right thing, the right way, together.

Our 2012 COrpOrate Social ReSponSibility RepoRt

3

abOut Huntington

huntington is a $57 billion regional bank headquartered in Columbus, oh.

we provide full-service commercial, small business, and consumer banking

services; mortgage banking services; treasury management and foreign

exchange services; equipment leasing; wealth and investment management

services; trust services; brokerage services; customized insurance brokerage

and service programs; and more. our principal markets are six states: ohio,

Michigan, Pennsylvania, Indiana, west virginia, and kentucky. we have

more than 700 traditional branches and convenience branches in grocery

stores and retirement centers. our banking channels also include internet,

mobile, and telephone banking and more than 1,350 atMs.

Our values

aCCOuntabilitywe hold ourselves and each other responsible for doing what we say.

COMMuniCatiOnwe share information and ideas openly and demonstrate a willingness to listen.

COntinuOus iMPrOveMentwe always look for ways to improve.

inClusiOnwe are open-minded to all.

PassiOnwe are personally committed to huntington’s success.

serviCewe are about exceeding expectations and striving to do the right thing.

teaMWOrKwe are team huntington. we help each other excel.

OH

WV

KY

IN

PA

MI

throughout the 11 regions in our six-state footprint, we focus

on meeting the needs of all of our customers. We help build

new small businesses, revitalize our communities, and work

to help underserved people in our communities get access

to financial education and opportunities for success.

the bank Of the midWest

5

Central OhiO regiOn COluMbus, Oh Community development Manager: Michael Childs, CdrM 614-480-6802 | [email protected] of Community engagement: steven Fields 614-480-3278 | [email protected]

greater Cleveland regiOn Cleveland, OhCommunity development Manager: Carrie rosenfelt 216-515-6090 | [email protected] of Corporate affairs: diane downing 216-515-6648 | [email protected]

greater aKrOn / CantOn regiOn CantOn, OhCommunity development Manager: Carrie rosenfelt 330-438-4876 | [email protected] giving: sandy upperman 330-438-4858 | [email protected]

MahOning valley regiOn Warren, OhCommunity development Manager: lisa Quattrochi412-227-4828 | [email protected] giving: sandra lisko 330-841-0731 | [email protected]

nOrthWest OhiO regiOn tOledO, OhCommunity development Manager: laura Kelley248-637-8214 | [email protected] giving: shannon loar-tenney 419-249-3350 | [email protected]

east MiChigan regiOn trOy, MiCommunity development Manager: laura Kelley248-637-8214 | [email protected] Manager of Corporate affairs: susan brueckman248-637-7406 | [email protected]

West MiChigan regiOn grand raPids, MiCommunity development Manager: renee Williams 616-771-0116 | [email protected] giving: Michael lindley 616-235-8824 | [email protected]

Central indiana regiOn indianaPOlis, inCommunity development Manager: teresa Marti 317-269-4879 | [email protected] giving: brent Frymier 317-269-4815 | [email protected]

Pittsburgh regiOn Pittsburgh, PaCommunity development Manager: lisa Quattrochi412-227-4828 | [email protected] giving: Kim ravenda412-227-6530 | [email protected]

West virginia regiOn CharlestOn, WvCommunity development Manager: elizabeth sherwood513-762-5188 | [email protected] giving: Kim guilfoile 304-348-5026 | [email protected]

sOuthern OhiO/KentuCKy regiOn CinCinnati, OhCommunity development Manager: elizabeth sherwood513-762-5188 | [email protected] giving: sally gardner513-762-1878 | [email protected]

FinanCial eduCatiOn PrOgraMs and vOlunteerisMall regions: Christina brown614-480-6787 | [email protected]

4

6 7

building a better business CliMate

huntington helped create a new pool of micro loans for startups and small businesses when we provided $2 million in financing to Cleveland’s economic and Community development Institute (eCdI). eCdI runs a microlending program for those who don’t meet the credit or collateral requirements for traditional financial services.

eMPOWering underserved WOMen

we partnered with the ywCa’s old stone education Center’s Ged Program to offer financial education workshops for women who have not completed high school. Participants learned about budgeting, credit scores, home buying, and saving.

JeWel OF FranKlin bOulevard

the sylvia apartment building, in the Franklin Boulevard-west Clinton avenue historic district, is a 1926 tudor revival building. huntingon provided some of the financing for its $3 million restoration, partnering with the detroit shoreway Community development organization, and turned it into affordable housing. the handsome sylvia is just two blocks from the Gordon square arts district, a redevelopment that includes three theaters, a streetscape, and public parking, in which huntington is also involved.

naMed tO the COMMissiOn 50

the greater Cleveland Partnership’s Commission for economic inclusion named huntington to its Commission 50, an annual recognition of companies that have created, enhanced, and sustained diversity and inclusion strategies. Based on responses to the Commission’s annual employers survey on diversity™, points are given for board diversity, senior management diversity, workforce diversity, and supplier diversity. the organizations with the highest combined scores are named to the Commission 50.

greater Cleveland

In the Cleveland area, huntington is committed to growing

the economy and helping those in need. Last year, we helped

open Global Cleveland’s welcome hub with our commitment

of $500,000. this welcome center gives newcomers from

around the world a place where they can find directions

and make connections. we provided a loaned executive to

team Northeast ohio, a group dedicated to bringing more

businesses to the area. and we committed $2 million to the

launch of Cleveland’s economic and Community development

Institute (eCdI) to provide microlending throughout the region.

New graduates of the ywCa’s old stone Ged Program

the sylvia apartments

98

Kids in business

huntington is the presenting sponsor of Lemonade day in detroit (below), part of a national program that helps kids create and run their own lemonade stands so they learn, hands on, about entrepreneurship. Nearly 5,000 kids in eastern Michigan participated in the program in 2012, raising nearly $1 million. kids were encouraged to divide these earnings evenly into savings, charitable giving, and spending for themselves. our Michigan kids gave nearly $250,000 to local charities.

Feeding Our neighbOrs

when we opened our new branch in Pontiac, we dedicated a new truck to Forgotten harvest, a food rescue organization. our Forgotten harvest truck carries the food to mobile food pantries throughout Pontiac.

Colleagues and their families also helped with the annual food drive at Gleaners Community Food Bank in southeastern Michigan. Gleaners distributes food through a network of more than 600 partner soup kitchens, shelters, and pantries.

neW hOusing in detrOit

In september, a new $50 million housing development was announced in hamtramck, a small city surrounded by detroit. the development is funded by more than $14 million from the federal Neighborhood stabilization Program and huntington; huntington also made special financing options available for the project. More than 100 new homes will be built here over the next year and a half. In addition, the city’s estimated 500 to 600 vacant lots will be for sale for new home construction.

east MiChigan

Michigan’s economy continued to improve in 2012,

showing its greatest strength since 2002. Increased auto

sales, job creation, and home building all contributed

to economic growth. at huntington, we are helping to

fuel and sustain this growth: In 2012, we loaned more

than $1 billion to Michigan businesses.

according to the Census Bureau, hamtramck is the most diverse city in Michigan. to help the city resolve its 40-year housing discrimination lawsuit, huntington created special mortgage products, making homeownership a possibility for many families.

young entrepreneurs at Lemonade day

New home in hamtramck

the Forgotten harvest food truck

our $100 million commitment over three years to

affordable rental housing throughout Michigan is the

biggest one-time commitment in the state’s history.

our investment is expected to support 1,600 construction

jobs. By the end of 2015, there will be some 3,000 new

or refurbished affordable housing units for 9,500 people.

10 11

aWard-Winning WOrKFOrCe readiness PrOgraM

our colleagues donate their time and expertise to provide financial education to adult Ged students as part of Grand rapids Community College’s workforce and college readiness program. since 2003, the program has had morethan 800 graduates. the Michigan department of Labor and economic Growth has presented the school and huntington an award for the program’s success.

hOusing FOr seniOrs

reflections (left), a senior housing community in Grand rapids, is one of the projects in our investment in affordable housing. It involves extensive renovation of an existing housing complex, in partnership with the nonprofit developer dwelling Place. our colleagues volunteered on the grounds for a day, building a community garden for residents.

a COMMunity visiOnary

Jim dunlap, regional and commercial banking director and west Michigan regional president, was awarded the visionary award at the 2012 Community spirit awards in Grand rapids. the awards were presented by LINC Community revitalization, a nonprofit housing and community development agency. dunlap was recognized for his contributions to the area’s development over the past decade.

West MiChigan

In Portage, the hearthside senior Living project was supported by the low-income housing tax credit equity we provided to acquire and renovate a 160-unit apartment building. hearthside was developed by Medallion Management, Inc. and Frontier development Group. other partners include the Great Lakes Capital Fund and the Michigan state housing development authority.

senior housing in Grand rapids

Colleagues participate in Can-struction, creating structures from cans of food to raise money for an annual food drive in traverse City

volunteers and staff at Grand rapids Community College’s workforce readiness program

Fighting inner City POverty

we’ve committed $1 million over three years to help the Columbus urban League energize economic growth and create jobs in Columbus’ urban core, where one in five residents lives in poverty. the newly-christened huntington empowerment Center, across from the urban League’s king-Lincoln district headquarters, will offer job training, a business incubator with access to micro and revolving loans, and other services for small businesses. the space will also be used for social enterprise entities and community outreach initiatives.

Feeding hungry Kids

through the Children’s hunger alliance, we support the usda’s summer Food service Program that helps feed kids in need during the months they’re not in school. kids eligible for free and reduced lunch at school get healthy meals through various community programs. we provide marketing support to help get the word out to schools and community organizations. we also donate food and backpacks filled with school supplies.

suPPOrting the hOMeless

to better help homeless adults, who tend to go from the street to shelter and back again, Columbus’ Community shelter Board is creating a new shelter model. the redesign includes extensive collaboration among community partners, including service providers, business leaders, and faith-based organizations. the new model will include increased diversion and prevention, an improved coordinated point of access, and more. huntington is underwriting the project’s extensive research and redesign.

inCreasing hOMe OWnershiP

In whitehall, a Columbus suburb where homeownership is significantly lower than in the state overall, we offer an affordable mortgage product that includes a 30-year fixed-rate loan and flexible closing costs. to qualify, an applicant must have an annual household income of no more than $125,000, and be able to contribute $500 or more to the down payment. Borrowers agree to live in the residences for at least five years; if they meet the requirement, whitehall will provide down payment assistance up to $5,000 and will forgive the assistance at the end of the five-year term.

12

By late 2012, Columbus’ economy had become the

seventh-strongest in the country. huntington continues

to help foster the area’s growth, supporting small

businesses, increasing homeownership, and partnering

with a world-class university. at the same time, we work

hard to help level the playing field for traditionally

underserved people in our community.

Central OhiO

13

Colleagues join Columbus urban League staff to celebrate the opening of the huntington empowerment Center

Columbus skyline, below: robert Mullenix, dunwanderin digital studio

the OFFiCial COnsuMer banK OF the OhiO state university®

as part of a new 15-year partnership, we donated $25 million to ohio state for scholarships, academic programmingand endowment. we’ll open four new branches and more than double the number of atMs on campus, as well as manage the university's payroll system. we’re providing student internships and developing education curricula for students. We’ve also committed$75 million in lending and $25 million in investing to help revitalize neighborhoods near the university.

we’re a lead sponsor of Pelotonia, an annual bicycle ride that raises funds for the arthur G. James Cancer hospital and richard solove research Institute at the ohio state university®.

the event has raised about $40 million for cancer research over the last four years. huntington colleagues have raised close to $6 million of that. Pelotonia donates 100 percent of every rider-raised dollar directly to the James.

More than 1,000 of our colleagues participated in the 2012 event, which took riders from Columbus north to kenyon College in Gambier, oh. Pelotonia has become the largest single-event biking fundraiser in the country, measured by number of riders.

PeLotoNIadOing right sPOtlight

14 15

16

WelCOMe hOMe, veterans

home for the Brave is a new 54-bed transitional housing facility for homeless veterans in the Cincinnati community of Mount healthy. the state-of-the-art, $2.4 million shelter and resource center is the result of a partnership among the volunteers of america of Greater ohio, the u.s. department of veterans affairs, the Federal home Loan Bank of Cincinnati, and huntington. residents of the facility have single bedrooms and access to a full-service cafeteria, lounge areas, computer lab, and library. staff provide them with support in searching for employment and permanent housing.

teaChing MOney basiCs tO adults

our colleagues offer basic banking, budgeting, and financial education to adults throughout Cincinnati. they volunteer at Chatfield College in over-the-rhine, a low- to moderate-income neighborhood downtown. at home for the Brave, colleagues teach a series of financial classes to veterans. they conduct financial workshops to residents of Friars’ Court, a renter-equity community, and at First step home, for women in substance abuse recovery.

tOOls FOr sMall businesses

we partnered with the dayton area Chamber of Commerce to create the small Business toolkit. It’s filled with information and tips for success, including an overview of available loan programs, and a preparation guide for meetings with bankers and other business partners.

KeeP CinCinnati beautiFul

we sponsor the Neighborhood enhancement Program (NeP), a collaborative effort of the city, residents, and local stakeholders. NeP was created to enhance both quality of life and community leadership. each year, NeP identifies two neighborhoods for improvement; for 90 days, police, businesses, and civic groups work together in an accelerated revitalization effort in each neighborhood. they focus on blight, crime, and other issues. at the same time, they help build new partnerships to sustain long-term neighborhood revitalization.

Manufacturing growth, a sizable healthcare industry,

and locally-owned businesses are responsible for steady

growth in the Cincinnati area’s economy—growth that

is expected to continue. on these pages, you’ll find some

of the ways that huntington helps support the economy

of this beautifully historic part of our footprint.

sOuthern OhiO / KentuCKy

scenes from Cincinnati’s historic over-the-rhine neighborhood, courtesy of 3CdC

vets help celebrate the opening of “home for the Brave” in Mount healthy

17

Photograph of over-the-rhine by Chuck eilerman

helPing struggling hOMeOWners

at the veterans service Commission in akron, colleagues on huntington’s home savers team participated in a clinic for homeowners who are facing financial hardships. the clinic, sponsored by the summit County office of Consumer affairs, was designed to help homeowners facing short-term financial hardships to keep their homes.

rehabbed rentals

we celebrated the refurbishing of the Carrollton Crest apartments, a rental community for low- to moderate-income families and individuals. there are 44 one-, two- and three-bedroom units, each with a separate entrance. huntington invested $3.6 million in the project, which includes a new community center with a pavilion and patio and a new exercise room. other partners in the project include the state of ohio, ohio Multi-County development Corporation, and the ohio Capital Corporation for housing.

FinanCial eduCatiOn FOr Parents

we partnered with J.r. Coleman in Canton to offer financial education to parents of children enrolled in their childcare center. J.r. Coleman is a nonprofit social service agency that provides low-income working families with affordable, quality childcare, early learning education programs, full day pre-school, and before and after school supports. our colleagues led workshops on budgeting, saving and homebuyer education.

18

greater aKrOn / CantOn

a solid manufacturing base and the growing oil and gas industry

support recovery and growth in this northeastern ohio region.

here, our focus on homeownership and affordable rentals helps

improve neighborhoods and quality of life.

through stark County’s Community Building Partnership, we provided down-payment grants to homeowners in northwest and northeast Canton neighborhoods

19

BaCkPaCk GIveawaysdOing right sPOtlight

without the necessary supplies, students face a significant disadvantage at school. yet, the cost of school supplies continues to rise, creating an increasing burden for families.

each year, we collaborate with nonprofit organizations, volunteers, and Big Lots to ensure that thousands of kids have the school supplies they need to start the school year off right. In 2012, we gave away more than 30,000 supply-filled backpacks.

20 21

a Mixed-use rental COMMunity

we’re helping to provide affordable housing in Farrell, a town rated financially distressed by the state of Pennsylvania. through a partnership with rBC Capital Markets and ChoICe, Inc., a youngstown nonprofit organization, we provided $9 million in equity to construct 34 apartment units and 10 single-family homes. the equity provides a construction loan and an equity bridge loan for a community initiative to eliminate urban blight. the result will be a mixed-use rental community to serve the needs of a diverse range of individuals and families.

reFOresting a natural treasure

Colleagues volunteer in an annual spring tree planting project at hellbender Bluff County Park in Columbiana County. with other volunteers, we plant more than 3,500 hardwood saplings each year. By doing so, we’re creating a better habitat for local wildlife, and helping preserve native grasses and bushes along a section of Little Beaver Creek. Foresters train the volunteers; huntington provides t-shirts for all participants.

a triP tO the ZOO

huntington, in partnership with the toledo Zoo’s education department, provided summer day camp to 150 kids from the Boys & Girls Club and the adelante Center. Children toured exhibits at the zoo, met animals, and participated in learning activities.

ethiCal leader

huntington received the 2012 torch award for Marketplace ethics from the Better Business Bureau in Northwest ohio. the award is given to companies that exemplify ethics, integrity, and exceptional customer service. winners are chosen by an independent panel of volunteer community leaders, based on criteria established by the BBB. this is the first time a regional bank in the area has received the award.

readers oF the tOledO City PaPer voted huntingtOn the Best BaNk oF 2012.

shelter FOr WOMen and Children

through an affordable housing Program grant from the Federal home Loan Bank, we financed renovations at the ywCa Battered women’s shelter in toledo. the renovations will ensure that women and children in our community will have access to emergency accommodations in times of need.

MahOning valley

the Mahoning valley region, centered around youngstown, oh,

has a rich blend of energy, advanced manufacturing, software

development, and biotechnology. according to the Brookings

Institution, the area is 22nd out of the largest 100 u.s. metro

areas for rate of economic recovery. huntington is proud to be

part of the region’s continued economic growth.

shelter FOr hOMeless WOMen

huntington provided $2.1 million in grants to warren’s ywCa for a 12-unit permanent supportive housing area for homeless women and children. some of our funding was used for a tech-friendly space for job training programs.

nOrthWest OhiO

our Northwest ohio region is headquartered in toledo, which

has benefited from the area’s greenfield and brownfield sites,

as well as its position as a logistics hub. those advantages have

attracted investments from a variety of business and industry,

creating new jobs every month in 2012.

Breaking ground for new affordable housing in Farrell, Pa Music under the stars in toledo, a summer series sponsored by huntington kids enjoy a day at the zoo

now

22 23

the braddOCK OverlOOK

we celebrated the groundbreaking of the overlook, a $10 million, 24-unit apartment development that will be accompanied by 11 single-family homes in Braddock, Pa, a community severely impacted by the loss of the steel industry. Partners in the project include trek development, Mistick Construction, and the architectural firm rothschild doyno Collaborative.

building sMall businesses

we partnered with workshops in Business opportunities (wIBo), a program of Family services of western Pennsylvania, to support prospective business owners from underserved communities. wIBo holds workshops (below) on marketing and promotions, prospecting for customers, financial decision making, and financing a small business. the sessions culminate in a graduation ceremony and a competition that awards participants with the most comprehensive business plans.

suPPOrting WOMen in business

through a partnership with e-Magnify, the women’s Business Center at seton hill university, and the Butler Chamber of Commerce, our colleagues provided one-on-one counseling to women interested in growing their businesses.

e-Magnify’s services and programs are designed to assist women living in rural and underserved areas, and female veterans and active duty personnel. the center provides business counseling and technical assistance, education and training, and mentoring programs in a 27-county area in western Pennsylvania.

throughout our regions, we partner with local television network affiliates to profile programs and organizations that are improving the quality of life in our communities. these Connecting with Community programs build public awareness for nonprofit organizations and the good work they do.

Pittsburgh

once known as america’s steel City, Pittsburgh and

the area surrounding it is now known for its education

and health services. Jobs, wages, and population are

all growing in this part of the country. here are some

of the ways we’re supporting this region.

CoNNeCtING wIth CoMMuNItydOing right sPOtlight

Business women in class at e-Magnify

Central indiana

to help low-income folks here avoid getting left further behind

as the economy grows, huntington supports Campaign for

Financial Fitness. each year, we donate dollars and hundreds

of hours to help individuals with their tax returns. In 2012,

we helped more than 1,000 people open Bank on Indy

checking and savings accounts, at no or low cost.

24

in nearly every community we serve, our colleagues are actively involved in teaching kids money fundamentals.

aCCOunting FOr Kids day in CinCinnati

More than 60 colleagues volunteered in public schools, using the Ohio CPa Foundation’s FetCh!® game (Financial education teaches Children healthy habits). the game uses dog ownership to teach the basics of saving and spending.

Ja in a day in MahOning valley

More than 60 colleagues volunteer every year, teaching the Ja curriculum in schools throughout this region.

in Cleveland, suMMer JObsand savings FOr teens

huntington supported youth Opportunities unlimited for more than 2,000 teens. kids get counseling on finding and keeping jobs, writing resumes, and professional behavior. our colleagues presented the financial education piece, and helped each participant open a savings account.

neW hOusing dOWntOWn

Millikan on Mass will add 761 units of affordable housing, up to 68 market-rate apartments and about 15,000 square feet of commercial space to the cultural district. the total development cost is $12.2 million. huntington partnered with City real estate advisors, a company that provides equity in affordable, multi-family housing throughout the country, and another bank to invest $11.2 million in tax credit equity.

tOrnadO relieF

we provided financial support and counseling to those in southern Indiana hit hard by a string of tornadoes in March 2012. we partnered with our Connecting with Community media partner, wIsh tv8, to set up a disaster relief fund for families and communities. huntington made a donation to the fund, and wIsh tv8 viewers were directed to visit huntington’s Indiana branches to make donations. total donations reached more than $230,000.

FINaNCIaL eduCatIoN For kIdsdOing right sPOtlight

25

heather stevens and students at Fusion Gymnastics Central Indiana colleagues volunteer to help people prepare their tax returns

FusiOn gyMnastiCs

For seven years, heather stevens grew her business, Fusion Gymnastics (below), in leased facilities in Brownsburg, IN. through huntington, she received an sBa loan to buy a vacant building. she then turned the building into a modern, 16,000-square-foot studio. she now has the space she needs to have gymnastics equipment, including an in-ground foam pit and three in-ground trampolines. she has also outfitted her studio to meet the needs of students with disabilities.

26 27

helP FOr First-tiMe hOMebuyers

we awarded a grant to the religious Coalition for Community renewal (rCCr), an organization that provides transitional and rental housing and supports home ownership for low- to moderate-income families. the grant will help rCCr offer homeownership education, and support its goal of developing new homes for low income, first-time homebuyers.

a neW Children’s hOsPital

we donated $50,000 to help build a children’s hospital within Cabell huntington hospital in huntington, wv. the fifth floor will be reconstructed; a new street-level entrance will be added just for children and their families. the children’s hospital will serve kids from west virginia, southern ohio, and eastern kentucky.

suPPOrting hOMe OWnershiP

to support the Neighborworks homeownership Center of the Fairmont housing authority in Morgantown, we awarded a grant of $7,500. the Center helps families get ready to take on a mortgage: a housing counselor works with families on budgeting, financial fitness, credit repair, savings plan development, debt reduction, mortgage affordability, and mortgage options. the Center also offers a monthly, eight-hour homebuyer education workshop.

West virginia

west virginia’s economic output and per-capita income are

growing steadily, and expected to continue growing in the future.

huntington is supporting new construction and business services,

both of which are credited for this growth.

MahOning valley

the Green team

COluMbus

Money Monday

sOuthern OhiO / KentuCKy

starfire Council

Cleveland

united way day of Caring

indianaPOlis

drumstick dash

West virginia

Junior achievement Ja in a day

West MiChigan

Can-struction: Building a Food drive

Last year, nearly 1,000 huntington colleagues volunteered in more than 700 organizations, exceeding 17,000 hours of service. here are a few highlights

of our volunteer efforts.

IN our CoMMuNItIesCOlleagues

huntington supports the work of the Fairmont-Morgantown housing authority, which cleans up neighborhoods and builds affordable housing

28 29

Our 2012 FOCus

at huntington, we know we must be deliberate in our efforts to attract, develop and retain an inclusive workforce. strategic Pipelining is our methodology for sourcing and converting high-potential candidates for the purpose of strengthening our leadership capacity and ensuring we have a full pipeline of diverse leaders now and in the future.

business resOurCe grOuPs

these teams are helping huntington create an ever-more inclusive environment. they’re made of colleagues who organize around a common interest or shared diversity dimension: working parents, african-americans, asians, Latinos, young professionals, administrative assistants, people with disabilities, LGBt individuals, military personnel, and professional women.

suPPlier diversity

we’re committed to expanding relationships with minority-, women-, and veteran-owned business enterprises, because an inclusive supplier base improves business performance and helps us better understand our customers; it also supports job creation. our supplier diversity manager travels extensively within our markets to identify diverse suppliers and establish mutually beneficial relationships with them—it’s good for minority owned businesses, good for us, and good for the economic vitality of our communities.

at huntington, we know that inclusion enables high

performance. to win with our customers, shareholders,

colleagues, and communities, we are intentionally creating

an inclusive environment that welcomes diversity of thought,

so more and better ideas come faster.

talent OPtiMiZatiOn

Lead the development of an inclusive workforce that reflects the companies we serve and the communities in which we operate.

sKills develOPMent

enable the creation of culturally competent leaders and colleagues.

COMMunity and CustOMer engageMent

Guide the creation of an inclusive culture to fully leverage our diverse talent and cultural intelligence to win with our customers and communities.

suPPlier diversity

drive economic inclusion in our supply chain and in the communities we serve.

aCCOuntability, MetriCs, and Measures

strive for continual improvement in outcomes, progress and perception of inclusion at huntington.

we continue the work of our inclusion strategy,

focusing on the five key themes described below.

1

2

3

4

5

huntingtOn tOtal health

we provide a comprehensive array of benefits, designed to help all colleagues live life well. we call our benefits program huntington total health. It includes a variety of programs, and addresses ourcolleagues’ physical health, financial health, personal health, and professional health. In 2012, we continued to make onsite biometric screenings, health fairs, and flu shots available to all colleagues.

the POWer OF PedOMeters

In 2012, over 30% of our colleagues participated and achieved results in an engaging activity-based pedometer program. Collectively, they took over 1.3 million steps, and engaged one another in corporate and personal challenges.

COntinuOus iMPrOveMent

Continuous Improvement is all about finding things we can do every day to improve quality, increase productivity, and do the right thing for our customers, colleagues, communities, andshareholders. It’s an integral part of our culture: Looking for ways to improve each day is part of every colleague’s job.

It helps us build a deeper understanding of our customers’ needs and transforms our internal processes. By doing things better, we improve our customers’ experience.

each business segment has a Continuous Improvement Champion, a colleague helping to identify, prioritize, and implement their business segment’s continuous improvement efforts. our Champions focus on productivity, speed, accuracy, quality, and customer impact.

a dynaMiC teaM

at huntington, every colleague has unique professional opportunities as part of a dynamic team. Our high-energy, inclusive culture fosters teamwork and individual accountability. each colleague’s strengths are recognized, and colleagues treat one another with trust and respect. In an ever-changing environment, we remain consistently committed to our core values: accountability, communication, continuous improvement, inclusion, passion, service and teamwork.

a Culture OF inClusiOn Creating a great WOrKPlaCe

#1: sMall banKing satisFaCtiOn

small businesses rated us “highest in Customer satisfaction with small Business Banking,” according to J.d. Power and associates.

huntington Bank received the highest numerical score in the proprietary J.d. Power and associates 2012 small Business Banking satisfaction study.sM the study is based on 7,246 total responses, measuring 25 financial institutions and the opinions of small business customers with annual revenues from $100,000 to $10 million. Proprietary study results are based on experiences and perceptions of customers surveyed in august–september 2012.

Customer satisfaction is at the core of what we do every day. we thank “our customers for their loyalty, and our colleagues, whose highest priority is engagement with our customers,” said Mary Navarro, huntington’s retail and business banking director.

One OF “aMeriCa’s greenest banKs”

Bank technology News magazine featured “america’s Greenest Banks” in its april 2012 issue. huntington was one of only four banks in the country featured, selected for our interest in helping the environment, as well as new initiatives that minimized our use of natural resources.

Outstanding CustOMer serviCe

For the third consecutive year, we were awarded the aPeCs® National top advocacy award: Based on the Msr Group’s annual Consumer Banking survey of more than 2,400 households across the nation, we had the highest advocacy rating among customers in the Midwest.

One OF MOney® MagaZine’s best banKs in aMeriCa

In 2012, Money Magazine honored us as one of the “Best Banks in america.” “asterisk-Free Checking®” is an “account (that) lives up to its name,” according to the magazine.

best inClusiOn videO

we created a video to help all colleagues understand how we create a culture of inclusion at huntington. the video won two national awards in 2012: In the telly awards, which recognize the finest film and video productions, we were honored with a Bronze telly in the category of online video. In the Communicator awards, which honor excellence in marketing and communications, we received a Gold award of excellence.

huMan resOurCes exCellenCe

keith sanders, human resources director, was recognized at the Columbus C.e.o. hr excellence awards. he was commended for leading efforts to expand talent development, inclusion, and unique colleague benefits. In addition, sanders was one of nine executives recognized with a Columbus Catalyst award from uptown Professional magazine. the event celebrated pioneering minority leaders who are making a mark on their companies and on the Columbus community. honorees were selected based on professional success, diversity leadership, and philanthropic impact, and for being positive role models.

One OF the 25 MOst POWerFul WOMen

Mary Navarro, director of retail and business banking, was number 14 on american Banker® magazine’s list of the “25 Most Powerful women in Banking.” (this is the third consecutive year she’s been on the list). she was recognized for her leadership in establishing asterisk-Free Checking® contributing to the decision to continue free debit cards, and working with MasterCard to offer all customers platinum cards, making huntington the first bank in the country to do so.

banKer OF the year

american Banker® magazine named huntington chairman, president, and Ceo steve steinour Banker of the year in its “Best in Banking 2012” issue. the magazine chose steinour “for guiding huntington through the depths of the financial crisis, returning it to profitability far sooner than anyone expected, and positioning it as a retail banking force in its primary markets.”

huntington was praised for the contrarian moves that have helped us surpass the competition. specifically, the magazine recognized these achievements:

ranked as the country’s no. 3 small business administration lender in number of loans for the past three years*;

innovative 24-hour grace® and asterisk-Free Checking® products;

a return to profitability sooner than expected in 2010; record-setting household growth; unprecedented in-store branch expansion; significant automobile lending expansion; increased market share; First-of-its-kind relationship with the Ohio state university; and inspirational colleague involvement in Pelotonia.

the #1 sba lender in Our regiOn

at huntington, we believe in growing the local

economy by supporting small businesses and

the jobs they create. today, we are the #1 sba

7(a) lender in the region made up of Indiana,

kentucky, ohio, Michigan, west virginia and

western Pennsylvania.*

source: u.s. small Business association from october 1, 2009, through June 30, 2012.

*

aWardsand reCOGnitiOn

30 31

\

Central ohio region

adena health Care Centers

after School all Stars

american heart association

american red Cross

Ballet Met

Big Brothers, Big Sisters

Blanchard valley health Foundation

Canine Companions

CaPa

CatCo-Phoenix

Catholic Social Services

Center for healthy Families

Childhood league Center

Children’s Center for Development enrichment (oakstone)

Children’s hunger alliance

City Year

Cohhio

Columbus College of art and Design

Columbus Community Foundation

Columbus Downtown Development Corp.

Columbus gay Men’s Chorus

Columbus Metropolitan library

Columbus Montessori education Center

Columbus Museum of art

Columbus School for girls

Columbus Symphony

Communities in Schools

Community arts Project at the King arts Complex

Community Development for all People

Community Shelter Board

Consumer Credit Counseling

Creative living

Directions for Youth and Families

easter Seals

Franklinton Development association

Furniture Bank of Central ohio

godman guild

granville historical Society

greenlawn Cemetery association

heinzerling Foundation

heritage ohio

homes on the hill Community

huckleberry house

i Know i Can

Jazz arts group

Kidsohio.org

lifeCare alliance

lincoln theatre association

Marburn academy

Maryhaven inc

Mentoring Center of Central ohio

Methodist theological School of ohio

Midohio Food Bank

Mt. Carmel Foundation

nationwide Children’s hospital

national Church residences

national Kidney Foundation

new Directions Career Center

ohio health

opera Columbus

Pelotonia

Prevent Blindness ohio

Pro Musica Chamber orchestra of Columbus

Salvation army

Schottenstein Chabad house

St. Stephen’s Community house

St. vincent Family Centers

techColumbus

thurber house

united Way

Westerville area resource Ministry

Wexner Center for the arts

Women’s Fund of Central ohio

YWCa

Zane State College Foundation greater aKron/Canton region

akron-Canton regional Foodbank

artsinStark

ashland university

asian Services in action

Community Building Partnership

Crossroads hospice

east akron neighborhood Development Corp.

garaway athletic Boosters

Kent State university Foundation

Kiwanis Club of Canton

Mustard Seed Development Center

Stark Development Board

tuscarawas County university Foundation

united Way

university of Mount union

YMCa

greater ClevelanD region

alzheimer’s association

american heart association

american red Cross

arthritis Foundation

Botanical gardens

Boys and girls Clubs

Care alliance health Center

Centers for Families and Children

City Year

Cleveland action to Support housing

Cleveland Clinic Children’s hospital

Cleveland Zoological Society

College now

Cuyahoga Community College Foundation

Diversity Center of northeast ohio

global Cleveland

gordon Square arts District

great lakes Science Center

greater Cleveland Sports Commission

harvest for hunger

hunger network

Jewish Federation

Juvenile Diabetes research Foundation

network for neighborhood Success

old Stone education Center

ronald McDonald house

PlayhouseSquare Foundation

Shoes and Clothes for Kids

team neo

transitional housing inc.

united Way

university Circle, inc.

university hospitals

upside of Downs

virginia Marti College Foundation

WomenSafe, inc.

Youth opportunities unlimited Mahoning valleY region

american red Cross

associated neighborhood Centers

Community Food Warehouse

Kent State university Foundation

new Castle YMCa SCore

united Way

veterans’ outreach

Youngstown State university

YWCa

northWeSt ohio region

arts Commission of greater toledo

Bank on toledo

Bowling green State university

huntington Center

local initiatives Support Corporation

Mercy health System

Promedica health System

regional growth Partnership

Salvation army

toledo Fair housing Center

toledo Museum of art

toledo Public library

toledo Symphony

toledo Zoo

united north

united Way of greater toledo

university of toledo

valentine theater

YWCa Southern ohio/KentuCKY region

accounting For Kids

aiDS resource Center ohio

air Force Museum Foundation

american heart association

andy & Jordan Dalton Foundation

Big Brothers, Big Sisters

Chatfield College

Cincinnati Ballet

Cincinnati Children’s Dental Care Foundation

Cincinnati Playhouse in the Park

Cincinnati Symphony orchestra

Cincinnati Zoo & Botanical garden

Clark State Foundation

Community Foundations

Crime Stoppers

Dayton Children’s hospital

Deaconess association Foundation

heartstone Foundation

highland Foundation

home ownership Center of Cincinnati

Mercy neighborhood Ministries

northern Kentucky Community action Commission

oneCity

the Point

rocking horse Community health Center

ronald McDonald house

Salvation army

SmartMoney Community Services

Society of St. vincent De Paul

Springfield arts Council

Springfield interfaith hospitality network

Stepping Stones

talbert house

united Way

university of Cincinnati’s economics Center for education & research

university of Cincinnati Foundation

university of Dayton

urban league of greater Cincinnati

vision 2015

WCet

Welcome house of northern Kentucky

Working in neighborhoods

Xavier university

YMCa

eaStern MiChigan region

a hole in the roof Foundation / have Faith haiti

aCCeSS

alzheimer’s association

america Diabetes association

american heart association

aMr alliances

the arC of oakland County inc

arise Detroit

arthritis Foundation

Childhelp Michigan

Community housing network

Cornerstone Schools association

Detroit 300 Conservancy

Fair housing Center

Focus: hope

Forgotten harvest

gleaners Community Food Bank

grandmont rosedale Development Corp.

the guild of SJh and MC haven

Jewish vocational Services

MCC Foundation

Michigan education trust

Michigan hispanic Chamber

Michigan roundtable for Diversity and inclusion

Michigan Women’s Foundation

Michigan Youth appreciation Foundation

Mount Clemens rotary Club

national Kidney Foundation

neighborhood Service organization

noella and Jack russo Family Foundation for the Burger School for the autistic

oakland County Bar Foundation

orchards Children’s Services 33

Prepared 4 life lemonade Day

Presbyterian villages of Michigan

ronald McDonald house

Salvation army

SBaM Foundation

Southwest Solutions

Special olympics

thaW (the heat and Warmth Fund)

utica Community Schools Foundation

variety the Children’s Charity

the vattikuti invitational

Warm training Center

Yatooma’s Foundation for the Kids WeStern MiChigan region

american heart association

american red Cross

aquinas College

artPrize

Bethany Christian Services

Beacon hill at eastgate

Big Brothers, Big Sisters

Boys and girls Club

Calvin College

Catholic Charities

CeDaM

Cheff therapeutic riding Center

Child & Family Services of northwestern Michigan

Clark Foundation

D.a. Blodgett - St. John’s home

Davenport university

Degage Ministries

Dwelling Place of grand rapids

Fair housing Center of West Michigan

Father Fred Foundation traverse City

Ferris State university

Frederik Meijer gardens & Sculpture Park

goodwill industries

grand rapids african-american health institute

grand rapids art Museum

grand rapids Ballet

grand rapids Community College

grand rapids Public Schools

grand rapids Symphony

grand valley State university

helen Devos Children’s hospital

holland home Foundation

holland Public Schools

home repair Services of Kent County

hope College

hope network

inner City Christian Federation

interlochen Center for the arts

Kalamazoo neighborhood housing Services

Kalkaska Memorial Medical Center

Kalkaska Public Schools

Kuyper College

legal assistance Center

linC Community revitalization, inc.

Mecosta County Medical Center

Metro health hospital Foundation

Michigan State university

Michigan Women’s Foundation

Michigan Women’s historical Center

Michigan Works – ottawa County

Munson healthcare regional Foundation

Muskegon Museum of art

Muskegon Public Schools

northern Michigan helping hands

opera grand rapids

Paws with a Cause

Pediatric oncology resource team

Pilgrim Manor

Pine rest Foundation

Porter hills Foundation

Presbyterian villages of Michigan

ready For School early Childhood literacy

Saint Mary’s Doran Foundation

Spectrum health Foundation

St. Cecilia Music Society

Sunset retirement Communities

traverse health Clinic

true north Community Services

united Way

Wedgwood Christian Services

West Shore Symphony

Western Michigan university

Women’s resource Center

YMCa Central inDiana region

Ball State university

Center of leadership Development

Central indiana Community Foundation

Child advocates inc.

Children’s Bureau, inc.

College Mentors for Kids

Community action of greater indianapolis

Conner Prairie

Develop indy

hamilton County area neighborhood Development (hanD)

harrison Center for the arts

homestead Consulting Services lafayette

horizon house

immigrant Welcome Center

indiana Community action association

indiana Sports Corporation

indiana tornado Disaster relief Fund

indianapolis Downtown inc.

indianapolis neighborhood housing Partnership

indianapolis Symphony orchestra

indy’s Campaign for Financial Fitness

King Park area Development Corp.

local initiatives Support Corporation

Marion County Commission on Youth

Marion County Sheriff Memorial

noble of indiana

outreach inc.

Pathway resource Center

reach for Youth inc

Salvation army

St. Mary’s Child Center

Starfish initiative

united Way

uSo of indiana

visit indy

Wheeler Mission PittSBurgh region

allegheny Conference

american heart association

animal Friends

auberle

Bayer Center for nonprofit Management

Big Brothers, Big Sisters

B-PeP

Bishop Canevin high School

Catholic Charities

the Children’s home

Children’s hospital Free Care Fund

City high School, Pittsburgh

City Mission of Wheeling, Wv

Community action Southwest

Community health Clinic

Consortium for Public education

Crossroads

Dollar energy Fund

economics Pa

ellwood City revitalization

Fallingwater

Family tyes inc.

Fourth Street health Clinic

Friendship Circle

gateway rehab

geneva College

homeless Children’s Fund

Jefferson Behavioral health

Jewish Federation

laroche College

lincoln Performing arts Center

little Sisters of the Poor

lifesteps

Manchester Bidwell

McCray house, Wheeling, Wv

Mcguire Memorial

McSummerfest

the Montour trail Council

neighborWorks of Western Pennsylvania

new Kensington Winter Festival

north Catholic high School

northshore Community alliance

northside leadership Conference

northside urban Pathways

Pittsburgh Community reinvestment group

Pittsburgh history & landmarks

Pittsburgh opera

Pittsburgh Project

Pittsburgh Promise

PulSe

red Cross

Salvation army

Sharing & Caring, inc.

Small Seeds Development, inc.

Spina Bifida association

St. Clairsville elementary School Community Playground Project

three rivers adoption

tiger Pause

Western Pennsylvania Conservancy

Western Pennsylvania School for the Deaf WeSt virginia region

alzheimers association

american heart association

appalachian Children’s Chorus

arts Council of Kanawha

autism Society

auxiliary to united hospital Center

Big Brothers, Big Sisters

Big green Scholarship Foundation

Bill Young Memorial Foundation

Boys and girls Club

Cabell huntington Children’s hospital Foundation

Charleston area Medical Center Foundation

Camden Clark Foundation

Center for rural health

Clarksburg league for Service

Concord university

Daymark

Dollar energy Fund

emerson elementary

Fairmont Catholic Foundation

First tee of West virginia

Foundation of Monongalia general hospital

genesis Youth Crisis Center

habitat for humanity

harrisville elementary School

hospiceCare

Kanawha Charleston humane association

Kanawha Pastoral Counseling Center

Marshall university Foundation

Medbrook Children’s Charity

Milan Puskar health right

Mountaineer Food Bank

nick null Memorial Foundation

nitro Food Pantry

rea of hope

religious Coalition for Community revival

rivesville elementary / Middle School

roark Sullivan lifeway Center

ronald McDonald house

St. Mary’s Medical Center Foundation

thomas Memorial and St. Francis hospitals Foundation

united health Foundation

united Way

West Side Main Street

West virginia grantmakers

West virginia Public theatre

West virginia university Children’s hospital

YMCa

YWCa

COrPOrate CharitabledOnatiOnstotal giving in 2012: approximately $6.3 million

2012 COrPOrate sOCial resPOnsibility rePOrt

Trademarks of The Ohio State University® used under license.

The Huntington National Bank is an Equal Housing Lender and Member FDIC. ®, Huntington®, 24-hour Grace® and Asterisk-Free Checking® are federally registered service marks of Huntington Bancshares Incorporated. Huntington.® Welcome.TM is a service mark of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat. No. 8,364,581. ©2013 Huntington Bancshares Incorporated.