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U.S. Bancorp
U.S. Bancorp
Parent Company
U.S. Bancorp
Category
Banking
Sector
Financial services
Tagline/ Slogan
All of us serving you
USP
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U.S. Bancorp
Bank offering varied services at a level which no other bank can offer
STP
Segment
Institutions and individual clients
Target Group
Small, medium, commercial, government, corporate clients and individuals in need of financial assistance
Positioning
Bank having stability and expertise to provide all the company’s financial needs
SWOT Analysis
Strengths
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U.S. Bancorp
1.One of the top five commercial bank in US with over 3,000 branches and 5000 ATMs 2. Ranked top in customer satisfaction serving over 15 million customers through 60,000+ employees 3. Performance ratios like return on assets (ROA), return on average common equity and efficiency are among the best in the industry 4. Ranked #1 in Overall Online Customer Experience in Credit Card Prospects in US from Keynote Competitive Research
Weaknesses
1. Limited global presence as compared to the leading global banks 2.In terms of branches, the bank lags behind Big 4 US Banks (BOA, Citi, JPMC & Wells Fargo) 3.Weaker presence in debit card services
Opportunities
1. High opportunity to expand its presence in North American markets like Canada and Mexico 2.Opportunities in the credit card segment increase revenue expansion of payment services division 3.Introduction of new renewable energy tax equity fund with Sunrun will help in expansion of bank’s business in the rapidly growing renewable energy sector
4.Asset management industry expansion likely to increase revenues
Threats
1. Changes in US regulatory policies will affect the US banking system 2.Decrease in demand for home loans and investments will have a significant effect on the US banks
Competition
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U.S. Bancorp
Competitors
1.Bank of America (BOA) 2.Citi Bank 3.JP Morgan Chase
4.Wells Fargo
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